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Loans (Tables) | 6 Months Ended
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Jun. 30, 2012
Loans and Allowance for Loan Losses and Credit Quality Indicators [Abstract] |
Summary of Loans, net of unearned income | Loans, net of unearned income, consisted of the following at June 30, 2012, and December 31, 2011:
|  | June 30, 2012 |  |  | December 31, 2011 |
(Amounts in thousands) |  | Amount |  |  | Percent |  |  | Amount |  |  | Percent |
Covered loans |  | $ | 238,777 |  |  |  | 13.21 | % |  | $ | — |  |  |  | 0.00 | %
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction — commercial |  |  | 20,877 |  |  |  | 1.16 | % |  |  | 35,482 |  |  |  | 2.54 | %
Land development |  |  | 6,549 |  |  |  | 0.36 | % |  |  | 2,902 |  |  |  | 0.21 | %
Other land loans |  |  | 26,571 |  |  |  | 1.47 | % |  |  | 23,384 |  |  |  | 1.67 | %
Commercial and industrial |  |  | 99,364 |  |  |  | 5.50 | % |  |  | 91,939 |  |  |  | 6.58 | %
Multi-family residential |  |  | 86,040 |  |  |  | 4.76 | % |  |  | 77,050 |  |  |  | 5.52 | %
Single family non-owner occupied |  |  | 140,684 |  |  |  | 7.79 | % |  |  | 106,743 |  |  |  | 7.65 | %
Non-farm, non-residential |  |  | 453,820 |  |  |  | 25.12 | % |  |  | 336,005 |  |  |  | 24.07 | %
Agricultural |  |  | 1,643 |  |  |  | 0.09 | % |  |  | 1,374 |  |  |  | 0.10 | %
Farmland |  |  | 38,423 |  |  |  | 2.13 | % |  |  | 37,161 |  |  |  | 2.66 | %
Total commercial loans |  |  | 873,971 |  |  |  | 48.38 | % |  |  | 712,040 |  |  |  | 51.00 | %
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 115,843 |  |  |  | 6.41 | % |  |  | 111,387 |  |  |  | 7.98 | %
Single family owner occupied |  |  | 466,450 |  |  |  | 25.81 | % |  |  | 473,067 |  |  |  | 33.89 | %
Owner occupied construction |  |  | 30,417 |  |  |  | 1.68 | % |  |  | 19,577 |  |  |  | 1.40 | %
Total consumer real estate loans |  |  | 612,710 |  |  |  | 33.90 | % |  |  | 604,031 |  |  |  | 43.27 | %
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 75,781 |  |  |  | 4.19 | % |  |  | 67,129 |  |  |  | 4.81 | %
Other |  |  | 5,850 |  |  |  | 0.32 | % |  |  | 12,867 |  |  |  | 0.92 | %
Total consumer and other loans |  |  | 81,631 |  |  |  | 4.51 | % |  |  | 79,996 |  |  |  | 5.73 | %
Total non-covered loans |  |  | 1,568,312 |  |  |  | 86.79 | % |  |  | 1,396,067 |  |  |  | 100.00 | %
Total loans held for investment, net of unearned income |  | $ | 1,807,089 |  |  |  | 100.00 | % |  | $ | 1,396,067 |  |  |  | 100.00 | %
Loans held for sale |  | $ | 1,179 |  |  |  |  |  |  | $ | 5,820 |  |  |  |  |
Covered loans held for investment, net of unearned income | Covered loans held for investment, net of unearned income, consisted of the following at June 30, 2012.
(Amounts in thousands) |  | June 30, 2012 |
Covered loans |  |  |  |
Commercial loans |  |  |  |
Construction — commercial |  | $ | 17,770 |
Land development |  |  | — |
Other land loans |  |  | — |
Commercial and industrial |  |  | 7,663 |
Multi-family residential |  |  | 3,706 |
Single family non-owner occupied |  |  | — |
Non-farm, non-residential |  |  | 66,751 |
Agricultural |  |  | 307 |
Farmland |  |  | 1,345 |
Total commercial loans |  |  | 97,542 |
Consumer real estate loans |  |  |  |
Home equity lines |  |  | 88,508 |
Single family owner occupied |  |  | 45,691 |
Owner occupied construction |  |  | 2,502 |
Total consumer real estate loans |  |  | 136,701 |
Consumer and other loans |  |  |  |
Consumer loans |  |  | 4,534 |
Other |  |  | — |
Total consumer and other loans |  |  | 4,534 |
Total covered loans |  | $ | 238,777 |
Acquired Impaired Loans | The following table presents the carrying balance of acquired impaired loans and activity within those loans during the periods indicated. The Company has estimated the cash flows to be collected on the loans and discounted those cash flows at a market rate of interest. As previously discussed in Note 3, “Business Combinations,” the Company is in the process of identifying the purchased performing and credit impaired loans from the Peoples and Waccamaw acquisitions; therefore, acquisitions completed during the second quarter of 2012 are not reflected in the following tables.
|  | Six Months Ended June 30, |
(Amounts in thousands) |  | 2012 |  |  | 2011 |
Balance, January 1 |  | $ | 2,886 |  |  | $ | 3,221 |
Accretion |  |  | 1,146 |  |  |  | 13 |
Principal payments received |  |  | (1,739 | ) |  |  | (173 | )
Other |  |  | 4 |  |  |  | 60 |
Charge-offs |  |  | (4 | ) |  |  | — |
Balance, June 30 |  | $ | 2,293 |  |  | $ | 3,121 |
Changes to the accretable yield | The following table presents changes in the accretable yield during the periods indicated:
|  | Six Months Ended June 30, |
(Amounts in thousands) |  | 2012 |  |  | 2011 |
Balance, January 1 |  | $ | 919 |  |  | $ | 944 |
Accretion |  |  | (1,146 | ) |  |  | (13 | )
Reclassifications from nonaccretable difference |  |  | 92 |  |  |  | — |
Disposals |  |  | 161 |  |  |  | — |
Balance, June 30 |  | $ | 26 |  |  | $ | 931 |

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
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