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Loans (Tables)

12 Months Ended

Dec. 31, 2012

Summary of Loans, Net of Unearned Income

Loans, net of unearned income, consisted of the following at December 31, 2012 and 2011:

		December 31, 2012				December 31, 2011
(Amounts in thousands)
Covered loans		$	219,055			$	—
Non-covered loans
Commercial loans
Construction, development, and other land			49,460				61,768
Commercial and industrial			88,714				91,939
Multi-family residential			65,694				77,050
Single family non-owner occupied			135,647				106,743
Non-farm, non-residential			445,889				336,005
Agricultural			1,709				1,374
Farmland			34,401				37,161
Total commercial loans			821,514				712,040
Consumer real estate loans
Home equity lines			111,081				111,387
Single family owner occupied			472,951				473,067
Owner occupied construction			16,223				19,577
Total consumer real estate loans			600,255				604,031
Consumer and other loans
Consumer loans			78,163				67,129
Other			5,666				12,867
Total consumer and other loans			83,829				79,996
Total non-covered loans			1,505,598				1,396,067
Total loans held for investment, net of unearned income		$	1,724,653			$	1,396,067
Loans held for sale		$	6,672			$	5,820

Covered Loans Held for Investment, Net of Unearned Income

Covered loans held for investment consisted of the following at December 31, 2012:

(Amounts in thousands)		December 31, 2012
Covered loans
Commercial loans
Construction, development, and other land		$	34,569
Commercial and industrial			6,972
Multi-family residential			2,611
Single family non-owner occupied			11,693
Non-farm, non-residential			51,486
Agricultural			144
Farmland			1,260
Total commercial loans			108,735
Consumer real estate loans
Home equity lines			81,445
Single family owner occupied			23,557
Owner occupied construction			1,644
Total consumer real estate loans			106,646
Consumer and other loans
Consumer loans			3,674
Total covered loans		$	219,055

Carrying Balance of Acquired Impaired Loans

The following tables present the carrying balance of acquired impaired loans during the periods indicated.

		Year Ended December 31, 2012
		Peoples				Waccamaw				Other				Total
(Amounts in thousands)
Balance, January 1		$	—			$	—			$	2,886			$	2,886
Impaired loans acquired			32,603				117,572				—				150,175
Balance, December 31		$	26,907			$	112,093			$	2,340			$	141,340

		Year Ended December 31, 2011
(Amounts in thousands)
Balance, January 1		$	3,221
Balance, December 31		$	2,886

Changes in Accretable Yield on Acquired Impaired Loans

The following tables present changes in the accretable yield on acquired impaired loans during the periods indicated:

		Year Ended December 31, 2012
		Peoples				Waccamaw				Other				Total
(Amounts in thousands)
Balance, January 1		$	—			$	—			$	919			$	919
Additions			3,400				26,481				—				29,881
Accretion			(856	)			(3,315	)			(1,089	)			(5,260	)
Reclassifications from nonaccretable difference			—				—				185				185
Disposals			(202	)			(1,280	)			—				(1,482	)
Balance, December 31		$	2,342			$	21,886			$	15			$	24,243

		Year Ended December 31, 2011
(Amounts in thousands)
Balance, January 1		$	944
Accretion			(174	)
Reclassifications from nonaccretable difference			149
Disposals			—
Balance, December 31		$	919

X

- Definition

Certain loans acquired in transfer not accounted for as debt securities accretable yield.

+ References

No definition available.

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X

- Definition

Covered loans held for investment net of unearned income.

+ References

No definition available.

+ Details

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X

- Definition

Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer.

+ References

No definition available.

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X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.3,4)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 3, 4

-Article 5

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