XML 21 R24.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Loans (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2013
Summary of Loans, Net of Unearned Income | Loans, net of unearned income, consisted of the following at June 30, 2013, and December 31, 2012:
|  | June 30, 2013 |  |  | December 31, 2012 |
(Amounts in thousands) |  | Amount |  |  | Percent |  |  | Amount |  |  | Percent |
Covered loans |  | $ | 184,076 |  |  |  | 10.88 | % |  | $ | 207,106 |  |  |  | 12.01 | %
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | 52,198 |  |  |  | 3.09 | % |  |  | 57,434 |  |  |  | 3.33 | %
Commercial and industrial |  |  | 92,448 |  |  |  | 5.47 | % |  |  | 88,738 |  |  |  | 5.15 | %
Multi-family residential |  |  | 59,536 |  |  |  | 3.52 | % |  |  | 65,694 |  |  |  | 3.81 | %
Single family non-owner occupied |  |  | 134,207 |  |  |  | 7.93 | % |  |  | 135,912 |  |  |  | 7.88 | %
Non-farm, non-residential |  |  | 455,224 |  |  |  | 26.91 | % |  |  | 448,810 |  |  |  | 26.02 | %
Agricultural |  |  | 2,393 |  |  |  | 0.14 | % |  |  | 1,709 |  |  |  | 0.10 | %
Farmland |  |  | 34,354 |  |  |  | 2.03 | % |  |  | 34,570 |  |  |  | 2.00 | %
Total commercial loans |  |  | 830,360 |  |  |  | 49.09 | % |  |  | 832,867 |  |  |  | 48.29 | %
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 109,820 |  |  |  | 6.49 | % |  |  | 111,081 |  |  |  | 6.44 | %
Single family owner occupied |  |  | 473,212 |  |  |  | 27.98 | % |  |  | 473,547 |  |  |  | 27.46 | %
Owner occupied construction |  |  | 21,276 |  |  |  | 1.26 | % |  |  | 16,223 |  |  |  | 0.94 | %
Total consumer real estate loans |  |  | 604,308 |  |  |  | 35.73 | % |  |  | 600,851 |  |  |  | 34.84 | %
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 69,002 |  |  |  | 4.08 | % |  |  | 78,163 |  |  |  | 4.53 | %
Other |  |  | 3,752 |  |  |  | 0.22 | % |  |  | 5,666 |  |  |  | 0.33 | %
Total consumer and other loans |  |  | 72,754 |  |  |  | 4.30 | % |  |  | 83,829 |  |  |  | 4.86 | %
Total non-covered loans |  |  | 1,507,422 |  |  |  | 89.12 | % |  |  | 1,517,547 |  |  |  | 87.99 | %
Total loans held for investment, net of unearned income |  | $ | 1,691,498 |  |  |  | 100.00 | % |  | $ | 1,724,653 |  |  |  | 100.00 | %
Loans held for sale |  | $ | 4,621 |  |  |  |  |  |  | $ | 6,672 |  |  |  |  |
Covered Loans Held for Investment, Net of Unearned Income | Covered loans held for investment consisted of the following at June 30, 2013, and December 31, 2012:
(Amounts in thousands) |  | June 30, 2013 |  |  | December 31, 2012 |
Covered loans |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 23,067 |  |  | $ | 26,595 |
Commercial and industrial |  |  | 4,412 |  |  |  | 6,948 |
Multi-family residential |  |  | 2,434 |  |  |  | 2,611 |
Single family non-owner occupied |  |  | 9,750 |  |  |  | 11,428 |
Non-farm, non-residential |  |  | 41,200 |  |  |  | 48,565 |
Agricultural |  |  | 31 |  |  |  | 144 |
Farmland |  |  | 1,234 |  |  |  | 1,091 |
Total commercial loans |  |  | 82,128 |  |  |  | 97,382 |
Consumer real estate loans |  |  |  |  |  |  |  |
Home equity lines |  |  | 77,132 |  |  |  | 81,445 |
Single family owner occupied |  |  | 20,467 |  |  |  | 22,961 |
Owner occupied construction |  |  | 1,638 |  |  |  | 1,644 |
Total consumer real estate loans |  |  | 99,237 |  |  |  | 106,050 |
Consumer and other loans |  |  |  |  |  |  |  |
Consumer loans |  |  | 2,711 |  |  |  | 3,674 |
Total covered loans |  | $ | 184,076 |  |  | $ | 207,106 |
Carrying Balance of Acquired Impaired Loans | The following tables present the carrying balance of acquired impaired loans during the periods indicated:
|  | Six Months Ended June 30, 2013 |
|  | Peoples |  |  | Waccamaw |  |  | Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Balance, January 1 |  | $ | 26,907 |  |  | $ | 110,115 |  |  | $ | 2,340 |  |  | $ | 139,362 |
Balance, June 30 |  |  | 17,484 |  |  |  | 90,105 |  |  |  | 2,088 |  |  |  | 109,677 |
|  | Six Months Ended June 30, 2012 |
|  | Peoples |  |  | Waccamaw |  |  | Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Balance, January 1 |  | $ | — |  |  | $ | — |  |  | $ | 2,886 |  |  | $ | 2,886 |
Balance, June 30 |  |  | 33,454 |  |  |  | 112,498 |  |  |  | 2,293 |  |  |  | 148,245 |
Changes in Accretable Yield on Acquired Impaired Loans | The following tables present changes in the accretable yield on acquired impaired loans during the periods indicated:
|  | Six Months Ended June 30, 2013 |
|  | Peoples |  |  | Waccamaw |  |  | Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Balance, January 1, 2013 |  | $ | 2,342 |  |  | $ | 21,886 |  |  | $ | 15 |  |  | $ | 24,243 |
Additions |  |  | 148 |  |  |  | 178 |  |  |  | — |  |  |  | 326 |
Accretion |  |  | (846 | ) |  |  | (2,900 | ) |  |  | (99 | ) |  |  | (3,845 | )
Transfers to accretable discount (exit events), net |  |  | 4,695 |  |  |  | (9,104 | ) |  |  | 92 |  |  |  | (4,317 | )
Disposals |  |  | (1,203 | ) |  |  | (1,581 | ) |  |  | — |  |  |  | (2,784 | )
Balance, June 30, 2013 |  | $ | 5,136 |  |  | $ | 8,479 |  |  | $ | 8 |  |  | $ | 13,623 |
|  | Six Months Ended June 30, 2012 |
|  | Peoples |  |  | Waccamaw |  |  | Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Balance, January 1, 2012 |  | $ | — |  |  | $ | — |  |  | $ | 919 |  |  | $ | 919 |
Additions |  |  | 3,400 |  |  |  | 26,481 |  |  |  | — |  |  |  | 29,881 |
Accretion |  |  | (139 | ) |  |  | (513 | ) |  |  | (1,146 | ) |  |  | (1,798 | )
Transfers to accretable discount, net |  |  | — |  |  |  | — |  |  |  | 92 |  |  |  | 92 |
Disposals |  |  | — |  |  |  | — |  |  |  | 161 |  |  |  | 161 |
Balance, June 30, 2012 |  | $ | 3,261 |  |  | $ | 25,968 |  |  | $ | 26 |  |  | $ | 29,255 |

X
- Definition Certain loans acquired in transfer not accounted for as debt securities accretable yield. + References No definition available. + Details
Name: | fcbc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldTableTextBlock
Namespace Prefix: | fcbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Covered loans held for investment net of unearned income. + References No definition available. + Details
Name: | fcbc_ScheduleOfCoveredLoansHeldForInvestmentNetOfUnearnedIncomeTableTextBlock
Namespace Prefix: | fcbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer. + References No definition available. + Details
Name: | us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration