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Credit Quality (Tables) | 12 Months Ended
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Dec. 31, 2013
Recorded Investment and Related Information for Loans Considered to be Impaired | The following tables present the recorded investment and related information for loans considered to be impaired, excluding PCI loans, as of the periods indicated:
|  | December 31, 2013 |
(Amounts in thousands) |  | Recorded Investment |  |  | Average Annual Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | 3,850 |  |  | $ | — |  |  | $ | — |
Commercial and industrial |  |  | 292 |  |  |  | 698 |  |  |  | 292 |  |  |  | — |
Multi-family residential |  |  | — |  |  |  | 18 |  |  |  | — |  |  |  | — |
Single family non-owner occupied |  |  | 289 |  |  |  | 939 |  |  |  | 317 |  |  |  | — |
Non-farm, non-residential |  |  | 5,352 |  |  |  | 7,225 |  |  |  | 5,682 |  |  |  | — |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Farmland |  |  | 351 |  |  |  | 370 |  |  |  | 363 |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 257 |  |  |  | 454 |  |  |  | 264 |  |  |  | — |
Single family owner occupied |  |  | 2,006 |  |  |  | 2,156 |  |  |  | 2,414 |  |  |  | — |
Owner occupied construction |  |  | — |  |  |  | 15 |  |  |  | — |  |  |  | — |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | 3 |  |  |  | — |  |  |  | — |
Total impaired loans with no related allowance |  |  | 8,547 |  |  |  | 15,728 |  |  |  | 9,332 |  |  |  | — |
Impaired loans with a related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | 1,057 |  |  | $ | — |  |  | $ | — |
Commercial and industrial |  |  | 4,897 |  |  |  | 4,281 |  |  |  | 10,244 |  |  |  | 3,794 |
Multi-family residential |  |  | — |  |  |  | 94 |  |  |  | — |  |  |  | — |
Single family non-owner occupied |  |  | 375 |  |  |  | 892 |  |  |  | 375 |  |  |  | 47 |
Non-farm, non-residential |  |  | 600 |  |  |  | 1,494 |  |  |  | 600 |  |  |  | 114 |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Farmland |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 215 |  |  |  | 304 |  |  |  | 230 |  |  |  | 52 |
Single family owner occupied |  |  | 4,844 |  |  |  | 4,498 |  |  |  | 5,035 |  |  |  | 735 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total impaired loans with a related allowance |  |  | 10,931 |  |  |  | 12,620 |  |  |  | 16,484 |  |  |  | 4,742 |
Total impaired loans |  | $ | 19,478 |  |  | $ | 28,348 |  |  | $ | 25,816 |  |  | $ | 4,742 |
|  | December 31, 2012 |
(Amounts in thousands) |  | Recorded Investment |  |  | Average Annual Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 2,916 |  |  | $ | 935 |  |  | $ | 2,916 |  |  | $ | — |
Commercial and industrial |  |  | 284 |  |  |  | 320 |  |  |  | 284 |  |  |  | — |
Multi-family residential |  |  | — |  |  |  | 517 |  |  |  | — |  |  |  | — |
Single family non-owner occupied |  |  | 383 |  |  |  | 1,101 |  |  |  | 684 |  |  |  | — |
Non-farm, non-residential |  |  | 5,282 |  |  |  | 2,619 |  |  |  | 5,362 |  |  |  | — |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Farmland |  |  | — |  |  |  | 93 |  |  |  | — |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 276 |  |  |  | 370 |  |  |  | 277 |  |  |  | — |
Single family owner occupied |  |  | 277 |  |  |  | 4,441 |  |  |  | 383 |  |  |  | — |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | 1 |  |  |  | — |  |  |  | — |
Total impaired loans with no related allowance |  |  | 9,418 |  |  |  | 10,397 |  |  |  | 9,906 |  |  |  | — |
Impaired loans with a related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | — |  |  |  | 69 |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 3,318 |  |  |  | 4,510 |  |  |  | 8,502 |  |  |  | 3,192 |
Multi-family residential |  |  | 378 |  |  |  | 143 |  |  |  | 397 |  |  |  | 18 |
Single family non-owner occupied |  |  | 2,411 |  |  |  | 2,484 |  |  |  | 2,460 |  |  |  | 996 |
Non-farm, non-residential |  |  | 2,781 |  |  |  | 5,820 |  |  |  | 2,958 |  |  |  | 358 |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Farmland |  |  | — |  |  |  | 93 |  |  |  | — |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 223 |  |  |  | 150 |  |  |  | 230 |  |  |  | 223 |
Single family owner occupied |  |  | 4,673 |  |  |  | 3,511 |  |  |  | 4,903 |  |  |  | 806 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total impaired loans with a related allowance |  |  | 13,784 |  |  |  | 16,780 |  |  |  | 19,450 |  |  |  | 5,593 |
Total impaired loans |  | $ | 23,202 |  |  | $ | 27,177 |  |  | $ | 29,356 |  |  | $ | 5,593 |
Interest Income Recognized on Impaired Loans | The following table presents interest income recognized on impaired loans, excluding PCI loans, in the periods indicated:
|  | Year ended December 31, |
(Amounts in thousands) |  | 2013 |  |  | 2012 |  |  | 2011 |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 294 |  |  | $ | 3 |  |  | $ | — |
Commercial and industrial |  |  | 17 |  |  |  | 17 |  |  |  | 4 |
Multi-family residential |  |  | 3 |  |  |  | 4 |  |  |  | 24 |
Single family non-owner occupied |  |  | 99 |  |  |  | 56 |  |  |  | 39 |
Non-farm, non-residential |  |  | 296 |  |  |  | 102 |  |  |  | 25 |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |
Farmland |  |  | 12 |  |  |  | — |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 25 |  |  |  | 28 |  |  |  | 15 |
Single family owner occupied |  |  | 70 |  |  |  | 113 |  |  |  | 43 |
Owner occupied construction |  |  | 5 |  |  |  | — |  |  |  | 3 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 2 |
Total impaired loans with no related allowance |  |  | 821 |  |  |  | 323 |  |  |  | 155 |
Impaired loans with a related allowance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | 117 |  |  |  | 1 |  |  |  | 9 |
Commercial and industrial |  |  | 18 |  |  |  | 948 |  |  |  | 21 |
Multi-family residential |  |  | 7 |  |  |  | 3 |  |  |  | — |
Single family non-owner occupied |  |  | 3 |  |  |  | 80 |  |  |  | 107 |
Non-farm, non-residential |  |  | 29 |  |  |  | 317 |  |  |  | 191 |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |
Farmland |  |  | — |  |  |  | — |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 12 |  |  |  | 1 |  |  |  | — |
Single family owner occupied |  |  | 54 |  |  |  | 103 |  |  |  | 164 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | — |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | — |
Total impaired loans with a related allowance |  |  | 240 |  |  |  | 1,453 |  |  |  | 492 |
Total impaired loans |  | $ | 1,061 |  |  | $ | 1,776 |  |  | $ | 647 |
Balance and Interest Income Related to Impaired Loan Pools | The following tables present balance and interest income related to the impaired loan pools as of the dates, and in the periods, indicated:
|  | December 31, |
(Amounts in thousands) |  | 2013 |  |  | 2012 |
Recorded investment |  | $ | 52,033 |  |  | $ | — |
Average annual recorded investment |  |  | 35,220 |  |  |  | — |
Unpaid principal balance |  |  | 69,320 |  |  |  | — |
Allowance for loan losses |  |  | 747 |  |  |  | — |
|  | Year ended December 31, |
(Amounts in thousands) |  | 2013 |  |  | 2012 |  |  | 2011 |
Interest income recognized |  | $ | 1,966 |  |  | $ | — |  |  | $ | — |
Loans Held for Investment by Internal Credit Risk Grade | The following tables present loans held for investment, by internal credit risk grade, as of the periods indicated:
|  | December 31, 2013 |
(Amounts in thousands) |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 30,719 |  |  | $ | 1,094 |  |  | $ | 3,139 |  |  | $ | 303 |  |  | $ | — |  |  | $ | 35,255 |
Commercial and industrial |  |  | 87,589 |  |  |  | 1,056 |  |  |  | 2,919 |  |  |  | 3,891 |  |  |  | — |  |  |  | 95,455 |
Multi-family residential |  |  | 67,257 |  |  |  | 2,237 |  |  |  | 703 |  |  |  | — |  |  |  | — |  |  |  | 70,197 |
Single family non-owner occupied |  |  | 121,367 |  |  |  | 4,501 |  |  |  | 9,316 |  |  |  | 375 |  |  |  | — |  |  |  | 135,559 |
Non-farm, non-residential |  |  | 440,334 |  |  |  | 21,046 |  |  |  | 14,500 |  |  |  | 31 |  |  |  | — |  |  |  | 475,911 |
Agricultural |  |  | 2,306 |  |  |  | 8 |  |  |  | 10 |  |  |  | — |  |  |  | — |  |  |  | 2,324 |
Farmland |  |  | 27,421 |  |  |  | 1,721 |  |  |  | 3,472 |  |  |  | — |  |  |  | — |  |  |  | 32,614 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 107,411 |  |  |  | 1,355 |  |  |  | 2,789 |  |  |  | 215 |  |  |  | — |  |  |  | 111,770 |
Single family owner occupied |  |  | 460,166 |  |  |  | 8,170 |  |  |  | 27,507 |  |  |  | 169 |  |  |  | — |  |  |  | 496,012 |
Owner occupied construction |  |  | 28,242 |  |  |  | 261 |  |  |  | 200 |  |  |  | — |  |  |  | — |  |  |  | 28,703 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 69,973 |  |  |  | 864 |  |  |  | 472 |  |  |  | — |  |  |  | 4 |  |  |  | 71,313 |
Other |  |  | 3,918 |  |  |  | — |  |  |  | 8 |  |  |  | — |  |  |  | — |  |  |  | 3,926 |
Total non-covered loans |  |  | 1,446,703 |  |  |  | 42,313 |  |  |  | 65,035 |  |  |  | 4,984 |  |  |  | 4 |  |  |  | 1,559,039 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | 9,722 |  |  |  | 1,378 |  |  |  | 4,714 |  |  |  | 51 |  |  |  | — |  |  |  | 15,865 |
Commercial and industrial |  |  | 2,865 |  |  |  | 247 |  |  |  | 189 |  |  |  | 24 |  |  |  | — |  |  |  | 3,325 |
Multi-family residential |  |  | 1,472 |  |  |  | — |  |  |  | 461 |  |  |  | — |  |  |  | — |  |  |  | 1,933 |
Single family non-owner occupied |  |  | 4,362 |  |  |  | 1,519 |  |  |  | 1,552 |  |  |  | 16 |  |  |  | — |  |  |  | 7,449 |
Non-farm, non-residential |  |  | 13,077 |  |  |  | 4,630 |  |  |  | 16,901 |  |  |  | 38 |  |  |  | — |  |  |  | 34,646 |
Agricultural |  |  | 164 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 164 |
Farmland |  |  | 572 |  |  |  | — |  |  |  | 301 |  |  |  | — |  |  |  | — |  |  |  | 873 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 66,797 |  |  |  | 1,138 |  |  |  | 1,269 |  |  |  | 2 |  |  |  | — |  |  |  | 69,206 |
Single family owner occupied |  |  | 10,832 |  |  |  | 148 |  |  |  | 5,939 |  |  |  | — |  |  |  | — |  |  |  | 16,919 |
Owner occupied construction |  |  | 198 |  |  |  | — |  |  |  | 986 |  |  |  | — |  |  |  | — |  |  |  | 1,184 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 118 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 118 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total covered loans |  |  | 110,179 |  |  |  | 9,060 |  |  |  | 32,312 |  |  |  | 131 |  |  |  | — |  |  |  | 151,682 |
Total loans |  | $ | 1,556,882 |  |  | $ | 51,373 |  |  | $ | 97,347 |  |  | $ | 5,115 |  |  | $ | 4 |  |  | $ | 1,710,721 |
|  | December 31, 2012 |
(Amounts in thousands) |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 41,850 |  |  | $ | 1,497 |  |  | $ | 13,546 |  |  | $ | 541 |  |  | $ | — |  |  | $ | 57,434 |
Commercial and industrial |  |  | 77,573 |  |  |  | 2,506 |  |  |  | 4,821 |  |  |  | 3,838 |  |  |  | — |  |  |  | 88,738 |
Multi-family residential |  |  | 60,161 |  |  |  | 4,043 |  |  |  | 1,490 |  |  |  | — |  |  |  | — |  |  |  | 65,694 |
Single family non-owner occupied |  |  | 112,562 |  |  |  | 5,938 |  |  |  | 16,092 |  |  |  | 1,320 |  |  |  | — |  |  |  | 135,912 |
Non-farm, non-residential |  |  | 399,907 |  |  |  | 15,975 |  |  |  | 32,808 |  |  |  | 120 |  |  |  | — |  |  |  | 448,810 |
Agricultural |  |  | 1,657 |  |  |  | 19 |  |  |  | 33 |  |  |  | — |  |  |  | — |  |  |  | 1,709 |
Farmland |  |  | 28,887 |  |  |  | 2,262 |  |  |  | 3,421 |  |  |  | — |  |  |  | — |  |  |  | 34,570 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 104,750 |  |  |  | 2,739 |  |  |  | 3,592 |  |  |  | — |  |  |  | — |  |  |  | 111,081 |
Single family owner occupied |  |  | 436,587 |  |  |  | 9,599 |  |  |  | 27,319 |  |  |  | — |  |  |  | 42 |  |  |  | 473,547 |
Owner occupied construction |  |  | 15,841 |  |  |  | 382 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 16,223 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 76,787 |  |  |  | 867 |  |  |  | 501 |  |  |  | 8 |  |  |  | — |  |  |  | 78,163 |
Other |  |  | 5,657 |  |  |  | 8 |  |  |  | 1 |  |  |  | — |  |  |  | — |  |  |  | 5,666 |
Total non-covered loans |  |  | 1,362,219 |  |  |  | 45,835 |  |  |  | 103,624 |  |  |  | 5,827 |  |  |  | 42 |  |  |  | 1,517,547 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | 6,463 |  |  |  | 2,120 |  |  |  | 17,834 |  |  |  | 178 |  |  |  | — |  |  |  | 26,595 |
Commercial and industrial |  |  | 6,225 |  |  |  | 445 |  |  |  | 197 |  |  |  | 81 |  |  |  | — |  |  |  | 6,948 |
Multi-family residential |  |  | 1,962 |  |  |  | — |  |  |  | 649 |  |  |  | — |  |  |  | — |  |  |  | 2,611 |
Single family non-owner occupied |  |  | 6,065 |  |  |  | 2,223 |  |  |  | 3,015 |  |  |  | 125 |  |  |  | — |  |  |  | 11,428 |
Non-farm, non-residential |  |  | 23,855 |  |  |  | 5,477 |  |  |  | 19,189 |  |  |  | 44 |  |  |  | — |  |  |  | 48,565 |
Agricultural |  |  | 143 |  |  |  | — |  |  |  | 1 |  |  |  | — |  |  |  | — |  |  |  | 144 |
Farmland |  |  | 935 |  |  |  | — |  |  |  | 156 |  |  |  | — |  |  |  | — |  |  |  | 1,091 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 16,323 |  |  |  | 11,981 |  |  |  | 53,116 |  |  |  | 25 |  |  |  | — |  |  |  | 81,445 |
Single family owner occupied |  |  | 16,011 |  |  |  | 927 |  |  |  | 5,786 |  |  |  | 237 |  |  |  | — |  |  |  | 22,961 |
Owner occupied construction |  |  | 484 |  |  |  | — |  |  |  | 1,160 |  |  |  | — |  |  |  | — |  |  |  | 1,644 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 2,987 |  |  |  | 562 |  |  |  | 125 |  |  |  | — |  |  |  | — |  |  |  | 3,674 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total covered loans |  |  | 81,453 |  |  |  | 23,735 |  |  |  | 101,228 |  |  |  | 690 |  |  |  | — |  |  |  | 207,106 |
Total loans |  | $ | 1,443,672 |  |  | $ | 69,570 |  |  | $ | 204,852 |  |  | $ | 6,517 |  |  | $ | 42 |  |  | $ | 1,724,653 |
Nonaccrual Loans by Loan Class | The following table presents nonaccrual loans, by loan class, as of the dates indicated:
|  | December 31, |
|  | 2013 |  |  | 2012 |
(Amounts in thousands) |  | Non-covered |  |  | Covered |  |  | Total |  |  | Non-covered |  |  | Covered |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 1,187 |  |  | $ | 761 |  |  | $ | 1,948 |  |  | $ | 405 |  |  | $ | 1,990 |  |  | $ | 2,395 |
Commercial and industrial |  |  | 5,341 |  |  |  | 92 |  |  |  | 5,433 |  |  |  | 3,912 |  |  |  | 35 |  |  |  | 3,947 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 378 |  |  |  | — |  |  |  | 378 |
Single family non-owner occupied |  |  | 1,966 |  |  |  | 222 |  |  |  | 2,188 |  |  |  | 7,071 |  |  |  | 21 |  |  |  | 7,092 |
Non-farm, non-residential |  |  | 2,685 |  |  |  | — |  |  |  | 2,685 |  |  |  | 5,938 |  |  |  | 951 |  |  |  | 6,889 |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | — |  |  |  | 2 |
Farmland |  |  | 441 |  |  |  | 301 |  |  |  | 742 |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 765 |  |  |  | 232 |  |  |  | 997 |  |  |  | 872 |  |  |  | 436 |  |  |  | 1,308 |
Single family owner occupied |  |  | 6,567 |  |  |  | 1,555 |  |  |  | 8,122 |  |  |  | 5,219 |  |  |  | 831 |  |  |  | 6,050 |
Owner occupied construction |  |  | — |  |  |  | 190 |  |  |  | 190 |  |  |  | — |  |  |  | 59 |  |  |  | 59 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 201 |  |  |  | — |  |  |  | 201 |  |  |  | 126 |  |  |  | — |  |  |  | 126 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  |  | 19,153 |  |  |  | 3,353 |  |  |  | 22,506 |  |  |  | 23,923 |  |  |  | 4,323 |  |  |  | 28,246 |
Purchased impaired loans |  |  | 8 |  |  |  | — |  |  |  | 8 |  |  |  | 8 |  |  |  | — |  |  |  | 8 |
Total nonaccrual loans |  | $ | 19,161 |  |  | $ | 3,353 |  |  | $ | 22,514 |  |  | $ | 23,931 |  |  | $ | 4,323 |  |  | $ | 28,254 |
Aging of Past Due Loans by Loan Class | The following tables present the aging of past due loans, by loan class, as of the dates indicated. Nonaccrual loans 30 days or more past due are included in the applicable delinquency category. There were no non-covered accruing loans contractually past due 90 days or more as of December 31, 2013, or December 31, 2012. Accruing loans contractually past due 90 days or more were $86 thousand as of December 31, 2013, which was attributed to covered home equity lines. There were no accruing loans contractually past due 90 days or more as of December 31, 2012.
|  | December 31, 2013 |
(Amounts in thousands) |  | 30 - 59 Days Past Due |  |  | 60 - 89 Days Past Due |  |  | 90+ Days Past Due |  |  | Total Past Due |  |  | Current Loans |  |  | Total Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 118 |  |  | $ | 10 |  |  | $ | 532 |  |  | $ | 660 |  |  | $ | 34,595 |  |  | $ | 35,255 |
Commercial and industrial |  |  | 93 |  |  |  | 39 |  |  |  | 2,631 |  |  |  | 2,763 |  |  |  | 92,692 |  |  |  | 95,455 |
Multi-family residential |  |  | 115 |  |  |  | — |  |  |  | — |  |  |  | 115 |  |  |  | 70,082 |  |  |  | 70,197 |
Single family non-owner occupied |  |  | 611 |  |  |  | 554 |  |  |  | 1,203 |  |  |  | 2,368 |  |  |  | 133,191 |  |  |  | 135,559 |
Non-farm, non-residential |  |  | 1,014 |  |  |  | 318 |  |  |  | 1,770 |  |  |  | 3,102 |  |  |  | 472,809 |  |  |  | 475,911 |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2,324 |  |  |  | 2,324 |
Farmland |  |  | 245 |  |  |  | — |  |  |  | — |  |  |  | 245 |  |  |  | 32,369 |  |  |  | 32,614 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 289 |  |  |  | 317 |  |  |  | 442 |  |  |  | 1,048 |  |  |  | 110,722 |  |  |  | 111,770 |
Single family owner occupied |  |  | 7,428 |  |  |  | 1,228 |  |  |  | 145 |  |  |  | 8,801 |  |  |  | 487,211 |  |  |  | 496,012 |
Owner occupied construction |  |  | 205 |  |  |  | — |  |  |  | 2,284 |  |  |  | 2,489 |  |  |  | 26,214 |  |  |  | 28,703 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 811 |  |  |  | 86 |  |  |  | 105 |  |  |  | 1,002 |  |  |  | 70,311 |  |  |  | 71,313 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 3,926 |  |  |  | 3,926 |
Total non-covered loans |  |  | 10,929 |  |  |  | 2,552 |  |  |  | 9,112 |  |  |  | 22,593 |  |  |  | 1,536,446 |  |  |  | 1,559,039 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | 479 |  |  |  | — |  |  |  | 453 |  |  |  | 932 |  |  |  | 14,933 |  |  |  | 15,865 |
Commercial and industrial |  |  | 5 |  |  |  | 44 |  |  |  | 92 |  |  |  | 141 |  |  |  | 3,184 |  |  |  | 3,325 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1,933 |  |  |  | 1,933 |
Single family non-owner occupied |  |  | — |  |  |  | — |  |  |  | 184 |  |  |  | 184 |  |  |  | 7,265 |  |  |  | 7,449 |
Non-farm, non-residential |  |  | 209 |  |  |  | — |  |  |  | — |  |  |  | 209 |  |  |  | 34,437 |  |  |  | 34,646 |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 164 |  |  |  | 164 |
Farmland |  |  | — |  |  |  | — |  |  |  | 301 |  |  |  | 301 |  |  |  | 572 |  |  |  | 873 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 488 |  |  |  | 86 |  |  |  | 163 |  |  |  | 737 |  |  |  | 68,469 |  |  |  | 69,206 |
Single family owner occupied |  |  | 197 |  |  |  | 120 |  |  |  | 1,466 |  |  |  | 1,783 |  |  |  | 15,136 |  |  |  | 16,919 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | 190 |  |  |  | 190 |  |  |  | 994 |  |  |  | 1,184 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | — |
Consumer loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 118 |  |  |  | 118 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total covered loans |  |  | 1,378 |  |  |  | 250 |  |  |  | 2,849 |  |  |  | 4,477 |  |  |  | 147,205 |  |  |  | 151,682 |
Total loans |  | $ | 12,307 |  |  | $ | 2,802 |  |  | $ | 11,961 |  |  | $ | 27,070 |  |  | $ | 1,683,651 |  |  | $ | 1,710,721 |
|  | December 31, 2012 |
(Amounts in thousands) |  | 30 - 59 Days Past Due |  |  | 60 - 89 Days Past Due |  |  | 90+ Days Past Due |  |  | Total Past Due |  |  | Current Loans |  |  | Total Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 344 |  |  | $ | — |  |  | $ | 188 |  |  | $ | 532 |  |  | $ | 56,902 |  |  | $ | 57,434 |
Commercial and industrial |  |  | 387 |  |  |  | 84 |  |  |  | 1,432 |  |  |  | 1,903 |  |  |  | 86,835 |  |  |  | 88,738 |
Multi-family residential |  |  | 624 |  |  |  | — |  |  |  | — |  |  |  | 624 |  |  |  | 65,070 |  |  |  | 65,694 |
Single family non-owner occupied |  |  | 1,841 |  |  |  | 1,348 |  |  |  | 3,715 |  |  |  | 6,904 |  |  |  | 129,008 |  |  |  | 135,912 |
Non-farm, non-residential |  |  | 2,702 |  |  |  | 936 |  |  |  | 3,621 |  |  |  | 7,259 |  |  |  | 441,551 |  |  |  | 448,810 |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1,709 |  |  |  | 1,709 |
Farmland |  |  | 216 |  |  |  | 196 |  |  |  | — |  |  |  | 412 |  |  |  | 34,158 |  |  |  | 34,570 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 315 |  |  |  | 93 |  |  |  | 495 |  |  |  | 903 |  |  |  | 110,178 |  |  |  | 111,081 |
Single family owner occupied |  |  | 6,564 |  |  |  | 1,176 |  |  |  | 1,644 |  |  |  | 9,384 |  |  |  | 464,163 |  |  |  | 473,547 |
Owner occupied construction |  |  | 382 |  |  |  | — |  |  |  | — |  |  |  | 382 |  |  |  | 15,841 |  |  |  | 16,223 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 715 |  |  |  | 73 |  |  |  | 47 |  |  |  | 835 |  |  |  | 77,328 |  |  |  | 78,163 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 5,666 |  |  |  | 5,666 |
Total non-covered loans |  |  | 14,090 |  |  |  | 3,906 |  |  |  | 11,142 |  |  |  | 29,138 |  |  |  | 1,488,409 |  |  |  | 1,517,547 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | 252 |  |  |  | 161 |  |  |  | 1,121 |  |  |  | 1,534 |  |  |  | 25,061 |  |  |  | 26,595 |
Commercial and industrial |  |  | 45 |  |  |  | — |  |  |  | — |  |  |  | 45 |  |  |  | 6,903 |  |  |  | 6,948 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2,611 |  |  |  | 2,611 |
Single family non-owner occupied |  |  | 8 |  |  |  | — |  |  |  | 21 |  |  |  | 29 |  |  |  | 11,399 |  |  |  | 11,428 |
Non-farm, non-residential |  |  | 501 |  |  |  | — |  |  |  | 927 |  |  |  | 1,428 |  |  |  | 47,137 |  |  |  | 48,565 |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 144 |  |  |  | 144 |
Farmland |  |  | 6 |  |  |  | — |  |  |  | — |  |  |  | 6 |  |  |  | 1,085 |  |  |  | 1,091 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 217 |  |  |  | 112 |  |  |  | 204 |  |  |  | 533 |  |  |  | 80,912 |  |  |  | 81,445 |
Single family owner occupied |  |  | 413 |  |  |  | 135 |  |  |  | 475 |  |  |  | 1,023 |  |  |  | 21,938 |  |  |  | 22,961 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | 59 |  |  |  | 59 |  |  |  | 1,585 |  |  |  | 1,644 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 3,674 |  |  |  | 3,674 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total covered loans |  |  | 1,442 |  |  |  | 408 |  |  |  | 2,807 |  |  |  | 4,657 |  |  |  | 202,449 |  |  |  | 207,106 |
Total loans |  | $ | 15,532 |  |  | $ | 4,314 |  |  | $ | 13,949 |  |  | $ | 33,795 |  |  | $ | 1,690,858 |  |  | $ | 1,724,653 |
Loans Modified as Troubled Debt Restructurings by Loan Class Segregated by Accrual Status | The following table presents loans modified as TDRs, by loan class, segregated by accrual status, as of the dates indicated:
|  | December 31, |
|  | 2013 |  |  | 2012 |
(Amounts in thousands) |  | Nonaccrual (1) |  |  | Accruing |  |  | Total |  |  | Nonaccrual (1) |  |  | Accruing |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, andother land |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 63 |  |  | $ | — |  |  | $ | 63 |
Commercial and industrial |  |  | 1,115 |  |  |  | — |  |  |  | 1,115 |  |  |  | 1,119 |  |  |  | — |  |  |  | 1,119 |
Single family non-owner occupied |  |  | 375 |  |  |  | — |  |  |  | 375 |  |  |  | 1,380 |  |  |  | — |  |  |  | 1,380 |
Non-farm, non-residential |  |  | 128 |  |  |  | 5,490 |  |  |  | 5,618 |  |  |  | 764 |  |  |  | 5,897 |  |  |  | 6,661 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 159 |  |  |  | 51 |  |  |  | 210 |  |  |  | 305 |  |  |  | 55 |  |  |  | 360 |
Single family owner occupied |  |  | 423 |  |  |  | 6,670 |  |  |  | 7,093 |  |  |  | 197 |  |  |  | 6,095 |  |  |  | 6,292 |
Total TDRs |  | $ | 2,200 |  |  | $ | 12,211 |  |  | $ | 14,411 |  |  | $ | 3,828 |  |  | $ | 12,047 |  |  | $ | 15,875 |
(1) | TDRs on nonaccrual status are included in the total nonaccrual loan balance disclosed in the table above.
Loans Modified as Troubled Debt Restructurings by Type of Concession Made and Loan Class | The following table presents loans modified as TDRs, by type of concession made and loan class, that were restructured during the years indicated. The post-modification recorded investment represents the loan balance immediately following modification.
|  | Year Ended December 31, |
|  | 2013 |  |  | 2012 |
(Amounts in thousands) |  | Total Contracts |  |  | Pre- Modification Recorded Investment |  |  | Post- Modification Recorded Investment |  |  | Total Contracts |  |  | Pre- Modification Recorded Investment |  |  | Post- Modification Recorded Investment |
Below market interest rate Single family owner occupied |  |  | 2 |  |  | $ | 601 |  |  | $ | 557 |  |  |  | — |  |  | $ | — |  |  | $ | — |
Below market interest rate andextended payment term Single family non-owner occupied |  |  | 1 |  |  |  | 375 |  |  |  | 328 |  |  |  |  |  |  |  | — |  |  |  | — |
Non-farm, non-residential |  |  | 1 |  |  |  | 511 |  |  |  | 511 |  |  |  | 2 |  |  |  | 5,822 |  |  |  | 5,822 |
Single family owner occupied |  |  | 4 |  |  |  | 809 |  |  |  | 757 |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  |  | 8 |  |  | $ | 2,296 |  |  | $ | 2,153 |  |  |  | 3 |  |  | $ | 6,173 |  |  | $ | 6,141 |
Loans Modified as Troubled Debt Restructurings by Loan Class for which there was Payment Default | The following table presents loans modified as TDRs, by loan class, that were restructured within the previous 12 months for which there was a payment default during the years indicated:
|  | Year Ended December 31, |
|  | 2013 |  |  | 2012 |
(Amounts in thousands) |  | Total Contracts |  |  | Recorded Investment |  |  | Total Contracts |  |  | Recorded Investment |
Single family non-owner occupied |  |  | 1 |  |  | $ | 375 |  |  |  | — |  |  | $ | — |
Single family owner occupied |  |  | 1 |  |  |  | 359 |  |  |  | — |  |  |  | — |
Total |  |  | 2 |  |  | $ | 734 |  |  |  | — |  |  | $ | — |

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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5111-111524 + Details
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- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953682-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953676-111524 + Details
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