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Deposits (Tables) | 12 Months Ended
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Dec. 31, 2013
Components of Deposits | The following table presents the components of deposits as of the dates indicated:
|  | December 31, |
(Amounts in thousands) |  | 2013 |  |  | 2012 |
Noninterest-bearing demand deposits |  | $ | 339,680 |  |  | $ | 343,352 |
Interest-bearing deposits: |  |  |  |  |  |  |  |
Interest-bearing demand deposits |  |  | 361,821 |  |  |  | 353,321 |
Money market accounts |  |  | 237,845 |  |  |  | 237,257 |
Savings deposits |  |  | 286,165 |  |  |  | 263,019 |
Certificates of deposit |  |  | 606,178 |  |  |  | 706,568 |
Individual retirement accounts |  |  | 119,053 |  |  |  | 126,658 |
Total interest-bearing deposits |  |  | 1,611,062 |  |  |  | 1,686,823 |
Total deposits |  | $ | 1,950,742 |  |  | $ | 2,030,175 |
Scheduled Maturities of Time Deposits | The following schedule presents the contractual maturities of time deposits as of December 31, 2013:
(Amounts in thousands) |  |  |
2014 |  | $ | 423,272 |
2015 |  |  | 163,591 |
2016 |  |  | 66,924 |
2017 |  |  | 36,408 |
2018 |  |  | 35,020 |
2019 and thereafter |  |  | 16 |
|  | $ | 725,231 |
Scheduled Maturities of Certificates of Deposit of $100 Thousand or More | The following schedule presents the contractual maturities of time deposits of $100 thousand or more as of December 31, 2013:
(Amounts in thousands) |  |  |
Three months or less |  | $ | 55,836 |
Over three through six months |  |  | 79,561 |
Over six through twelve months |  |  | 66,321 |
Over twelve months |  |  | 151,120 |
|  | $ | 352,838 |

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