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Loans (Tables)

12 Months Ended

Dec. 31, 2013

Summary of Loans, Net of Unearned Income

The following table presents loans, net of unearned income and disaggregated by class, as of the periods indicated:

		December 31,
		2013								2012
(Amounts in thousands)		Amount				Percent				Amount				Percent
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	35,255				2.06	%		$	57,434				3.33	%
Commercial and industrial			95,455				5.58	%			88,738				5.15	%
Multi-family residential			70,197				4.10	%			65,694				3.81	%
Single family non-owner occupied			135,559				7.92	%			135,912				7.88	%
Non-farm, non-residential			475,911				27.82	%			448,810				26.02	%
Agricultural			2,324				0.14	%			1,709				0.10	%
Farmland			32,614				1.91	%			34,570				2.00	%
Total commercial loans			847,315				49.53	%			832,867				48.29	%
Consumer real estate loans
Home equity lines			111,770				6.53	%			111,081				6.44	%
Single family owner occupied			496,012				28.99	%			473,547				27.46	%
Owner occupied construction			28,703				1.68	%			16,223				0.94	%
Total consumer real estate loans			636,485				37.20	%			600,851				34.84	%
Consumer and other loans
Consumer loans			71,313				4.17	%			78,163				4.53	%
Other			3,926				0.23	%			5,666				0.33	%
Total consumer and other loans			75,239				4.40	%			83,829				4.86	%
Total non-covered loans			1,559,039				91.13	%			1,517,547				87.99	%
Total covered loans			151,682				8.87	%			207,106				12.01	%
Total loans held for investment, net of unearned income		$	1,710,721				100.00	%		$	1,724,653				100.00	%
Loans held for sale		$	883							$	6,672

Components of Covered Loan Portfolio, Disaggregated by Class

The following table presents the components of the Company’s covered loan portfolio, disaggregated by class, as of the dates indicated:

		December 31,
(Amounts in thousands)		2013				2012
Covered loans
Commercial loans
Construction, development, and other land		$	15,865			$	26,595
Commercial and industrial			3,325				6,948
Multi-family residential			1,933				2,611
Single family non-owner occupied			7,449				11,428
Non-farm, non-residential			34,646				48,565
Agricultural			164				144
Farmland			873				1,091
Total commercial loans			64,255				97,382
Consumer real estate loans
Home equity lines			69,206				81,445
Single family owner occupied			16,919				22,961
Owner occupied construction			1,184				1,644
Total consumer real estate loans			87,309				106,050
Consumer and other loans
Consumer loans			118				3,674
Total covered loans		$	151,682			$	207,106

Carrying and Contractual Unpaid Principal Balance of PCI loans, by Acquisition

The following table presents the carrying and contractual unpaid principal balance of PCI loans, by acquisition, as of the dates indicated:

(Amounts in thousands)		Peoples				Waccamaw				Other				Total
Carrying balance, January 1, 2011										$	3,221			$	3,221
Carrying balance, December 31, 2011											2,886				2,886
Unpaid principal balance, December 31, 2011											6,824				6,824
Carrying balance, January 1, 2012		$	—			$	—			$	2,886			$	2,886
Impaired loans acquired			32,603				117,572				—				150,175
Carrying balance, December 31, 2012			26,907				112,093				2,340				141,340
Unpaid principal balance, December 31, 2012			34,644				157,781				5,918				198,343
Carrying balance, January 1, 2013		$	26,907			$	112,093			$	2,340			$	141,340
Carrying balance, December 31, 2013			9,196				70,584				1,931				81,711
Unpaid principal balance, December 31, 2013			17,431				105,677				5,390				128,498

Activity in Accretable Yield Related to PCI loans, by Acquisition

The following table presents the activity in the accretable yield related to PCI loans, by acquisition, in the periods indicated:

(Amounts in thousands)		Peoples				Waccamaw				Other				Total
Balance, January 1, 2011										$	944			$	944
Accretion											(174	)			(174	)
Reclassifications from nonaccretable difference											149				149
Disposals											—				—
Balance, December 31, 2011										$	919			$	919
Balance, January 1, 2012		$	—			$	—			$	919			$	919
Additions			3,400				26,481				—				29,881
Accretion			(856	)			(3,315	)			(1,089	)			(5,260	)
Reclassifications from nonaccretable difference			—				—				185				185
Disposals			(202	)			(1,280	)			—				(1,482	)
Balance, December 31, 2012		$	2,342			$	21,886			$	15			$	24,243
Balance, January 1, 2013		$	2,342			$	21,886			$	15			$	24,243
Additions			148				281				—				429
Accretion			(1,840	)			(6,288	)			(119	)			(8,247	)
Reclassifications from (to) nonaccretable difference			6,155				(2,967	)			112				3,300
Disposals			(1,511	)			(2,574	)			—				(4,085	)
Balance, December 31, 2013		$	5,294			$	10,338			$	8			$	15,640

X

- Definition

Certain loans acquired in transfer not accounted for as debt securities accretable yield.

+ References

No definition available.

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X

- Definition

Covered loans held for investment net of unearned income.

+ References

No definition available.

+ Details

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X

- Definition

Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer.

+ References

No definition available.

+ Details

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X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.3,4)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 3, 4

-Article 5

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