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Deposits (Tables)
12 Months Ended
Dec. 31, 2013
Components of Deposits

The following table presents the components of deposits as of the dates indicated:

 

     December 31,  
(Amounts in thousands)    2013      2012  

Noninterest-bearing demand deposits

   $ 339,680       $ 343,352   

Interest-bearing deposits:

     

Interest-bearing demand deposits

     361,821         353,321   

Money market accounts

     237,845         237,257   

Savings deposits

     286,165         263,019   

Certificates of deposit

     606,178         706,568   

Individual retirement accounts

     119,053         126,658   
  

 

 

    

 

 

 

Total interest-bearing deposits

     1,611,062         1,686,823   
  

 

 

    

 

 

 

Total deposits

   $ 1,950,742       $ 2,030,175   
  

 

 

    

 

 

 
Scheduled Maturities of Time Deposits

The following schedule presents the contractual maturities of time deposits as of December 31, 2013:

 

(Amounts in thousands)       

2014

   $ 423,272   

2015

     163,591   

2016

     66,924   

2017

     36,408   

2018

     35,020   

2019 and thereafter

     16   
  

 

 

 
   $ 725,231   
  

 

 

 
Scheduled Maturities of Certificates of Deposit of $100 Thousand or More

The following schedule presents the contractual maturities of time deposits of $100 thousand or more as of December 31, 2013:

 

(Amounts in thousands)       

Three months or less

   $ 55,836   

Over three through six months

     79,561   

Over six through twelve months

     66,321   

Over twelve months

     151,120   
  

 

 

 
   $ 352,838