The following table presents the components of deposits as of the dates indicated:


(Amounts in thousands)	March 31, 2014		December 31, 2013
Noninterest-bearing demand deposits	$	353,137	$	339,680
Interest-bearing deposits:
Interest-bearing demand deposits		382,752		361,821
Money market accounts		236,914		237,845
Savings deposits		294,183		286,165
Certificates of deposit		589,469		606,178
Individual retirement accounts		118,234		119,053

Total interest-bearing deposits		1,621,552		1,611,062

Total deposits	$	1,974,689	$	1,950,742