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Deposits (Tables) | 12 Months Ended
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Dec. 31, 2014
Components of Deposits | The following table presents the components of deposits as of the dates indicated:
|  | December 31, |
(Amounts in thousands) |  | 2014 |  |  | 2013 |
Noninterest-bearing demand deposits |  | $ | 417,729 |  |  | $ | 339,680 |
Interest-bearing deposits: |  |  |  |  |  |  |  |
Interest-bearing demand deposits |  |  | 353,874 |  |  |  | 361,821 |
Money market accounts |  |  | 225,196 |  |  |  | 237,845 |
Savings deposits |  |  | 300,282 |  |  |  | 286,165 |
Certificates of deposit |  |  | 557,352 |  |  |  | 606,178 |
Individual retirement accounts |  |  | 146,326 |  |  |  | 119,053 |
Total interest-bearing deposits |  |  | 1,583,030 |  |  |  | 1,611,062 |
Total deposits |  | $ | 2,000,759 |  |  | $ | 1,950,742 |
Scheduled Maturities of Time Deposits | The following schedule presents the contractual maturities of time deposits as of December 31, 2014:
(Amounts in thousands) |  |  |
2015 |  | $ | 467,766 |
2016 |  |  | 96,657 |
2017 |  |  | 49,642 |
2018 |  |  | 35,086 |
2019 |  |  | 44,109 |
2020 and thereafter |  |  | 10,418 |
|  | $ | 703,678 |
Scheduled Maturities of Certificates of Deposit of $250 Thousand or More | The following schedule presents the contractual maturities of time deposits of $250 thousand or more as of December 31, 2014:
(Amounts in thousands) |  |  |
Three months or less |  | $ | 11,278 |
Over three through six months |  |  | 14,774 |
Over six through twelve months |  |  | 19,344 |
Over twelve months |  |  | 14,872 |
|  | $ | 60,268 |

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