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Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2015
Aggregate Activity in Allowance for Loan Losses | The following table presents the aggregate activity in the allowance for loan losses in the periods indicated:
|  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
(Amounts in thousands) |  |  |  |  |  |  |  |  |
Three months ended March 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 23,322 |  |  | $ | 755 |  |  | $ | 24,077 |
Provision for (recovery of) loan losses |  |  | 1,852 |  |  |  | (262 | ) |  |  | 1,590 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 203 |  |  |  | 203 |
Provision for (recovery of) loan losses charged to operations |  |  | 1,852 |  |  |  | (59 | ) |  |  | 1,793 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (203 | ) |  |  | (203 | )
Charge-offs |  |  | (2,216 | ) |  |  | — |  |  |  | (2,216 | )
Recoveries |  |  | 347 |  |  |  | — |  |  |  | 347 |
Net charge-offs |  |  | (1,869 | ) |  |  | — |  |  |  | (1,869 | )
Ending balance |  | $ | 23,305 |  |  | $ | 493 |  |  | $ | 23,798 |
Three months ended March 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 20,169 |  |  | $ | 58 |  |  | $ | 20,227 |
Provision for loan losses |  |  | 1,090 |  |  |  | 56 |  |  |  | 1,146 |
Benefit attributable to the FDICindemnification asset |  |  | — |  |  |  | (46 | ) |  |  | (46 | )
Provision for loan losses charged to operations |  |  | 1,090 |  |  |  | 10 |  |  |  | 1,100 |
Provision for loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | 46 |  |  |  | 46 |
Charge-offs |  |  | (1,578 | ) |  |  | — |  |  |  | (1,578 | )
Recoveries |  |  | 457 |  |  |  | — |  |  |  | 457 |
Net charge-offs |  |  | (1,121 | ) |  |  | — |  |  |  | (1,121 | )
Ending balance |  | $ | 20,138 |  |  | $ | 114 |  |  | $ | 20,252 |
Allowance for Loan Losses and Recorded Investment in Loans, Evaluated for Impairment Excluding PCI Loans, by Loan Class | The following tables present the Company’s allowance for loan losses and recorded investment in loans evaluated for impairment, excluding PCI loans, by loan class, as of the dates indicated:
|  | March 31, 2015 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 47,281 |  |  | $ | 1,253 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 80,480 |  |  |  | 541 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 97,803 |  |  |  | 1,772 |
Single family non-owner occupied |  |  | 828 |  |  |  | 40 |  |  |  | 136,621 |  |  |  | 3,103 |
Non-farm, non-residential |  |  | 12,881 |  |  |  | 1,198 |  |  |  | 460,597 |  |  |  | 4,949 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 1,713 |  |  |  | 13 |
Farmland |  |  | — |  |  |  | — |  |  |  | 29,341 |  |  |  | 185 |
Total commercial loans |  |  | 13,709 |  |  |  | 1,238 |  |  |  | 853,836 |  |  |  | 11,816 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 131,002 |  |  |  | 1,290 |
Single family owner occupied |  |  | 6,060 |  |  |  | 517 |  |  |  | 494,584 |  |  |  | 4,404 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | 35,503 |  |  |  | 235 |
Total consumer real estate loans |  |  | 6,060 |  |  |  | 517 |  |  |  | 661,089 |  |  |  | 5,929 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 69,169 |  |  |  | 638 |
Other |  |  | — |  |  |  | — |  |  |  | 7,236 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 76,405 |  |  |  | 638 |
Total loans, excluding PCI loans |  | $ | 19,769 |  |  | $ | 1,755 |  |  | $ | 1,591,330 |  |  | $ | 18,383 |
|  | December 31, 2014 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 51,608 |  |  | $ | 1,151 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 85,353 |  |  |  | 690 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 98,880 |  |  |  | 1,917 |
Single family non-owner occupied |  |  | 833 |  |  |  | 45 |  |  |  | 135,223 |  |  |  | 3,183 |
Non-farm, non-residential |  |  | 9,477 |  |  |  | 1,000 |  |  |  | 475,353 |  |  |  | 4,805 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 1,642 |  |  |  | 13 |
Farmland |  |  | — |  |  |  | — |  |  |  | 30,233 |  |  |  | 206 |
Total commercial loans |  |  | 10,310 |  |  |  | 1,045 |  |  |  | 878,292 |  |  |  | 11,965 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 134,006 |  |  |  | 1,330 |
Single family owner occupied |  |  | 5,738 |  |  |  | 437 |  |  |  | 489,820 |  |  |  | 4,498 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | 32,983 |  |  |  | 224 |
Total consumer real estate loans |  |  | 5,738 |  |  |  | 437 |  |  |  | 656,809 |  |  |  | 6,052 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 69,429 |  |  |  | 670 |
Other |  |  | — |  |  |  | — |  |  |  | 6,555 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 75,984 |  |  |  | 670 |
Total loans, excluding PCI loans |  | $ | 16,048 |  |  | $ | 1,482 |  |  | $ | 1,611,085 |  |  | $ | 18,687 |
Allowance Excluding Purchased Credit Impaired |
Aggregate Activity in Allowance for Loan Losses | The following table presents the components of the activity in the allowance for loan losses, excluding PCI loans, by loan segment, in the periods indicated:
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Three months ended March 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 16,090 |  |  | $ | 6,597 |  |  | $ | 635 |  |  | $ | 23,322 |
Provision for loan losses charged to operations |  |  | 1,218 |  |  |  | 485 |  |  |  | 149 |  |  |  | 1,852 |
Loans charged off |  |  | (1,051 | ) |  |  | (710 | ) |  |  | (455 | ) |  |  | (2,216 | )
Recoveries credited to allowance |  |  | 82 |  |  |  | 21 |  |  |  | 244 |  |  |  | 347 |
Net charge-offs |  |  | (969 | ) |  |  | (689 | ) |  |  | (211 | ) |  |  | (1,869 | )
Ending balance |  | $ | 16,339 |  |  | $ | 6,393 |  |  | $ | 573 |  |  | $ | 23,305 |
Three months ended March 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,010 |  |  | $ | 6,489 |  |  | $ | 670 |  |  | $ | 20,169 |
Provision for loan losses charged to operations |  |  | 650 |  |  |  | 215 |  |  |  | 225 |  |  |  | 1,090 |
Loans charged off |  |  | (681 | ) |  |  | (402 | ) |  |  | (495 | ) |  |  | (1,578 | )
Recoveries credited to allowance |  |  | 75 |  |  |  | 144 |  |  |  | 238 |  |  |  | 457 |
Net chargeoffs |  |  | (606 | ) |  |  | (258 | ) |  |  | (257 | ) |  |  | (1,121 | )
Ending balance |  | $ | 13,054 |  |  | $ | 6,446 |  |  | $ | 638 |  |  | $ | 20,138 |
Purchased Credit Impaired |
Aggregate Activity in Allowance for Loan Losses |
The following table presents the components of the activity in the allowance for loan losses for PCI loans, by loan segment, in the periods indicated: |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Three months ended March 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 77 |  |  | $ | 678 |  |  | $ | — |  |  | $ | 755 |
Purchased impaired recovery |  |  | (69 | ) |  |  | (193 | ) |  |  | — |  |  |  | (262 | )
Benefit attributable to FDIC indemnification asset |  |  | 55 |  |  |  | 148 |  |  |  | — |  |  |  | 203 |
Recovery of loan losses charged to operations |  |  | (14 | ) |  |  | (45 | ) |  |  | — |  |  |  | (59 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | (55 | ) |  |  | (148 | ) |  |  | — |  |  |  | (203 | )
Ending balance |  | $ | 8 |  |  | $ | 485 |  |  | $ | — |  |  | $ | 493 |
Three months ended March 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 37 |  |  | $ | 21 |  |  | $ | — |  |  | $ | 58 |
Purchased impaired (recovery) provision |  |  | (37 | ) |  |  | 93 |  |  |  | — |  |  |  | 56 |
Benefit attributable to FDIC indemnification asset |  |  | 29 |  |  |  | (75 | ) |  |  | — |  |  |  | (46 | )
(Recovery of) provision for loan losses charged to operations |  |  | (8 | ) |  |  | 18 |  |  |  | — |  |  |  | 10 |
(Recovery of) provision for loan losses recorded through the FDIC indemnification asset |  |  | (29 | ) |  |  | 75 |  |  |  | — |  |  |  | 46 |
Ending balance |  | $ | — |  |  | $ | 114 |  |  | $ | — |  |  | $ | 114 |
Allowance for Loan Losses Related to PCI Loans and Recorded Investment in Loans | The following table presents the Company’s allowance for loan losses related to PCI loans and recorded investment in PCI loans, by loan pool, as of the dates indicated:
|  | March 31, 2015 |  |  | December 31, 2014 |
(Amounts in thousands) |  | Loan Pools |  |  | Allowance for Loan Pools With Impairment |  |  | Loan Pools |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | 13,210 |  |  | $ | — |  |  | $ | 13,392 |  |  | $ | 37 |
Waccamaw lines of credit |  |  | 429 |  |  |  | — |  |  |  | 461 |  |  |  | — |
Peoples commercial |  |  | 5,753 |  |  |  | — |  |  |  | 5,875 |  |  |  | — |
Other |  |  | 1,332 |  |  |  | — |  |  |  | 1,358 |  |  |  | — |
Total commercial loans |  |  | 20,724 |  |  |  | — |  |  |  | 21,086 |  |  |  | 37 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 35,571 |  |  |  | — |  |  |  | 37,342 |  |  |  | — |
Waccamaw residential |  |  | 2,439 |  |  |  | 94 |  |  |  | 2,638 |  |  |  | — |
Peoples residential |  |  | 1,201 |  |  |  | 20 |  |  |  | 1,215 |  |  |  | 21 |
Total consumer real estate loans |  |  | 39,211 |  |  |  | 114 |  |  |  | 41,195 |  |  |  | 21 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw consumer |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | — |
Total loans |  | $ | 59,935 |  |  | $ | 114 |  |  | $ | 62,283 |  |  | $ | 58 |

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- Definition Schedule Of Information Related To Purchased Credit Impaired Loans. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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