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v3.2.0.727

Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2015
Aggregate Activity in Allowance for Loan Losses | The following tables present the aggregate activity in the allowance for loan losses in the periods indicated:
|  | Three Months Ended June 30, 2015 |
|  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
(Amounts in thousands) |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 20,138 |  |  | $ | 114 |  |  | $ | 20,252 |
Provision for loan losses |  |  | 276 |  |  |  | — |  |  |  | 276 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |
Provision for (recovery of) loan losses charged to operations |  |  | 276 |  |  |  | — |  |  |  | 276 |
Provision for loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |
Charge-offs |  |  | (673 | ) |  |  | — |  |  |  | (673 | )
Recoveries |  |  | 403 |  |  |  | — |  |  |  | 403 |
Net charge-offs |  |  | (270 | ) |  |  | — |  |  |  | (270 | )
Ending balance |  | $ | 20,144 |  |  | $ | 114 |  |  | $ | 20,258 |
|  | Three Months Ended June 30, 2014 |
|  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
(Amounts in thousands) |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 23,305 |  |  | $ | 493 |  |  | $ | 23,798 |
Provision for (recovery of) loan losses |  |  | 1,216 |  |  |  | (75 | ) |  |  | 1,141 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 138 |  |  |  | 138 |
Provision for loan losses charged to operations |  |  | 1,216 |  |  |  | 63 |  |  |  | 1,279 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (138 | ) |  |  | (138 | )
Charge-offs |  |  | (1,785 | ) |  |  | — |  |  |  | (1,785 | )
Recoveries |  |  | 757 |  |  |  | — |  |  |  | 757 |
Net charge-offs |  |  | (1,028 | ) |  |  | — |  |  |  | (1,028 | )
Ending balance |  | $ | 23,493 |  |  | $ | 418 |  |  | $ | 23,911 |
|  | Six Months Ended June 30, 2015 |
|  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
(Amounts in thousands) |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 20,169 |  |  | $ | 58 |  |  | $ | 20,227 |
Provision for loan losses |  |  | 1,366 |  |  |  | 56 |  |  |  | 1,422 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | (46 | ) |  |  | (46 | )
Provision for loan losses charged to operations |  |  | 1,366 |  |  |  | 10 |  |  |  | 1,376 |
Provision for loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | 46 |  |  |  | 46 |
Charge-offs |  |  | (2,251 | ) |  |  | — |  |  |  | (2,251 | )
Recoveries |  |  | 860 |  |  |  | — |  |  |  | 860 |
Net charge-offs |  |  | (1,391 | ) |  |  | — |  |  |  | (1,391 | )
Ending balance |  | $ | 20,144 |  |  | $ | 114 |  |  | $ | 20,258 |
|  | Six Months Ended June 30, 2014 |
|  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
(Amounts in thousands) |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 23,322 |  |  | $ | 755 |  |  | $ | 24,077 |
Provision for (recovery of) loan losses |  |  | 3,068 |  |  |  | (337 | ) |  |  | 2,731 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 341 |  |  |  | 341 |
Provision for loan losses charged to operations |  |  | 3,068 |  |  |  | 4 |  |  |  | 3,072 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (341 | ) |  |  | (341 | )
Charge-offs |  |  | (4,001 | ) |  |  | — |  |  |  | (4,001 | )
Recoveries |  |  | 1,104 |  |  |  | — |  |  |  | 1,104 |
Net charge-offs |  |  | (2,897 | ) |  |  | — |  |  |  | (2,897 | )
Ending balance |  | $ | 23,493 |  |  | $ | 418 |  |  | $ | 23,911 |
Allowance for Loan Losses and Recorded Investment in Loans, Evaluated for Impairment Excluding PCI Loans, by Loan Class | The following tables present the Company’s allowance for loan losses and recorded investment in loans evaluated for impairment, excluding PCI loans, by loan class, as of the dates indicated:
|  | June 30, 2015 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 46,459 |  |  | $ | 957 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 83,086 |  |  |  | 495 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 96,735 |  |  |  | 1,621 |
Single family non-owner occupied |  |  | 1,149 |  |  |  | 41 |  |  |  | 143,023 |  |  |  | 3,253 |
Non-farm, non-residential |  |  | 14,227 |  |  |  | 1,657 |  |  |  | 453,276 |  |  |  | 4,774 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 1,898 |  |  |  | 14 |
Farmland |  |  | — |  |  |  | — |  |  |  | 28,616 |  |  |  | 182 |
Total commercial loans |  |  | 15,376 |  |  |  | 1,698 |  |  |  | 853,093 |  |  |  | 11,296 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 128,823 |  |  |  | 1,288 |
Single family owner occupied |  |  | 5,777 |  |  |  | 543 |  |  |  | 491,897 |  |  |  | 4,390 |
Owner occupied construction |  |  | 356 |  |  |  | — |  |  |  | 37,252 |  |  |  | 247 |
Total consumer real estate loans |  |  | 6,133 |  |  |  | 543 |  |  |  | 657,972 |  |  |  | 5,925 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 72,178 |  |  |  | 681 |
Other |  |  | — |  |  |  | — |  |  |  | 7,472 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 79,650 |  |  |  | 681 |
Total loans, excluding PCI loans |  | $ | 21,509 |  |  | $ | 2,241 |  |  | $ | 1,590,715 |  |  | $ | 17,902 |
|  | December 31, 2014 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 51,608 |  |  | $ | 1,151 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 85,353 |  |  |  | 690 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 98,880 |  |  |  | 1,917 |
Single family non-owner occupied |  |  | 833 |  |  |  | 45 |  |  |  | 135,223 |  |  |  | 3,183 |
Non-farm, non-residential |  |  | 9,477 |  |  |  | 1,000 |  |  |  | 475,353 |  |  |  | 4,805 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 1,642 |  |  |  | 13 |
Farmland |  |  | — |  |  |  | — |  |  |  | 30,233 |  |  |  | 206 |
Total commercial loans |  |  | 10,310 |  |  |  | 1,045 |  |  |  | 878,292 |  |  |  | 11,965 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 134,006 |  |  |  | 1,330 |
Single family owner occupied |  |  | 5,738 |  |  |  | 437 |  |  |  | 489,820 |  |  |  | 4,498 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | 32,983 |  |  |  | 224 |
Total consumer real estate loans |  |  | 5,738 |  |  |  | 437 |  |  |  | 656,809 |  |  |  | 6,052 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 69,429 |  |  |  | 670 |
Other |  |  | — |  |  |  | — |  |  |  | 6,555 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 75,984 |  |  |  | 670 |
Total loans, excluding PCI loans |  | $ | 16,048 |  |  | $ | 1,482 |  |  | $ | 1,611,085 |  |  | $ | 18,687 |
Allowance Excluding Purchased Credit Impaired |
Aggregate Activity in Allowance for Loan Losses | The following table presents the components of the activity in the allowance for loan losses, excluding PCI loans, by loan segment, in the periods indicated:
|  | Three Months Ended June 30, 2015 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,054 |  |  | $ | 6,446 |  |  | $ | 638 |  |  | $ | 20,138 |
Provision for (recovery of) loan losses charged to operations |  |  | 98 |  |  |  | (99 | ) |  |  | 277 |  |  |  | 276 |
Loans charged off |  |  | (280 | ) |  |  | (90 | ) |  |  | (303 | ) |  |  | (673 | )
Recoveries credited to allowance |  |  | 123 |  |  |  | 211 |  |  |  | 69 |  |  |  | 403 |
Net chargeoffs |  |  | (157 | ) |  |  | 121 |  |  |  | (234 | ) |  |  | (270 | )
Ending balance |  | $ | 12,995 |  |  | $ | 6,468 |  |  | $ | 681 |  |  | $ | 20,144 |
|  | Three Months Ended June 30, 2014 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 16,339 |  |  | $ | 6,393 |  |  | $ | 573 |  |  | $ | 23,305 |
Provision for (recovery of) loan losses charged to operations |  |  | 1,436 |  |  |  | (454 | ) |  |  | 234 |  |  |  | 1,216 |
Loans charged off |  |  | (1,231 | ) |  |  | (255 | ) |  |  | (299 | ) |  |  | (1,785 | )
Recoveries credited to allowance |  |  | 203 |  |  |  | 439 |  |  |  | 115 |  |  |  | 757 |
Net (charge-offs) recoveries |  |  | (1,028 | ) |  |  | 184 |  |  |  | (184 | ) |  |  | (1,028 | )
Ending balance |  | $ | 16,747 |  |  | $ | 6,123 |  |  | $ | 623 |  |  | $ | 23,493 |
|  | Six Months Ended June 30, 2015 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,010 |  |  | $ | 6,489 |  |  | $ | 670 |  |  | $ | 20,169 |
Provision for loan losses charged to operations |  |  | 748 |  |  |  | 116 |  |  |  | 502 |  |  |  | 1,366 |
Loans charged off |  |  | (961 | ) |  |  | (492 | ) |  |  | (798 | ) |  |  | (2,251 | )
Recoveries credited to allowance |  |  | 198 |  |  |  | 355 |  |  |  | 307 |  |  |  | 860 |
Net chargeoffs |  |  | (763 | ) |  |  | (137 | ) |  |  | (491 | ) |  |  | (1,391 | )
Ending balance |  | $ | 12,995 |  |  | $ | 6,468 |  |  | $ | 681 |  |  | $ | 20,144 |
|  | Six Months Ended June 30, 2014 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 16,090 |  |  | $ | 6,597 |  |  | $ | 635 |  |  | $ | 23,322 |
Provision for loan losses charged to operations |  |  | 2,653 |  |  |  | 31 |  |  |  | 384 |  |  |  | 3,068 |
Loans charged off |  |  | (2,281 | ) |  |  | (965 | ) |  |  | (755 | ) |  |  | (4,001 | )
Recoveries credited to allowance |  |  | 285 |  |  |  | 460 |  |  |  | 359 |  |  |  | 1,104 |
Net charge-offs |  |  | (1,996 | ) |  |  | (505 | ) |  |  | (396 | ) |  |  | (2,897 | )
Ending balance |  | $ | 16,747 |  |  | $ | 6,123 |  |  | $ | 623 |  |  | $ | 23,493 |
Purchased Credit Impaired |
Aggregate Activity in Allowance for Loan Losses | The following tables present the components of the activity in the allowance for loan losses for PCI loans, by loan segment, in the periods indicated:
|  | Three Months Ended June 30, 2015 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | 114 |  |  | $ | — |  |  | $ | 114 |
Provision for PCI loan losses |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Benefit attributable to FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Recovery of loan losses charged to operations |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Provision for loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Ending balance |  | $ | — |  |  | $ | 114 |  |  | $ | — |  |  | $ | 114 |
|  | Three Months Ended June 30, 2014 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
Beginning balance |  | $ | 8 |  |  | $ | 485 |  |  | $ | — |  |  | $ | 493 |
Provision for (recovery of) PCI loan losses |  |  | 8 |  |  |  | (83 | ) |  |  | — |  |  |  | (75 | )
Benefit attributable to FDIC indemnification asset |  |  | — |  |  |  | 138 |  |  |  | — |  |  |  | 138 |
Provision for loan losses charged to operations |  |  | 8 |  |  |  | 55 |  |  |  | — |  |  |  | 63 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (138 | ) |  |  | — |  |  |  | (138 | )
Ending balance |  | $ | 16 |  |  | $ | 402 |  |  | $ | — |  |  | $ | 418 |
|  | Six Months Ended June 30, 2015 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 37 |  |  | $ | 21 |  |  | $ | — |  |  | $ | 58 |
(Recovery of) provision for PCI loan losses |  |  | (37 | ) |  |  | 93 |  |  |  | — |  |  |  | 56 |
Benefit (provision) attributable to FDIC indemnification asset |  |  | 29 |  |  |  | (75 | ) |  |  | — |  |  |  | (46 | )
(Recovery of) provision for loan losses charged to operations |  |  | (8 | ) |  |  | 18 |  |  |  | — |  |  |  | 10 |
(Recovery of) provision for loan losses recorded through the FDIC indemnification asset |  |  | (29 | ) |  |  | 75 |  |  |  | — |  |  |  | 46 |
Ending balance |  | $ | — |  |  | $ | 114 |  |  | $ | — |  |  | $ | 114 |
|  | Six Months Ended June 30, 2014 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
Beginning balance |  | $ | 77 |  |  | $ | 678 |  |  | $ | — |  |  | $ | 755 |
Recovery of PCI loan losses |  |  | (61 | ) |  |  | (276 | ) |  |  | — |  |  |  | (337 | )
Benefit attributable to FDIC indemnification asset |  |  | 55 |  |  |  | 286 |  |  |  | — |  |  |  | 341 |
Recovery of loan losses charged to operations |  |  | (6 | ) |  |  | 10 |  |  |  | — |  |  |  | 4 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | (55 | ) |  |  | (286 | ) |  |  | — |  |  |  | (341 | )
Ending balance |  | $ | 16 |  |  | $ | 402 |  |  | $ | — |  |  | $ | 418 |
Allowance for Loan Losses Related to PCI Loans and Recorded Investment in Loans | The following table presents the Company’s allowance for loan losses related to PCI loans and recorded investment in PCI loans, by loan pool, as of the dates indicated:
|  | June 30, 2015 |  |  | December 31, 2014 |
(Amounts in thousands) |  | Loan Pools |  |  | Allowance for Loan Pools With Impairment |  |  | Loan Pools |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | 11,873 |  |  | $ | — |  |  | $ | 13,392 |  |  | $ | 37 |
Waccamaw lines of credit |  |  | 201 |  |  |  | — |  |  |  | 461 |  |  |  | — |
Peoples commercial |  |  | 4,856 |  |  |  | — |  |  |  | 5,875 |  |  |  | — |
Other |  |  | 1,307 |  |  |  | — |  |  |  | 1,358 |  |  |  | — |
Total commercial loans |  |  | 18,237 |  |  |  | — |  |  |  | 21,086 |  |  |  | 37 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 33,703 |  |  |  | — |  |  |  | 37,342 |  |  |  | — |
Waccamaw residential |  |  | 1,933 |  |  |  | 94 |  |  |  | 2,638 |  |  |  | — |
Peoples residential |  |  | 1,192 |  |  |  | 20 |  |  |  | 1,215 |  |  |  | 21 |
Total consumer real estate loans |  |  | 36,828 |  |  |  | 114 |  |  |  | 41,195 |  |  |  | 21 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw consumer(1) |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | — |
Total loans |  | $ | 55,065 |  |  | $ | 114 |  |  | $ | 62,283 |  |  | $ | 58 |
(1) | Closed during the first quarter of 2015.

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- Definition Schedule Of Information Related To Purchased Credit Impaired Loans. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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