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Loans (Tables)

6 Months Ended

Jun. 30, 2015

Summary of Loans, Net of Unearned Income

The following table presents loans, net of unearned income and disaggregated by class, as of the periods indicated:

		June 30, 2015								December 31, 2014
(Amounts in thousands)		Amount				Percent				Amount				Percent
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	39,854				2.39	%		$	41,271				2.44	%
Commercial and industrial			82,121				4.93	%			83,099				4.92	%
Multi-family residential			96,235				5.77	%			97,480				5.77	%
Single family non-owner occupied			144,639				8.67	%			135,171				8.00	%
Non-farm, non-residential			458,325				27.49	%			473,906				28.05	%
Agricultural			1,863				0.11	%			1,599				0.09	%
Farmland			27,945				1.68	%			29,517				1.75	%
Total commercial loans			850,982				51.04	%			862,043				51.02	%
Consumer real estate loans
Home equity lines			107,961				6.48	%			110,957				6.57	%
Single family owner occupied			488,712				29.31	%			485,475				28.74	%
Owner occupied construction			37,434				2.24	%			32,799				1.94	%
Total consumer real estate loans			634,107				38.03	%			629,231				37.25	%
Consumer and other loans
Consumer loans			72,094				4.32	%			69,347				4.10	%
Other			7,472				0.45	%			6,555				0.39	%
Total consumer and other loans			79,566				4.77	%			75,902				4.49	%
Total non-covered loans			1,564,655				93.84	%			1,567,176				92.76	%
Total covered loans			102,634				6.16	%			122,240				7.24	%
Total loans held for investment, net of unearned income		$	1,667,289				100.00	%		$	1,689,416				100.00	%
Loans held for sale		$	913							$	1,792

Components of Covered Loan Portfolio, Disaggregated by Class

The following table presents the components of the Company’s covered loan portfolio, disaggregated by class, as of the dates indicated:

(Amounts in thousands)		June 30, 2015				December 31, 2014
Covered loans
Commercial loans
Construction, development, and other land		$	9,000			$	13,100
Commercial and industrial			1,449				2,662
Multi-family residential			848				1,584
Single family non-owner occupied			4,138				5,918
Non-farm, non-residential			21,404				25,317
Agricultural			35				43
Farmland			671				716
Total commercial loans			37,545				49,340
Consumer real estate loans
Home equity lines			54,565				60,391
Single family owner occupied			10,253				11,968
Owner occupied construction			186				453
Total consumer real estate loans			65,004				72,812
Consumer and other loans
Consumer loans			85				88
Total covered loans		$	102,634			$	122,240

Carrying and Contractual Unpaid Principal Balance of PCI loans, by Acquisition

The following table presents the carrying and contractual unpaid principal balance of PCI loans, by acquisition, as of the dates indicated:

		June 30, 2015								December 31, 2014
(Amounts in thousands)		Carrying Balance				Unpaid Principal Balance				Carrying Balance				Unpaid Principal Balance
PCI Loans, by acquisition
Peoples Bank of Virginia		$	6,048			$	11,991			$	7,090			$	13,669
Waccamaw Bank			47,710				75,560				53,835				86,641
Other acquired			1,307				1,350				1,358				1,401
Total PCI Loans		$	55,065			$	88,901			$	62,283			$	101,711

Activity in Accretable Yield Related to PCI loans, by Acquisition

The following tables present the activity in the accretable yield related to PCI loans, by acquisition, in the periods indicated:

		Six Months Ended June 30, 2015
		Peoples				Waccamaw				Other				Total
(Amounts in thousands)
Beginning balance		$	4,745			$	19,048			$	—			$	23,793
Additions			—				2				—				2
Accretion			(1,169	)			(2,860	)			—				(4,029	)
Reclassifications from nonaccretable difference			1,106				2,445				—				3,551
Removal events			(735	)			(807	)			—				(1,542	)
Ending balance		$	3,947			$	17,828			$	—			$	21,775

		Six Months Ended June 30, 2014
		Peoples				Waccamaw				Other				Total
(Amounts in thousands)
Beginning balance		$	5,294			$	10,338			$	8			$	15,640
Additions			70				20				—				90
Accretion			(1,096	)			(3,019	)			(23	)			(4,138	)
Reclassifications from nonaccretable difference			513				11,603				23				12,139
Removal events			(467	)			(1,046	)			—				(1,513	)
Ending balance		$	4,314			$	17,896			$	8			$	22,218

X

- Definition

Certain loans acquired in transfer not accounted for as debt securities accretable yield.

+ References

No definition available.

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X

- Definition

Covered loans held for investment net of unearned income.

+ References

No definition available.

+ Details

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X

- Definition

Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer.

+ References

No definition available.

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X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 210



-SubTopic 10



-Section S99



-Paragraph 1



-Subparagraph (SX 210.5-02.3,4)



-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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