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Credit Quality (Tables)

6 Months Ended

Jun. 30, 2015

Recorded Investment and Related Information for Loans Considered to be Impaired Excluding Purchased Credit Impaired Loans

The following table presents the recorded investment and related information for loans considered to be impaired, excluding PCI loans, as of the periods indicated:

		June 30, 2015												December 31, 2014
(Amounts in thousands)		Recorded Investment				Unpaid Principal Balance				Related Allowance				Recorded Investment				Unpaid Principal Balance				Related Allowance
Impaired loans with no related allowance:
Commercial loans
Single family non-owner occupied		$	463			$	463			$	—			$	466			$	466			$	—
Non-farm, non-residential			8,831				9,211				—				5,705				6,049				—
Consumer real estate loans
Single family owner occupied			2,733				2,808				—				3,397				3,494				—
Owner occupied construction			356				357				—				—				—				—
Total impaired loans with no allowance			12,383				12,839				—				9,568				10,009				—
Impaired loans with a related allowance:
Commercial loans
Single family non-owner occupied			686				686				41				367				367				45
Non-farm, non-residential			5,396				5,411				1,657				3,772				3,772				1,000
Consumer real estate loans
Single family owner occupied			3,044				3,046				543				2,341				2,512				437
Total impaired loans with an allowance			9,126				9,143				2,241				6,480				6,651				1,482
Total impaired loans		$	21,509			$	21,982			$	2,241			$	16,048			$	16,660			$	1,482

Average Recorded Investment and Interest Income Recognized on Impaired Loans Excluding Purchased Credit Impaired Loans

The following tables present the average recorded investment and interest income recognized on impaired loans, excluding PCI loans, in the periods indicated:

		Three Months Ended June 30,
		2015								2014
(Amounts in thousands)		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Impaired loans with no related allowance:
Commercial loans
Commercial and industrial		$	—			$	—			$	293			$	17
Single family non-owner occupied			463				—				—				—
Non-farm, non-residential			8,831				60				6,379				89
Farmland			—				—				360				11
Consumer real estate loans
Home equity lines			—				—				—				—
Single family owner occupied			2,741				—				1,556				42
Owner occupied construction			352				—				—				—
Total impaired loans with no allowance			12,387				60				8,588				159
Impaired loans with a related allowance:
Commercial loans
Commercial and industrial			—				—				3,640				3
Multi-family residential			—				—				5,586				21
Single family non-owner occupied			684				20				369				1
Non-farm, non-residential			4,738				17				4,427				25
Consumer real estate loans
Home equity lines			—				—				—				—
Single family owner occupied			2,754				3				2,541				10
Total impaired loans with an allowance			8,176				40				16,563				60
Total impaired loans		$	20,563			$	100			$	25,151			$	219

		Six Months Ended June 30,
		2015								2014
(Amounts in thousands)		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Impaired loans with no related allowance:
Commercial loans
Commercial and industrial		$	—			$	—			$	293			$	29
Single family non-owner occupied			461				1				210				1
Non-farm, non-residential			8,812				223				6,149				125
Farmland			—				—				362				22
Consumer real estate loans
Home equity lines			—				—				133				2
Single family owner occupied			3,190				100				1,829				93
Owner occupied construction			176				—				—				—
Total impaired loans with no allowance			12,639				324				8,976				272
Impaired loans with a related allowance:
Commercial loans
Commercial and industrial			—				—				4,399				50
Multi-family residential			—				—				5,595				43
Single family non-owner occupied			523				22				371				2
Non-farm, non-residential			4,401				36				4,413				50
Consumer real estate loans
Home equity lines			—				—				115				1
Single family owner occupied			2,564				13				3,561				44
Total impaired loans with an allowance			7,488				71				18,454				190
Total impaired loans		$	20,127			$	395			$	27,430			$	462

Additional Information Related to the Impaired Loan Pools

The following tables present additional information related to the impaired loan pools as of the dates, and in the periods, indicated:

		June 30, 2015				December 31, 2014
(Amounts in thousands)
Recorded investment		$	3,125			$	14,607
Unpaid principal balance			4,077				31,169
Allowance for loan losses			114				58

		Three Months Ended June 30,								Six Months Ended June 30,
		2015				2014				2015				2014
(Amounts in thousands)
Interest income recognized		$	87			$	1,290			$	177			$	2,072
Average recorded investment			3,462				55,024				3,677				52,166

Loans Held for Investment by Internal Credit Risk Grade

The following tables present loans held for investment, by internal credit risk grade, as of the periods indicated:

		June 30, 2015
(Amounts in thousands)		Pass				Special Mention				Substandard				Doubtful				Loss				Total
Non-covered loans
Commercial loans
Construction, development, and other land		$	37,659			$	463			$	1,732			$	—			$	—			$	39,854
Commercial and industrial			80,195				536				1,390				—				—				82,121
Multi-family residential			88,256				6,946				1,033				—				—				96,235
Single family non-owner occupied			135,530				3,696				5,413				—				—				144,639
Non-farm, non-residential			429,895				9,203				19,227				—				—				458,325
Agricultural			1,859				—				4				—				—				1,863
Farmland			25,974				1,347				624				—				—				27,945
Consumer real estate loans
Home equity lines			105,153				1,371				1,437				—				—				107,961
Single family owner occupied			460,973				6,634				21,105				—				—				488,712
Owner occupied construction			36,833				—				601				—				—				37,434
Consumer and other loans
Consumer loans			71,799				90				205				—				—				72,094
Other			7,472				—				—				—				—				7,472
Total non-covered loans			1,481,598				30,286				52,771				—				—				1,564,655
Covered loans
Commercial loans
Construction, development, and other land			5,303				2,220				1,477				—				—				9,000
Commercial and industrial			1,396				22				31				—				—				1,449
Multi-family residential			500				—				348				—				—				848
Single family non-owner occupied			2,175				1,040				923				—				—				4,138
Non-farm, non-residential			11,450				2,582				7,372				—				—				21,404
Agricultural			35				—				—				—				—				35
Farmland			384				—				287				—				—				671
Consumer real estate loans
Home equity lines			19,423				34,276				866				—				—				54,565
Single family owner occupied			6,497				1,714				2,042				—				—				10,253
Owner occupied construction			—				85				101				—				—				186
Consumer and other loans
Consumer loans			85				—				—				—				—				85
Other			—				—				—				—				—				—
Total covered loans			47,248				41,939				13,447				—				—				102,634
Total loans		$	1,528,846			$	72,225			$	66,218			$	—			$	—			$	1,667,289

		December 31, 2014
(Amounts in thousands)		Pass				Special Mention				Substandard				Doubtful				Loss				Total
Non-covered loans
Commercial loans
Construction, development, and other land		$	38,858			$	1,384			$	1,029			$	—			$	—			$	41,271
Commercial and industrial			81,196				616				1,287				—				—				83,099
Multi-family residential			89,503				7,007				970				—				—				97,480
Single family non-owner occupied			126,155				3,333				5,683				—				—				135,171
Non-farm, non-residential			441,385				13,028				19,493				—				—				473,906
Agricultural			1,589				—				10				—				—				1,599
Farmland			26,876				1,432				1,209				—				—				29,517
Consumer real estate loans
Home equity lines			107,688				1,606				1,663				—				—				110,957
Single family owner occupied			454,833				8,884				21,758				—				—				485,475
Owner occupied construction			32,551				—				248				—				—				32,799
Consumer and other loans
Consumer loans			68,592				520				235				—				—				69,347
Other			6,555				—				—				—				—				6,555
Total non-covered loans			1,475,781				37,810				53,585				—				—				1,567,176
Covered loans
Commercial loans
Construction, development, and other land			7,598				3,227				2,275				—				—				13,100
Commercial and industrial			2,528				82				52				—				—				2,662
Multi-family residential			1,400				—				184				—				—				1,584
Single family non-owner occupied			2,703				2,059				1,156				—				—				5,918
Non-farm, non-residential			12,672				4,341				8,304				—				—				25,317
Agricultural			43				—				—				—				—				43
Farmland			420				—				296				—				—				716
Consumer real estate loans
Home equity lines			21,295				38,296				800				—				—				60,391
Single family owner occupied			7,094				2,040				2,834				—				—				11,968
Owner occupied construction			84				264				105				—				—				453
Consumer and other loans
Consumer loans			88				—				—				—				—				88
Other			—				—				—				—				—				—
Total covered loans			55,925				50,309				16,006				—				—				122,240
Total loans		$	1,531,706			$	88,119			$	69,591			$	—			$	—			$	1,689,416

Nonaccrual Loans by Loan Class

The following table presents nonaccrual loans, by loan class, as of the dates indicated:

		June 30, 2015												December 31, 2014
(Amounts in thousands)		Non-covered				Covered				Total				Non-covered				Covered				Total
Commercial loans
Construction, development, and other land		$	—			$	69			$	69			$	—			$	18			$	18
Commercial and industrial			113				17				130				123				34				157
Multi-family residential			182				—				182				245				—				245
Single family non-owner occupied			1,328				77				1,405				601				77				678
Non-farm, non-residential			6,804				124				6,928				2,334				1,317				3,651
Agricultural			—				—				—				4				—				4
Farmland			57				—				57				—				—				—
Consumer real estate loans
Home equity lines			423				459				882				792				204				996
Single family owner occupied			6,583				316				6,899				6,389				682				7,071
Owner occupied construction			356				—				356				—				106				106
Consumer and other loans
Consumer loans			90				—				90				68				—				68
Total nonaccrual loans		$	15,936			$	1,062			$	16,998			$	10,556			$	2,438			$	12,994

Aging of Past Due Loans by Loan Class

The following tables present the aging of past due loans, by loan class, as of the dates indicated. Nonaccrual loans 30 days or more past due are included in the applicable delinquency category. There were no non-covered or covered accruing loans contractually past due 90 days or more as of June 30, 2015, or as of December 31, 2014.

		June 30, 2015
(Amounts in thousands)		30 - 59 Days Past Due				60 - 89 Days Past Due				90+ Days Past Due				Total Past Due				Current Loans				Total Loans
Non-covered loans
Commercial loans
Construction, development, and other land		$	139			$	56			$	—			$	195			$	39,659			$	39,854
Commercial and industrial			30				36				95				161				81,960				82,121
Multi-family residential			78				—				182				260				95,975				96,235
Single family non-owner occupied			708				687				818				2,213				142,426				144,639
Non-farm, non-residential			1,246				59				5,818				7,123				451,202				458,325
Agricultural			4				—				—				4				1,859				1,863
Farmland			174				—				57				231				27,714				27,945
Consumer real estate loans
Home equity lines			74				116				346				536				107,425				107,961
Single family owner occupied			2,760				1,489				3,473				7,722				480,990				488,712
Owner occupied construction			—				—				—				—				37,434				37,434
Consumer and other loans
Consumer loans			170				42				38				250				71,844				72,094
Other			—				—				—				—				7,472				7,472
Total non-covered loans			5,383				2,485				10,827				18,695				1,545,960				1,564,655
Covered loans
Commercial loans
Construction, development, and other land			94				—				42				136				8,864				9,000
Commercial and industrial			—				31				—				31				1,418				1,449
Multi-family residential			—				—				—				—				848				848
Single family non-owner occupied			10				4				77				91				4,047				4,138
Non-farm, non-residential			258				39				85				382				21,022				21,404
Agricultural			—				—				—				—				35				35
Farmland			—				—				—				—				671				671
Consumer real estate loans
Home equity lines			327				127				96				550				54,015				54,565
Single family owner occupied			26				85				78				189				10,064				10,253
Owner occupied construction			—				—				—				—				186				186
Consumer and other loans
Consumer loans			—				—				—				—				85				85
Other			—				—				—				—				—				—
Total covered loans			715				286				378				1,379				101,255				102,634
Total loans		$	6,098			$	2,771			$	11,205			$	20,074			$	1,647,215			$	1,667,289

		December 31, 2014
(Amounts in thousands)		30 - 59 Days Past Due				60 - 89 Days Past Due				90+ Days Past Due				Total Past Due				Current Loans				Total Loans
Non-covered loans
Commercial loans
Construction, development, and other land		$	39			$	46			$	—			$	85			$	41,186			$	41,271
Commercial and industrial			285				6				103				394				82,705				83,099
Multi-family residential			81				110				—				191				97,289				97,480
Single family non-owner occupied			914				513				425				1,852				133,319				135,171
Non-farm, non-residential			1,075				783				1,984				3,842				470,064				473,906
Agricultural			—				—				4				4				1,595				1,599
Farmland			89				—				—				89				29,428				29,517
Consumer real estate loans
Home equity lines			492				103				571				1,166				109,791				110,957
Single family owner occupied			5,436				1,931				4,564				11,931				473,544				485,475
Owner occupied construction			—				—				—				—				32,799				32,799
Consumer and other loans
Consumer loans			544				84				26				654				68,693				69,347
Other			—				—				—				—				6,555				6,555
Total non-covered loans			8,955				3,576				7,677				20,208				1,546,968				1,567,176
Covered loans
Commercial loans
Construction, development, and other land			120				17				—				137				12,963				13,100
Commercial and industrial			84				12				34				130				2,532				2,662
Multi-family residential			—				—				—				—				1,584				1,584
Single family non-owner occupied			122				—				77				199				5,719				5,918
Non-farm, non-residential			124				140				1,258				1,522				23,795				25,317
Agricultural			—				—				—				—				43				43
Farmland			3				—				—				3				713				716
Consumer real estate loans
Home equity lines			858				318				168				1,344				59,047				60,391
Single family owner occupied			134				34				415				583				11,385				11,968
Owner occupied construction			—				—				—				—				453				453
Consumer and other loans																							—
Consumer loans			—				—				—				—				88				88
Other			—				—				—				—				—				—
Total covered loans			1,445				521				1,952				3,918				118,322				122,240
Total loans		$	10,400			$	4,097			$	9,629			$	24,126			$	1,665,290			$	1,689,416

Interest Income related to TDRs

The following table presents interest income related to TDRs in the periods, indicated:

		Three Months Ended June 30,								Six Months Ended June 30,
		2015				2014				2015				2014
(Amounts in thousands)
Interest income recognized		$	160			$	129			$	308			$	278

Loans Modified as Troubled Debt Restructurings by Loan Class Segregated by Accrual Status

The following table presents loans modified as TDRs, by loan class, segregated by accrual status, as of the dates indicated:

		June 30, 2015												December 31, 2014
(Amounts in thousands)		Nonaccrual(1)				Accruing				Total				Nonaccrual(1)				Accruing				Total
Commercial loans
Single family non-owner occupied		$	—			$	826			$	826			$	—			$	1,088			$	1,088
Non-farm, non-residential			—				4,670				4,670				83				4,743				4,826
Consumer real estate loans
Home equity lines			—				45				45				—				47				47
Single family owner occupied			312				8,055				8,367				471				8,412				8,883
Owner occupied construction			356				245				601				—				244				244
Total TDRs		$	668			$	13,841			$	14,509			$	554			$	14,534			$	15,088

(1) TDRs on nonaccrual status are included in the total nonaccrual loan balance disclosed in the table above.

Loans Modified as Troubled Debt Restructurings by Type of Concession Made and Loan Class

The following table presents loans modified as TDRs, by type of concession made and loan class, that were restructured during the periods indicated. The post-modification recorded investment represents the loan balance immediately following modification.

		Three Months Ended June 30,
		2015												2014
(Amounts in thousands)		Total Contracts				Pre-Modification Recorded Investment				Post-Modification Recorded Investment				Total Contracts				Pre-Modification Recorded Investment				Post-Modification Recorded Investment
Below market interest rate and extended payment term
Single family owner occupied			1			$	35			$	35				1			$	137			$	137
Total			1			$	35			$	35				1			$	137			$	137

		Six Months Ended June 30,
		2015												2014
(Amounts in thousands)		Total Contracts				Pre-Modification Recorded Investment				Post-Modification Recorded Investment				Total Contracts				Pre-Modification Recorded Investment				Post-Modification Recorded Investment
Below market interest rate
Owner occupied construction			—			$	—			$	—				1			$	245			$	245
Total			—				—				—				1				245				245
Extended payment term
Single family non-owner occupied			—				—				—				1				303				303
Non-farm, non-residential			—				—				—				1				134				134
Total			—				—				—				2				437				437
Below market interest rate and extended payment term
Single family owner occupied			1				35				35				3				403				403
Total			1			$	35			$	35				6			$	1,085			$	1,085

Loans Modified as Troubled Debt Restructurings by Loan Class for which there was Payment Default

The following tables present loans modified as TDRs, by loan class, that were restructured within the previous 12 months, for which there was a payment default during the periods indicated:

		Three Months Ended June 30,
		2015								2014
(Amounts in thousands)		Total Contracts				Pre-Modification Recorded Investment				Total Contracts				Pre-Modification Recorded Investment
Commercial loans
Non-farm, non-residential			—			$	—				1			$	510
Consumer real estate loans
Single family owner occupied			1				163				1				135
Owner occupied construction			1				353				—				—
Total			2			$	516				2			$	645

		Six Months Ended June 30,
		2015								2014
(Amounts in thousands)		Total Contracts				Pre-Modification Recorded Investment				Total Contracts				Pre-Modification Recorded Investment
Commercial loans
Non-farm, non-residential			—			$	—				1			$	510
Consumer real estate loans
Single family owner occupied			1				163				1				135
Owner occupied construction			1				353				—				—
Total			2			$	516				2			$	645

Summary of Information Related to OREO

The following table presents information related to OREO as of the dates indicated:

		June 30, 2015				December 31, 2014
(Amounts in thousands)
Non-covered OREO		$	7,434			$	6,638
Covered OREO			5,382				6,324
Total OREO		$	12,816			$	12,962
Non-covered OREO secured by residential real estate		$	3,533			$	6,155
Residential real estate loans in the foreclosure process(1)			2,731				4,561

(1) The recorded investment in consumer mortgage loans collateralized by residential real estate that are in the process of foreclosure according to local requirements of the applicable jurisdiction.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 55



-Paragraph 19



-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525



Reference 2: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 29



-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 15



-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5212-111524

+ Details

Name:	us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 7



-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5111-111524



Reference 2: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 7A



-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953401-111524

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 7



-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5111-111524

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables and troubled debt restructurings.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 33



-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953676-111524



Reference 2: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 34



-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953682-111524

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
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