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Loans (Tables) | 9 Months Ended
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Sep. 30, 2015
Summary of Loans, Net of Unearned Income | The following table presents loans, net of unearned income and disaggregated by class, as of the periods indicated:
|  | September 30, 2015 |  |  | December 31, 2014 |
(Amounts in thousands) |  | Amount |  |  | Percent |  |  | Amount |  |  | Percent |
Non-covered loans held for investment |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 45,930 |  |  |  | 2.72 | % |  | $ | 41,271 |  |  |  | 2.44 | %
Commercial and industrial |  |  | 85,319 |  |  |  | 5.05 | % |  |  | 83,099 |  |  |  | 4.92 | %
Multi-family residential |  |  | 93,356 |  |  |  | 5.52 | % |  |  | 97,480 |  |  |  | 5.77 | %
Single family non-owner occupied |  |  | 144,725 |  |  |  | 8.56 | % |  |  | 135,171 |  |  |  | 8.00 | %
Non-farm, non-residential |  |  | 479,297 |  |  |  | 28.35 | % |  |  | 473,906 |  |  |  | 28.05 | %
Agricultural |  |  | 2,414 |  |  |  | 0.14 | % |  |  | 1,599 |  |  |  | 0.09 | %
Farmland |  |  | 27,135 |  |  |  | 1.61 | % |  |  | 29,517 |  |  |  | 1.75 | %
Total commercial loans |  |  | 878,176 |  |  |  | 51.95 | % |  |  | 862,043 |  |  |  | 51.02 | %
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 107,655 |  |  |  | 6.37 | % |  |  | 110,957 |  |  |  | 6.57 | %
Single family owner occupied |  |  | 492,157 |  |  |  | 29.11 | % |  |  | 485,475 |  |  |  | 28.74 | %
Owner occupied construction |  |  | 40,141 |  |  |  | 2.37 | % |  |  | 32,799 |  |  |  | 1.94 | %
Total consumer real estate loans |  |  | 639,953 |  |  |  | 37.85 | % |  |  | 629,231 |  |  |  | 37.25 | %
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 75,084 |  |  |  | 4.44 | % |  |  | 69,347 |  |  |  | 4.10 | %
Other |  |  | 7,058 |  |  |  | 0.42 | % |  |  | 6,555 |  |  |  | 0.39 | %
Total consumer and other loans |  |  | 82,142 |  |  |  | 4.86 | % |  |  | 75,902 |  |  |  | 4.49 | %
Total non-covered loans |  |  | 1,600,271 |  |  |  | 94.66 | % |  |  | 1,567,176 |  |  |  | 92.76 | %
Total covered loans |  |  | 90,203 |  |  |  | 5.34 | % |  |  | 122,240 |  |  |  | 7.24 | %
Total loans held for investment, net of unearned income |  | $ | 1,690,474 |  |  |  | 100.00 | % |  | $ | 1,689,416 |  |  |  | 100.00 | %
Loans held for sale |  | $ | 523 |  |  |  |  |  |  | $ | 1,792 |  |  |  |  |
Components of Covered Loan Portfolio, Disaggregated by Class | The following table presents the components of the Company’s covered loan portfolio, disaggregated by class, as of the dates indicated:
(Amounts in thousands) |  | September 30, 2015 |  |  | December 31, 2014 |
Covered loans |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 7,573 |  |  | $ | 13,100 |
Commercial and industrial |  |  | 1,326 |  |  |  | 2,662 |
Multi-family residential |  |  | 699 |  |  |  | 1,584 |
Single family non-owner occupied |  |  | 2,899 |  |  |  | 5,918 |
Non-farm, non-residential |  |  | 15,712 |  |  |  | 25,317 |
Agricultural |  |  | 35 |  |  |  | 43 |
Farmland |  |  | 656 |  |  |  | 716 |
Total commercial loans |  |  | 28,900 |  |  |  | 49,340 |
Consumer real estate loans |  |  |  |  |  |  |  |
Home equity lines |  |  | 51,205 |  |  |  | 60,391 |
Single family owner occupied |  |  | 9,736 |  |  |  | 11,968 |
Owner occupied construction |  |  | 278 |  |  |  | 453 |
Total consumer real estate loans |  |  | 61,219 |  |  |  | 72,812 |
Consumer and other loans |  |  |  |  |  |  |  |
Consumer loans |  |  | 84 |  |  |  | 88 |
Total covered loans |  | $ | 90,203 |  |  | $ | 122,240 |
Carrying and Contractual Unpaid Principal Balance of PCI loans, by Acquisition | The following table presents the carrying and contractual unpaid principal balance of PCI loans, by acquisition, as of the dates indicated:
|  | September 30, 2015 |  |  | December 31, 2014 |
(Amounts in thousands) |  | Carrying Balance |  |  | Unpaid Principal Balance |  |  | Carrying Balance |  |  | Unpaid Principal Balance |
PCI Loans, by acquisition |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Peoples Bank of Virginia |  | $ | 6,277 |  |  | $ | 11,505 |  |  | $ | 7,090 |  |  | $ | 13,669 |
Waccamaw Bank |  |  | 38,681 |  |  |  | 67,996 |  |  |  | 53,835 |  |  |  | 86,641 |
Other acquired |  |  | 1,281 |  |  |  | 1,324 |  |  |  | 1,358 |  |  |  | 1,401 |
Total PCI Loans |  | $ | 46,239 |  |  | $ | 80,825 |  |  | $ | 62,283 |  |  | $ | 101,711 |
Activity in Accretable Yield Related to PCI loans, by Acquisition | The following tables present the activity in the accretable yield related to PCI loans, by acquisition, in the periods indicated:
|  | Nine Months Ended September 30, 2015 |
|  | Peoples |  |  | Waccamaw |  |  | Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 4,745 |  |  | $ | 19,048 |  |  | $ | — |  |  | $ | 23,793 |
Additions |  |  | — |  |  |  | 2 |  |  |  | — |  |  |  | 2 |
Accretion |  |  | (1,906 | ) |  |  | (5,069 | ) |  |  | — |  |  |  | (6,975 | )
Reclassifications from nonaccretable difference |  |  | 583 |  |  |  | 3,225 |  |  |  | — |  |  |  | 3,808 |
Removals, extensions, and other events |  |  | (27 | ) |  |  | 5,203 |  |  |  | — |  |  |  | 5,176 |
Ending balance |  | $ | 3,395 |  |  | $ | 22,409 |  |  | $ | — |  |  | $ | 25,804 |
|  | Nine Months Ended September 30, 2014 |
|  | Peoples |  |  | Waccamaw |  |  | Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 5,294 |  |  | $ | 10,338 |  |  | $ | 8 |  |  | $ | 15,640 |
Additions |  |  | 98 |  |  |  | 24 |  |  |  | — |  |  |  | 122 |
Accretion |  |  | (1,601 | ) |  |  | (4,540 | ) |  |  | (29 | ) |  |  | (6,170 | )
Reclassifications from nonaccretable difference |  |  | 1,205 |  |  |  | 13,968 |  |  |  | 29 |  |  |  | 15,202 |
Removals, extensions, and other events |  |  | (521 | ) |  |  | (1,445 | ) |  |  | — |  |  |  | (1,966 | )
Ending balance |  | $ | 4,475 |  |  | $ | 18,345 |  |  | $ | 8 |  |  | $ | 22,828 |

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