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Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2015
Aggregate Activity in Allowance for Loan Losses | The following tables present the aggregate activity in the allowance for loan losses in the periods indicated:
|  | Three Months Ended September 30, 2015 |
|  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
(Amounts in thousands) |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 20,144 |  |  | $ | 114 |  |  | $ | 20,258 |
Provision for (recovery of) loan losses |  |  | 400 |  |  |  | (94 | ) |  |  | 306 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 75 |  |  |  | 75 |
Provision for (recovery of) loan losses charged to operations |  |  | 400 |  |  |  | (19 | ) |  |  | 381 |
Recovery of loan losses recorded through the |  |  |  |  |  |  |  |  |  |  |  |
FDIC indemnification asset |  |  | — |  |  |  | (75 | ) |  |  | (75 | )
Charge-offs |  |  | (689 | ) |  |  | — |  |  |  | (689 | )
Recoveries |  |  | 252 |  |  |  | — |  |  |  | 252 |
Net charge-offs |  |  | (437 | ) |  |  | — |  |  |  | (437 | )
Ending balance |  | $ | 20,107 |  |  | $ | 20 |  |  | $ | 20,127 |
|  | Three Months Ended September 30, 2014 |
|  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
(Amounts in thousands) |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 23,493 |  |  | $ | 418 |  |  | $ | 23,911 |
Recovery of loan losses |  |  | (2,335 | ) |  |  | (214 | ) |  |  | (2,549 | )
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 110 |  |  |  | 110 |
Recovery of loan losses charged to operations |  |  | (2,335 | ) |  |  | (104 | ) |  |  | (2,439 | )
Recovery of loan losses recorded through the |  |  |  |  |  |  |  |  |  |  |  |
FDIC indemnification asset |  |  | — |  |  |  | (110 | ) |  |  | (110 | )
Charge-offs |  |  | (1,118 | ) |  |  | — |  |  |  | (1,118 | )
Recoveries |  |  | 915 |  |  |  | — |  |  |  | 915 |
Net charge-offs |  |  | (203 | ) |  |  | — |  |  |  | (203 | )
Ending balance |  | $ | 20,955 |  |  | $ | 204 |  |  | $ | 21,159 |
|  | Nine Months Ended September 30, 2015 |
|  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
(Amounts in thousands) |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 20,169 |  |  | $ | 58 |  |  | $ | 20,227 |
Provision for (recovery of) loan losses |  |  | 1,766 |  |  |  | (38 | ) |  |  | 1,728 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 29 |  |  |  | 29 |
Provision for (recovery of) loan losses charged to operations |  |  | 1,766 |  |  |  | (9 | ) |  |  | 1,757 |
Recovery of loan losses recorded through the |  |  |  |  |  |  |  |  |  |  |  |
FDIC indemnification asset |  |  | — |  |  |  | (29 | ) |  |  | (29 | )
Charge-offs |  |  | (2,940 | ) |  |  | — |  |  |  | (2,940 | )
Recoveries |  |  | 1,112 |  |  |  | — |  |  |  | 1,112 |
Net charge-offs |  |  | (1,828 | ) |  |  | — |  |  |  | (1,828 | )
Ending balance |  | $ | 20,107 |  |  | $ | 20 |  |  | $ | 20,127 |
|  | Nine Months Ended September 30, 2014 |
|  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
(Amounts in thousands) |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 23,322 |  |  | $ | 755 |  |  | $ | 24,077 |
Provision for (recovery of) loan losses |  |  | 733 |  |  |  | (551 | ) |  |  | 182 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 451 |  |  |  | 451 |
Provision for (recovery of) loan losses charged to operations |  |  | 733 |  |  |  | (100 | ) |  |  | 633 |
Recovery of loan losses recorded through the |  |  |  |  |  |  |  |  |  |  |  |
FDIC indemnification asset |  |  | — |  |  |  | (451 | ) |  |  | (451 | )
Charge-offs |  |  | (5,119 | ) |  |  | — |  |  |  | (5,119 | )
Recoveries |  |  | 2,019 |  |  |  | — |  |  |  | 2,019 |
Net charge-offs |  |  | (3,100 | ) |  |  | — |  |  |  | (3,100 | )
Ending balance |  | $ | 20,955 |  |  | $ | 204 |  |  | $ | 21,159 |
Allowance for Loan Losses and Recorded Investment in Loans, Evaluated for Impairment Excluding PCI Loans, by Loan Class | The following tables present the Company’s allowance for loan losses and recorded investment in loans evaluated for impairment, excluding PCI loans, by loan class, as of the dates indicated:
|  | September 30, 2015 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 51,526 |  |  | $ | 1,087 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 86,339 |  |  |  | 516 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 93,848 |  |  |  | 1,532 |
Single family non-owner occupied |  |  | 1,404 |  |  |  | 117 |  |  |  | 142,509 |  |  |  | 3,076 |
Non-farm, non-residential |  |  | 14,131 |  |  |  | 1,711 |  |  |  | 473,456 |  |  |  | 4,702 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 2,449 |  |  |  | 18 |
Farmland |  |  | — |  |  |  | — |  |  |  | 27,791 |  |  |  | 194 |
Total commercial loans |  |  | 15,535 |  |  |  | 1,828 |  |  |  | 877,918 |  |  |  | 11,125 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 127,599 |  |  |  | 1,162 |
Single family owner occupied |  |  | 6,132 |  |  |  | 760 |  |  |  | 494,515 |  |  |  | 4,205 |
Owner occupied construction |  |  | 353 |  |  |  | 53 |  |  |  | 39,957 |  |  |  | 264 |
Total consumer real estate loans |  |  | 6,485 |  |  |  | 813 |  |  |  | 662,071 |  |  |  | 5,631 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 75,168 |  |  |  | 710 |
Other |  |  | — |  |  |  | — |  |  |  | 7,058 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 82,226 |  |  |  | 710 |
Total loans, excluding PCI loans |  | $ | 22,020 |  |  | $ | 2,641 |  |  | $ | 1,622,215 |  |  | $ | 17,466 |
|  | December 31, 2014 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 51,608 |  |  | $ | 1,151 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 85,353 |  |  |  | 690 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 98,880 |  |  |  | 1,917 |
Single family non-owner occupied |  |  | 833 |  |  |  | 45 |  |  |  | 135,223 |  |  |  | 3,183 |
Non-farm, non-residential |  |  | 9,477 |  |  |  | 1,000 |  |  |  | 475,353 |  |  |  | 4,805 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 1,642 |  |  |  | 13 |
Farmland |  |  | — |  |  |  | — |  |  |  | 30,233 |  |  |  | 206 |
Total commercial loans |  |  | 10,310 |  |  |  | 1,045 |  |  |  | 878,292 |  |  |  | 11,965 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 134,006 |  |  |  | 1,330 |
Single family owner occupied |  |  | 5,738 |  |  |  | 437 |  |  |  | 489,820 |  |  |  | 4,498 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | 32,983 |  |  |  | 224 |
Total consumer real estate loans |  |  | 5,738 |  |  |  | 437 |  |  |  | 656,809 |  |  |  | 6,052 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 69,429 |  |  |  | 670 |
Other |  |  | — |  |  |  | — |  |  |  | 6,555 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 75,984 |  |  |  | 670 |
Total loans, excluding PCI loans |  | $ | 16,048 |  |  | $ | 1,482 |  |  | $ | 1,611,085 |  |  | $ | 18,687 |
Allowance Excluding Purchased Credit Impaired |
Aggregate Activity in Allowance for Loan Losses | The following tables present the components of the activity in the allowance for loan losses, excluding PCI loans, by loan segment, in the periods indicated:
|  | Three Months Ended September 30, 2015 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 12,995 |  |  | $ | 6,468 |  |  | $ | 681 |  |  | $ | 20,144 |
Provision for (recovery of) loan losses charged to operations |  |  | 6 |  |  |  | 20 |  |  |  | 374 |  |  |  | 400 |
Loans charged off |  |  | (150 | ) |  |  | (130 | ) |  |  | (409 | ) |  |  | (689 | )
Recoveries credited to allowance |  |  | 102 |  |  |  | 86 |  |  |  | 64 |  |  |  | 252 |
Net charge-offs |  |  | (48 | ) |  |  | (44 | ) |  |  | (345 | ) |  |  | (437 | )
Ending balance |  | $ | 12,953 |  |  | $ | 6,444 |  |  | $ | 710 |  |  | $ | 20,107 |
|  | Three Months Ended September 30, 2014 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 16,747 |  |  | $ | 6,123 |  |  | $ | 623 |  |  | $ | 23,493 |
(Recovery of) provision for loan losses charged to operations |  |  | (3,131 | ) |  |  | 561 |  |  |  | 235 |  |  |  | (2,335 | )
Loans charged off |  |  | (558 | ) |  |  | (219 | ) |  |  | (341 | ) |  |  | (1,118 | )
Recoveries credited to allowance |  |  | 613 |  |  |  | 192 |  |  |  | 110 |  |  |  | 915 |
Net recoveries (charge-offs) |  |  | 55 |  |  |  | (27 | ) |  |  | (231 | ) |  |  | (203 | )
Ending balance |  | $ | 13,671 |  |  | $ | 6,657 |  |  | $ | 627 |  |  | $ | 20,955 |
|  | Nine Months Ended September 30, 2015 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,010 |  |  | $ | 6,489 |  |  | $ | 670 |  |  | $ | 20,169 |
Provision for loan losses charged to operations |  |  | 754 |  |  |  | 136 |  |  |  | 876 |  |  |  | 1,766 |
Loans charged off |  |  | (1,111 | ) |  |  | (622 | ) |  |  | (1,207 | ) |  |  | (2,940 | )
Recoveries credited to allowance |  |  | 300 |  |  |  | 441 |  |  |  | 371 |  |  |  | 1,112 |
Net charge-offs |  |  | (811 | ) |  |  | (181 | ) |  |  | (836 | ) |  |  | (1,828 | )
Ending balance |  | $ | 12,953 |  |  | $ | 6,444 |  |  | $ | 710 |  |  | $ | 20,107 |
|  | Nine Months Ended September 30, 2014 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 16,090 |  |  | $ | 6,597 |  |  | $ | 635 |  |  | $ | 23,322 |
(Recovery of) provision for loan losses charged to operations |  |  | (478 | ) |  |  | 592 |  |  |  | 619 |  |  |  | 733 |
Loans charged off |  |  | (2,839 | ) |  |  | (1,184 | ) |  |  | (1,096 | ) |  |  | (5,119 | )
Recoveries credited to allowance |  |  | 898 |  |  |  | 652 |  |  |  | 469 |  |  |  | 2,019 |
Net charge-offs |  |  | (1,941 | ) |  |  | (532 | ) |  |  | (627 | ) |  |  | (3,100 | )
Ending balance |  | $ | 13,671 |  |  | $ | 6,657 |  |  | $ | 627 |  |  | $ | 20,955 |
Purchased Credit Impaired |
Aggregate Activity in Allowance for Loan Losses | The following tables present the components of the activity in the allowance for loan losses for PCI loans, by loan segment, in the periods indicated:
|  | Three Months Ended September 30, 2015 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | 114 |  |  | $ | — |  |  | $ | 114 |
Recovery of PCI loan losses |  |  | — |  |  |  | (94 | ) |  |  | — |  |  |  | (94 | )
Benefit attributable to FDIC indemnification asset |  |  | — |  |  |  | 75 |  |  |  | — |  |  |  | 75 |
Recovery of loan losses charged to operations |  |  | — |  |  |  | (19 | ) |  |  | — |  |  |  | (19 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (75 | ) |  |  | — |  |  |  | (75 | )
Ending balance |  | $ | — |  |  | $ | 20 |  |  | $ | — |  |  | $ | 20 |
|  | Three Months Ended September 30, 2014 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 16 |  |  | $ | 402 |  |  | $ | — |  |  | $ | 418 |
Recovery of PCI loan losses |  |  | (8 | ) |  |  | (206 | ) |  |  | — |  |  |  | (214 | )
Benefit attributable to FDIC indemnification asset |  |  | — |  |  |  | 110 |  |  |  | — |  |  |  | 110 |
Recovery of loan losses charged to operations |  |  | (8 | ) |  |  | (96 | ) |  |  | — |  |  |  | (104 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (110 | ) |  |  | — |  |  |  | (110 | )
Ending balance |  | $ | 8 |  |  | $ | 196 |  |  | $ | — |  |  | $ | 204 |
|  | Nine Months Ended September 30, 2015 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 37 |  |  | $ | 21 |  |  | $ | — |  |  | $ | 58 |
Recovery of PCI loan losses |  |  | (37 | ) |  |  | (1 | ) |  |  | — |  |  |  | (38 | )
Benefit (provision) attributable to |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
FDIC indemnification asset |  |  | 30 |  |  |  | (1 | ) |  |  | — |  |  |  | 29 |
Recovery of loan losses charged to operations |  |  | (7 | ) |  |  | (2 | ) |  |  | — |  |  |  | (9 | )
(Recovery of) provision for loan losses recorded through the FDIC indemnification asset |  |  | (30 | ) |  |  | 1 |  |  |  | — |  |  |  | (29 | )
Ending balance |  | $ | — |  |  | $ | 20 |  |  | $ | — |  |  | $ | 20 |
|  | Nine Months Ended September 30, 2014 |
|  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 77 |  |  | $ | 678 |  |  | $ | — |  |  | $ | 755 |
Recovery of PCI loan losses |  |  | (69 | ) |  |  | (482 | ) |  |  | — |  |  |  | (551 | )
Benefit attributable to FDIC indemnification asset |  |  | 55 |  |  |  | 396 |  |  |  | — |  |  |  | 451 |
Recovery of loan losses charged to operations |  |  | (14 | ) |  |  | (86 | ) |  |  | — |  |  |  | (100 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | (55 | ) |  |  | (396 | ) |  |  | — |  |  |  | (451 | )
Ending balance |  | $ | 8 |  |  | $ | 196 |  |  | $ | — |  |  | $ | 204 |
Allowance for Loan Losses Related to PCI Loans and Recorded Investment in Loans | The following table presents the Company’s allowance for loan losses related to PCI loans and recorded investment in PCI loans, by loan pool, as of the dates indicated:
|  | September 30, 2015 |  |  | December 31, 2014 |
(Amounts in thousands) |  | Loan Pools |  |  | Allowance for Loan Pools With Impairment |  |  | Loan Pools |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | 5,580 |  |  | $ | — |  |  | $ | 13,392 |  |  | $ | 37 |
Waccamaw lines of credit |  |  | — |  |  |  | — |  |  |  | 461 |  |  |  | — |
Peoples commercial |  |  | 5,102 |  |  |  | — |  |  |  | 5,875 |  |  |  | — |
Other |  |  | 1,281 |  |  |  | — |  |  |  | 1,358 |  |  |  | — |
Total commercial loans |  |  | 11,963 |  |  |  | — |  |  |  | 21,086 |  |  |  | 37 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 31,261 |  |  |  | — |  |  |  | 37,342 |  |  |  | — |
Waccamaw residential |  |  | 1,840 |  |  |  | 1 |  |  |  | 2,638 |  |  |  | — |
Peoples residential |  |  | 1,175 |  |  |  | 19 |  |  |  | 1,215 |  |  |  | 21 |
Total consumer real estate loans |  |  | 34,276 |  |  |  | 20 |  |  |  | 41,195 |  |  |  | 21 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw consumer(1) |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | — |
Total loans |  | $ | 46,239 |  |  | $ | 20 |  |  | $ | 62,283 |  |  | $ | 58 |
(1) | Closed during the first quarter of 2015.

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- Definition Schedule Of Information Related To Purchased Credit Impaired Loans. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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