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Loans (Tables)

9 Months Ended

Sep. 30, 2015

Summary of Loans, Net of Unearned Income

The following table presents loans, net of unearned income and disaggregated by class, as of the periods indicated:

		September 30, 2015								December 31, 2014
(Amounts in thousands)		Amount				Percent				Amount				Percent
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	45,930				2.72	%		$	41,271				2.44	%
Commercial and industrial			85,319				5.05	%			83,099				4.92	%
Multi-family residential			93,356				5.52	%			97,480				5.77	%
Single family non-owner occupied			144,725				8.56	%			135,171				8.00	%
Non-farm, non-residential			479,297				28.35	%			473,906				28.05	%
Agricultural			2,414				0.14	%			1,599				0.09	%
Farmland			27,135				1.61	%			29,517				1.75	%
Total commercial loans			878,176				51.95	%			862,043				51.02	%
Consumer real estate loans
Home equity lines			107,655				6.37	%			110,957				6.57	%
Single family owner occupied			492,157				29.11	%			485,475				28.74	%
Owner occupied construction			40,141				2.37	%			32,799				1.94	%
Total consumer real estate loans			639,953				37.85	%			629,231				37.25	%
Consumer and other loans
Consumer loans			75,084				4.44	%			69,347				4.10	%
Other			7,058				0.42	%			6,555				0.39	%
Total consumer and other loans			82,142				4.86	%			75,902				4.49	%
Total non-covered loans			1,600,271				94.66	%			1,567,176				92.76	%
Total covered loans			90,203				5.34	%			122,240				7.24	%
Total loans held for investment, net of unearned income		$	1,690,474				100.00	%		$	1,689,416				100.00	%
Loans held for sale		$	523							$	1,792

Components of Covered Loan Portfolio, Disaggregated by Class

The following table presents the components of the Company’s covered loan portfolio, disaggregated by class, as of the dates indicated:

(Amounts in thousands)		September 30, 2015				December 31, 2014
Covered loans
Commercial loans
Construction, development, and other land		$	7,573			$	13,100
Commercial and industrial			1,326				2,662
Multi-family residential			699				1,584
Single family non-owner occupied			2,899				5,918
Non-farm, non-residential			15,712				25,317
Agricultural			35				43
Farmland			656				716
Total commercial loans			28,900				49,340
Consumer real estate loans
Home equity lines			51,205				60,391
Single family owner occupied			9,736				11,968
Owner occupied construction			278				453
Total consumer real estate loans			61,219				72,812
Consumer and other loans
Consumer loans			84				88
Total covered loans		$	90,203			$	122,240

Carrying and Contractual Unpaid Principal Balance of PCI loans, by Acquisition

The following table presents the carrying and contractual unpaid principal balance of PCI loans, by acquisition, as of the dates indicated:

		September 30, 2015								December 31, 2014
(Amounts in thousands)		Carrying Balance				Unpaid Principal Balance				Carrying Balance				Unpaid Principal Balance
PCI Loans, by acquisition
Peoples Bank of Virginia		$	6,277			$	11,505			$	7,090			$	13,669
Waccamaw Bank			38,681				67,996				53,835				86,641
Other acquired			1,281				1,324				1,358				1,401
Total PCI Loans		$	46,239			$	80,825			$	62,283			$	101,711

Activity in Accretable Yield Related to PCI loans, by Acquisition

The following tables present the activity in the accretable yield related to PCI loans, by acquisition, in the periods indicated:

		Nine Months Ended September 30, 2015
		Peoples				Waccamaw				Other				Total
(Amounts in thousands)
Beginning balance		$	4,745			$	19,048			$	—			$	23,793
Additions			—				2				—				2
Accretion			(1,906	)			(5,069	)			—				(6,975	)
Reclassifications from nonaccretable difference			583				3,225				—				3,808
Removals, extensions, and other events			(27	)			5,203				—				5,176
Ending balance		$	3,395			$	22,409			$	—			$	25,804
		Nine Months Ended September 30, 2014
		Peoples				Waccamaw				Other				Total
(Amounts in thousands)
Beginning balance		$	5,294			$	10,338			$	8			$	15,640
Additions			98				24				—				122
Accretion			(1,601	)			(4,540	)			(29	)			(6,170	)
Reclassifications from nonaccretable difference			1,205				13,968				29				15,202
Removals, extensions, and other events			(521	)			(1,445	)			—				(1,966	)
Ending balance		$	4,475			$	18,345			$	8			$	22,828

X

- Definition

Certain loans acquired in transfer not accounted for as debt securities accretable yield.

+ References

No definition available.

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X

- Definition

Covered loans held for investment net of unearned income.

+ References

No definition available.

+ Details

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X

- Definition

Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer.

+ References

No definition available.

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X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 210



-SubTopic 10



-Section S99



-Paragraph 1



-Subparagraph (SX 210.5-02.3,4)



-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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