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Deposits (Tables) | 12 Months Ended
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Dec. 31, 2015
Components of Deposits | The following table presents the components of deposits as of the dates indicated:
|  | December 31, |
(Amounts in thousands) |  | 2015 |  |  | 2014 |
Noninterest-bearing demand deposits |  | $ | 451,511 |  |  | $ | 417,729 |
Interest-bearing deposits: |  |  |  |  |  |  |  |
Interest-bearing demand deposits |  |  | 347,705 |  |  |  | 353,874 |
Money market accounts |  |  | 213,982 |  |  |  | 225,196 |
Savings deposits |  |  | 316,603 |  |  |  | 300,282 |
Certificates of deposit |  |  | 408,519 |  |  |  | 557,352 |
Individual retirement accounts |  |  | 134,939 |  |  |  | 146,326 |
Total interest-bearing deposits |  |  | 1,421,748 |  |  |  | 1,583,030 |
Total deposits |  | $ | 1,873,259 |  |  | $ | 2,000,759 |
Scheduled Maturities of Time Deposits | The following schedule presents the contractual maturities of time deposits as of December 31, 2015:
(Amounts in thousands) |  |  |
2016 |  | $ | 286,687 |
2017 |  |  | 77,117 |
2018 |  |  | 61,662 |
2019 |  |  | 45,874 |
2020 |  |  | 69,796 |
2021 and thereafter |  |  | 2,322 |
|  | $ | 543,458 |
Scheduled Maturities of Certificates of Deposit of $250 Thousand or More | The following schedule presents the contractual maturities of time deposits of $250 thousand or more as of December 31, 2015:
(Amounts in thousands) |  |  |
Three months or less |  | $ | 6,813 |
Over three through six months |  |  | 4,700 |
Over six through twelve months |  |  | 7,401 |
Over twelve months |  |  | 22,433 |
|  | $ | 41,347 |

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