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Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2015
Aggregate Activity in Allowance for Loan Losses | The following tables present the aggregate activity in the allowance for loan losses in the periods indicated:
|  | Year Ended December 31, 2015 |
(Amounts in thousands) |  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
Beginning balance |  | $ | 20,169 |  |  | $ | 58 |  |  | $ | 20,227 |
Provision for (recovery of) loan losses |  |  | 2,166 |  |  |  | (4 | ) |  |  | 2,162 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 29 |  |  |  | 29 |
Provision for loan losses charged to operations |  |  | 2,166 |  |  |  | 25 |  |  |  | 2,191 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (29 | ) |  |  | (29 | )
Charge-offs |  |  | (3,745 | ) |  |  | — |  |  |  | (3,745 | )
Recoveries |  |  | 1,589 |  |  |  | — |  |  |  | 1,589 |
Net charge-offs |  |  | (2,156 | ) |  |  | — |  |  |  | (2,156 | )
Ending balance |  | $ | 20,179 |  |  | $ | 54 |  |  | $ | 20,233 |
|  | Year Ended December 31, 2014 |
(Amounts in thousands) |  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
Beginning balance |  | $ | 23,322 |  |  | $ | 755 |  |  | $ | 24,077 |
Removal of loans transferred |  |  | (682 | ) |  |  | — |  |  |  | (682 | )
Provision for (recovery of) loan losses |  |  | 420 |  |  |  | (697 | ) |  |  | (277 | )
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 422 |  |  |  | 422 |
Provision (recovery) of loan losses charged to operations |  |  | 420 |  |  |  | (275 | ) |  |  | 145 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (422 | ) |  |  | (422 | )
Charge-offs |  |  | (6,481 | ) |  |  | — |  |  |  | (6,481 | )
Recoveries |  |  | 3,590 |  |  |  | — |  |  |  | 3,590 |
Net charge-offs |  |  | (2,891 | ) |  |  | — |  |  |  | (2,891 | )
Ending balance |  | $ | 20,169 |  |  | $ | 58 |  |  | $ | 20,227 |
|  | Year Ended December 31, 2013 |
(Amounts in thousands) |  | Allowance Excluding PCI Loans |  |  | Allowance for PCI Loans |  |  | Total Allowance |
Beginning balance |  | $ | 25,762 |  |  | $ | 8 |  |  | $ | 25,770 |
Provision for loan losses |  |  | 7,912 |  |  |  | 747 |  |  |  | 8,659 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | (451 | ) |  |  | (451 | )
Provision for loan losses charged to operations |  |  | 7,912 |  |  |  | 296 |  |  |  | 8,208 |
Provision for loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | 451 |  |  |  | 451 |
Charge-offs |  |  | (12,527 | ) |  |  | — |  |  |  | (12,527 | )
Recoveries |  |  | 2,175 |  |  |  | — |  |  |  | 2,175 |
Net charge-offs |  |  | (10,352 | ) |  |  | — |  |  |  | (10,352 | )
Ending balance |  | $ | 23,322 |  |  | $ | 755 |  |  | $ | 24,077 |
Allowance for Loan Losses and Recorded Investment in Loans, Evaluated for Impairment Excluding PCI Loans, by Loan Class | The following tables present the Company’s allowance for loan losses and recorded investment in loans evaluated for impairment, excluding PCI loans, by loan class, as of the dates indicated:
|  | December 31, 2015 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 53,437 |  |  | $ | 1,119 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 89,885 |  |  |  | 504 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 95,486 |  |  |  | 1,535 |
Single family non-owner occupied |  |  | 1,401 |  |  |  | 124 |  |  |  | 147,209 |  |  |  | 3,245 |
Non-farm, non-residential |  |  | 14,094 |  |  |  | 1,568 |  |  |  | 478,839 |  |  |  | 4,825 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 2,945 |  |  |  | 22 |
Farmland |  |  | — |  |  |  | — |  |  |  | 28,183 |  |  |  | 190 |
Total commercial loans |  |  | 15,495 |  |  |  | 1,692 |  |  |  | 895,984 |  |  |  | 11,440 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 126,691 |  |  |  | 1,091 |
Single family owner occupied |  |  | 6,874 |  |  |  | 672 |  |  |  | 495,761 |  |  |  | 4,297 |
Owner occupied construction |  |  | 349 |  |  |  | 7 |  |  |  | 43,323 |  |  |  | 290 |
Total consumer real estate loans |  |  | 7,223 |  |  |  | 679 |  |  |  | 665,775 |  |  |  | 5,678 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 72,084 |  |  |  | 690 |
Other |  |  | — |  |  |  | — |  |  |  | 7,338 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 79,422 |  |  |  | 690 |
Total loans, excluding PCI loans |  | $ | 22,718 |  |  | $ | 2,371 |  |  | $ | 1,641,181 |  |  | $ | 17,808 |
|  | December 31, 2014 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 51,608 |  |  | $ | 1,151 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 85,353 |  |  |  | 690 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 98,880 |  |  |  | 1,917 |
Single family non-owner occupied |  |  | 833 |  |  |  | 45 |  |  |  | 135,223 |  |  |  | 3,183 |
Non-farm, non-residential |  |  | 9,477 |  |  |  | 1,000 |  |  |  | 475,353 |  |  |  | 4,805 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 1,642 |  |  |  | 13 |
Farmland |  |  | — |  |  |  | — |  |  |  | 30,233 |  |  |  | 206 |
Total commercial loans |  |  | 10,310 |  |  |  | 1,045 |  |  |  | 878,292 |  |  |  | 11,965 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 134,006 |  |  |  | 1,330 |
Single family owner occupied |  |  | 5,738 |  |  |  | 437 |  |  |  | 489,820 |  |  |  | 4,498 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | 32,983 |  |  |  | 224 |
Total consumer real estate loans |  |  | 5,738 |  |  |  | 437 |  |  |  | 656,809 |  |  |  | 6,052 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 69,429 |  |  |  | 670 |
Other |  |  | — |  |  |  | — |  |  |  | 6,555 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 75,984 |  |  |  | 670 |
Total loans, excluding PCI loans |  | $ | 16,048 |  |  | $ | 1,482 |  |  | $ | 1,611,085 |  |  | $ | 18,687 |
Allowance Excluding Purchased Credit Impaired |
Aggregate Activity in Allowance for Loan Losses | The following tables present the components of the activity in the allowance for loan losses, excluding PCI loans, by loan segment, in the periods indicated:
|  | Year Ended December 31, 2015 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
Beginning balance |  | $ | 13,010 |  |  | $ | 6,489 |  |  | $ | 670 |  |  | $ | 20,169 |
Provision for loan losses charged to operations |  |  | 931 |  |  |  | 95 |  |  |  | 1,140 |  |  |  | 2,166 |
Loans charged off |  |  | (1,282 | ) |  |  | (906 | ) |  |  | (1,557 | ) |  |  | (3,745 | )
Recoveries credited to allowance |  |  | 474 |  |  |  | 678 |  |  |  | 437 |  |  |  | 1,589 |
Net charge-offs |  |  | (808 | ) |  |  | (228 | ) |  |  | (1,120 | ) |  |  | (2,156 | )
Ending balance |  | $ | 13,133 |  |  | $ | 6,356 |  |  | $ | 690 |  |  | $ | 20,179 |
|  | Year Ended December 31, 2014 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
Beginning balance |  | $ | 16,090 |  |  | $ | 6,597 |  |  | $ | 635 |  |  | $ | 23,322 |
Removal of loans transferred |  |  | (418 | ) |  |  | (244 | ) |  |  | (20 | ) |  |  | (682 | )
(Recovery of) provision for loan losses charged to operations |  |  | (1,988 | ) |  |  | 1,273 |  |  |  | 1,135 |  |  |  | 420 |
Loans charged off |  |  | (2,928 | ) |  |  | (1,873 | ) |  |  | (1,680 | ) |  |  | (6,481 | )
Recoveries credited to allowance |  |  | 2,254 |  |  |  | 736 |  |  |  | 600 |  |  |  | 3,590 |
Net charge-offs |  |  | (674 | ) |  |  | (1,137 | ) |  |  | (1,080 | ) |  |  | (2,891 | )
Ending balance |  | $ | 13,010 |  |  | $ | 6,489 |  |  | $ | 670 |  |  | $ | 20,169 |
|  | Year Ended December 31, 2013 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
Beginning balance |  | $ | 17,259 |  |  | $ | 7,906 |  |  | $ | 597 |  |  | $ | 25,762 |
Provision for loan losses charged to operations |  |  | 5,643 |  |  |  | 1,364 |  |  |  | 905 |  |  |  | 7,912 |
Loans charged off |  |  | (7,743 | ) |  |  | (3,115 | ) |  |  | (1,669 | ) |  |  | (12,527 | )
Recoveries credited to allowance |  |  | 931 |  |  |  | 442 |  |  |  | 802 |  |  |  | 2,175 |
Net charge-offs |  |  | (6,812 | ) |  |  | (2,673 | ) |  |  | (867 | ) |  |  | (10,352 | )
Ending balance |  | $ | 16,090 |  |  | $ | 6,597 |  |  | $ | 635 |  |  | $ | 23,322 |
Purchased Credit Impaired |
Aggregate Activity in Allowance for Loan Losses | The following tables present the components of the activity in the allowance for loan losses for PCI loans, by loan segment, in the periods indicated:
|  | Year Ended December 31, 2015 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
Beginning balance |  | $ | 37 |  |  | $ | 21 |  |  | $ | — |  |  | $ | 58 |
(Recovery of) provision for PCI loan losses |  |  | (37 | ) |  |  | 33 |  |  |  | — |  |  |  | (4 | )
Benefit attributable to FDIC indemnification asset |  |  | 29 |  |  |  | — |  |  |  | — |  |  |  | 29 |
(Recovery of) provision for loan losses charged to operations |  |  | (8 | ) |  |  | 33 |  |  |  | — |  |  |  | 25 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | (29 | ) |  |  | — |  |  |  | — |  |  |  | (29 | )
Ending balance |  | $ | — |  |  | $ | 54 |  |  | $ | — |  |  | $ | 54 |
|  | Year Ended December 31, 2014 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
Beginning balance |  | $ | 77 |  |  | $ | 678 |  |  | $ | — |  |  | $ | 755 |
Recovery of PCI loan losses |  |  | (40 | ) |  |  | (657 | ) |  |  | — |  |  |  | (697 | )
Benefit attributable to FDIC indemnification asset |  |  | 26 |  |  |  | 396 |  |  |  | — |  |  |  | 422 |
Recovery of loan losses charged to operations |  |  | (14 | ) |  |  | (261 | ) |  |  | — |  |  |  | (275 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | (26 | ) |  |  | (396 | ) |  |  | — |  |  |  | (422 | )
Ending balance |  | $ | 37 |  |  | $ | 21 |  |  | $ | — |  |  | $ | 58 |
|  | Year Ended December 31, 2013 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total |
Beginning balance |  | $ | 8 |  |  | $ | — |  |  | $ | — |  |  | $ | 8 |
Provision for PCI loan losses |  |  | 69 |  |  |  | 678 |  |  |  | — |  |  |  | 747 |
Benefit attributable to FDIC indemnification asset |  |  | (55 | ) |  |  | (396 | ) |  |  | — |  |  |  | (451 | )
Recovery of loan losses charged to operations |  |  | 14 |  |  |  | 282 |  |  |  | — |  |  |  | 296 |
Provision for loan losses recorded through the FDIC indemnification asset |  |  | 55 |  |  |  | 396 |  |  |  | — |  |  |  | 451 |
Ending balance |  | $ | 77 |  |  | $ | 678 |  |  | $ | — |  |  | $ | 755 |
Allowance for Loan Losses Related to PCI Loans and Recorded Investment in Loans | The following table presents the Company’s allowance for loan losses related to PCI loans and recorded investment in PCI loans, by loan pool, as of the dates indicated:
|  | December 31, |
|  | 2015 |  |  | 2014 |
(Amounts in thousands) |  | Loan Pools With Impairment |  |  | Allowance for Loans Pools With Impairment |  |  | Loan Pools With Impairment |  |  | Allowance for Loans Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | 3,788 |  |  | $ | — |  |  | $ | 13,392 |  |  | $ | 37 |
Waccamaw lines of credit |  |  | — |  |  |  | — |  |  |  | 461 |  |  |  | — |
Peoples commercial |  |  | 5,525 |  |  |  | — |  |  |  | 5,875 |  |  |  | — |
Other |  |  | 1,254 |  |  |  | — |  |  |  | 1,358 |  |  |  | — |
Total commercial loans |  |  | 10,567 |  |  |  | — |  |  |  | 21,086 |  |  |  | 37 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 29,241 |  |  |  | — |  |  |  | 37,342 |  |  |  | — |
Waccamaw residential |  |  | 1,678 |  |  |  | 1 |  |  |  | 2,638 |  |  |  | — |
Peoples residential |  |  | 1,156 |  |  |  | 53 |  |  |  | 1,215 |  |  |  | 21 |
Total consumer real estate loans |  |  | 32,075 |  |  |  | 54 |  |  |  | 41,195 |  |  |  | 21 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw consumer (1) |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | — |
Total loans |  | $ | 42,642 |  |  | $ | 54 |  |  | $ | 62,283 |  |  | $ | 58 |
(1) | Closed during the first quarter of 2015.

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- Definition Schedule Of Information Related To Purchased Credit Impaired Loans. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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