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Loans (Tables)

12 Months Ended

Dec. 31, 2015

Summary of Loans, Net of Unearned Income

The following table presents loans, net of unearned income and disaggregated by class, as of the periods indicated:

		December 31,
		2015								2014
(Amounts in thousands)		Amount				Percent				Amount				Percent
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	48,896				2.86	%		$	41,271				2.44	%
Commercial and industrial			88,903				5.21	%			83,099				4.92	%
Multi-family residential			95,026				5.57	%			97,480				5.77	%
Single family non-owner occupied			149,351				8.75	%			135,171				8.00	%
Non-farm, non-residential			485,460				28.45	%			473,906				28.05	%
Agricultural			2,911				0.17	%			1,599				0.09	%
Farmland			27,540				1.61	%			29,517				1.75	%
Total commercial loans			898,087				52.62	%			862,043				51.02	%
Consumer real estate loans
Home equity lines			107,367				6.29	%			110,957				6.57	%
Single family owner occupied			495,209				29.02	%			485,475				28.74	%
Owner occupied construction			43,505				2.55	%			32,799				1.94	%
Total consumer real estate loans			646,081				37.86	%			629,231				37.25	%
Consumer and other loans
Consumer loans			72,000				4.22	%			69,347				4.10	%
Other			7,338				0.43	%			6,555				0.39	%
Total consumer and other loans			79,338				4.65	%			75,902				4.49	%
Total non-covered loans			1,623,506				95.13	%			1,567,176				92.76	%
Total covered loans			83,035				4.87	%			122,240				7.24	%
Total loans held for investment, net of unearned income		$	1,706,541				100.00	%		$	1,689,416				100.00	%
Loans held for sale		$	—							$	1,792

Components of Covered Loan Portfolio, Disaggregated by Class

The following table presents the components of the Company’s covered loan portfolio, disaggregated by class, as of the dates indicated:

		December 31,
(Amounts in thousands)		2015				2014
Covered loans
Commercial loans
Construction, development, and other land		$	6,303			$	13,100
Commercial and industrial			1,170				2,662
Multi-family residential			640				1,584
Single family non-owner occupied			2,674				5,918
Non-farm, non-residential			14,065				25,317
Agricultural			34				43
Farmland			643				716
Total commercial loans			25,529				49,340
Consumer real estate loans
Home equity lines			48,565				60,391
Single family owner occupied			8,595				11,968
Owner occupied construction			262				453
Total consumer real estate loans			57,422				72,812
Consumer and other loans
Consumer loans			84				88
Total covered loans		$	83,035			$	122,240

Carrying and Contractual Unpaid Principal Balance of PCI loans, by Acquisition

The following table presents the carrying and contractual unpaid principal balance of PCI loans, by acquisition, as of the dates indicated:

		December 31,
		2015								2014
(Amounts in thousands)		Carrying Balance				Unpaid Principal Balance				Carrying Balance				Unpaid Principal Balance
PCI Loans, by acquisition
Peoples Bank of Virginia		$	6,681			$	11,249			$	7,090			$	13,669
Waccamaw Bank			34,707				63,151				53,835				86,641
Other acquired			1,254				1,297				1,358				1,401
Total PCI Loans		$	42,642			$	75,697			$	62,283			$	101,711

Activity in Accretable Yield Related to PCI loans, by Acquisition

The following table presents the activity in the accretable yield related to PCI loans, by acquisition, in the periods indicated:

(Amounts in thousands)		Peoples				Waccamaw				Other				Total
Balance, January 1, 2015		$	4,745			$	19,048			$	—			$	23,793
Additions			—				2				—				2
Accretion			(2,712	)			(6,459	)			—				(9,171	)
Reclassifications from nonaccretable difference			1,283				6,564				—				7,847
Other changes, net			273				6,954				—				7,227
Balance, December 31, 2015		$	3,589			$	26,109			$	—			$	29,698
Balance, January 1, 2014		$	5,294			$	10,338			$	8			$	15,640
Additions			267				26				—				293
Accretion			(2,147	)			(6,118	)			(37	)			(8,302	)
Reclassifications from nonaccretable difference			1,912				16,400				29				18,341
Other changes, net			(581	)			(1,598	)			—				(2,179	)
Balance, December 31, 2014		$	4,745			$	19,048			$	—			$	23,793
Balance, January 1, 2013		$	2,342			$	21,886			$	15			$	24,243
Additions			148				281				—				429
Accretion			(1,840	)			(6,288	)			(119	)			(8,247	)
Reclassifications from (to) nonaccretable difference			6,155				(2,967	)			112				3,300
Other changes, net			(1,511	)			(2,574	)			—				(4,085	)
Balance, December 31, 2013		$	5,294			$	10,338			$	8			$	15,640

X

- Definition

Certain loans acquired in transfer not accounted for as debt securities accretable yield.

+ References

No definition available.

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X

- Definition

Covered loans held for investment net of unearned income.

+ References

No definition available.

+ Details

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X

- Definition

Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer.

+ References

No definition available.

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X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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