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Deposits (Tables)
12 Months Ended
Dec. 31, 2015
Components of Deposits

The following table presents the components of deposits as of the dates indicated:

 

     December 31,  
(Amounts in thousands)    2015      2014  

Noninterest-bearing demand deposits

   $ 451,511       $ 417,729   

Interest-bearing deposits:

     

Interest-bearing demand deposits

     347,705         353,874   

Money market accounts

     213,982         225,196   

Savings deposits

     316,603         300,282   

Certificates of deposit

     408,519         557,352   

Individual retirement accounts

     134,939         146,326   
  

 

 

    

 

 

 

Total interest-bearing deposits

     1,421,748         1,583,030   
  

 

 

    

 

 

 

Total deposits

   $ 1,873,259       $ 2,000,759   
  

 

 

    

 

 

 
Scheduled Maturities of Time Deposits

The following schedule presents the contractual maturities of time deposits as of December 31, 2015:

 

(Amounts in thousands)       

2016

   $ 286,687   

2017

     77,117   

2018

     61,662   

2019

     45,874   

2020

     69,796   

2021 and thereafter

     2,322   
  

 

 

 
   $ 543,458   
  

 

 

 
Scheduled Maturities of Certificates of Deposit of $250 Thousand or More

The following schedule presents the contractual maturities of time deposits of $250 thousand or more as of December 31, 2015:

 

(Amounts in thousands)       

Three months or less

   $ 6,813   

Over three through six months

     4,700   

Over six through twelve months

     7,401   

Over twelve months

     22,433   
  

 

 

 
   $ 41,347