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Loans (Tables)

3 Months Ended

Mar. 31, 2016

Summary of Loans, Net of Unearned Income

The following table presents loans, net of unearned income and disaggregated by class, as of the periods indicated:

		March 31, 2016								December 31, 2015
(Amounts in thousands)		Amount				Percent				Amount				Percent
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	52,529				2.98	%		$	48,896				2.86	%
Commercial and industrial			92,397				5.24	%			88,903				5.21	%
Multi-family residential			111,388				6.32	%			95,026				5.57	%
Single family non-owner occupied			151,595				8.60	%			149,351				8.75	%
Non-farm, non-residential			521,471				29.59	%			485,460				28.45	%
Agricultural			3,650				0.21	%			2,911				0.17	%
Farmland			27,013				1.53	%			27,540				1.61	%
Total commercial loans			960,043				54.47	%			898,087				52.62	%
Consumer real estate loans
Home equity lines			106,444				6.04	%			107,367				6.29	%
Single family owner occupied			497,530				28.23	%			495,209				29.02	%
Owner occupied construction			40,892				2.32	%			43,505				2.55	%
Total consumer real estate loans			644,866				36.59	%			646,081				37.86	%
Consumer and other loans
Consumer loans			73,531				4.17	%			72,000				4.22	%
Other			7,451				0.43	%			7,338				0.43	%
Total consumer and other loans			80,982				4.60	%			79,338				4.65	%
Total non-covered loans			1,685,891				95.66	%			1,623,506				95.13	%
Total covered loans			76,538				4.34	%			83,035				4.87	%
Total loans held for investment, net of unearned income		$	1,762,429				100.00	%		$	1,706,541				100.00	%

Components of Covered Loan Portfolio, Disaggregated by Class

The following table presents the components of the Company’s covered loan portfolio, disaggregated by class, as of the dates indicated:

		March 31, 2016				December 31, 2015
(Amounts in thousands)
Commercial loans
Construction, development, and other land		$	6,129			$	6,303
Commercial and industrial			1,020				1,170
Multi-family residential			100				640
Single family non-owner occupied			2,258				2,674
Non-farm, non-residential			12,439				14,065
Agricultural			34				34
Farmland			632				643
Total commercial loans			22,612				25,529
Consumer real estate loans
Home equity lines			45,745				48,565
Single family owner occupied			7,837				8,595
Owner occupied construction			262				262
Total consumer real estate loans			53,844				57,422
Consumer and other loans
Consumer loans			82				84
Total covered loans		$	76,538			$	83,035

Carrying and Contractual Unpaid Principal Balance of PCI loans, by Acquisition

The following table presents the carrying and contractual unpaid principal balance of PCI loans, by acquisition, as of the dates indicated:

		March 31, 2016								December 31, 2015
		Carrying Balance				Unpaid Principal Balance				Carrying Balance				Unpaid Principal Balance
(Amounts in thousands)
Peoples Bank of Virginia		$	6,872			$	11,108			$	6,681			$	11,249
Waccamaw Bank			32,745				58,544				34,707				63,151
Other acquired			1,227				1,270				1,254				1,297
Total PCI Loans		$	40,844			$	70,922			$	42,642			$	75,697

Activity in Accretable Yield Related to PCI loans, by Acquisition

The following tables present the activity in the accretable yield related to PCI loans, by acquisition, in the periods indicated:

		Three Months Ended March 31, 2016
		Peoples				Waccamaw				Other				Total
(Amounts in thousands)
Beginning balance		$	3,589			$	26,109			$	—			$	29,698
Accretion			(459	)			(1,484	)			—				(1,943	)
Reclassifications from nonaccretable difference			(221	)			(272	)			—				(493	)
Removals, extensions, and other events, net			1,724				598				—				2,322
Ending balance		$	4,633			$	24,951			$	—			$	29,584
		Three Months Ended March 31, 2015
		Peoples				Waccamaw				Other				Total
(Amounts in thousands)
Beginning balance		$	4,745			$	19,048			$	—			$	23,793
Additions			—				2				—				2
Accretion			(630	)			(1,602	)			—				(2,232	)
Reclassifications from nonaccretable difference			1,106				2,445				—				3,551
Removals, extensions, and other events, net			(735	)			(439	)			—				(1,174	)
Ending balance		$	4,486			$	19,454			$	—			$	23,940

X

- Definition

Certain loans acquired in transfer not accounted for as debt securities accretable yield.

+ References

No definition available.

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X

- Definition

Covered loans held for investment net of unearned income.

+ References

No definition available.

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X

- Definition

Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer.

+ References

No definition available.

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X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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