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Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2016
Allowance for Loan Losses, by Loan Segment | The following tables present the activity in the allowance for loan losses, by loan segment, for the periods indicated:
|  | Three Months Ended June 30, 2016 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,270 |  |  | $ | 6,470 |  |  | $ | 703 |  |  | $ | 20,443 |
Provision for loan losses charged to operations |  |  | 219 |  |  |  | 237 |  |  |  | 268 |  |  |  | 724 |
Charge-offs |  |  | (191 | ) |  |  | (238 | ) |  |  | (262 | ) |  |  | (691 | )
Recoveries |  |  | 391 |  |  |  | 156 |  |  |  | 64 |  |  |  | 611 |
Net recoveries (charge-offs) |  |  | 200 |  |  |  | (82 | ) |  |  | (198 | ) |  |  | (80 | )
Ending balance |  | $ | 13,689 |  |  | $ | 6,625 |  |  | $ | 773 |  |  | $ | 21,087 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | 24 |  |  | $ | — |  |  | $ | 24 |
Recovery of loan losses |  |  | — |  |  |  | (12 | ) |  |  | — |  |  |  | (12 | )
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 10 |  |  |  | — |  |  |  | 10 |
Recovery of loan losses charged to operations |  |  | — |  |  |  | (2 | ) |  |  | — |  |  |  | (2 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (10 | ) |  |  | — |  |  |  | (10 | )
Ending balance |  | $ | — |  |  | $ | 12 |  |  | $ | — |  |  | $ | 12 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,270 |  |  | $ | 6,494 |  |  | $ | 703 |  |  | $ | 20,467 |
Provision for loan losses |  |  | 219 |  |  |  | 225 |  |  |  | 268 |  |  |  | 712 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 10 |  |  |  | — |  |  |  | 10 |
Provision for loan losses charged to operations |  |  | 219 |  |  |  | 235 |  |  |  | 268 |  |  |  | 722 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (10 | ) |  |  | — |  |  |  | (10 | )
Charge-offs |  |  | (191 | ) |  |  | (238 | ) |  |  | (262 | ) |  |  | (691 | )
Recoveries |  |  | 391 |  |  |  | 156 |  |  |  | 64 |  |  |  | 611 |
Net recoveries (charge-offs) |  |  | 200 |  |  |  | (82 | ) |  |  | (198 | ) |  |  | (80 | )
Ending balance |  | $ | 13,689 |  |  | $ | 6,637 |  |  | $ | 773 |  |  | $ | 21,099 |
|  | Three Months Ended June 30, 2015 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,054 |  |  | $ | 6,446 |  |  | $ | 638 |  |  | $ | 20,138 |
Provision for loan losses charged to operations |  |  | 98 |  |  |  | (99 | ) |  |  | 277 |  |  |  | 276 |
Charge-offs |  |  | (280 | ) |  |  | (90 | ) |  |  | (303 | ) |  |  | (673 | )
Recoveries |  |  | 123 |  |  |  | 211 |  |  |  | 69 |  |  |  | 403 |
Net (charge-offs) recoveries |  |  | (157 | ) |  |  | 121 |  |  |  | (234 | ) |  |  | (270 | )
Ending balance |  | $ | 12,995 |  |  | $ | 6,468 |  |  | $ | 681 |  |  | $ | 20,144 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | 114 |  |  | $ | — |  |  | $ | 114 |
(Recovery of) provision for loan losses |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
(Recovery of) provision for loan losses charged to operations |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
(Recovery of) provision for loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Ending balance |  | $ | — |  |  | $ | 114 |  |  | $ | — |  |  | $ | 114 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,054 |  |  | $ | 6,560 |  |  | $ | 638 |  |  | $ | 20,252 |
Provision for loan losses |  |  | 98 |  |  |  | (99 | ) |  |  | 277 |  |  |  | 276 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Provision for loan losses charged to operations |  |  | 98 |  |  |  | (99 | ) |  |  | 277 |  |  |  | 276 |
(Recovery of) provision for loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Charge-offs |  |  | (280 | ) |  |  | (90 | ) |  |  | (303 | ) |  |  | (673 | )
Recoveries |  |  | 123 |  |  |  | 211 |  |  |  | 69 |  |  |  | 403 |
Net (charge-offs) recoveries |  |  | (157 | ) |  |  | 121 |  |  |  | (234 | ) |  |  | (270 | )
Ending balance |  | $ | 12,995 |  |  | $ | 6,582 |  |  | $ | 681 |  |  | $ | 20,258 |
|  | Six Months Ended June 30, 2016 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,133 |  |  | $ | 6,356 |  |  | $ | 690 |  |  | $ | 20,179 |
Provision for loan losses charged to operations |  |  | 526 |  |  |  | 1,011 |  |  |  | 413 |  |  |  | 1,950 |
Charge-offs |  |  | (475 | ) |  |  | (928 | ) |  |  | (516 | ) |  |  | (1,919 | )
Recoveries |  |  | 505 |  |  |  | 186 |  |  |  | 186 |  |  |  | 877 |
Net recoveries (charge-offs) |  |  | 30 |  |  |  | (742 | ) |  |  | (330 | ) |  |  | (1,042 | )
Ending balance |  | $ | 13,689 |  |  | $ | 6,625 |  |  | $ | 773 |  |  | $ | 21,087 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | 54 |  |  | $ | — |  |  | $ | 54 |
Recovery of loan losses |  |  | — |  |  |  | (42 | ) |  |  | — |  |  |  | (42 | )
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 1 |  |  |  | — |  |  |  | 1 |
Recovery of loan losses charged to operations |  |  | — |  |  |  | (41 | ) |  |  | — |  |  |  | (41 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (1 | ) |  |  | — |  |  |  | (1 | )
Ending balance |  | $ | — |  |  | $ | 12 |  |  | $ | — |  |  | $ | 12 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,133 |  |  | $ | 6,410 |  |  | $ | 690 |  |  | $ | 20,233 |
Provision for loan losses |  |  | 526 |  |  |  | 969 |  |  |  | 413 |  |  |  | 1,908 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 1 |  |  |  | — |  |  |  | 1 |
Provision for loan losses charged to operations |  |  | 526 |  |  |  | 970 |  |  |  | 413 |  |  |  | 1,909 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (1 | ) |  |  | — |  |  |  | (1 | )
Charge-offs |  |  | (475 | ) |  |  | (928 | ) |  |  | (516 | ) |  |  | (1,919 | )
Recoveries |  |  | 505 |  |  |  | 186 |  |  |  | 186 |  |  |  | 877 |
Net recoveries (charge-offs) |  |  | 30 |  |  |  | (742 | ) |  |  | (330 | ) |  |  | (1,042 | )
Ending balance |  | $ | 13,689 |  |  | $ | 6,637 |  |  | $ | 773 |  |  | $ | 21,099 |
|  | Six Months Ended June 30, 2015 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,010 |  |  | $ | 6,489 |  |  | $ | 670 |  |  | $ | 20,169 |
Provision for loan losses charged to operations |  |  | 748 |  |  |  | 116 |  |  |  | 502 |  |  |  | 1,366 |
Charge-offs |  |  | (961 | ) |  |  | (492 | ) |  |  | (798 | ) |  |  | (2,251 | )
Recoveries |  |  | 198 |  |  |  | 355 |  |  |  | 307 |  |  |  | 860 |
Net charge-offs |  |  | (763 | ) |  |  | (137 | ) |  |  | (491 | ) |  |  | (1,391 | )
Ending balance |  | $ | 12,995 |  |  | $ | 6,468 |  |  | $ | 681 |  |  | $ | 20,144 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 37 |  |  | $ | 21 |  |  | $ | — |  |  | $ | 58 |
(Recovery of) provision for loan losses |  |  | (37 | ) |  |  | 93 |  |  |  | — |  |  |  | 56 |
Benefit attributable to the FDIC indemnification asset |  |  | 29 |  |  |  | (75 | ) |  |  | — |  |  |  | (46 | )
(Recovery of) provision for loan losses charged to operations |  |  | (8 | ) |  |  | 18 |  |  |  | — |  |  |  | 10 |
(Recovery of) provision for loan losses recorded through the FDIC indemnification asset |  |  | (29 | ) |  |  | 75 |  |  |  | — |  |  |  | 46 |
Ending balance |  | $ | — |  |  | $ | 114 |  |  | $ | — |  |  | $ | 114 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,047 |  |  | $ | 6,510 |  |  | $ | 670 |  |  | $ | 20,227 |
Provision for loan losses |  |  | 711 |  |  |  | 209 |  |  |  | 502 |  |  |  | 1,422 |
Benefit attributable to the FDIC indemnification asset |  |  | 29 |  |  |  | (75 | ) |  |  | — |  |  |  | (46 | )
Provision for loan losses charged to operations |  |  | 740 |  |  |  | 134 |  |  |  | 502 |  |  |  | 1,376 |
(Recovery of) provision for loan losses recorded through the FDIC indemnification asset |  |  | (29 | ) |  |  | 75 |  |  |  | — |  |  |  | 46 |
Charge-offs |  |  | (961 | ) |  |  | (492 | ) |  |  | (798 | ) |  |  | (2,251 | )
Recoveries |  |  | 198 |  |  |  | 355 |  |  |  | 307 |  |  |  | 860 |
Net charge-offs |  |  | (763 | ) |  |  | (137 | ) |  |  | (491 | ) |  |  | (1,391 | )
Ending balance |  | $ | 12,995 |  |  | $ | 6,582 |  |  | $ | 681 |  |  | $ | 20,258 |
Allowance for Loan Losses and Recorded Investment in Loans, Evaluated for Impairment Excluding PCI Loans, by Loan Class | The following tables present the allowance for loan losses and recorded investment in loans evaluated for impairment, excluding PCI loans, by loan class, as of the dates indicated:
|  | June 30, 2016 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 63,042 |  |  | $ | 924 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 93,666 |  |  |  | 545 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 109,651 |  |  |  | 1,543 |
Single family non-owner occupied |  |  | 1,135 |  |  |  | 108 |  |  |  | 151,001 |  |  |  | 3,314 |
Non-farm, non-residential |  |  | 10,047 |  |  |  | 1,518 |  |  |  | 543,238 |  |  |  | 5,495 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 4,447 |  |  |  | 32 |
Farmland |  |  | — |  |  |  | — |  |  |  | 28,133 |  |  |  | 210 |
Total commercial loans |  |  | 11,182 |  |  |  | 1,626 |  |  |  | 993,178 |  |  |  | 12,063 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 123,943 |  |  |  | 1,129 |
Single family owner occupied |  |  | 5,273 |  |  |  | 760 |  |  |  | 505,212 |  |  |  | 4,460 |
Owner occupied construction |  |  | 343 |  |  |  | — |  |  |  | 43,006 |  |  |  | 276 |
Total consumer real estate loans |  |  | 5,616 |  |  |  | 760 |  |  |  | 672,161 |  |  |  | 5,865 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 75,784 |  |  |  | 773 |
Other |  |  | — |  |  |  | — |  |  |  | 7,507 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 83,291 |  |  |  | 773 |
Total loans, excluding PCI loans |  | $ | 16,798 |  |  | $ | 2,386 |  |  | $ | 1,748,630 |  |  | $ | 18,701 |
|  | December 31, 2015 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 53,437 |  |  | $ | 1,119 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 89,885 |  |  |  | 504 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 95,486 |  |  |  | 1,535 |
Single family non-owner occupied |  |  | 1,401 |  |  |  | 124 |  |  |  | 147,209 |  |  |  | 3,245 |
Non-farm, non-residential |  |  | 14,094 |  |  |  | 1,568 |  |  |  | 478,839 |  |  |  | 4,825 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 2,945 |  |  |  | 22 |
Farmland |  |  | — |  |  |  | — |  |  |  | 28,183 |  |  |  | 190 |
Total commercial loans |  |  | 15,495 |  |  |  | 1,692 |  |  |  | 895,984 |  |  |  | 11,440 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 126,691 |  |  |  | 1,091 |
Single family owner occupied |  |  | 6,874 |  |  |  | 672 |  |  |  | 495,761 |  |  |  | 4,297 |
Owner occupied construction |  |  | 349 |  |  |  | 7 |  |  |  | 43,323 |  |  |  | 290 |
Total consumer real estate loans |  |  | 7,223 |  |  |  | 679 |  |  |  | 665,775 |  |  |  | 5,678 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 72,084 |  |  |  | 690 |
Other |  |  | — |  |  |  | — |  |  |  | 7,338 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 79,422 |  |  |  | 690 |
Total loans, excluding PCI loans |  | $ | 22,718 |  |  | $ | 2,371 |  |  | $ | 1,641,181 |  |  | $ | 17,808 |
Purchased Credit Impaired |
Allowance for Loan Losses on PCI Loans and Recorded Investment in Loans | The following table presents the allowance for loan losses on PCI loans and recorded investment in PCI loans, by loan pool, as of the dates indicated:
|  | June 30, 2016 |  |  | December 31, 2015 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | 2,676 |  |  | $ | — |  |  | $ | 3,788 |  |  | $ | — |
Peoples commercial |  |  | 5,268 |  |  |  | — |  |  |  | 5,525 |  |  |  | — |
Other |  |  | 1,200 |  |  |  | — |  |  |  | 1,254 |  |  |  | — |
Total commercial loans |  |  | 9,144 |  |  |  | — |  |  |  | 10,567 |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 24,828 |  |  |  | — |  |  |  | 29,241 |  |  |  | — |
Waccamaw residential |  |  | 1,461 |  |  |  | — |  |  |  | 1,678 |  |  |  | 1 |
Peoples residential |  |  | 1,122 |  |  |  | 12 |  |  |  | 1,156 |  |  |  | 53 |
Total consumer real estate loans |  |  | 27,411 |  |  |  | 12 |  |  |  | 32,075 |  |  |  | 54 |
Total PCI loans |  | $ | 36,555 |  |  | $ | 12 |  |  | $ | 42,642 |  |  | $ | 54 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 + Details
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