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Loans (Tables)

6 Months Ended

Jun. 30, 2016

Summary of Loans, Net of Unearned Income

The following table presents loans, net of unearned income and disaggregated by class, as of the periods indicated:

		June 30, 2016								December 31, 2015
(Amounts in thousands)		Amount				Percent				Amount				Percent
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	58,971				3.27	%		$	48,896				2.86	%
Commercial and industrial			92,791				5.15	%			88,903				5.21	%
Multi-family residential			109,651				6.08	%			95,026				5.57	%
Single family non-owner occupied			153,308				8.51	%			149,351				8.75	%
Non-farm, non-residential			549,771				30.51	%			485,460				28.45	%
Agricultural			4,421				0.25	%			2,911				0.17	%
Farmland			27,515				1.53	%			27,540				1.61	%
Total commercial loans			996,428				55.30	%			898,087				52.62	%
Consumer real estate loans
Home equity lines			106,517				5.91	%			107,367				6.29	%
Single family owner occupied			504,057				27.97	%			495,209				29.02	%
Owner occupied construction			43,186				2.40	%			43,505				2.55	%
Total consumer real estate loans			653,760				36.28	%			646,081				37.86	%
Consumer and other loans
Consumer loans			75,703				4.20	%			72,000				4.22	%
Other			7,507				0.42	%			7,338				0.43	%
Total consumer and other loans			83,210				4.62	%			79,338				4.65	%
Total non-covered loans			1,733,398				96.20	%			1,623,506				95.13	%
Total covered loans			68,585				3.80	%			83,035				4.87	%
Total loans held for investment, net of unearned income		$	1,801,983				100.00	%		$	1,706,541				100.00	%

Covered Loan Portfolio, Disaggregated by Class

The following table presents the covered loan portfolio, disaggregated by class, as of the dates indicated:

(Amounts in thousands)		June 30, 2016				December 31, 2015
Commercial loans
Construction, development, and other land		$	5,487			$	6,303
Commercial and industrial			973				1,170
Multi-family residential			74				640
Single family non-owner occupied			1,866				2,674
Non-farm, non-residential			9,570				14,065
Agricultural			26				34
Farmland			618				643
Total commercial loans			18,614				25,529
Consumer real estate loans
Home equity lines			42,254				48,565
Single family owner occupied			7,432				8,595
Owner occupied construction			204				262
Total consumer real estate loans			49,890				57,422
Consumer and other loans
Consumer loans			81				84
Total covered loans		$	68,585			$	83,035

Carrying and Contractual Unpaid Principal Balance of PCI loans, by Acquisition

The following table presents the carrying and contractual unpaid principal balance of PCI loans, by acquisition, as of the dates indicated:

		June 30, 2016								December 31, 2015
(Amounts in thousands)		Carrying Balance				Unpaid Principal Balance				Carrying Balance				Unpaid Principal Balance
Peoples Bank of Virginia		$	6,390			$	10,496			$	6,681			$	11,249
Waccamaw Bank			28,965				53,698				34,707				63,151
Other acquired			1,200				1,243				1,254				1,297
Total PCI Loans		$	36,555			$	65,437			$	42,642			$	75,697

Activity in Accretable Yield on PCI loans, by Acquisition

The following tables present the activity in the accretable yield on PCI loans, by acquisition, for the periods indicated:

		Six Months Ended June 30, 2016
(Amounts in thousands)		Peoples				Waccamaw				Total
Beginning balance		$	3,589			$	26,109			$	29,698
Accretion			(719	)			(3,186	)			(3,905	)
Reclassifications from nonaccretable difference			(194	)			147				(47	)
Removals, extensions, and other events, net			1,772				182				1,954
Ending balance		$	4,448			$	23,252			$	27,700
		Six Months Ended June 30, 2015
(Amounts in thousands)		Peoples				Waccamaw				Total
Beginning balance		$	4,745			$	19,048			$	23,793
Additions			—				2				2
Accretion			(1,169	)			(2,860	)			(4,029	)
Reclassifications from nonaccretable difference			1,106				2,445				3,551
Removals, extensions, and other events, net			(735	)			(807	)			(1,542	)
Ending balance		$	3,947			$	17,828			$	21,775

X

- Definition

Certain loans acquired in transfer not accounted for as debt securities accretable yield.

+ References

No definition available.

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X

- Definition

Covered loans held for investment net of unearned income.

+ References

No definition available.

+ Details

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X

- Definition

Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer.

+ References

No definition available.

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X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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