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Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2016
Allowance for Loan Losses, by Loan Segment | The following tables present the activity in the allowance for loan losses, by loan segment, for the periods indicated:
|  | Three Months Ended September 30, 2016 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,689 |  |  | $ | 6,625 |  |  | $ | 773 |  |  | $ | 21,087 |
(Recovery of) provision for loan losses charged to operations |  |  | (726 | ) |  |  | (575 | ) |  |  | 147 |  |  |  | (1,154 | )
Charge-offs |  |  | (272 | ) |  |  | (207 | ) |  |  | (293 | ) |  |  | (772 | )
Recoveries |  |  | 295 |  |  |  | 89 |  |  |  | 76 |  |  |  | 460 |
Net recoveries (charge-offs) |  |  | 23 |  |  |  | (118 | ) |  |  | (217 | ) |  |  | (312 | )
Ending balance |  | $ | 12,986 |  |  | $ | 5,932 |  |  | $ | 703 |  |  | $ | 19,621 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | 12 |  |  | $ | — |  |  | $ | 12 |
Recovery of loan losses |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Recovery of loan losses charged to operations |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Ending balance |  | $ | — |  |  | $ | 12 |  |  | $ | — |  |  | $ | 12 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,689 |  |  | $ | 6,637 |  |  | $ | 773 |  |  | $ | 21,099 |
(Recovery of) provision for loan losses |  |  | (726 | ) |  |  | (575 | ) |  |  | 147 |  |  |  | (1,154 | )
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
(Recovery of) provision for loan losses charged to operations |  |  | (726 | ) |  |  | (575 | ) |  |  | 147 |  |  |  | (1,154 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Charge-offs |  |  | (272 | ) |  |  | (207 | ) |  |  | (293 | ) |  |  | (772 | )
Recoveries |  |  | 295 |  |  |  | 89 |  |  |  | 76 |  |  |  | 460 |
Net recoveries (charge-offs) |  |  | 23 |  |  |  | (118 | ) |  |  | (217 | ) |  |  | (312 | )
Ending balance |  | $ | 12,986 |  |  | $ | 5,944 |  |  | $ | 703 |  |  | $ | 19,633 |
|  | Three Months Ended September 30, 2015 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 12,995 |  |  | $ | 6,468 |  |  | $ | 681 |  |  | $ | 20,144 |
Provision for loan losses charged to operations |  |  | 6 |  |  |  | 20 |  |  |  | 374 |  |  |  | 400 |
Charge-offs |  |  | (150 | ) |  |  | (130 | ) |  |  | (409 | ) |  |  | (689 | )
Recoveries |  |  | 102 |  |  |  | 86 |  |  |  | 64 |  |  |  | 252 |
Net charge-offs |  |  | (48 | ) |  |  | (44 | ) |  |  | (345 | ) |  |  | (437 | )
Ending balance |  | $ | 12,953 |  |  | $ | 6,444 |  |  | $ | 710 |  |  | $ | 20,107 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | 114 |  |  | $ | — |  |  | $ | 114 |
Recovery of loan losses |  |  | — |  |  |  | (94 | ) |  |  | — |  |  |  | (94 | )
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 75 |  |  |  | — |  |  |  | 75 |
Recovery of loan losses charged to operations |  |  | — |  |  |  | (19 | ) |  |  | — |  |  |  | (19 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (75 | ) |  |  | — |  |  |  | (75 | )
Ending balance |  | $ | — |  |  | $ | 20 |  |  | $ | — |  |  | $ | 20 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 12,995 |  |  | $ | 6,582 |  |  | $ | 681 |  |  | $ | 20,258 |
Provision for (recovery of) loan losses |  |  | 6 |  |  |  | (74 | ) |  |  | 374 |  |  |  | 306 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 75 |  |  |  | — |  |  |  | 75 |
Provision for loan losses charged to operations |  |  | 6 |  |  |  | 1 |  |  |  | 374 |  |  |  | 381 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (75 | ) |  |  | — |  |  |  | (75 | )
Charge-offs |  |  | (150 | ) |  |  | (130 | ) |  |  | (409 | ) |  |  | (689 | )
Recoveries |  |  | 102 |  |  |  | 86 |  |  |  | 64 |  |  |  | 252 |
Net charge-offs |  |  | (48 | ) |  |  | (44 | ) |  |  | (345 | ) |  |  | (437 | )
Ending balance |  | $ | 12,953 |  |  | $ | 6,464 |  |  | $ | 710 |  |  | $ | 20,127 |
|  | Nine Months Ended September 30, 2016 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,133 |  |  | $ | 6,356 |  |  | $ | 690 |  |  | $ | 20,179 |
(Recovery of) provision for loan losses charged to operations |  |  | (200 | ) |  |  | 436 |  |  |  | 560 |  |  |  | 796 |
Charge-offs |  |  | (747 | ) |  |  | (1,135 | ) |  |  | (809 | ) |  |  | (2,691 | )
Recoveries |  |  | 800 |  |  |  | 275 |  |  |  | 262 |  |  |  | 1,337 |
Net recoveries (charge-offs) |  |  | 53 |  |  |  | (860 | ) |  |  | (547 | ) |  |  | (1,354 | )
Ending balance |  | $ | 12,986 |  |  | $ | 5,932 |  |  | $ | 703 |  |  | $ | 19,621 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | — |  |  | $ | 54 |  |  | $ | — |  |  | $ | 54 |
Recovery of loan losses |  |  | — |  |  |  | (42 | ) |  |  | — |  |  |  | (42 | )
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 1 |  |  |  | — |  |  |  | 1 |
Recovery of loan losses charged to operations |  |  | — |  |  |  | (41 | ) |  |  | — |  |  |  | (41 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (1 | ) |  |  | — |  |  |  | (1 | )
Ending balance |  | $ | — |  |  | $ | 12 |  |  | $ | — |  |  | $ | 12 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,133 |  |  | $ | 6,410 |  |  | $ | 690 |  |  | $ | 20,233 |
(Recovery of) provision for loan losses |  |  | (200 | ) |  |  | 394 |  |  |  | 560 |  |  |  | 754 |
Benefit attributable to the FDIC indemnification asset |  |  | — |  |  |  | 1 |  |  |  | — |  |  |  | 1 |
(Recovery of) provision for loan losses charged to operations |  |  | (200 | ) |  |  | 395 |  |  |  | 560 |  |  |  | 755 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | — |  |  |  | (1 | ) |  |  | — |  |  |  | (1 | )
Charge-offs |  |  | (747 | ) |  |  | (1,135 | ) |  |  | (809 | ) |  |  | (2,691 | )
Recoveries |  |  | 800 |  |  |  | 275 |  |  |  | 262 |  |  |  | 1,337 |
Net recoveries (charge-offs) |  |  | 53 |  |  |  | (860 | ) |  |  | (547 | ) |  |  | (1,354 | )
Ending balance |  | $ | 12,986 |  |  | $ | 5,944 |  |  | $ | 703 |  |  | $ | 19,633 |
|  | Nine Months Ended September 30, 2015 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,010 |  |  | $ | 6,489 |  |  | $ | 670 |  |  | $ | 20,169 |
Provision for loan losses charged to operations |  |  | 754 |  |  |  | 136 |  |  |  | 876 |  |  |  | 1,766 |
Charge-offs |  |  | (1,111 | ) |  |  | (622 | ) |  |  | (1,207 | ) |  |  | (2,940 | )
Recoveries |  |  | 300 |  |  |  | 441 |  |  |  | 371 |  |  |  | 1,112 |
Net charge-offs |  |  | (811 | ) |  |  | (181 | ) |  |  | (836 | ) |  |  | (1,828 | )
Ending balance |  | $ | 12,953 |  |  | $ | 6,444 |  |  | $ | 710 |  |  | $ | 20,107 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 37 |  |  | $ | 21 |  |  | $ | — |  |  | $ | 58 |
Recovery of loan losses |  |  | (37 | ) |  |  | (1 | ) |  |  | — |  |  |  | (38 | )
Benefit attributable to the FDIC indemnification asset |  |  | 30 |  |  |  | (1 | ) |  |  | — |  |  |  | 29 |
Recovery of loan losses charged to operations |  |  | (7 | ) |  |  | (2 | ) |  |  | — |  |  |  | (9 | )
(Recovery of) provision for loan losses recorded through the FDIC indemnification asset |  |  | (30 | ) |  |  | 1 |  |  |  | — |  |  |  | (29 | )
Ending balance |  | $ | — |  |  | $ | 20 |  |  | $ | — |  |  | $ | 20 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,047 |  |  | $ | 6,510 |  |  | $ | 670 |  |  | $ | 20,227 |
Provision for loan losses |  |  | 717 |  |  |  | 135 |  |  |  | 876 |  |  |  | 1,728 |
Benefit attributable to the FDIC indemnification asset |  |  | 30 |  |  |  | (1 | ) |  |  | — |  |  |  | 29 |
Provision for loan losses charged to operations |  |  | 747 |  |  |  | 134 |  |  |  | 876 |  |  |  | 1,757 |
(Recovery of) provision for loan losses recorded through the FDIC indemnification asset |  |  | (30 | ) |  |  | 1 |  |  |  | — |  |  |  | (29 | )
Charge-offs |  |  | (1,111 | ) |  |  | (622 | ) |  |  | (1,207 | ) |  |  | (2,940 | )
Recoveries |  |  | 300 |  |  |  | 441 |  |  |  | 371 |  |  |  | 1,112 |
Net charge-offs |  |  | (811 | ) |  |  | (181 | ) |  |  | (836 | ) |  |  | (1,828 | )
Ending balance |  | $ | 12,953 |  |  | $ | 6,464 |  |  | $ | 710 |  |  | $ | 20,127 |
Allowance for Loan Losses and Recorded Investment in Loans, Evaluated for Impairment Excluding PCI Loans, by Loan Class | The following tables present the allowance for loan losses and recorded investment in loans evaluated for impairment, excluding PCI loans, by loan class, as of the dates indicated:
|  | September 30, 2016 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 53,181 |  |  | $ | 813 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 91,274 |  |  |  | 473 |
Multi-family residential |  |  | 292 |  |  |  | — |  |  |  | 127,176 |  |  |  | 1,259 |
Single family non-owner occupied |  |  | 1,131 |  |  |  | 107 |  |  |  | 141,624 |  |  |  | 2,553 |
Non-farm, non-residential |  |  | 9,809 |  |  |  | 1,843 |  |  |  | 589,975 |  |  |  | 5,706 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 5,812 |  |  |  | 41 |
Farmland |  |  | — |  |  |  | — |  |  |  | 32,386 |  |  |  | 191 |
Total commercial loans |  |  | 11,232 |  |  |  | 1,950 |  |  |  | 1,041,428 |  |  |  | 11,036 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 124,589 |  |  |  | 967 |
Single family owner occupied |  |  | 5,220 |  |  |  | 853 |  |  |  | 498,561 |  |  |  | 3,766 |
Owner occupied construction |  |  | 342 |  |  |  | — |  |  |  | 43,744 |  |  |  | 346 |
Total consumer real estate loans |  |  | 5,562 |  |  |  | 853 |  |  |  | 666,894 |  |  |  | 5,079 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 76,443 |  |  |  | 703 |
Other |  |  | — |  |  |  | — |  |  |  | 3,029 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 79,472 |  |  |  | 703 |
Total loans, excluding PCI loans |  | $ | 16,794 |  |  | $ | 2,803 |  |  | $ | 1,787,794 |  |  | $ | 16,818 |
|  | December 31, 2015 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 53,437 |  |  | $ | 1,119 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 89,885 |  |  |  | 504 |
Multi-family residential |  |  | — |  |  |  | — |  |  |  | 95,486 |  |  |  | 1,535 |
Single family non-owner occupied |  |  | 1,401 |  |  |  | 124 |  |  |  | 147,209 |  |  |  | 3,245 |
Non-farm, non-residential |  |  | 14,094 |  |  |  | 1,568 |  |  |  | 478,839 |  |  |  | 4,825 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 2,945 |  |  |  | 22 |
Farmland |  |  | — |  |  |  | — |  |  |  | 28,183 |  |  |  | 190 |
Total commercial loans |  |  | 15,495 |  |  |  | 1,692 |  |  |  | 895,984 |  |  |  | 11,440 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 126,691 |  |  |  | 1,091 |
Single family owner occupied |  |  | 6,874 |  |  |  | 672 |  |  |  | 495,761 |  |  |  | 4,297 |
Owner occupied construction |  |  | 349 |  |  |  | 7 |  |  |  | 43,323 |  |  |  | 290 |
Total consumer real estate loans |  |  | 7,223 |  |  |  | 679 |  |  |  | 665,775 |  |  |  | 5,678 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 72,084 |  |  |  | 690 |
Other |  |  | — |  |  |  | — |  |  |  | 7,338 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 79,422 |  |  |  | 690 |
Total loans, excluding PCI loans |  | $ | 22,718 |  |  | $ | 2,371 |  |  | $ | 1,641,181 |  |  | $ | 17,808 |
Purchased Credit Impaired |
Allowance for Loan Losses on PCI Loans and Recorded Investment in Loans | The following table presents the allowance for loan losses on PCI loans and recorded investment in PCI loans, by loan pool, as of the dates indicated:
|  | September 30, 2016 |  |  | December 31, 2015 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | 1,208 |  |  | $ | — |  |  | $ | 3,788 |  |  | $ | — |
Peoples commercial |  |  | 4,694 |  |  |  | — |  |  |  | 5,525 |  |  |  | — |
Other |  |  | 1,121 |  |  |  | — |  |  |  | 1,254 |  |  |  | — |
Total commercial loans |  |  | 7,023 |  |  |  | — |  |  |  | 10,567 |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 22,256 |  |  |  | — |  |  |  | 29,241 |  |  |  | — |
Waccamaw residential |  |  | 1,413 |  |  |  | — |  |  |  | 1,678 |  |  |  | 1 |
Peoples residential |  |  | 1,104 |  |  |  | 12 |  |  |  | 1,156 |  |  |  | 53 |
Total consumer real estate loans |  |  | 24,773 |  |  |  | 12 |  |  |  | 32,075 |  |  |  | 54 |
Total PCI loans |  | $ | 31,796 |  |  | $ | 12 |  |  | $ | 42,642 |  |  | $ | 54 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 + Details
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