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Deposits (Tables) | 12 Months Ended
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Dec. 31, 2016
Components of Deposits | The following table presents the components of deposits as of the dates indicated:
|  | December 31, |
(Amounts in thousands) |  | 2016 |  |  | 2015 |
Noninterest-bearing demand deposits |  | $ | 427,705 |  |  | $ | 451,511 |
Interest-bearing deposits: |  |  |  |  |  |  |  |
Interest-bearing demand deposits |  |  | 378,339 |  |  |  | 347,705 |
Money market accounts |  |  | 196,997 |  |  |  | 213,982 |
Savings deposits |  |  | 326,263 |  |  |  | 316,603 |
Certificates of deposit |  |  | 382,503 |  |  |  | 408,519 |
Individual retirement accounts |  |  | 129,531 |  |  |  | 134,939 |
Total interest-bearing deposits |  |  | 1,413,633 |  |  |  | 1,421,748 |
Total deposits |  | $ | 1,841,338 |  |  | $ | 1,873,259 |
Scheduled Maturities of Time Deposits | The following schedule presents the contractual maturities of time deposits, by year, as of December 31, 2016:
(Amounts in thousands) |  |  |
2017 |  | $ | 254,738 |
2018 |  |  | 88,596 |
2019 |  |  | 53,400 |
2020 |  |  | 68,644 |
2021 |  |  | 44,968 |
2022 and thereafter |  |  | 1,688 |
|  | $ | 512,034 |
Scheduled Maturities of Certificates of Deposit of $250 Thousand or More | The following schedule presents the contractual maturities of time deposits of $250 thousand or more as of December 31, 2016:
(Amounts in thousands) |  |  |
Three months or less |  | $ | 6,274 |
Over three through six months |  |  | 2,687 |
Over six through twelve months |  |  | 10,890 |
Over twelve months |  |  | 21,698 |
|  | $ | 41,549 |

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