Deposits (Tables)

12 Months Ended

Dec. 31, 2016

The following table presents the components of deposits as of the dates indicated:


	December 31,
(Amounts in thousands)	2016		2015
Noninterest-bearing demand deposits	$	427,705	$	451,511
Interest-bearing deposits:
Interest-bearing demand deposits		378,339		347,705
Money market accounts		196,997		213,982
Savings deposits		326,263		316,603
Certificates of deposit		382,503		408,519
Individual retirement accounts		129,531		134,939

Total interest-bearing deposits		1,413,633		1,421,748

Total deposits	$	1,841,338	$	1,873,259

The following schedule presents the contractual maturities of time deposits, by year, as of December 31, 2016:

The following schedule presents the contractual maturities of time deposits of $250 thousand or more as of December 31, 2016:


(Amounts in thousands)
Three months or less	$	6,274
Over three through six months		2,687
Over six through twelve months		10,890
Over twelve months		21,698

	$	41,549