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Regulatory Requirements and Restrictions (Tables)
12 Months Ended
Dec. 31, 2016
Company's and Bank's Capital Ratios

The following tables present actual and required capital ratios, under Basel III capital rules, as of the dates indicated:

 

     December 31, 2016  
     Actual     Minimum Basel III
Requirement
    Minimum Basel III
Requirement - Fully
Phased-In
    Well Capitalized
Requirement(1)
 
(Amounts in thousands)    Amount      Ratio     Amount      Ratio     Amount      Ratio     Amount      Ratio  

The Company

                    

Common equity Tier 1 ratio

   $ 241,671        13.88   $ 78,362        4.50   $ 121,897        7.00     N/A        N/A  

Tier 1 risk-based capital ratio

     256,671        14.74     104,483        6.00     148,018        8.50     N/A        N/A  

Total risk-based capital ratio

     274,953        15.79     139,311        8.00     182,846        10.50     N/A        N/A  

Tier 1 Leverage ratio

     256,671        11.07     92,742        4.00     92,742        4.00     N/A        N/A  

The Bank

                    

Common equity Tier 1 ratio

   $ 223,944        12.93   $ 77,956        4.50   $ 121,264        7.00   $ 112,603        6.50

Tier 1 risk-based capital ratio

     223,944        12.93     103,941        6.00     147,249        8.50     138,588        8.00

Total risk-based capital ratio

     242,218        13.98     138,588        8.00     181,897        10.50     173,235        10.00

Tier 1 Leverage ratio

     223,944        9.71     92,274        4.00     92,274        4.00     115,343        5.00

 

(1) Based on prompt corrective action provisions

 

     December 31, 2015  
     Actual     Minimum Basel III
Requirement
    Minimum Basel III
Requirement - Fully
Phased-In
    Well Capitalized
Requirement(1)
 
(Amounts in thousands)    Amount      Ratio     Amount      Ratio     Amount      Ratio     Amount      Ratio  

The Company

                    

Common equity Tier 1 ratio

   $ 246,237        14.54   $ 76,196        4.50   $ 118,527        7.00     N/A        N/A  

Tier 1 risk-based capital ratio

     249,436        14.73     101,595        6.00     143,926        8.50     N/A        N/A  

Total risk-based capital ratio

     269,998        15.95     135,459        8.00     177,791        10.50     N/A        N/A  

Tier 1 Leverage ratio

     249,436        10.62     93,935        4.00     93,935        4.00     N/A        N/A  

The Bank

                    

Common equity Tier 1 ratio

   $ 228,669        13.60   $ 75,682        4.50   $ 117,728        7.00   $ 109,319        6.50

Tier 1 risk-based capital ratio

     228,669        13.60     100,910        6.00     142,955        8.50     134,546        8.00

Total risk-based capital ratio

     249,228        14.82     134,546        8.00     176,592        10.50     168,183        10.00

Tier 1 Leverage ratio

     228,669        9.77     93,616        4.00     93,616        4.00     117,020        5.00

 

(1) Based on prompt corrective action provisions