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Note 5 - Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2017
Notes Tables  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
 
 
Three Months Ended March 31, 2017
 
(Amounts in thousands)
 
Commercial
 
 
Consumer Real
Estate
 
 
Consumer and
Other
 
 
Total
Allowance
 
Allowance, excluding PCI
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
   $
11,690
    $
5,487
    $
759
    $
17,936
 
Provision for loan losses
charged to operations
    
85
     
246
     
161
     
492
 
Charge-offs
    
(29
 )    
(77
 )    
(251
 )    
(357
 )
Recoveries
    
226
     
78
     
71
     
375
 
Net recoveries (charge-offs)
    
197
     
1
     
(180
 )    
18
 
Ending balance
   $
11,972
    $
5,734
    $
740
    $
18,446
 
                                 
PCI allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
   $
-
    $
12
    $
-
    $
12
 
Recovery of loan losses
    
-
     
-
     
-
     
-
 
Benefit attributable to the FDIC
indemnification asset
    
-
     
-
     
-
     
-
 
Recovery of loan losses
charged to operations
    
-
     
-
     
-
     
-
 
Recovery of loan losses recorded through the
FDIC indemnification asset
    
-
     
-
     
-
     
-
 
Ending balance
   $
-
    $
12
    $
-
    $
12
 
                                 
Total allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
   $
11,690
    $
5,499
    $
759
    $
17,948
 
Provision for loan losses
   
85
     
246
     
161
     
492
 
Benefit attributable to the FDIC
indemnification asset
    
-
     
-
     
-
     
-
 
Provision for loan losses
charged to operations
    
85
     
246
     
161
     
492
 
Recovery of loan losses recorded through the
FDIC indemnification asset
    
-
     
-
     
-
     
-
 
Charge-offs
    
(29
 )    
(77
 )    
(251
 )    
(357
 )
Recoveries
    
226
     
78
     
71
     
375
 
Net recoveries (charge-offs)
    
197
     
1
     
(180
 )    
18
 
Ending balance
   $
11,972
    $
5,746
    $
740
    $
18,458
 
 
 
Three Months Ended March 31, 2016
 
(Amounts in thousands)
 
Commercial
 
 
Consumer Real
Estate
 
 
Consumer and
Other
 
 
Total
Allowance
 
Allowance, excluding PCI
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
   $
13,133
    $
6,356
    $
690
    $
20,179
 
Provision for loan losses
charged to operations
    
308
     
774
     
144
     
1,226
 
Charge-offs
    
(284
 )    
(690
 )    
(254
 )    
(1,228
 )
Recoveries
    
113
     
30
     
123
     
266
 
Net charge-offs
    
(171
 )    
(660
 )    
(131
 )    
(962
 )
Ending balance
   $
13,270
    $
6,470
    $
703
    $
20,443
 
                                 
PCI allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
   $
-
    $
54
    $
-
    $
54
 
Recovery of loan losses
    
-
     
(30
 )    
-
     
(30
 )
Benefit attributable to the FDIC
indemnification asset
    
-
     
(9
 )    
-
     
(9
 )
Recovery of loan losses
charged to operations
    
-
     
(39
 )    
-
     
(39
 )
Recovery of loan losses recorded
through the FDIC indemnification asset
    
-
     
9
     
-
     
9
 
Ending balance
   $
-
    $
24
    $
-
    $
24
 
                                 
Total allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
   $
13,133
    $
6,410
    $
690
    $
20,233
 
Provision for loan losses
    
308
     
744
     
144
     
1,196
 
Benefit attributable to the FDIC
indemnification asset
    
-
     
(9
 )    
-
     
(9
 )
Provision for loan losses
charged to operations
    
308
     
735
     
144
     
1,187
 
Recovery of loan losses recorded
through the FDIC indemnification asset
    
-
     
9
     
-
     
9
 
Charge-offs
    
(284
 )    
(690
 )    
(254
 )    
(1,228
 )
Recoveries
    
113
     
30
     
123
     
266
 
Net charge-offs
    
(171
 )    
(660
 )    
(131
 )    
(962
 )
Ending balance
   $
13,270
    $
6,494
    $
703
    $
20,467
 
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block]
 
 
March 31, 2017
 
(Amounts in thousands)
 
Loans Individually
Evaluated for
Impairment
 
 
Allowance for Loans
Individually
Evaluated
 
 
Loans Collectively
Evaluated for
Impairment
 
 
Allowance for Loans
Collectively
Evaluated
 
Commercial loans
                                
Construction, development, and other land
   $
434
    $
10
    $
64,288
    $
978
 
Commercial and industrial
    
2,393
     
235
     
86,614
     
410
 
Multi-family residential
    
274
     
-
     
143,574
     
1,277
 
Single family non-owner occupied
    
1,893
     
65
     
140,140
     
2,433
 
Non-farm, non-residential
    
1,974
     
158
     
584,339
     
6,232
 
Agricultural
    
-
     
-
     
6,158
     
45
 
Farmland
    
542
     
-
     
29,086
     
129
 
Total commercial loans
    
7,510
     
468
     
1,054,199
     
11,504
 
Consumer real estate loans
                                
Home equity lines
    
419
     
21
     
119,340
     
862
 
Single family owner occupied
    
7,774
     
781
     
497,857
     
3,826
 
Owner occupied construction
    
-
     
-
     
45,346
     
244
 
Total consumer real estate loans
    
8,193
     
802
     
662,543
     
4,932
 
Consumer and other loans
                                
Consumer loans
    
-
     
-
     
73,634
     
740
 
Other
    
-
     
-
     
4,147
     
-
 
Total consumer and other loans
    
-
     
-
     
77,781
     
740
 
Total loans, excluding PCI loans
   $
15,703
    $
1,270
    $
1,794,523
    $
17,176
 
 
 
December 31, 2016
 
(Amounts in thousands)
 
Loans Individually
Evaluated for
Impairment
 
 
Allowance for Loans
Individually
Evaluated
 
 
Loans Collectively
Evaluated for
Impairment
 
 
Allowance for Loans
Collectively
Evaluated
 
Commercial loans
                                
Construction, development, and other land
   $
-
    $
-
    $
60,281
    $
889
 
Commercial and industrial
    
-
     
-
     
93,099
     
495
 
Multi-family residential
    
281
     
-
     
133,947
     
1,157
 
Single family non-owner occupied
    
1,910
     
31
     
139,711
     
2,721
 
Non-farm, non-residential
    
1,454
     
-
     
600,915
     
6,185
 
Agricultural
    
-
     
-
     
6,028
     
43
 
Farmland
    
981
     
18
     
31,145
     
151
 
Total commercial loans
    
4,626
     
49
     
1,065,126
     
11,641
 
Consumer real estate loans
                                
Home equity lines
    
-
     
-
     
122,000
     
895
 
Single family owner occupied
    
5,120
     
770
     
501,617
     
3,594
 
Owner occupied construction
    
336
     
-
     
44,199
     
228
 
Total consumer real estate loans
    
5,456
     
770
     
667,816
     
4,717
 
Consumer and other loans
                                
Consumer loans
    
-
     
-
     
77,524
     
759
 
Other
    
-
     
-
     
3,971
     
-
 
Total consumer and other loans
    
-
     
-
     
81,495
     
759
 
Total loans, excluding PCI loans
   $
10,082
    $
819
    $
1,814,437
    $
17,117
 
Purchased Credit Impaired Loans [Member]  
Notes Tables  
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block]
 
 
March 31, 2017
 
 
December 31, 2016
 
(Amounts in thousands)
 
Recorded
Investment
 
 
Allowance for Loan
Pools With
Impairment
 
 
Recorded
Investment
 
 
Allowance for Loan
Pools With
Impairment
 
Commercial loans
                                
Waccamaw commercial
   $
194
    $
-
    $
260
    $
-
 
Peoples commercial
    
4,014
     
-
     
4,491
     
-
 
Other
    
1,071
     
-
     
1,095
     
-
 
Total commercial loans
    
5,279
     
-
     
5,846
     
-
 
Consumer real estate loans
                                
Waccamaw serviced home equity lines
    
18,001
     
-
     
20,178
     
-
 
Waccamaw residential
    
1,214
     
-
     
1,320
     
-
 
Peoples residential
    
1,064
     
12
     
1,085
     
12
 
Total consumer real estate loans
    
20,279
     
12
     
22,583
     
12
 
Total PCI loans
   $
25,558
    $
12
    $
28,429
    $
12