XML 61 R51.htm IDEA: XBRL DOCUMENT
v3.7.0.1

Note 4 - Credit Quality - Loans Held for Investment by Internal Credit Risk Grade (Details) - USD ($) $ in Thousands | Jun. 30, 2017 | Dec. 31, 2016
--- | --- | ---
Total loans | $ 1,842,108 | $ 1,852,948
Non-covered | 1,796,263 | 1,795,954
Covered | 45,845 | 56,994
Commercial Portfolio Segment [Member] |  |
Non-covered | 1,069,660 | 1,062,751
Covered | 9,351 | 14,369
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered | 58,869 | 56,948
Covered | 3,560 | 4,570
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered | 89,455 | 92,204
Covered | 603 | 895
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered | 141,228 | 134,228
Covered |  | 8
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered | 142,150 | 142,965
Covered | 1,020 | 962
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered | 603,272 | 598,674
Covered | 3,768 | 7,512
Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered | 6,086 | 6,003
Covered | 24 | 25
Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered | 28,600 | 31,729
Covered | 376 | 397
Consumer Real Estate Portfolio Segment [Member] |  |
Non-covered | 649,916 | 651,787
Covered | 36,494 | 42,546
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered | 102,460 | 106,361
Covered | 30,818 | 35,817
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered | 500,582 | 500,891
Covered | 5,676 | 6,729
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered | 46,874 | 44,535
Consumer and Other Portfolio Segment [Member] |  |
Non-covered | 76,687 | 81,416
Consumer and Other Portfolio Segment [Member] | Consumer Loan [Member] |  |
Non-covered | 72,391 | 77,445
Covered |  | 79
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered | 4,296 | 3,971
Pass [Member] |  |
Total loans | 1,740,020 | 1,749,477
Non-covered | 1,716,137 | 1,719,488
Covered | 23,883 | 29,989
Pass [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered | 55,503 | 55,188
Covered | 2,418 | 2,768
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered | 84,033 | 87,581
Covered | 592 | 882
Pass [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered | 134,364 | 126,468
Covered |  |
Pass [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered | 130,245 | 131,934
Covered | 917 | 796
Pass [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered | 584,473 | 579,134
Covered | 2,819 | 6,423
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered | 5,708 | 5,839
Covered | 24 | 25
Pass [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered | 25,542 | 28,887
Covered | 118 | 132
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered | 100,238 | 104,033
Covered | 13,265 | 14,283
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered | 473,303 | 475,402
Covered | 3,730 | 4,601
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered | 46,240 | 43,833
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loan [Member] |  |
Non-covered | 72,192 | 77,218
Covered |  | 79
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered | 4,296 | 3,971
Special Mention [Member] |  |
Total loans | 49,502 | 57,156
Non-covered | 31,126 | 34,062
Covered | 18,376 | 23,094
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered | 791 | 980
Covered | 248 | 803
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered | 1,496 | 3,483
Covered |  |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered | 5,929 | 6,992
Covered |  |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered | 6,832 | 5,466
Covered |  | 63
Special Mention [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered | 10,271 | 10,236
Covered | 490 | 537
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered | 250 | 164
Covered |  |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered | 642 | 1,223
Covered |  |
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered | 781 | 871
Covered | 16,760 | 20,763
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered | 4,109 | 4,636
Covered | 878 | 928
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered |  |
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loan [Member] |  |
Non-covered | 25 | 11
Covered |  |
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered |  |
Substandard [Member] |  |
Total loans | 51,982 | 45,638
Non-covered | 48,396 | 41,727
Covered | 3,586 | 3,911
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered | 2,575 | 780
Covered | 894 | 999
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered | 3,926 | 1,137
Covered | 11 | 13
Substandard [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered | 935 | 768
Covered |  | 8
Substandard [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered | 5,073 | 5,565
Covered | 103 | 103
Substandard [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered | 8,326 | 9,102
Covered | 459 | 552
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered | 128 |
Covered |  |
Substandard [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered | 2,416 | 1,619
Covered | 258 | 265
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered | 1,441 | 1,457
Covered | 793 | 771
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered | 23,170 | 20,381
Covered | 1,068 | 1,200
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered | 234 | 702
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loan [Member] |  |
Non-covered | 172 | 216
Covered |  |
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered |  |
Doubtful [Member] |  |
Total loans | 604 | 674
Non-covered | 604 | 674
Covered |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered |  |
Covered |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered |  |
Covered |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered |  |
Covered |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered |  |
Covered |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered | 202 | 202
Covered |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered |  |
Covered |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered |  |
Covered |  |
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered |  |
Covered |  |
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered |  | 472
Covered |  |
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered | 400 |
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loan [Member] |  |
Non-covered | 2 |
Covered |  |
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered |  |
Unlikely to be Collected Financing Receivable [Member] |  |
Total loans |  | 3
Non-covered |  | 3
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered |  |
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered |  | 3
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered |  |
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered |  |
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered |  |
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered |  |
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered |  |
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered |  |
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered |  |
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loan [Member] |  |
Non-covered |  |
Covered |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered |  |

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements. + References No definition available. + Details
Name: | fcbc_LoansAndLeasesReceivableNetOfDeferredIncomeAndNetReportedAmount
Namespace Prefix: | fcbc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements. + References No definition available. + Details
Name: | us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=82891408&loc=d3e4428-111522 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5074-111524 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_AgriculturalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_FarmlandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_HomeEquityLinesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConsumerLoan1Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OtherLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |