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Note 5 - Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2017
Notes Tables |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
|  | Three Months Ended June 30, 2017 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,972 |  |  | $ | 5,734 |  |  | $ | 740 |  |  | $ | 18,446 |
Provision for loan losses charged to operations |  |  | 379 |  |  |  | 240 |  |  |  | 319 |  |  |  | 938 |
Charge-offs |  |  | (257 | ) |  |  | (321 | ) |  |  | (324 | ) |  |  | (902 | )
Recoveries |  |  | 189 |  |  |  | 149 |  |  |  | 58 |  |  |  | 396 |
Net charge-offs |  |  | (68 | ) |  |  | (172 | ) |  |  | (266 | ) |  |  | (506 | )
Ending balance |  | $ | 12,283 |  |  | $ | 5,802 |  |  | $ | 793 |  |  | $ | 18,878 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | - |  |  | $ | 12 |  |  | $ | - |  |  | $ | 12 |
Recovery of loan losses |  |  | - |  |  |  | (4 | ) |  |  | - |  |  |  | (4 | )
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Recovery of loan losses charged to operations |  |  | - |  |  |  | (4 | ) |  |  | - |  |  |  | (4 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | - |  |  | $ | 8 |  |  | $ | - |  |  | $ | 8 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,972 |  |  | $ | 5,746 |  |  | $ | 740 |  |  | $ | 18,458 |
Provision for loan losses |  |  | 379 |  |  |  | 236 |  |  |  | 319 |  |  |  | 934 |
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Provision for loan losses charged to operations |  |  | 379 |  |  |  | 236 |  |  |  | 319 |  |  |  | 934 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Charge-offs |  |  | (257 | ) |  |  | (321 | ) |  |  | (324 | ) |  |  | (902 | )
Recoveries |  |  | 189 |  |  |  | 149 |  |  |  | 58 |  |  |  | 396 |
Net charge-offs |  |  | (68 | ) |  |  | (172 | ) |  |  | (266 | ) |  |  | (506 | )
Ending balance |  | $ | 12,283 |  |  | $ | 5,810 |  |  | $ | 793 |  |  | $ | 18,886 |
|  | Three Months Ended June 30, 2016 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,270 |  |  | $ | 6,470 |  |  | $ | 703 |  |  | $ | 20,443 |
Provision for loan losses charged to operations |  |  | 219 |  |  |  | 237 |  |  |  | 268 |  |  |  | 724 |
Charge-offs |  |  | (191 | ) |  |  | (238 | ) |  |  | (262 | ) |  |  | (691 | )
Recoveries |  |  | 391 |  |  |  | 156 |  |  |  | 64 |  |  |  | 611 |
Net recoveries (charge-offs) |  |  | 200 |  |  |  | (82 | ) |  |  | (198 | ) |  |  | (80 | )
Ending balance |  | $ | 13,689 |  |  | $ | 6,625 |  |  | $ | 773 |  |  | $ | 21,087 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | - |  |  | $ | 24 |  |  | $ | - |  |  | $ | 24 |
Recovery of loan losses |  |  | - |  |  |  | (12 | ) |  |  | - |  |  |  | (12 | )
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | 10 |  |  |  | - |  |  |  | 10 |
Recovery of loan losses charged to operations |  |  | - |  |  |  | (2 | ) |  |  | - |  |  |  | (2 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | (10 | ) |  |  | - |  |  |  | (10 | )
Ending balance |  | $ | - |  |  | $ | 12 |  |  | $ | - |  |  | $ | 12 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,270 |  |  | $ | 6,494 |  |  | $ | 703 |  |  | $ | 20,467 |
Provision for loan losses |  |  | 219 |  |  |  | 225 |  |  |  | 268 |  |  |  | 712 |
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | 10 |  |  |  | - |  |  |  | 10 |
Provision for loan losses charged to operations |  |  | 219 |  |  |  | 235 |  |  |  | 268 |  |  |  | 722 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | (10 | ) |  |  | - |  |  |  | (10 | )
Charge-offs |  |  | (191 | ) |  |  | (238 | ) |  |  | (262 | ) |  |  | (691 | )
Recoveries |  |  | 391 |  |  |  | 156 |  |  |  | 64 |  |  |  | 611 |
Net recoveries (charge-offs) |  |  | 200 |  |  |  | (82 | ) |  |  | (198 | ) |  |  | (80 | )
Ending balance |  | $ | 13,689 |  |  | $ | 6,637 |  |  | $ | 773 |  |  | $ | 21,099 |
|  | Six Months Ended June 30, 2017 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,690 |  |  | $ | 5,487 |  |  | $ | 759 |  |  | $ | 17,936 |
Provision for loan losses charged to operations |  |  | 464 |  |  |  | 486 |  |  |  | 480 |  |  |  | 1,430 |
Charge-offs |  |  | (286 | ) |  |  | (398 | ) |  |  | (575 | ) |  |  | (1,259 | )
Recoveries |  |  | 415 |  |  |  | 227 |  |  |  | 129 |  |  |  | 771 |
Net recoveries (charge-offs) |  |  | 129 |  |  |  | (171 | ) |  |  | (446 | ) |  |  | (488 | )
Ending balance |  | $ | 12,283 |  |  | $ | 5,802 |  |  | $ | 793 |  |  | $ | 18,878 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | - |  |  | $ | 12 |  |  | $ | - |  |  | $ | 12 |
Recovery of loan losses |  |  | - |  |  |  | (4 | ) |  |  | - |  |  |  | (4 | )
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Recovery of loan losses charged to operations |  |  | - |  |  |  | (4 | ) |  |  | - |  |  |  | (4 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | - |  |  | $ | 8 |  |  | $ | - |  |  | $ | 8 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,690 |  |  | $ | 5,499 |  |  | $ | 759 |  |  | $ | 17,948 |
Provision for loan losses |  |  | 464 |  |  |  | 482 |  |  |  | 480 |  |  |  | 1,426 |
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Provision for loan losses charged to operations |  |  | 464 |  |  |  | 482 |  |  |  | 480 |  |  |  | 1,426 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Charge-offs |  |  | (286 | ) |  |  | (398 | ) |  |  | (575 | ) |  |  | (1,259 | )
Recoveries |  |  | 415 |  |  |  | 227 |  |  |  | 129 |  |  |  | 771 |
Net recoveries (charge-offs) |  |  | 129 |  |  |  | (171 | ) |  |  | (446 | ) |  |  | (488 | )
Ending balance |  | $ | 12,283 |  |  | $ | 5,810 |  |  | $ | 793 |  |  | $ | 18,886 |
|  | Six Months Ended June 30, 2016 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,133 |  |  | $ | 6,356 |  |  | $ | 690 |  |  | $ | 20,179 |
Provision for loan losses charged to operations |  |  | 526 |  |  |  | 1,011 |  |  |  | 413 |  |  |  | 1,950 |
Charge-offs |  |  | (475 | ) |  |  | (928 | ) |  |  | (516 | ) |  |  | (1,919 | )
Recoveries |  |  | 505 |  |  |  | 186 |  |  |  | 186 |  |  |  | 877 |
Net recoveries (charge-offs) |  |  | 30 |  |  |  | (742 | ) |  |  | (330 | ) |  |  | (1,042 | )
Ending balance |  | $ | 13,689 |  |  | $ | 6,625 |  |  | $ | 773 |  |  | $ | 21,087 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | - |  |  | $ | 54 |  |  | $ | - |  |  | $ | 54 |
Recovery of loan losses |  |  | - |  |  |  | (42 | ) |  |  | - |  |  |  | (42 | )
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | 1 |  |  |  | - |  |  |  | 1 |
Recovery of loan losses charged to operations |  |  | - |  |  |  | (41 | ) |  |  | - |  |  |  | (41 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | (1 | ) |  |  | - |  |  |  | (1 | )
Ending balance |  | $ | - |  |  | $ | 12 |  |  | $ | - |  |  | $ | 12 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 13,133 |  |  | $ | 6,410 |  |  | $ | 690 |  |  | $ | 20,233 |
Provision for loan losses |  |  | 526 |  |  |  | 969 |  |  |  | 413 |  |  |  | 1,908 |
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | 1 |  |  |  | - |  |  |  | 1 |
Provision for loan losses charged to operations |  |  | 526 |  |  |  | 970 |  |  |  | 413 |  |  |  | 1,909 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | (1 | ) |  |  | - |  |  |  | (1 | )
Charge-offs |  |  | (475 | ) |  |  | (928 | ) |  |  | (516 | ) |  |  | (1,919 | )
Recoveries |  |  | 505 |  |  |  | 186 |  |  |  | 186 |  |  |  | 877 |
Net recoveries (charge-offs) |  |  | 30 |  |  |  | (742 | ) |  |  | (330 | ) |  |  | (1,042 | )
Ending balance |  | $ | 13,689 |  |  | $ | 6,637 |  |  | $ | 773 |  |  | $ | 21,099 |
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block] |
|  | June 30, 2017 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 61,770 |  |  | $ | 991 |
Commercial and industrial |  |  | 2,324 |  |  |  | 185 |  |  |  | 87,734 |  |  |  | 428 |
Multi-family residential |  |  | 264 |  |  |  | - |  |  |  | 140,964 |  |  |  | 1,267 |
Single family non-owner occupied |  |  | 1,834 |  |  |  | 61 |  |  |  | 139,179 |  |  |  | 2,449 |
Non-farm, non-residential |  |  | 2,241 |  |  |  | 124 |  |  |  | 601,162 |  |  |  | 6,549 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 6,110 |  |  |  | 45 |
Farmland |  |  | 944 |  |  |  | 50 |  |  |  | 28,032 |  |  |  | 134 |
Total commercial loans |  |  | 7,607 |  |  |  | 420 |  |  |  | 1,064,951 |  |  |  | 11,863 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 117,111 |  |  |  | 877 |
Single family owner occupied |  |  | 8,968 |  |  |  | 667 |  |  |  | 496,464 |  |  |  | 3,884 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 46,874 |  |  |  | 374 |
Total consumer real estate loans |  |  | 8,968 |  |  |  | 667 |  |  |  | 660,449 |  |  |  | 5,135 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 72,391 |  |  |  | 793 |
Other |  |  | - |  |  |  | - |  |  |  | 4,296 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 76,687 |  |  |  | 793 |
Total loans, excluding PCI loans |  | $ | 16,575 |  |  | $ | 1,087 |  |  | $ | 1,802,087 |  |  | $ | 17,791 |
|  | December 31, 2016 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 60,281 |  |  | $ | 889 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 93,099 |  |  |  | 495 |
Multi-family residential |  |  | 281 |  |  |  | - |  |  |  | 133,947 |  |  |  | 1,157 |
Single family non-owner occupied |  |  | 1,910 |  |  |  | 31 |  |  |  | 139,711 |  |  |  | 2,721 |
Non-farm, non-residential |  |  | 1,454 |  |  |  | - |  |  |  | 600,915 |  |  |  | 6,185 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 6,028 |  |  |  | 43 |
Farmland |  |  | 981 |  |  |  | 18 |  |  |  | 31,145 |  |  |  | 151 |
Total commercial loans |  |  | 4,626 |  |  |  | 49 |  |  |  | 1,065,126 |  |  |  | 11,641 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 122,000 |  |  |  | 895 |
Single family owner occupied |  |  | 5,120 |  |  |  | 770 |  |  |  | 501,617 |  |  |  | 3,594 |
Owner occupied construction |  |  | 336 |  |  |  | - |  |  |  | 44,199 |  |  |  | 228 |
Total consumer real estate loans |  |  | 5,456 |  |  |  | 770 |  |  |  | 667,816 |  |  |  | 4,717 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 77,524 |  |  |  | 759 |
Other |  |  | - |  |  |  | - |  |  |  | 3,971 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 81,495 |  |  |  | 759 |
Total loans, excluding PCI loans |  | $ | 10,082 |  |  | $ | 819 |  |  | $ | 1,814,437 |  |  | $ | 17,117 |
Purchased Credit Impaired Loans [Member] |
Notes Tables |
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block] |
|  | June 30, 2017 |  |  | December 31, 2016 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | - |  |  | $ | - |  |  | $ | 260 |  |  | $ | - |
Peoples commercial |  |  | 4,021 |  |  |  | - |  |  |  | 4,491 |  |  |  | - |
Other |  |  | 1,041 |  |  |  | - |  |  |  | 1,095 |  |  |  | - |
Total commercial loans |  |  | 5,062 |  |  |  | - |  |  |  | 5,846 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 16,167 |  |  |  | - |  |  |  | 20,178 |  |  |  | - |
Waccamaw residential |  |  | 1,175 |  |  |  | - |  |  |  | 1,320 |  |  |  | - |
Peoples residential |  |  | 1,042 |  |  |  | 8 |  |  |  | 1,085 |  |  |  | 12 |
Total consumer real estate loans |  |  | 18,384 |  |  |  | 8 |  |  |  | 22,583 |  |  |  | 12 |
Total PCI loans |  | $ | 23,446 |  |  | $ | 8 |  |  | $ | 28,429 |  |  | $ | 12 |

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