XML 37 R27.htm IDEA: XBRL DOCUMENT
v3.8.0.1

Note 5 - Allowance for Loan Losses (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2018
Notes Tables |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
|  | Three Months Ended March 31, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,672 |  |  | $ | 6,810 |  |  | $ | 794 |  |  | $ | 19,276 |
(Recovery of) provision for loan losses charged to operations |  |  | (41 | ) |  |  | 237 |  |  |  | 299 |  |  |  | 495 |
Charge-offs |  |  | (141 | ) |  |  | (131 | ) |  |  | (426 | ) |  |  | (698 | )
Recoveries |  |  | 288 |  |  |  | 47 |  |  |  | 92 |  |  |  | 427 |
Net recoveries (charge-offs) |  |  | 147 |  |  |  | (84 | ) |  |  | (334 | ) |  |  | (271 | )
Ending balance |  | $ | 11,778 |  |  | $ | 6,963 |  |  | $ | 759 |  |  | $ | 19,500 |
|  | Three Months Ended March 31, 2017 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,690 |  |  | $ | 5,487 |  |  | $ | 759 |  |  | $ | 17,936 |
Provision for loan losses charged to operations |  |  | 85 |  |  |  | 246 |  |  |  | 161 |  |  |  | 492 |
Charge-offs |  |  | (29 | ) |  |  | (77 | ) |  |  | (251 | ) |  |  | (357 | )
Recoveries |  |  | 226 |  |  |  | 78 |  |  |  | 71 |  |  |  | 375 |
Net recoveries (charge-offs) |  |  | 197 |  |  |  | 1 |  |  |  | (180 | ) |  |  | 18 |
Ending balance |  | $ | 11,972 |  |  | $ | 5,734 |  |  | $ | 740 |  |  | $ | 18,446 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | - |  |  | $ | 12 |  |  | $ | - |  |  | $ | 12 |
Recovery of loan losses |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Recovery of loan losses charged to operations |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | - |  |  | $ | 12 |  |  | $ | - |  |  | $ | 12 |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,690 |  |  | $ | 5,499 |  |  | $ | 759 |  |  | $ | 17,948 |
Provision for loan losses |  |  | 85 |  |  |  | 246 |  |  |  | 161 |  |  |  | 492 |
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Provision for loan losses charged to operations |  |  | 85 |  |  |  | 246 |  |  |  | 161 |  |  |  | 492 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Charge-offs |  |  | (29 | ) |  |  | (77 | ) |  |  | (251 | ) |  |  | (357 | )
Recoveries |  |  | 226 |  |  |  | 78 |  |  |  | 71 |  |  |  | 375 |
Net recoveries (charge-offs) |  |  | 197 |  |  |  | 1 |  |  |  | (180 | ) |  |  | 18 |
Ending balance |  | $ | 11,972 |  |  | $ | 5,746 |  |  | $ | 740 |  |  | $ | 18,458 |
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block] |
|  | March 31, 2018 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 51,658 |  |  | $ | 723 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 90,353 |  |  |  | 491 |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | 120,656 |  |  |  | 1,057 |
Single family non-owner occupied |  |  | 444 |  |  |  | 60 |  |  |  | 139,683 |  |  |  | 1,934 |
Non-farm, non-residential |  |  | 2,756 |  |  |  | 591 |  |  |  | 611,697 |  |  |  | 6,629 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 9,350 |  |  |  | 63 |
Farmland |  |  | 931 |  |  |  | 105 |  |  |  | 22,636 |  |  |  | 125 |
Total commercial loans |  |  | 4,131 |  |  |  | 756 |  |  |  | 1,046,033 |  |  |  | 11,022 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 73 |  |  |  | 73 |  |  |  | 113,435 |  |  |  | 790 |
Single family owner occupied |  |  | 6,917 |  |  |  | 2,065 |  |  |  | 502,427 |  |  |  | 3,811 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 29,518 |  |  |  | 224 |
Total consumer real estate loans |  |  | 6,990 |  |  |  | 2,138 |  |  |  | 645,380 |  |  |  | 4,825 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 68,534 |  |  |  | 759 |
Other |  |  | - |  |  |  | - |  |  |  | 4,510 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 73,044 |  |  |  | 759 |
Total loans, excluding PCI loans |  | $ | 11,121 |  |  | $ | 2,894 |  |  | $ | 1,764,457 |  |  | $ | 16,606 |
|  | December 31, 2017 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 59,386 |  |  | $ | 830 |
Commercial and industrial |  |  | 343 |  |  |  | 270 |  |  |  | 91,845 |  |  |  | 492 |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | 125,202 |  |  |  | 1,094 |
Single family non-owner occupied |  |  | 770 |  |  |  | 62 |  |  |  | 139,093 |  |  |  | 1,914 |
Non-farm, non-residential |  |  | 1,367 |  |  |  | 15 |  |  |  | 611,477 |  |  |  | 6,582 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 7,035 |  |  |  | 51 |
Farmland |  |  | 1,219 |  |  |  | 233 |  |  |  | 24,430 |  |  |  | 129 |
Total commercial loans |  |  | 3,699 |  |  |  | 580 |  |  |  | 1,058,468 |  |  |  | 11,092 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 115,807 |  |  |  | 803 |
Single family owner occupied |  |  | 9,471 |  |  |  | 1,978 |  |  |  | 496,348 |  |  |  | 3,732 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 39,178 |  |  |  | 297 |
Total consumer real estate loans |  |  | 9,471 |  |  |  | 1,978 |  |  |  | 651,333 |  |  |  | 4,832 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 70,772 |  |  |  | 794 |
Other |  |  | - |  |  |  | - |  |  |  | 5,001 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 75,773 |  |  |  | 794 |
Total loans, excluding PCI loans |  | $ | 13,170 |  |  | $ | 2,558 |  |  | $ | 1,785,574 |  |  | $ | 16,718 |
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block] |
|  | March 31, 2018 |  |  | December 31, 2017 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | 997 |  |  | $ | - |  |  | $ | 64 |  |  | $ | - |
Peoples commercial |  |  | 4,358 |  |  |  | - |  |  |  | 4,279 |  |  |  | - |
Other |  |  | 953 |  |  |  | - |  |  |  | 986 |  |  |  | - |
Total commercial loans |  |  | 6,308 |  |  |  | - |  |  |  | 5,329 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 9,407 |  |  |  | - |  |  |  | 11,118 |  |  |  | - |
Waccamaw residential |  |  | 836 |  |  |  | - |  |  |  | 994 |  |  |  | - |
Peoples residential |  |  | 980 |  |  |  | - |  |  |  | 999 |  |  |  | - |
Total consumer real estate loans |  |  | 11,223 |  |  |  | - |  |  |  | 13,111 |  |  |  | - |
Total PCI loans |  | $ | 17,531 |  |  | $ | - |  |  | $ | 18,440 |  |  | $ | - |

X
- Definition Tabular disclosure of allowance for credit losses and recorded investment in loans by segment and class. + References No definition available. + Details
Name: | fcbc_AllowanceForCreditLossesAndRecordedInvestmentInLoansBySegmentAndClassTableTextBlock
Namespace Prefix: | fcbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of information related to purchased credit impaired loans. + References No definition available. + Details
Name: | fcbc_ScheduleOfInformationRelatedToPurchasedCreditImpairedLoansTableTextBlock
Namespace Prefix: | fcbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_TableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration