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Note 5 - Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2018
Notes Tables |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
|  | Three Months Ended September 30, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 10,902 |  |  | $ | 7,867 |  |  | $ | 814 |  |  | $ | 19,583 |
(Recovery of) provision for loan losses charged to operations |  |  | (300 | ) |  |  | 376 |  |  |  | 419 |  |  |  | 495 |
Charge-offs |  |  | (201 | ) |  |  | (1,598 | ) |  |  | (378 | ) |  |  | (2,177 | )
Recoveries |  |  | 88 |  |  |  | 187 |  |  |  | 80 |  |  |  | 355 |
Net charge-offs |  |  | (113 | ) |  |  | (1,411 | ) |  |  | (298 | ) |  |  | (1,822 | )
Ending balance |  | $ | 10,489 |  |  | $ | 6,832 |  |  | $ | 935 |  |  | $ | 18,256 |
|  | Three Months Ended September 30, 2017 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 12,283 |  |  | $ | 5,802 |  |  | $ | 793 |  |  | $ | 18,878 |
Provision for loan losses charged to operations |  |  | 358 |  |  |  | 75 |  |  |  | 305 |  |  |  | 738 |
Charge-offs |  |  | (207 | ) |  |  | (137 | ) |  |  | (373 | ) |  |  | (717 | )
Recoveries |  |  | 170 |  |  |  | 67 |  |  |  | 70 |  |  |  | 307 |
Net charge-offs |  |  | (37 | ) |  |  | (70 | ) |  |  | (303 | ) |  |  | (410 | )
Ending balance |  | $ | 12,604 |  |  | $ | 5,807 |  |  | $ | 795 |  |  | $ | 19,206 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | - |  |  | $ | 8 |  |  | $ | - |  |  | $ | 8 |
Recovery of loan losses |  |  | - |  |  |  | (8 | ) |  |  | - |  |  |  | (8 | )
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Recovery of loan losses charged to operations |  |  | - |  |  |  | (8 | ) |  |  | - |  |  |  | (8 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 12,283 |  |  | $ | 5,810 |  |  | $ | 793 |  |  | $ | 18,886 |
Provision for loan losses |  |  | 358 |  |  |  | 67 |  |  |  | 305 |  |  |  | 730 |
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Provision for loan losses charged to operations |  |  | 358 |  |  |  | 67 |  |  |  | 305 |  |  |  | 730 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Charge-offs |  |  | (207 | ) |  |  | (137 | ) |  |  | (373 | ) |  |  | (717 | )
Recoveries |  |  | 170 |  |  |  | 67 |  |  |  | 70 |  |  |  | 307 |
Net charge-offs |  |  | (37 | ) |  |  | (70 | ) |  |  | (303 | ) |  |  | (410 | )
Ending balance |  | $ | 12,604 |  |  | $ | 5,807 |  |  | $ | 795 |  |  | $ | 19,206 |
|  | Nine Months Ended September 30, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,672 |  |  | $ | 6,810 |  |  | $ | 794 |  |  | $ | 19,276 |
(Recovery of) provision for loan losses charged to operations |  |  | (1,025 | ) |  |  | 1,519 |  |  |  | 991 |  |  |  | 1,485 |
Charge-offs |  |  | (670 | ) |  |  | (1,853 | ) |  |  | (1,102 | ) |  |  | (3,625 | )
Recoveries |  |  | 512 |  |  |  | 356 |  |  |  | 252 |  |  |  | 1,120 |
Net charge-offs |  |  | (158 | ) |  |  | (1,497 | ) |  |  | (850 | ) |  |  | (2,505 | )
Ending balance |  | $ | 10,489 |  |  | $ | 6,832 |  |  | $ | 935 |  |  | $ | 18,256 |
|  | Nine Months Ended September 30, 2017 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,690 |  |  | $ | 5,487 |  |  | $ | 759 |  |  | $ | 17,936 |
Provision for loan losses charged to operations |  |  | 822 |  |  |  | 561 |  |  |  | 785 |  |  |  | 2,168 |
Charge-offs |  |  | (493 | ) |  |  | (535 | ) |  |  | (948 | ) |  |  | (1,976 | )
Recoveries |  |  | 585 |  |  |  | 294 |  |  |  | 199 |  |  |  | 1,078 |
Net recoveries (charge-offs) |  |  | 92 |  |  |  | (241 | ) |  |  | (749 | ) |  |  | (898 | )
Ending balance |  | $ | 12,604 |  |  | $ | 5,807 |  |  | $ | 795 |  |  | $ | 19,206 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | - |  |  | $ | 12 |  |  | $ | - |  |  | $ | 12 |
Recovery of loan losses |  |  | - |  |  |  | (12 | ) |  |  | - |  |  |  | (12 | )
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Recovery of loan losses charged to operations |  |  | - |  |  |  | (12 | ) |  |  | - |  |  |  | (12 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,690 |  |  | $ | 5,499 |  |  | $ | 759 |  |  | $ | 17,948 |
Provision for loan losses |  |  | 822 |  |  |  | 549 |  |  |  | 785 |  |  |  | 2,156 |
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Provision for loan losses charged to operations |  |  | 822 |  |  |  | 549 |  |  |  | 785 |  |  |  | 2,156 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Charge-offs |  |  | (493 | ) |  |  | (535 | ) |  |  | (948 | ) |  |  | (1,976 | )
Recoveries |  |  | 585 |  |  |  | 294 |  |  |  | 199 |  |  |  | 1,078 |
Net recoveries (charge-offs) |  |  | 92 |  |  |  | (241 | ) |  |  | (749 | ) |  |  | (898 | )
Ending balance |  | $ | 12,604 |  |  | $ | 5,807 |  |  | $ | 795 |  |  | $ | 19,206 |
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block] |
|  | September 30, 2018 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 62,053 |  |  | $ | 394 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 105,597 |  |  |  | 587 |
Multi-family residential |  |  | 536 |  |  |  | 235 |  |  |  | 112,174 |  |  |  | 987 |
Single family non-owner occupied |  |  | 842 |  |  |  | 238 |  |  |  | 139,958 |  |  |  | 6,296 |
Non-farm, non-residential |  |  | 582 |  |  |  | - |  |  |  | 602,017 |  |  |  | 1,363 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 9,016 |  |  |  | 89 |
Farmland |  |  | 925 |  |  |  | 158 |  |  |  | 19,947 |  |  |  | 142 |
Total commercial loans |  |  | 2,885 |  |  |  | 631 |  |  |  | 1,050,762 |  |  |  | 9,858 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 65 |  |  |  | 66 |  |  |  | 107,452 |  |  |  | 687 |
Single family owner occupied |  |  | 5,627 |  |  |  | 1,017 |  |  |  | 517,450 |  |  |  | 4,938 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 17,889 |  |  |  | 124 |
Total consumer real estate loans |  |  | 5,692 |  |  |  | 1,083 |  |  |  | 642,791 |  |  |  | 5,749 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 69,974 |  |  |  | 935 |
Other |  |  | - |  |  |  | - |  |  |  | 5,132 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 75,106 |  |  |  | 935 |
Total loans, excluding PCI loans |  | $ | 8,577 |  |  | $ | 1,714 |  |  | $ | 1,768,659 |  |  | $ | 16,542 |
|  | December 31, 2017 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 59,386 |  |  | $ | 830 |
Commercial and industrial |  |  | 343 |  |  |  | 270 |  |  |  | 91,845 |  |  |  | 492 |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | 125,202 |  |  |  | 1,094 |
Single family non-owner occupied |  |  | 770 |  |  |  | 62 |  |  |  | 139,093 |  |  |  | 1,914 |
Non-farm, non-residential |  |  | 1,367 |  |  |  | 15 |  |  |  | 611,477 |  |  |  | 6,582 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 7,035 |  |  |  | 51 |
Farmland |  |  | 1,219 |  |  |  | 233 |  |  |  | 24,430 |  |  |  | 129 |
Total commercial loans |  |  | 3,699 |  |  |  | 580 |  |  |  | 1,058,468 |  |  |  | 11,092 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 115,807 |  |  |  | 803 |
Single family owner occupied |  |  | 9,471 |  |  |  | 1,978 |  |  |  | 496,348 |  |  |  | 3,732 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 39,178 |  |  |  | 297 |
Total consumer real estate loans |  |  | 9,471 |  |  |  | 1,978 |  |  |  | 651,333 |  |  |  | 4,832 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 70,772 |  |  |  | 794 |
Other |  |  | - |  |  |  | - |  |  |  | 5,001 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 75,773 |  |  |  | 794 |
Total loans, excluding PCI loans |  | $ | 13,170 |  |  | $ | 2,558 |  |  | $ | 1,785,574 |  |  | $ | 16,718 |
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block] |
|  | September 30, 2018 |  |  | December 31, 2017 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | 426 |  |  | $ | - |  |  | $ | 64 |  |  | $ | - |
Peoples commercial |  |  | 4,476 |  |  |  | - |  |  |  | 4,279 |  |  |  | - |
Other |  |  | 899 |  |  |  | - |  |  |  | 986 |  |  |  | - |
Total commercial loans |  |  | 5,801 |  |  |  | - |  |  |  | 5,329 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 6,106 |  |  |  | - |  |  |  | 11,118 |  |  |  | - |
Waccamaw residential |  |  | 822 |  |  |  | - |  |  |  | 994 |  |  |  | - |
Peoples residential |  |  | 944 |  |  |  | - |  |  |  | 999 |  |  |  | - |
Total consumer real estate loans |  |  | 7,872 |  |  |  | - |  |  |  | 13,111 |  |  |  | - |
Total PCI loans |  | $ | 13,673 |  |  | $ | - |  |  | $ | 18,440 |  |  | $ | - |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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