XML 61 R51.htm IDEA: XBRL DOCUMENT v3.10.0.1

Note 4 - Credit Quality - Loans by Credit Quality (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Non-covered loans	$ 1,770,426	$ 1,789,236
Covered loans	20,483	27,948
Total loans	1,790,909	1,817,184
Commercial Portfolio Segment [Member]
Non-covered loans	1,060,249	1,068,394
Covered loans	287	332
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	62,657	60,017
Covered loans	35	39
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	105,603	92,188
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	112,710	125,202
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	142,591	141,670
Covered loans	245	284
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	606,800	616,633
Covered loans	7	9
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	9,016	7,035
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	20,872	25,649
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	635,071	645,069
Covered loans	20,196	27,616
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	96,819	103,205
Covered loans	16,804	23,720
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	520,363	502,686
Covered loans	3,392	3,896
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	17,889	39,178
Consumer and Other Portfolio Segment [Member]
Non-covered loans	75,106	75,773
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	69,974	70,772
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	5,132	5,001
Pass [Member]
Non-covered loans	1,696,890	1,706,888
Covered loans	12,704	14,600
Total loans	1,709,594	1,721,488
Pass [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	60,665	57,768
Covered loans		1
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	102,590	87,181
Pass [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	106,488	118,509
Pass [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	133,820	130,689
Covered loans	230	265
Pass [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	588,273	596,616
Covered loans
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	8,716	6,639
Pass [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	18,427	22,875
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	94,401	100,833
Covered loans	9,864	11,338
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	491,179	471,382
Covered loans	2,610	2,996
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	17,588	38,947
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	69,611	70,448
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	5,132	5,001
Special Mention [Member]
Non-covered loans	26,159	37,130
Covered loans	6,736	12,134
Total loans	32,895	49,264
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	800	1,367
Covered loans	35	38
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	2,187	3,721
Special Mention [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	4,077	5,663
Special Mention [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	4,500	7,271
Covered loans
Special Mention [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	8,556	12,493
Covered loans
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	198	294
Special Mention [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	626	210
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	648	618
Covered loans	6,329	11,685
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	4,562	5,480
Covered loans	372	411
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	5	13
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans
Substandard [Member]
Non-covered loans	47,227	45,045
Covered loans	1,043	1,214
Total loans	48,270	46,259
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	1,192	882
Covered loans
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	826	1,286
Substandard [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	2,145	1,030
Substandard [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	4,271	3,710
Covered loans	15	19
Substandard [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	9,825	7,351
Covered loans	7	9
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	102	102
Substandard [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	1,819	2,564
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	1,770	1,754
Covered loans	611	697
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	24,622	25,824
Covered loans	410	489
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	301	231
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	354	311
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans
Doubtful [Member]
Non-covered loans	146	173
Covered loans
Total loans	146	173
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans
Covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans
Covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	146	173
Covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans
Covered loans
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans
Covered loans
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member]
Non-covered loans	4
Covered loans
Total loans	4
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	4
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements.

+ References

No definition available.

+ Details

Name:	fcbc_LoansAndLeasesReceivableNetOfDeferredIncomeAndNetReportedAmount
Namespace Prefix:	fcbc_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements.

+ References

No definition available.

+ Details

Name:	us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=82891408&loc=d3e4428-111522

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5074-111524

+ Details

Name:	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_AgriculturalMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_FarmlandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_HomeEquityLinesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConsumerLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OtherLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: