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Note 6 - Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2018
Notes Tables |
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
|  | Year Ended December 31, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Beginning balance |  | $ | 11,672 |  |  | $ | 6,810 |  |  | $ | 794 |  |  | $ | 19,276 |
(Recovery of) provision for loan losses charged to operations |  |  | (660 | ) |  |  | 1,473 |  |  |  | 1,580 |  |  |  | 2,393 |
Charge-offs |  |  | (1,236 | ) |  |  | (2,005 | ) |  |  | (1,666 | ) |  |  | (4,907 | )
Recoveries |  |  | 723 |  |  |  | 454 |  |  |  | 328 |  |  |  | 1,505 |
Net charge-offs |  |  | (513 | ) |  |  | (1,551 | ) |  |  | (1,338 | ) |  |  | (3,402 | )
Ending balance |  | $ | 10,499 |  |  | $ | 6,732 |  |  | $ | 1,036 |  |  | $ | 18,267 |
|  | Year Ended December 31, 2017 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Allowance, excluding PCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,690 |  |  | $ | 5,487 |  |  | $ | 759 |  |  | $ | 17,936 |
Provision for loan losses charged to operations |  |  | 103 |  |  |  | 1,608 |  |  |  | 1,072 |  |  |  | 2,783 |
Charge-offs |  |  | (922 | ) |  |  | (699 | ) |  |  | (1,322 | ) |  |  | (2,943 | )
Recoveries |  |  | 801 |  |  |  | 414 |  |  |  | 285 |  |  |  | 1,500 |
Net charge-offs |  |  | (121 | ) |  |  | (285 | ) |  |  | (1,037 | ) |  |  | (1,443 | )
Ending balance |  | $ | 11,672 |  |  | $ | 6,810 |  |  | $ | 794 |  |  | $ | 19,276 |
PCI allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | - |  |  | $ | 12 |  |  | $ | - |  |  | $ | 12 |
Recovery of loan losses |  |  | - |  |  |  | (12 | ) |  |  | - |  |  |  | (12 | )
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Recovery of loan losses charged to operations |  |  | - |  |  |  | (12 | ) |  |  | - |  |  |  | (12 | )
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,690 |  |  | $ | 5,499 |  |  | $ | 759 |  |  | $ | 17,948 |
Provision for loan losses |  |  | 103 |  |  |  | 1,596 |  |  |  | 1,072 |  |  |  | 2,771 |
Benefit attributable to the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Provision for loan losses charged to operations |  |  | 103 |  |  |  | 1,596 |  |  |  | 1,072 |  |  |  | 2,771 |
Recovery of loan losses recorded through the FDIC indemnification asset |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Charge-offs |  |  | (922 | ) |  |  | (699 | ) |  |  | (1,322 | ) |  |  | (2,943 | )
Recoveries |  |  | 801 |  |  |  | 414 |  |  |  | 285 |  |  |  | 1,500 |
Net charge-offs |  |  | (121 | ) |  |  | (285 | ) |  |  | (1,037 | ) |  |  | (1,443 | )
Ending balance |  | $ | 11,672 |  |  | $ | 6,810 |  |  | $ | 794 |  |  | $ | 19,276 |
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block] |
|  | December 31, 2018 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individuall y Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 63,039 |  |  | $ | 417 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 104,863 |  |  |  | 663 |
Multi-family residential |  |  | 534 |  |  |  | 230 |  |  |  | 106,478 |  |  |  | 962 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 138,451 |  |  |  | 1,442 |
Non-farm, non-residential |  |  | 840 |  |  |  | 235 |  |  |  | 609,100 |  |  |  | 6,295 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 8,545 |  |  |  | 85 |
Farmland |  |  | - |  |  |  | - |  |  |  | 18,905 |  |  |  | 170 |
Total commercial loans |  |  | 1,374 |  |  |  | 465 |  |  |  | 1,049,381 |  |  |  | 10,034 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 65 |  |  |  | 65 |  |  |  | 103,668 |  |  |  | 683 |
Single family owner occupied |  |  | 3,631 |  |  |  | 922 |  |  |  | 509,929 |  |  |  | 4,931 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 18,171 |  |  |  | 131 |
Total consumer real estate loans |  |  | 3,696 |  |  |  | 987 |  |  |  | 631,768 |  |  |  | 5,745 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 71,552 |  |  |  | 1,036 |
Other |  |  | - |  |  |  | - |  |  |  | 5,310 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 76,862 |  |  |  | 1,036 |
Total loans, excluding PCI loans |  | $ | 5,070 |  |  | $ | 1,452 |  |  | $ | 1,758,011 |  |  | $ | 16,815 |
|  | December 31, 2017 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 59,386 |  |  | $ | 830 |
Commercial and industrial |  |  | 343 |  |  |  | 270 |  |  |  | 91,845 |  |  |  | 492 |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | 125,202 |  |  |  | 1,094 |
Single family non-owner occupied |  |  | 770 |  |  |  | 62 |  |  |  | 139,093 |  |  |  | 1,914 |
Non-farm, non-residential |  |  | 1,367 |  |  |  | 15 |  |  |  | 611,477 |  |  |  | 6,582 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 7,035 |  |  |  | 51 |
Farmland |  |  | 1,219 |  |  |  | 233 |  |  |  | 24,430 |  |  |  | 129 |
Total commercial loans |  |  | 3,699 |  |  |  | 580 |  |  |  | 1,058,468 |  |  |  | 11,092 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 115,807 |  |  |  | 803 |
Single family owner occupied |  |  | 9,471 |  |  |  | 1,978 |  |  |  | 496,348 |  |  |  | 3,732 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 39,178 |  |  |  | 297 |
Total consumer real estate loans |  |  | 9,471 |  |  |  | 1,978 |  |  |  | 651,333 |  |  |  | 4,832 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 70,772 |  |  |  | 794 |
Other |  |  | - |  |  |  | - |  |  |  | 5,001 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 75,773 |  |  |  | 794 |
Total loans, excluding PCI loans |  | $ | 13,170 |  |  | $ | 2,558 |  |  | $ | 1,785,574 |  |  | $ | 16,718 |
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block] |
|  | December 31, 2018 |  |  | December 31, 2017 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | - |  |  | $ | - |  |  | $ | 64 |  |  | $ | - |
Peoples commercial |  |  | 4,405 |  |  |  | - |  |  |  | 4,279 |  |  |  | - |
Other |  |  | 868 |  |  |  | - |  |  |  | 986 |  |  |  | - |
Total commercial loans |  |  | 5,273 |  |  |  | - |  |  |  | 5,329 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 5,017 |  |  |  | - |  |  |  | 11,118 |  |  |  | - |
Waccamaw residential |  |  | 788 |  |  |  | - |  |  |  | 994 |  |  |  | - |
Peoples residential |  |  | 925 |  |  |  | - |  |  |  | 999 |  |  |  | - |
Total consumer real estate loans |  |  | 6,730 |  |  |  | - |  |  |  | 13,111 |  |  |  | - |
Total PCI loans |  | $ | 12,003 |  |  | $ | - |  |  | $ | 18,440 |  |  | $ | - |

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