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Note 5 - Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2019
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Three Months Ended March 31, 2019 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 10,499 |  |  | $ | 6,732 |  |  | $ | 1,036 |  |  | $ | 18,267 |
(Recovery of) provision for loan losses charged to operations |  |  | (106 | ) |  |  | 817 |  |  |  | 509 |  |  |  | 1,220 |
Charge-offs |  |  | (492 | ) |  |  | (759 | ) |  |  | (371 | ) |  |  | (1,622 | )
Recoveries |  |  | 164 |  |  |  | 66 |  |  |  | 148 |  |  |  | 378 |
Net charge-offs |  |  | (328 | ) |  |  | (693 | ) |  |  | (223 | ) |  |  | (1,244 | )
Ending balance |  | $ | 10,065 |  |  | $ | 6,856 |  |  | $ | 1,322 |  |  | $ | 18,243 |
|  | Three Months Ended March 31, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,672 |  |  | $ | 6,810 |  |  | $ | 794 |  |  | $ | 19,276 |
(Recovery of) provision for loan losses charged to operations |  |  | (41 | ) |  |  | 237 |  |  |  | 299 |  |  |  | 495 |
Charge-offs |  |  | (141 | ) |  |  | (131 | ) |  |  | (426 | ) |  |  | (698 | )
Recoveries |  |  | 288 |  |  |  | 47 |  |  |  | 92 |  |  |  | 427 |
Net charge-offs |  |  | 147 |  |  |  | (84 | ) |  |  | (334 | ) |  |  | (271 | )
Ending balance |  | $ | 11,778 |  |  | $ | 6,963 |  |  | $ | 759 |  |  | $ | 19,500 |
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block] |
|  | March 31, 2019 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 63,510 |  |  | $ | 436 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 94,039 |  |  |  | 525 |
Multi-family residential |  |  | 536 |  |  |  | - |  |  |  | 101,535 |  |  |  | 1,009 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 138,399 |  |  |  | 1,472 |
Non-farm, non-residential |  |  | 1,403 |  |  |  | - |  |  |  | 596,856 |  |  |  | 6,354 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 8,975 |  |  |  | 78 |
Farmland |  |  | 542 |  |  |  | - |  |  |  | 18,027 |  |  |  | 191 |
Total commercial loans |  |  | 2,481 |  |  |  | - |  |  |  | 1,021,341 |  |  |  | 10,065 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 99,516 |  |  |  | 668 |
Single family owner occupied |  |  | 4,543 |  |  |  | 684 |  |  |  | 500,058 |  |  |  | 5,399 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 13,867 |  |  |  | 105 |
Total consumer real estate loans |  |  | 4,543 |  |  |  | 684 |  |  |  | 613,441 |  |  |  | 6,172 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 79,185 |  |  |  | 1,322 |
Other |  |  | - |  |  |  | - |  |  |  | 4,921 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 84,106 |  |  |  | 1,322 |
Total loans, excluding PCI loans |  | $ | 7,024 |  |  | $ | 684 |  |  | $ | 1,718,888 |  |  | $ | 17,559 |
|  | December 31, 2018 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 63,039 |  |  | $ | 417 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 104,863 |  |  |  | 663 |
Multi-family residential |  |  | 534 |  |  |  | 230 |  |  |  | 106,478 |  |  |  | 962 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 138,451 |  |  |  | 1,442 |
Non-farm, non-residential |  |  | 840 |  |  |  | 235 |  |  |  | 609,100 |  |  |  | 6,295 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 8,545 |  |  |  | 85 |
Farmland |  |  | - |  |  |  | - |  |  |  | 18,905 |  |  |  | 170 |
Total commercial loans |  |  | 1,374 |  |  |  | 465 |  |  |  | 1,049,381 |  |  |  | 10,034 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 65 |  |  |  | 65 |  |  |  | 103,668 |  |  |  | 683 |
Single family owner occupied |  |  | 3,631 |  |  |  | 922 |  |  |  | 509,929 |  |  |  | 4,931 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 18,171 |  |  |  | 131 |
Total consumer real estate loans |  |  | 3,696 |  |  |  | 987 |  |  |  | 631,768 |  |  |  | 5,745 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 71,552 |  |  |  | 1,036 |
Other |  |  | - |  |  |  | - |  |  |  | 5,310 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 76,862 |  |  |  | 1,036 |
Total loans, excluding PCI loans |  | $ | 5,070 |  |  | $ | 1,452 |  |  | $ | 1,758,011 |  |  | $ | 16,815 |
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block] |
|  | March 31, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Peoples commercial |  |  | 4,442 |  |  |  | - |  |  |  | 4,405 |  |  |  | - |
Other |  |  | 853 |  |  |  | - |  |  |  | 868 |  |  |  | - |
Total commercial loans |  |  | 5,295 |  |  |  | - |  |  |  | 5,273 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 4,560 |  |  |  | - |  |  |  | 5,017 |  |  |  | - |
Waccamaw residential |  |  | 706 |  |  |  | - |  |  |  | 788 |  |  |  | - |
Peoples residential |  |  | 906 |  |  |  | - |  |  |  | 925 |  |  |  | - |
Total consumer real estate loans |  |  | 6,172 |  |  |  | - |  |  |  | 6,730 |  |  |  | - |
Total PCI loans |  | $ | 11,467 |  |  | $ | - |  |  | $ | 12,003 |  |  | $ | - |

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