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Note 5 - Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2019
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Three Months Ended June 30, 2019 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 10,065 |  |  | $ | 6,856 |  |  | $ | 1,322 |  |  | $ | 18,243 |
Provision for (Recovery of) loan losses charged to operations |  |  | 1,263 |  |  |  | (68 | ) |  |  | 390 |  |  |  | 1,585 |
Charge-offs |  |  | (1,514 | ) |  |  | (191 | ) |  |  | (409 | ) |  |  | (2,114 | )
Recoveries |  |  | 402 |  |  |  | 284 |  |  |  | 140 |  |  |  | 826 |
Net (charge-offs) recoveries |  |  | (1,112 | ) |  |  | 93 |  |  |  | (269 | ) |  |  | (1,288 | )
Ending balance |  | $ | 10,216 |  |  | $ | 6,881 |  |  | $ | 1,443 |  |  | $ | 18,540 |
|  | Six Months Ended June 30, 2019 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 10,499 |  |  | $ | 6,732 |  |  | $ | 1,036 |  |  | $ | 18,267 |
Provision for loan losses charged to operations |  |  | 1,157 |  |  |  | 749 |  |  |  | 899 |  |  |  | 2,805 |
Charge-offs |  |  | (2,006 | ) |  |  | (950 | ) |  |  | (780 | ) |  |  | (3,736 | )
Recoveries |  |  | 566 |  |  |  | 350 |  |  |  | 288 |  |  |  | 1,204 |
Net (charge-offs) |  |  | (1,440 | ) |  |  | (600 | ) |  |  | (492 | ) |  |  | (2,532 | )
Ending balance |  | $ | 10,216 |  |  | $ | 6,881 |  |  | $ | 1,443 |  |  | $ | 18,540 |
|  | Three Months Ended June 30, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,778 |  |  | $ | 6,963 |  |  | $ | 759 |  |  | $ | 19,500 |
(Recovery of) provision for loan losses charged to operations |  |  | (684 | ) |  |  | 906 |  |  |  | 273 |  |  |  | 495 |
Charge-offs |  |  | (328 | ) |  |  | (124 | ) |  |  | (298 | ) |  |  | (750 | )
Recoveries |  |  | 136 |  |  |  | 122 |  |  |  | 80 |  |  |  | 338 |
Net (charge-offs) |  |  | (192 | ) |  |  | (2 | ) |  |  | (218 | ) |  |  | (412 | )
Ending balance |  | $ | 10,902 |  |  | $ | 7,867 |  |  | $ | 814 |  |  | $ | 19,583 |
|  | Six Months Ended June 30, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,672 |  |  | $ | 6,810 |  |  | $ | 794 |  |  | $ | 19,276 |
(Recovery of) provision for loan losses charged to operations |  |  | (725 | ) |  |  | 1,143 |  |  |  | 572 |  |  |  | 990 |
Charge-offs |  |  | (469 | ) |  |  | (255 | ) |  |  | (724 | ) |  |  | (1,448 | )
Recoveries |  |  | 424 |  |  |  | 169 |  |  |  | 172 |  |  |  | 765 |
Net (charge-offs) |  |  | (45 | ) |  |  | (86 | ) |  |  | (552 | ) |  |  | (683 | )
Ending balance |  | $ | 10,902 |  |  | $ | 7,867 |  |  | $ | 814 |  |  | $ | 19,583 |
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block] |
|  | June 30, 2019 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 61,683 |  |  | $ | 417 |
Commercial and industrial |  |  | 536 |  |  |  | - |  |  |  | 91,768 |  |  |  | 585 |
Multi-family residential |  |  | 536 |  |  |  | - |  |  |  | 100,033 |  |  |  | 970 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 138,006 |  |  |  | 1,448 |
Non-farm, non-residential |  |  | 3,673 |  |  |  | 175 |  |  |  | 588,715 |  |  |  | 6,087 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 9,462 |  |  |  | 130 |
Farmland |  |  | 537 |  |  |  | - |  |  |  | 16,785 |  |  |  | 187 |
Total commercial loans |  |  | 5,282 |  |  |  | 175 |  |  |  | 1,006,452 |  |  |  | 9,824 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 96,779 |  |  |  | 667 |
Single family owner occupied |  |  | 5,587 |  |  |  | 764 |  |  |  | 490,397 |  |  |  | 5,214 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 13,755 |  |  |  | 104 |
Total consumer real estate loans |  |  | 5,587 |  |  |  | 764 |  |  |  | 600,931 |  |  |  | 5,985 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 88,352 |  |  |  | 1,412 |
Other |  |  | - |  |  |  | - |  |  |  | 4,497 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 92,849 |  |  |  | 1,412 |
Total loans, excluding PCI loans |  | $ | 10,869 |  |  | $ | 939 |  |  | $ | 1,700,232 |  |  | $ | 17,221 |
|  | December 31, 2018 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 63,039 |  |  | $ | 417 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 104,863 |  |  |  | 663 |
Multi-family residential |  |  | 534 |  |  |  | 230 |  |  |  | 106,478 |  |  |  | 962 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 138,451 |  |  |  | 1,442 |
Non-farm, non-residential |  |  | 1,403 |  |  |  | 235 |  |  |  | 608,537 |  |  |  | 6,295 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 8,545 |  |  |  | 85 |
Farmland |  |  | 513 |  |  |  | - |  |  |  | 18,392 |  |  |  | 170 |
Total commercial loans |  |  | 2,450 |  |  |  | 465 |  |  |  | 1,048,305 |  |  |  | 10,034 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 65 |  |  |  | 65 |  |  |  | 103,668 |  |  |  | 683 |
Single family owner occupied |  |  | 3,631 |  |  |  | 922 |  |  |  | 509,929 |  |  |  | 4,931 |
Owner occupied construction |  |  | 1,596 |  |  |  | - |  |  |  | 16,575 |  |  |  | 131 |
Total consumer real estate loans |  |  | 5,292 |  |  |  | 987 |  |  |  | 630,172 |  |  |  | 5,745 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 71,552 |  |  |  | 1,036 |
Other |  |  | - |  |  |  | - |  |  |  | 5,310 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 76,862 |  |  |  | 1,036 |
Total loans, excluding PCI loans |  | $ | 7,742 |  |  | $ | 1,452 |  |  | $ | 1,755,339 |  |  | $ | 16,815 |
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block] |
|  | June 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Peoples commercial |  |  | 4,314 |  |  |  | - |  |  |  | 4,405 |  |  |  | - |
Other |  |  | 371 |  |  |  | - |  |  |  | 868 |  |  |  | - |
Total commercial loans |  |  | 4,685 |  |  |  | - |  |  |  | 5,273 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 3,569 |  |  |  | - |  |  |  | 5,017 |  |  |  | - |
Waccamaw residential |  |  | 687 |  |  |  | - |  |  |  | 788 |  |  |  | - |
Peoples residential |  |  | 886 |  |  |  | - |  |  |  | 925 |  |  |  | - |
Total consumer real estate loans |  |  | 5,142 |  |  |  | - |  |  |  | 6,730 |  |  |  | - |
Total PCI loans |  | $ | 9,827 |  |  | $ | - |  |  | $ | 12,003 |  |  | $ | - |

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