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v3.19.2

Note 3 - Loans (Tables) | 6 Months Ended
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Jun. 30, 2019
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | June 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Amount |  |  | Percent |  |  | Amount |  |  | Percent |
Non-covered loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 62,155 |  |  |  | 3.61 | % |  | $ | 63,508 |  |  |  | 3.58 | %
Commercial and industrial |  |  | 92,304 |  |  |  | 5.36 | % |  |  | 104,863 |  |  |  | 5.91 | %
Multi-family residential |  |  | 100,569 |  |  |  | 5.84 | % |  |  | 107,012 |  |  |  | 6.03 | %
Single family non-owner occupied |  |  | 139,180 |  |  |  | 8.11 | % |  |  | 140,097 |  |  |  | 7.89 | %
Non-farm, non-residential |  |  | 596,163 |  |  |  | 34.64 | % |  |  | 613,877 |  |  |  | 34.58 | %
Agricultural |  |  | 9,462 |  |  |  | 0.55 | % |  |  | 8,545 |  |  |  | 0.48 | %
Farmland |  |  | 17,322 |  |  |  | 1.01 | % |  |  | 18,905 |  |  |  | 1.07 | %
Total commercial loans |  |  | 1,017,155 |  |  |  | 59.12 | % |  |  | 1,056,807 |  |  |  | 59.54 | %
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 88,094 |  |  |  | 5.12 | % |  |  | 93,466 |  |  |  | 5.27 | %
Single family owner occupied |  |  | 493,555 |  |  |  | 28.67 | % |  |  | 510,963 |  |  |  | 28.78 | %
Owner occupied construction |  |  | 13,755 |  |  |  | 0.80 | % |  |  | 18,171 |  |  |  | 1.02 | %
Total consumer real estate loans |  |  | 595,404 |  |  |  | 34.59 | % |  |  | 622,600 |  |  |  | 35.07 | %
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 88,352 |  |  |  | 5.13 | % |  |  | 71,552 |  |  |  | 4.03 | %
Other |  |  | 4,497 |  |  |  | 0.26 | % |  |  | 5,310 |  |  |  | 0.30 | %
Total consumer and other loans |  |  | 92,849 |  |  |  | 5.39 | % |  |  | 76,862 |  |  |  | 4.33 | %
Total non-covered loans |  |  | 1,705,408 |  |  |  | 99.10 | % |  |  | 1,756,269 |  |  |  | 98.94 | %
Total covered loans |  |  | 15,520 |  |  |  | 0.90 | % |  |  | 18,815 |  |  |  | 1.06 | %
Total loans held for investment, net of unearned income |  | $ | 1,720,928 |  |  |  | 100.00 | % |  | $ | 1,775,084 |  |  |  | 100.00 | %
Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block] |
|  | June 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  |  |  |  |  |  |  |
Covered loans |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 31 |  |  | $ | 35 |
Single family non-owner occupied |  |  | 224 |  |  |  | 238 |
Non-farm, non-residential |  |  | 5 |  |  |  | 6 |
Total commercial loans |  |  | 260 |  |  |  | 279 |
Consumer real estate loans |  |  |  |  |  |  |  |
Home equity lines |  |  | 12,254 |  |  |  | 15,284 |
Single family owner occupied |  |  | 3,006 |  |  |  | 3,252 |
Total consumer real estate loans |  |  | 15,260 |  |  |  | 18,536 |
Total covered loans |  | $ | 15,520 |  |  | $ | 18,815 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block] |
|  | June 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Unpaid Principal Balance |
PCI Loans, by acquisition |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Peoples |  | $ | 5,200 |  |  | $ | 6,811 |  |  | $ | 5,330 |  |  | $ | 7,272 |
Waccamaw |  |  | 4,256 |  |  |  | 16,407 |  |  |  | 5,805 |  |  |  | 19,602 |
Other acquired |  |  | 371 |  |  |  | 397 |  |  |  | 868 |  |  |  | 894 |
Total PCI Loans |  | $ | 9,827 |  |  | $ | 23,615 |  |  | $ | 12,003 |  |  | $ | 27,768 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block] |
|  | Peoples |  |  | Waccamaw |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Balance January 1, 2018 |  | $ | 3,388 |  |  | $ | 19,465 |  |  | $ | 22,853 |
Accretion |  |  | (686 | ) |  |  | (3,167 | ) |  |  | (3,853 | )
Reclassifications (to) from nonaccretable difference (1) |  |  | (22 | ) |  |  | 1,221 |  |  |  | 1,199 |
Other changes, net |  |  | 212 |  |  |  | (74 | ) |  |  | 138 |
Balance June 30, 2018 |  | $ | 2,892 |  |  | $ | 17,445 |  |  | $ | 20,337 |
Balance January 1, 2019 |  | $ | 2,590 |  |  | $ | 14,639 |  |  | $ | 17,229 |
Accretion |  |  | (503 | ) |  |  | (2,151 | ) |  |  | (2,654 | )
Reclassifications from nonaccretable difference (1) |  |  | 11 |  |  |  | 851 |  |  |  | 862 |
Other changes, net |  |  | 111 |  |  |  | 341 |  |  |  | 452 |
Balance June 30, 2019 |  | $ | 2,209 |  |  | $ | 13,680 |  |  | $ | 15,889 |

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