XML 63 R53.htm IDEA: XBRL DOCUMENT
v3.19.2

Note 4 - Credit Quality - Loans by Credit Quality (Details) - USD ($) $ in Thousands | Jun. 30, 2019 | Dec. 31, 2018
--- | --- | ---
Non-covered loans | $ 1,705,408 | $ 1,756,269
Covered loans | 15,520 | 18,815
Total loans | 1,720,928 | 1,775,084
Commercial Portfolio Segment [Member] |  |
Non-covered loans | 1,017,155 | 1,056,807
Covered loans | 260 | 279
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 62,155 | 63,508
Covered loans | 31 | 35
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 92,304 | 104,863
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 100,569 | 107,012
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 139,180 | 140,097
Covered loans | 224 | 238
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 596,163 | 613,877
Covered loans | 5 | 6
Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 9,462 | 8,545
Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 17,322 | 18,905
Consumer Real Estate Portfolio Segment [Member] |  |
Non-covered loans | 595,404 | 622,600
Covered loans | 15,260 | 18,536
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 88,094 | 93,466
Covered loans | 12,254 | 15,284
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 493,555 | 510,963
Covered loans | 3,006 | 3,252
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans | 13,755 | 18,171
Consumer and Other Portfolio Segment [Member] |  |
Non-covered loans | 92,849 | 76,862
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 88,352 | 71,552
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans | 4,497 | 5,310
Pass [Member] |  |
Non-covered loans | 1,639,809 | 1,688,842
Covered loans | 10,632 | 12,241
Total loans | 1,650,441 | 1,701,083
Pass [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 60,835 | 61,877
Covered loans |  |
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 89,541 | 102,044
Pass [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 98,396 | 104,183
Pass [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 129,951 | 131,443
Covered loans | 212 | 223
Pass [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 579,747 | 595,659
Covered loans | 5 |
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 8,948 | 8,328
Pass [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 15,272 | 16,898
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 85,707 | 91,194
Covered loans | 8,126 | 9,511
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 465,864 | 482,794
Covered loans | 2,289 | 2,507
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans | 13,134 | 17,872
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 87,917 | 71,240
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans | 4,497 | 5,310
Special Mention [Member] |  |
Non-covered loans | 17,277 | 22,152
Covered loans | 4,168 | 5,634
Total loans | 21,445 | 27,786
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 587 | 661
Covered loans | 31 | 35
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 1,722 | 2,166
Special Mention [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 832 | 1,087
Special Mention [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 3,750 | 4,395
Covered loans |  |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 5,307 | 8,166
Covered loans |  |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 100 | 131
Special Mention [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 519 | 538
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 636 | 649
Covered loans | 3,803 | 5,244
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 3,814 | 4,355
Covered loans | 334 | 355
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans |  |
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 10 | 4
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans |  |
Substandard [Member] |  |
Non-covered loans | 48,232 | 45,129
Covered loans | 720 | 940
Total loans | 48,952 | 46,069
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 733 | 970
Covered loans |  |
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 1,041 | 653
Substandard [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 1,341 | 1,742
Substandard [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 5,479 | 4,259
Covered loans | 12 | 15
Substandard [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 11,019 | 9,906
Covered loans |  | 6
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 414 | 86
Substandard [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 1,531 | 1,469
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 1,751 | 1,623
Covered loans | 325 | 529
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 23,877 | 23,814
Covered loans | 383 | 390
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans | 621 | 299
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 425 | 308
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans |  |
Doubtful [Member] |  |
Non-covered loans | 90 | 146
Covered loans |  |
Total loans | 90 | 146
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans |  |
Covered loans |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans |  |
Covered loans |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 90 | 146
Covered loans |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans |  |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans |  |
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans |  |
Covered loans |  |
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans |  |
Covered loans |  |
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans |  |
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans |  |
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans |  |
Unlikely to be Collected Financing Receivable [Member] |  |
Non-covered loans |  |
Covered loans |  |
Total loans |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans |  |
Covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans |  |
Covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans |  |
Covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans |  |
Covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans |  |
Covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans |  |
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans |  |

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements. + References No definition available. + Details
Name: | fcbc_LoansAndLeasesReceivableNetOfDeferredIncomeAndNetReportedAmount
Namespace Prefix: | fcbc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements. + References No definition available. + Details
Name: | us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=118952595&loc=d3e4428-111522 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5074-111524 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_AgriculturalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_FarmlandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_HomeEquityLinesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OtherLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |