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Note 4 - Credit Quality (Tables) | 9 Months Ended
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Sep. 30, 2019
Notes Tables |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | September 30, 2019 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 60,124 |  |  | $ | 574 |  |  | $ | 652 |  |  | $ | - |  |  | $ | - |  |  | $ | 61,350 |
Commercial and industrial |  |  | 90,609 |  |  |  | 1,524 |  |  |  | 1,494 |  |  |  | - |  |  |  | - |  |  |  | 93,627 |
Multi-family residential |  |  | 94,122 |  |  |  | 822 |  |  |  | 1,330 |  |  |  | - |  |  |  | - |  |  |  | 96,274 |
Single family non-owner occupied |  |  | 126,204 |  |  |  | 3,720 |  |  |  | 5,374 |  |  |  | - |  |  |  | - |  |  |  | 135,298 |
Non-farm, non-residential |  |  | 565,732 |  |  |  | 4,687 |  |  |  | 14,478 |  |  |  | - |  |  |  | - |  |  |  | 584,897 |
Agricultural |  |  | 8,862 |  |  |  | 71 |  |  |  | 496 |  |  |  | - |  |  |  | - |  |  |  | 9,429 |
Farmland |  |  | 14,697 |  |  |  | 510 |  |  |  | 1,521 |  |  |  | - |  |  |  | - |  |  |  | 16,728 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 83,844 |  |  |  | 683 |  |  |  | 1,822 |  |  |  | - |  |  |  | - |  |  |  | 86,349 |
Single family owner occupied |  |  | 457,680 |  |  |  | 3,510 |  |  |  | 23,377 |  |  |  | - |  |  |  | - |  |  |  | 484,567 |
Owner occupied construction |  |  | 14,200 |  |  |  | - |  |  |  | 672 |  |  |  | - |  |  |  | - |  |  |  | 14,872 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 91,457 |  |  |  | 3 |  |  |  | 567 |  |  |  | - |  |  |  | - |  |  |  | 92,027 |
Other |  |  | 4,540 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,540 |
Total non-covered loans |  |  | 1,612,071 |  |  |  | 16,104 |  |  |  | 51,783 |  |  |  | - |  |  |  | - |  |  |  | 1,679,958 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 30 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 30 |
Single family non-owner occupied |  |  | 205 |  |  |  | - |  |  |  | 11 |  |  |  | - |  |  |  | - |  |  |  | 216 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | 4 |  |  |  | - |  |  |  | - |  |  |  | 4 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 7,625 |  |  |  | 3,047 |  |  |  | 359 |  |  |  | - |  |  |  | - |  |  |  | 11,031 |
Single family owner occupied |  |  | 2,157 |  |  |  | 359 |  |  |  | 361 |  |  |  | - |  |  |  | - |  |  |  | 2,877 |
Total covered loans |  |  | 9,987 |  |  |  | 3,436 |  |  |  | 735 |  |  |  | - |  |  |  | - |  |  |  | 14,158 |
Total loans |  | $ | 1,622,058 |  |  | $ | 19,540 |  |  | $ | 52,518 |  |  | $ | - |  |  | $ | - |  |  | $ | 1,694,116 |
|  | December 31, 2018 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 61,877 |  |  | $ | 661 |  |  | $ | 970 |  |  | $ | - |  |  | $ | - |  |  | $ | 63,508 |
Commercial and industrial |  |  | 102,044 |  |  |  | 2,166 |  |  |  | 653 |  |  |  | - |  |  |  | - |  |  |  | 104,863 |
Multi-family residential |  |  | 104,183 |  |  |  | 1,087 |  |  |  | 1,742 |  |  |  | - |  |  |  | - |  |  |  | 107,012 |
Single family non-owner occupied |  |  | 131,443 |  |  |  | 4,395 |  |  |  | 4,259 |  |  |  | - |  |  |  | - |  |  |  | 140,097 |
Non-farm, non-residential |  |  | 595,659 |  |  |  | 8,166 |  |  |  | 9,906 |  |  |  | 146 |  |  |  | - |  |  |  | 613,877 |
Agricultural |  |  | 8,328 |  |  |  | 131 |  |  |  | 86 |  |  |  | - |  |  |  | - |  |  |  | 8,545 |
Farmland |  |  | 16,898 |  |  |  | 538 |  |  |  | 1,469 |  |  |  | - |  |  |  | - |  |  |  | 18,905 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 91,194 |  |  |  | 649 |  |  |  | 1,623 |  |  |  | - |  |  |  | - |  |  |  | 93,466 |
Single family owner occupied |  |  | 482,794 |  |  |  | 4,355 |  |  |  | 23,814 |  |  |  | - |  |  |  | - |  |  |  | 510,963 |
Owner occupied construction |  |  | 17,872 |  |  |  | - |  |  |  | 299 |  |  |  | - |  |  |  | - |  |  |  | 18,171 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 71,240 |  |  |  | 4 |  |  |  | 308 |  |  |  | - |  |  |  | - |  |  |  | 71,552 |
Other |  |  | 5,310 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5,310 |
Total non-covered loans |  |  | 1,688,842 |  |  |  | 22,152 |  |  |  | 45,129 |  |  |  | 146 |  |  |  | - |  |  |  | 1,756,269 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 35 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 35 |
Single family non-owner occupied |  |  | 223 |  |  |  | - |  |  |  | 15 |  |  |  | - |  |  |  | - |  |  |  | 238 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | 6 |  |  |  | - |  |  |  | - |  |  |  | 6 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 9,511 |  |  |  | 5,244 |  |  |  | 529 |  |  |  | - |  |  |  | - |  |  |  | 15,284 |
Single family owner occupied |  |  | 2,507 |  |  |  | 355 |  |  |  | 390 |  |  |  | - |  |  |  | - |  |  |  | 3,252 |
Total covered loans |  |  | 12,241 |  |  |  | 5,634 |  |  |  | 940 |  |  |  | - |  |  |  | - |  |  |  | 18,815 |
Total loans |  | $ | 1,701,083 |  |  | $ | 27,786 |  |  | $ | 46,069 |  |  | $ | 146 |  |  | $ | - |  |  | $ | 1,775,084 |
Impaired Financing Receivables [Table Text Block] |
|  | September 30, 2019 |  |  | December 31, 2018 |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  |  |  |  |  | Unpaid |  |  |  |  |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Principal |  |  | Related |
(Amounts in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Balance |  |  | Allowance |
Impaired loans with no related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 560 |  |  | $ | 776 |  |  | $ | - |  |  | $ | 824 |  |  | $ | 840 |  |  | $ | - |
Commercial and industrial |  |  | 63 |  |  |  | 82 |  |  |  | - |  |  |  | 386 |  |  |  | 416 |  |  |  | - |
Multi-family residential |  |  | 1,255 |  |  |  | 1,662 |  |  |  | - |  |  |  | 1,127 |  |  |  | 1,274 |  |  |  | - |
Single family non-owner occupied |  |  | 2,888 |  |  |  | 3,420 |  |  |  | - |  |  |  | 2,761 |  |  |  | 3,095 |  |  |  | - |
Non-farm, non-residential |  |  | 4,525 |  |  |  | 5,129 |  |  |  | - |  |  |  | 4,154 |  |  |  | 4,494 |  |  |  | - |
Agricultural |  |  | 217 |  |  |  | 224 |  |  |  | - |  |  |  | 86 |  |  |  | 96 |  |  |  | - |
Farmland |  |  | 1,519 |  |  |  | 1,793 |  |  |  | - |  |  |  | 1,464 |  |  |  | 1,547 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,436 |  |  |  | 1,551 |  |  |  | - |  |  |  | 1,315 |  |  |  | 1,451 |  |  |  | - |
Single family owner occupied |  |  | 15,990 |  |  |  | 18,170 |  |  |  | - |  |  |  | 15,451 |  |  |  | 18,390 |  |  |  | - |
Owner occupied construction |  |  | 222 |  |  |  | 222 |  |  |  | - |  |  |  | 225 |  |  |  | 225 |  |  |  | - |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 284 |  |  |  | 317 |  |  |  | - |  |  |  | 145 |  |  |  | 156 |  |  |  | - |
Total impaired loans with no allowance |  |  | 28,959 |  |  |  | 33,346 |  |  |  | - |  |  |  | 27,938 |  |  |  | 31,984 |  |  |  | - |
Impaired loans with a related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 534 |  |  |  | 536 |  |  |  | 230 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 1,250 |  |  |  | 1,250 |  |  |  | 301 |  |  |  | 840 |  |  |  | 842 |  |  |  | 235 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 65 |  |  |  | 68 |  |  |  | 65 |
Single family owner occupied |  |  | 1,251 |  |  |  | 1,251 |  |  |  | 356 |  |  |  | 3,631 |  |  |  | 3,683 |  |  |  | 922 |
Total impaired loans with an allowance |  |  | 2,501 |  |  |  | 2,501 |  |  |  | 657 |  |  |  | 5,070 |  |  |  | 5,129 |  |  |  | 1,452 |
Total impaired loans (1) |  | $ | 31,460 |  |  | $ | 35,847 |  |  | $ | 657 |  |  | $ | 33,008 |  |  | $ | 37,113 |  |  | $ | 1,452 |
Schedule of Impaired Financing Receivable, Average Recorded Investment and Interest Income Recognized [Table Text Block] |
|  | Three Months Ended September 30, |  |  | Nine Months Ended September 30, |
|  | 2019 |  |  | 2018 |  |  | 2019 |  |  | 2018 |
(Amounts in thousands) |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 5 |  |  | $ | 570 |  |  | $ | - |  |  | $ | 910 |  |  | $ | 17 |  |  | $ | 720 |  |  | $ | 14 |  |  | $ | 950 |
Commercial and industrial |  |  | 2 |  |  |  | 66 |  |  |  | 3 |  |  |  | 311 |  |  |  | 7 |  |  |  | 277 |  |  |  | 6 |  |  |  | 378 |
Multi-family residential |  |  | 5 |  |  |  | 1,269 |  |  |  | 5 |  |  |  | 1,402 |  |  |  | 21 |  |  |  | 1,385 |  |  |  | 15 |  |  |  | 832 |
Single family non-owner occupied |  |  | 41 |  |  |  | 2,958 |  |  |  | 8 |  |  |  | 2,529 |  |  |  | 97 |  |  |  | 3,063 |  |  |  | 56 |  |  |  | 2,599 |
Non-farm, non-residential |  |  | 20 |  |  |  | 4,590 |  |  |  | - |  |  |  | 3,926 |  |  |  | 84 |  |  |  | 4,832 |  |  |  | 39 |  |  |  | 5,028 |
Agricultural |  |  | 9 |  |  |  | 223 |  |  |  | - |  |  |  | 103 |  |  |  | 11 |  |  |  | 108 |  |  |  | - |  |  |  | 187 |
Farmland |  |  | 19 |  |  |  | 1,536 |  |  |  | 23 |  |  |  | 1,425 |  |  |  | 45 |  |  |  | 1,474 |  |  |  | 38 |  |  |  | 1,066 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 17 |  |  |  | 1,463 |  |  |  | 3 |  |  |  | 1,514 |  |  |  | 31 |  |  |  | 1,452 |  |  |  | 20 |  |  |  | 1,719 |
Single family owner occupied |  |  | 176 |  |  |  | 16,593 |  |  |  | 15 |  |  |  | 15,832 |  |  |  | 454 |  |  |  | 16,123 |  |  |  | 208 |  |  |  | 15,222 |
Owner occupied construction |  |  | 3 |  |  |  | 224 |  |  |  | - |  |  |  | 229 |  |  |  | 7 |  |  |  | 223 |  |  |  | 6 |  |  |  | 249 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 6 |  |  |  | 319 |  |  |  | - |  |  |  | 210 |  |  |  | 10 |  |  |  | 187 |  |  |  | 6 |  |  |  | 164 |
Total impaired loans with no related allowance |  |  | 303 |  |  |  | 29,811 |  |  |  | 57 |  |  |  | 28,391 |  |  |  | 784 |  |  |  | 29,844 |  |  |  | 408 |  |  |  | 28,394 |
Impaired loans with a related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 541 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 271 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 849 |  |  |  | - |  |  |  | - |  |  |  | 7 |  |  |  | 644 |
Non-farm, non-residential |  |  | 20 |  |  |  | 1,254 |  |  |  | - |  |  |  | - |  |  |  | 28 |  |  |  | 602 |  |  |  | - |  |  |  | 770 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 413 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 409 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 67 |  |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 69 |
Single family owner occupied |  |  | (30 | ) |  |  | 1,253 |  |  |  | 35 |  |  |  | 4,999 |  |  |  | 35 |  |  |  | 2,177 |  |  |  | 126 |  |  |  | 5,838 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total impaired loans with a related allowance |  |  | (10 | ) |  |  | 2,507 |  |  |  | 36 |  |  |  | 6,869 |  |  |  | 63 |  |  |  | 2,779 |  |  |  | 136 |  |  |  | 8,001 |
Total impaired loans |  | $ | 293 |  |  | $ | 32,318 |  |  | $ | 93 |  |  | $ | 35,260 |  |  | $ | 847 |  |  | $ | 32,623 |  |  | $ | 544 |  |  | $ | 36,395 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | September 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Non-covered |  |  | Covered |  |  | Total |  |  | Non-covered |  |  | Covered |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 212 |  |  | $ | - |  |  | $ | 212 |  |  | $ | 413 |  |  | $ | - |  |  | $ | 413 |
Commercial and industrial |  |  | 14 |  |  |  | - |  |  |  | 14 |  |  |  | 428 |  |  |  | - |  |  |  | 428 |
Multi-family residential |  |  | 1,144 |  |  |  | - |  |  |  | 1,144 |  |  |  | 1,395 |  |  |  | - |  |  |  | 1,395 |
Single family non-owner occupied |  |  | 1,463 |  |  |  | 11 |  |  |  | 1,474 |  |  |  | 1,696 |  |  |  | 15 |  |  |  | 1,711 |
Non-farm, non-residential |  |  | 3,753 |  |  |  | - |  |  |  | 3,753 |  |  |  | 4,020 |  |  |  | - |  |  |  | 4,020 |
Agricultural |  |  | 217 |  |  |  | - |  |  |  | 217 |  |  |  | 86 |  |  |  | - |  |  |  | 86 |
Farmland |  |  | 789 |  |  |  | - |  |  |  | 789 |  |  |  | 711 |  |  |  | - |  |  |  | 711 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 657 |  |  |  | 227 |  |  |  | 884 |  |  |  | 614 |  |  |  | 271 |  |  |  | 885 |
Single family owner occupied |  |  | 8,236 |  |  |  | 5 |  |  |  | 8,241 |  |  |  | 10,141 |  |  |  | 36 |  |  |  | 10,177 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 216 |  |  |  | - |  |  |  | 216 |  |  |  | 79 |  |  |  | - |  |  |  | 79 |
Total nonaccrual loans |  | $ | 16,701 |  |  | $ | 243 |  |  | $ | 16,944 |  |  | $ | 19,583 |  |  | $ | 322 |  |  | $ | 19,905 |
Financing Receivable, Past Due [Table Text Block] |
|  | September 30, 2019 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 212 |  |  | $ | 212 |  |  | $ | 61,138 |  |  | $ | 61,350 |
Commercial and industrial |  |  | 537 |  |  |  | 792 |  |  |  | - |  |  |  | 1,329 |  |  |  | 92,298 |  |  |  | 93,627 |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | 1,144 |  |  |  | 1,144 |  |  |  | 95,130 |  |  |  | 96,274 |
Single family non-owner occupied |  |  | 848 |  |  |  | 220 |  |  |  | 740 |  |  |  | 1,808 |  |  |  | 133,490 |  |  |  | 135,298 |
Non-farm, non-residential |  |  | 418 |  |  |  | 978 |  |  |  | 2,725 |  |  |  | 4,121 |  |  |  | 580,776 |  |  |  | 584,897 |
Agricultural |  |  | 37 |  |  |  | - |  |  |  | 47 |  |  |  | 84 |  |  |  | 9,345 |  |  |  | 9,429 |
Farmland |  |  | 237 |  |  |  | - |  |  |  | 738 |  |  |  | 975 |  |  |  | 15,753 |  |  |  | 16,728 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 705 |  |  |  | 128 |  |  |  | 500 |  |  |  | 1,333 |  |  |  | 85,016 |  |  |  | 86,349 |
Single family owner occupied |  |  | 3,481 |  |  |  | 1,322 |  |  |  | 3,562 |  |  |  | 8,365 |  |  |  | 476,202 |  |  |  | 484,567 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 14,872 |  |  |  | 14,872 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 1,013 |  |  |  | 147 |  |  |  | 144 |  |  |  | 1,304 |  |  |  | 90,723 |  |  |  | 92,027 |
Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,540 |  |  |  | 4,540 |
Total non-covered loans |  |  | 7,276 |  |  |  | 3,587 |  |  |  | 9,812 |  |  |  | 20,675 |  |  |  | 1,659,283 |  |  |  | 1,679,958 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 30 |  |  |  | 30 |
Single family non-owner occupied |  |  | 11 |  |  |  | - |  |  |  | - |  |  |  | 11 |  |  |  | 205 |  |  |  | 216 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4 |  |  |  | 4 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 476 |  |  |  | 2 |  |  |  | - |  |  |  | 478 |  |  |  | 10,553 |  |  |  | 11,031 |
Single family owner occupied |  |  | - |  |  |  | 27 |  |  |  | - |  |  |  | 27 |  |  |  | 2,850 |  |  |  | 2,877 |
Total covered loans |  |  | 487 |  |  |  | 29 |  |  |  | - |  |  |  | 516 |  |  |  | 13,642 |  |  |  | 14,158 |
Total loans |  | $ | 7,763 |  |  | $ | 3,616 |  |  | $ | 9,812 |  |  | $ | 21,191 |  |  | $ | 1,672,925 |  |  | $ | 1,694,116 |
|  | December 31, 2018 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 111 |  |  | $ | - |  |  | $ | 407 |  |  | $ | 518 |  |  | $ | 62,990 |  |  | $ | 63,508 |
Commercial and industrial |  |  | 306 |  |  |  | - |  |  |  | 262 |  |  |  | 568 |  |  |  | 104,295 |  |  |  | 104,863 |
Multi-family residential |  |  | 113 |  |  |  | - |  |  |  | 1,274 |  |  |  | 1,387 |  |  |  | 105,625 |  |  |  | 107,012 |
Single family non-owner occupied |  |  | 514 |  |  |  | 1,115 |  |  |  | 992 |  |  |  | 2,621 |  |  |  | 137,476 |  |  |  | 140,097 |
Non-farm, non-residential |  |  | 1,332 |  |  |  | 540 |  |  |  | 2,398 |  |  |  | 4,270 |  |  |  | 609,607 |  |  |  | 613,877 |
Agricultural |  |  | 109 |  |  |  | - |  |  |  | - |  |  |  | 109 |  |  |  | 8,436 |  |  |  | 8,545 |
Farmland |  |  | 640 |  |  |  | - |  |  |  | 392 |  |  |  | 1,032 |  |  |  | 17,873 |  |  |  | 18,905 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 408 |  |  |  | 209 |  |  |  | 334 |  |  |  | 951 |  |  |  | 92,515 |  |  |  | 93,466 |
Single family owner occupied |  |  | 5,006 |  |  |  | 3,495 |  |  |  | 4,445 |  |  |  | 12,946 |  |  |  | 498,017 |  |  |  | 510,963 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 18,171 |  |  |  | 18,171 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 507 |  |  |  | 200 |  |  |  | 59 |  |  |  | 766 |  |  |  | 70,786 |  |  |  | 71,552 |
Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5,310 |  |  |  | 5,310 |
Total non-covered loans |  |  | 9,046 |  |  |  | 5,559 |  |  |  | 10,563 |  |  |  | 25,168 |  |  |  | 1,731,101 |  |  |  | 1,756,269 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 35 |  |  |  | 35 |
Single family non-owner occupied |  |  | 15 |  |  |  | - |  |  |  | - |  |  |  | 15 |  |  |  | 223 |  |  |  | 238 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 6 |  |  |  | 6 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 176 |  |  |  | 38 |  |  |  | 91 |  |  |  | 305 |  |  |  | 14,979 |  |  |  | 15,284 |
Single family owner occupied |  |  | 166 |  |  |  | - |  |  |  | - |  |  |  | 166 |  |  |  | 3,086 |  |  |  | 3,252 |
Total covered loans |  |  | 357 |  |  |  | 38 |  |  |  | 91 |  |  |  | 486 |  |  |  | 18,329 |  |  |  | 18,815 |
Total loans |  | $ | 9,403 |  |  | $ | 5,597 |  |  | $ | 10,654 |  |  | $ | 25,654 |  |  | $ | 1,749,430 |  |  | $ | 1,775,084 |
Trouble Debt Restructuring Accrual Status [Table Text Block] |
|  | September 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Nonaccrual (1) |  |  | Accruing |  |  | Total |  |  | Nonaccrual (1) |  |  | Accruing |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Single family non-owner occupied |  |  | 556 |  |  |  | 600 |  |  |  | 1,156 |  |  |  | 640 |  |  |  | 309 |  |  |  | 949 |
Non-farm, non-residential |  |  | - |  |  |  | 309 |  |  |  | 309 |  |  |  | - |  |  |  | 314 |  |  |  | 314 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 3 |  |  |  | 116 |  |  |  | 119 |  |  |  | - |  |  |  | 127 |  |  |  | 127 |
Single family owner occupied |  |  | 1,963 |  |  |  | 5,023 |  |  |  | 6,986 |  |  |  | 1,941 |  |  |  | 5,417 |  |  |  | 7,358 |
Owner occupied construction |  |  | - |  |  |  | 222 |  |  |  | 222 |  |  |  | - |  |  |  | 225 |  |  |  | 225 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | 33 |  |  |  | 33 |  |  |  | - |  |  |  | 35 |  |  |  | 35 |
Total TDRs |  | $ | 2,522 |  |  | $ | 6,303 |  |  | $ | 8,825 |  |  | $ | 2,581 |  |  | $ | 6,427 |  |  | $ | 9,008 |
Allowance for loan losses related to TDRs |  |  |  |  |  |  |  |  |  | $ | 356 |  |  |  |  |  |  |  |  |  |  | $ | 568 |
Interest Income Related to Troubled Debt Restructurings [Table Text Block] |
|  | Three Months Ended September 30, |  |  | Nine Months Ended September 30 |
|  | 2019 |  |  | 2018 |  |  | 2019 |  |  | 2018 |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest income recognized |  | $ | 56 |  |  | $ | 73 |  |  | $ | 203 |  |  | $ | 207 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | Three Months Ended September 30, |
|  | 2019 |  |  | 2018 |
(Amounts in thousands) |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment (1) |  |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment (1) |
Below market interest rate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | - |  |  | $ | - |  |  | $ | - |  |  |  | 1 |  |  | $ | 11 |  |  | $ | 11 |
Total below market interest rate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 11 |  |  |  | 11 |
Payment deferral |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | 1 |  |  |  | 33 |  |  |  | 29 |  |  |  | - |  |  |  | - |  |  |  | - |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total principal deferral |  |  | 1 |  |  |  | 33 |  |  |  | 29 |  |  |  | 0 |  |  |  | - |  |  |  | - |
Total |  |  | 1 |  |  | $ | 33 |  |  | $ | 29 |  |  |  | 1 |  |  | $ | 11 |  |  | $ | 11 |
|  | Nine Months Ended September 30, |
|  | 2019 |  |  | 2018 |
(Amounts in thousands) |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment (1) |  |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment (1) |
Below market interest rate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | - |  |  | $ | - |  |  | $ | - |  |  |  | 1 |  |  | $ | 11 |  |  | $ | 11 |
Total below market interest rate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 11 |  |  |  | 11 |
Below market interest rate and extended payment term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | 2 |  |  | $ | 221 |  |  | $ | 218 |  |  |  | 1 |  |  | $ | 41 |  |  | $ | 41 |
Single family non-owner occupied |  |  | 2 |  |  |  | 488 |  |  |  | 480 |  |  |  | - |  |  |  | - |  |  |  | - |
Total below market interest rate and extended payment term |  |  | 4 |  |  |  | 709 |  |  |  | 698 |  |  |  | 1 |  |  |  | 41 |  |  |  | 41 |
Payment deferral |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | 1 |  |  |  | 33 |  |  |  | 29 |  |  |  | - |  |  |  | - |  |  |  | - |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total principal deferral |  |  | 1 |  |  |  | 33 |  |  |  | 29 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  |  | 5 |  |  | $ | 742 |  |  | $ | 727 |  |  |  | 2 |  |  | $ | 52 |  |  | $ | 52 |
Other Real Estate Owned [Table Text Block] |
|  | September 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  |  |  |  |  |  |  |
Non-covered OREO |  | $ | 2,528 |  |  | $ | 3,806 |
Covered OREO |  |  | - |  |  |  | 32 |
Total OREO |  | $ | 2,528 |  |  | $ | 3,838 |
Non-covered OREO secured by residential real estate |  | $ | 1,530 |  |  | $ | 2,303 |
Residential real estate loans in the foreclosure process (1) |  |  | 2,275 |  |  |  | 6,349 |

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