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v3.19.3

Note 3 - Loans (Tables) | 9 Months Ended
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Sep. 30, 2019
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | September 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Amount |  |  | Percent |  |  | Amount |  |  | Percent |
Non-covered loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 61,350 |  |  |  | 3.62 | % |  | $ | 63,508 |  |  |  | 3.58 | %
Commercial and industrial |  |  | 93,627 |  |  |  | 5.53 | % |  |  | 104,863 |  |  |  | 5.91 | %
Multi-family residential |  |  | 96,274 |  |  |  | 5.68 | % |  |  | 107,012 |  |  |  | 6.03 | %
Single family non-owner occupied |  |  | 135,298 |  |  |  | 7.99 | % |  |  | 140,097 |  |  |  | 7.89 | %
Non-farm, non-residential |  |  | 584,897 |  |  |  | 34.52 | % |  |  | 613,877 |  |  |  | 34.58 | %
Agricultural |  |  | 9,429 |  |  |  | 0.56 | % |  |  | 8,545 |  |  |  | 0.48 | %
Farmland |  |  | 16,728 |  |  |  | 0.99 | % |  |  | 18,905 |  |  |  | 1.07 | %
Total commercial loans |  |  | 997,603 |  |  |  | 58.89 | % |  |  | 1,056,807 |  |  |  | 59.54 | %
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 86,349 |  |  |  | 5.10 | % |  |  | 93,466 |  |  |  | 5.27 | %
Single family owner occupied |  |  | 484,567 |  |  |  | 28.60 | % |  |  | 510,963 |  |  |  | 28.78 | %
Owner occupied construction |  |  | 14,872 |  |  |  | 0.87 | % |  |  | 18,171 |  |  |  | 1.02 | %
Total consumer real estate loans |  |  | 585,788 |  |  |  | 34.57 | % |  |  | 622,600 |  |  |  | 35.07 | %
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 92,027 |  |  |  | 5.43 | % |  |  | 71,552 |  |  |  | 4.03 | %
Other |  |  | 4,540 |  |  |  | 0.27 | % |  |  | 5,310 |  |  |  | 0.30 | %
Total consumer and other loans |  |  | 96,567 |  |  |  | 5.70 | % |  |  | 76,862 |  |  |  | 4.33 | %
Total non-covered loans |  |  | 1,679,958 |  |  |  | 99.16 | % |  |  | 1,756,269 |  |  |  | 98.94 | %
Total covered loans |  |  | 14,158 |  |  |  | 0.84 | % |  |  | 18,815 |  |  |  | 1.06 | %
Total loans held for investment, net of unearned income |  | $ | 1,694,116 |  |  |  | 100.00 | % |  | $ | 1,775,084 |  |  |  | 100.00 | %
Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block] |
|  | September 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  |  |  |  |  |  |  |
Covered loans |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 30 |  |  | $ | 35 |
Single family non-owner occupied |  |  | 216 |  |  |  | 238 |
Non-farm, non-residential |  |  | 4 |  |  |  | 6 |
Total commercial loans |  |  | 250 |  |  |  | 279 |
Consumer real estate loans |  |  |  |  |  |  |  |
Home equity lines |  |  | 11,031 |  |  |  | 15,284 |
Single family owner occupied |  |  | 2,877 |  |  |  | 3,252 |
Total consumer real estate loans |  |  | 13,908 |  |  |  | 18,536 |
Total covered loans |  | $ | 14,158 |  |  | $ | 18,815 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block] |
|  | September 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Unpaid Principal Balance |
PCI Loans, by acquisition |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Peoples |  | $ | 5,219 |  |  | $ | 6,680 |  |  | $ | 5,330 |  |  | $ | 7,272 |
Waccamaw |  |  | 3,469 |  |  |  | 11,498 |  |  |  | 5,805 |  |  |  | 19,602 |
Other acquired |  |  | 364 |  |  |  | 390 |  |  |  | 868 |  |  |  | 894 |
Total PCI Loans |  | $ | 9,052 |  |  | $ | 18,568 |  |  | $ | 12,003 |  |  | $ | 27,768 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block] |
|  | Peoples |  |  | Waccamaw |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Balance January 1, 2018 |  | $ | 3,388 |  |  | $ | 19,465 |  |  | $ | 22,853 |
Accretion |  |  | (986 | ) |  |  | (4,157 | ) |  |  | (5,143 | )
Reclassifications (to) from nonaccretable difference (1) |  |  | (5 | ) |  |  | 1,416 |  |  |  | 1,411 |
Other changes, net |  |  | 354 |  |  |  | (302 | ) |  |  | 52 |
Balance September 30, 2018 |  | $ | 2,751 |  |  | $ | 16,422 |  |  | $ | 19,173 |
Balance January 1, 2019 |  | $ | 2,590 |  |  | $ | 14,639 |  |  | $ | 17,229 |
Accretion |  |  | (734 | ) |  |  | (2,761 | ) |  |  | (3,495 | )
Reclassifications from nonaccretable difference (1) |  |  | 14 |  |  |  | 1,200 |  |  |  | 1,214 |
Other changes, net |  |  | 167 |  |  |  | 141 |  |  |  | 308 |
Balance September 30, 2019 |  | $ | 2,037 |  |  | $ | 13,219 |  |  | $ | 15,256 |

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