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Note 5 - Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2019
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Three Months Ended September 30, 2019 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 10,215 |  |  | $ | 6,881 |  |  | $ | 1,444 |  |  | $ | 18,540 |
Provision for (Recovery of) loan losses charged to operations |  |  | 203 |  |  |  | (338 | ) |  |  | 810 |  |  |  | 675 |
Charge-offs |  |  | (159 | ) |  |  | (253 | ) |  |  | (552 | ) |  |  | (964 | )
Recoveries |  |  | 40 |  |  |  | 96 |  |  |  | 106 |  |  |  | 242 |
Net charge-offs |  |  | (119 | ) |  |  | (157 | ) |  |  | (446 | ) |  |  | (722 | )
Ending balance |  | $ | 10,299 |  |  | $ | 6,386 |  |  | $ | 1,808 |  |  | $ | 18,493 |
|  | Nine Months Ended September 30, 2019 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 10,499 |  |  | $ | 6,732 |  |  | $ | 1,036 |  |  | $ | 18,267 |
Provision for loan losses charged to operations |  |  | 1,359 |  |  |  | 411 |  |  |  | 1,710 |  |  |  | 3,480 |
Charge-offs |  |  | (2,165 | ) |  |  | (1,203 | ) |  |  | (1,332 | ) |  |  | (4,700 | )
Recoveries |  |  | 606 |  |  |  | 446 |  |  |  | 394 |  |  |  | 1,446 |
Net charge-offs |  |  | (1,559 | ) |  |  | (757 | ) |  |  | (938 | ) |  |  | (3,254 | )
Ending balance |  | $ | 10,299 |  |  | $ | 6,386 |  |  | $ | 1,808 |  |  | $ | 18,493 |
|  | Three Months Ended September 30, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 10,902 |  |  | $ | 7,867 |  |  | $ | 814 |  |  | $ | 19,583 |
(Recovery of) provision for loan losses charged to operations |  |  | (300 | ) |  |  | 376 |  |  |  | 419 |  |  |  | 495 |
Charge-offs |  |  | (201 | ) |  |  | (1,598 | ) |  |  | (378 | ) |  |  | (2,177 | )
Recoveries |  |  | 88 |  |  |  | 187 |  |  |  | 80 |  |  |  | 355 |
Net charge-offs |  |  | (113 | ) |  |  | (1,411 | ) |  |  | (298 | ) |  |  | (1,822 | )
Ending balance |  | $ | 10,489 |  |  | $ | 6,832 |  |  | $ | 935 |  |  | $ | 18,256 |
|  | Nine Months Ended September 30, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 11,672 |  |  | $ | 6,810 |  |  | $ | 794 |  |  | $ | 19,276 |
(Recovery of) provision for loan losses charged to operations |  |  | (1,025 | ) |  |  | 1,519 |  |  |  | 991 |  |  |  | 1,485 |
Charge-offs |  |  | (670 | ) |  |  | (1,853 | ) |  |  | (1,102 | ) |  |  | (3,625 | )
Recoveries |  |  | 512 |  |  |  | 356 |  |  |  | 252 |  |  |  | 1,120 |
Net charge-offs |  |  | (158 | ) |  |  | (1,497 | ) |  |  | (850 | ) |  |  | (2,505 | )
Ending balance |  | $ | 10,489 |  |  | $ | 6,832 |  |  | $ | 935 |  |  | $ | 18,256 |
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block] |
|  | September 30, 2019 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 60,876 |  |  | $ | 433 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 93,627 |  |  |  | 654 |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | 96,274 |  |  |  | 949 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 134,129 |  |  |  | 1,466 |
Non-farm, non-residential |  |  | 3,115 |  |  |  | 301 |  |  |  | 577,994 |  |  |  | 6,178 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 9,429 |  |  |  | 133 |
Farmland |  |  | 502 |  |  |  | - |  |  |  | 16,226 |  |  |  | 186 |
Total commercial loans |  |  | 3,617 |  |  |  | 301 |  |  |  | 988,555 |  |  |  | 9,999 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 94,537 |  |  |  | 701 |
Single family owner occupied |  |  | 2,664 |  |  |  | 356 |  |  |  | 484,252 |  |  |  | 5,213 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 14,872 |  |  |  | 116 |
Total consumer real estate loans |  |  | 2,664 |  |  |  | 356 |  |  |  | 593,661 |  |  |  | 6,030 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 92,027 |  |  |  | 1,807 |
Other |  |  | - |  |  |  | - |  |  |  | 4,540 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 96,567 |  |  |  | 1,807 |
Total loans, excluding PCI loans |  | $ | 6,281 |  |  | $ | 657 |  |  | $ | 1,678,783 |  |  | $ | 17,836 |
|  | December 31, 2018 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 63,039 |  |  | $ | 417 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 104,863 |  |  |  | 663 |
Multi-family residential |  |  | 534 |  |  |  | 230 |  |  |  | 106,478 |  |  |  | 962 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 138,451 |  |  |  | 1,442 |
Non-farm, non-residential |  |  | 1,403 |  |  |  | 235 |  |  |  | 608,537 |  |  |  | 6,295 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 8,545 |  |  |  | 85 |
Farmland |  |  | 513 |  |  |  | - |  |  |  | 18,392 |  |  |  | 170 |
Total commercial loans |  |  | 2,450 |  |  |  | 465 |  |  |  | 1,048,305 |  |  |  | 10,034 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 65 |  |  |  | 65 |  |  |  | 103,668 |  |  |  | 683 |
Single family owner occupied |  |  | 3,631 |  |  |  | 922 |  |  |  | 509,929 |  |  |  | 4,931 |
Owner occupied construction |  |  | 1,596 |  |  |  | - |  |  |  | 16,575 |  |  |  | 131 |
Total consumer real estate loans |  |  | 5,292 |  |  |  | 987 |  |  |  | 630,172 |  |  |  | 5,745 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 71,552 |  |  |  | 1,036 |
Other |  |  | - |  |  |  | - |  |  |  | 5,310 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 76,862 |  |  |  | 1,036 |
Total loans, excluding PCI loans |  | $ | 7,742 |  |  | $ | 1,452 |  |  | $ | 1,755,339 |  |  | $ | 16,815 |
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block] |
|  | September 30, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Peoples commercial |  |  | 4,352 |  |  |  | - |  |  |  | 4,405 |  |  |  | - |
Other |  |  | 364 |  |  |  | - |  |  |  | 868 |  |  |  | - |
Total commercial loans |  |  | 4,716 |  |  |  | - |  |  |  | 5,273 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 2,843 |  |  |  | - |  |  |  | 5,017 |  |  |  | - |
Waccamaw residential |  |  | 626 |  |  |  | - |  |  |  | 788 |  |  |  | - |
Peoples residential |  |  | 867 |  |  |  | - |  |  |  | 925 |  |  |  | - |
Total consumer real estate loans |  |  | 4,336 |  |  |  | - |  |  |  | 6,730 |  |  |  | - |
Total PCI loans |  | $ | 9,052 |  |  | $ | - |  |  | $ | 12,003 |  |  | $ | - |

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