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Note 5 - Allowance for Loan Losses (Tables)
9 Months Ended
Sep. 30, 2019
Notes Tables  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   
Three Months Ended September 30, 2019
 
(Amounts in thousands)
 
Commercial
   
Consumer Real
Estate
   
Consumer and
Other
   
Total
Allowance
 
Total allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
  $
10,215
    $
6,881
    $
1,444
    $
18,540
 
Provision for (Recovery of) loan losses charged to operations
   
203
     
(338
)    
810
     
675
 
Charge-offs
   
(159
)    
(253
)    
(552
)    
(964
)
Recoveries
   
40
     
96
     
106
     
242
 
Net charge-offs
   
(119
)    
(157
)    
(446
)    
(722
)
Ending balance
  $
10,299
    $
6,386
    $
1,808
    $
18,493
 
   
Nine Months Ended September 30, 2019
 
(Amounts in thousands)
 
Commercial
   
Consumer Real
Estate
   
Consumer and
Other
   
Total
Allowance
 
Total allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
  $
10,499
    $
6,732
    $
1,036
    $
18,267
 
Provision for loan losses charged to operations
   
1,359
     
411
     
1,710
     
3,480
 
Charge-offs
   
(2,165
)    
(1,203
)    
(1,332
)    
(4,700
)
Recoveries
   
606
     
446
     
394
     
1,446
 
Net charge-offs
   
(1,559
)    
(757
)    
(938
)    
(3,254
)
Ending balance
  $
10,299
    $
6,386
    $
1,808
    $
18,493
 
   
Three Months Ended September 30, 2018
 
(Amounts in thousands)
 
Commercial
   
Consumer Real
Estate
   
Consumer and
Other
   
Total
Allowance
 
Total allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
  $
10,902
    $
7,867
    $
814
    $
19,583
 
(Recovery of) provision for loan losses charged to operations
   
(300
)    
376
     
419
     
495
 
Charge-offs
   
(201
)    
(1,598
)    
(378
)    
(2,177
)
Recoveries
   
88
     
187
     
80
     
355
 
Net charge-offs
   
(113
)    
(1,411
)    
(298
)    
(1,822
)
Ending balance
  $
10,489
    $
6,832
    $
935
    $
18,256
 
   
Nine Months Ended September 30, 2018
 
(Amounts in thousands)
 
Commercial
   
Consumer Real
Estate
   
Consumer and
Other
   
Total
Allowance
 
Total allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
  $
11,672
    $
6,810
    $
794
    $
19,276
 
(Recovery of) provision for loan losses charged to operations
   
(1,025
)    
1,519
     
991
     
1,485
 
Charge-offs
   
(670
)    
(1,853
)    
(1,102
)    
(3,625
)
Recoveries
   
512
     
356
     
252
     
1,120
 
Net charge-offs
   
(158
)    
(1,497
)    
(850
)    
(2,505
)
Ending balance
  $
10,489
    $
6,832
    $
935
    $
18,256
 
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block]
   
September 30, 2019
 
(Amounts in thousands)
 
Loans Individually
Evaluated for
Impairment
   
Allowance for Loans
Individually
Evaluated
   
Loans Collectively
Evaluated for
Impairment
   
Allowance for Loans
Collectively
Evaluated
 
Commercial loans
                               
Construction, development, and other land
  $
-
    $
-
    $
60,876
    $
433
 
Commercial and industrial
   
-
     
-
     
93,627
     
654
 
Multi-family residential
   
-
     
-
     
96,274
     
949
 
Single family non-owner occupied
   
-
     
-
     
134,129
     
1,466
 
Non-farm, non-residential
   
3,115
     
301
     
577,994
     
6,178
 
Agricultural
   
-
     
-
     
9,429
     
133
 
Farmland
   
502
     
-
     
16,226
     
186
 
Total commercial loans
   
3,617
     
301
     
988,555
     
9,999
 
Consumer real estate loans
                               
Home equity lines
   
-
     
-
     
94,537
     
701
 
Single family owner occupied
   
2,664
     
356
     
484,252
     
5,213
 
Owner occupied construction
   
-
     
-
     
14,872
     
116
 
Total consumer real estate loans
   
2,664
     
356
     
593,661
     
6,030
 
Consumer and other loans
                               
Consumer loans
   
-
     
-
     
92,027
     
1,807
 
Other
   
-
     
-
     
4,540
     
-
 
Total consumer and other loans
   
-
     
-
     
96,567
     
1,807
 
Total loans, excluding PCI loans
  $
6,281
    $
657
    $
1,678,783
    $
17,836
 
   
December 31, 2018
 
(Amounts in thousands)
 
Loans Individually
Evaluated for
Impairment
   
Allowance for Loans
Individually
Evaluated
   
Loans Collectively
Evaluated for
Impairment
   
Allowance for Loans
Collectively
Evaluated
 
Commercial loans
                               
Construction, development, and other land
  $
-
    $
-
    $
63,039
    $
417
 
Commercial and industrial
   
-
     
-
     
104,863
     
663
 
Multi-family residential
   
534
     
230
     
106,478
     
962
 
Single family non-owner occupied
   
-
     
-
     
138,451
     
1,442
 
Non-farm, non-residential
   
1,403
     
235
     
608,537
     
6,295
 
Agricultural
   
-
     
-
     
8,545
     
85
 
Farmland
   
513
     
-
     
18,392
     
170
 
Total commercial loans
   
2,450
     
465
     
1,048,305
     
10,034
 
Consumer real estate loans
                               
Home equity lines
   
65
     
65
     
103,668
     
683
 
Single family owner occupied
   
3,631
     
922
     
509,929
     
4,931
 
Owner occupied construction
   
1,596
     
-
     
16,575
     
131
 
Total consumer real estate loans
   
5,292
     
987
     
630,172
     
5,745
 
Consumer and other loans
                               
Consumer loans
   
-
     
-
     
71,552
     
1,036
 
Other
   
-
     
-
     
5,310
     
-
 
Total consumer and other loans
   
-
     
-
     
76,862
     
1,036
 
Total loans, excluding PCI loans
  $
7,742
    $
1,452
    $
1,755,339
    $
16,815
 
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block]
   
September 30, 2019
   
December 31, 2018
 
(Amounts in thousands)
 
Recorded
Investment
   
Allowance for Loan
Pools With
Impairment
   
Recorded
Investment
   
Allowance for Loan
Pools With
Impairment
 
Commercial loans
                               
Waccamaw commercial
  $
-
    $
-
    $
-
    $
-
 
Peoples commercial
   
4,352
     
-
     
4,405
     
-
 
Other
   
364
     
-
     
868
     
-
 
Total commercial loans
   
4,716
     
-
     
5,273
     
-
 
Consumer real estate loans
                               
Waccamaw serviced home equity lines
   
2,843
     
-
     
5,017
     
-
 
Waccamaw residential
   
626
     
-
     
788
     
-
 
Peoples residential
   
867
     
-
     
925
     
-
 
Total consumer real estate loans
   
4,336
     
-
     
6,730
     
-
 
Total PCI loans
  $
9,052
    $
-
    $
12,003
    $
-