XML 16 R53.htm IDEA: XBRL DOCUMENT v3.19.3

Note 4 - Credit Quality - Loans by Credit Quality (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Non-covered loans	$ 1,679,958	$ 1,756,269
Covered loans	14,158	18,815	[1]
Total loans	1,694,116	1,775,084
Commercial Portfolio Segment [Member]
Non-covered loans	997,603	1,056,807
Covered loans	250	279
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	61,350	63,508
Covered loans	30	35
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	93,627	104,863
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	96,274	107,012
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	135,298	140,097
Covered loans	216	238
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	584,897	613,877
Covered loans	4	6
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	9,429	8,545
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	16,728	18,905
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	585,788	622,600
Covered loans	13,908	18,536
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	86,349	93,466
Covered loans	11,031	15,284
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	484,567	510,963
Covered loans	2,877	3,252
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	14,872	18,171
Consumer and Other Portfolio Segment [Member]
Non-covered loans	96,567	76,862
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	92,027	71,552
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	4,540	5,310
Pass [Member]
Non-covered loans	1,612,071	1,688,842
Covered loans	9,987	12,241
Total loans	1,622,058	1,701,083
Pass [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	60,124	61,877
Covered loans
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	90,609	102,044
Pass [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	94,122	104,183
Pass [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	126,204	131,443
Covered loans	205	223
Pass [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	565,732	595,659
Covered loans
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	8,862	8,328
Pass [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	14,697	16,898
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	83,844	91,194
Covered loans	7,625	9,511
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	457,680	482,794
Covered loans	2,157	2,507
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	14,200	17,872
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	91,457	71,240
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	4,540	5,310
Special Mention [Member]
Non-covered loans	16,104	22,152
Covered loans	3,436	5,634
Total loans	19,540	27,786
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	574	661
Covered loans	30	35
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	1,524	2,166
Special Mention [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	822	1,087
Special Mention [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	3,720	4,395
Covered loans
Special Mention [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	4,687	8,166
Covered loans
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	71	131
Special Mention [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	510	538
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	683	649
Covered loans	3,047	5,244
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	3,510	4,355
Covered loans	359	355
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	3	4
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans
Substandard [Member]
Non-covered loans	51,783	45,129
Covered loans	735	940
Total loans	52,518	46,069
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	652	970
Covered loans
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	1,494	653
Substandard [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	1,330	1,742
Substandard [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	5,374	4,259
Covered loans	11	15
Substandard [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	14,478	9,906
Covered loans	4	6
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	496	86
Substandard [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	1,521	1,469
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	1,822	1,623
Covered loans	359	529
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	23,377	23,814
Covered loans	361	390
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	672	299
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	567	308
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans
Doubtful [Member]
Non-covered loans		146
Covered loans
Total loans		146
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans
Covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans
Covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans		146
Covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans
Doubtful [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans
Covered loans
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans
Covered loans
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member]
Non-covered loans
Covered loans
Total loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans
Covered loans
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans
[1] Derived from audited financial statements

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements.

+ References

No definition available.

+ Details

Name:	fcbc_LoansAndLeasesReceivableNetOfDeferredIncomeAndNetReportedAmount
Namespace Prefix:	fcbc_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements.

+ References

No definition available.

+ Details

Name:	us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=118952595&loc=d3e4428-111522

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5074-111524

+ Details

Name:	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_AgriculturalMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_FarmlandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_HomeEquityLinesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConsumerLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OtherLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: