XML 37 R64.htm IDEA: XBRL DOCUMENT v3.19.3

Note 5 - Allowance for Loan Losses - Allowance for Loan Losses and Recorded Investment in Loans, Evaluated for Impairment Excluding PCI Loans, by Loan Class (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans individually evaluated for impairment	$ 6,281	$ 7,742
Allowance for loans individually evaluated	657	1,452
Loans collectively evaluated for impairment	1,678,783	1,755,339
Allowance for loans collectively evaluated	17,836	16,815
Commercial Portfolio Segment [Member]
Loans individually evaluated for impairment	3,617	2,450
Allowance for loans individually evaluated	301	465
Loans collectively evaluated for impairment	988,555	1,048,305
Allowance for loans collectively evaluated	9,999	10,034
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Loans individually evaluated for impairment
Allowance for loans individually evaluated
Loans collectively evaluated for impairment	60,876	63,039
Allowance for loans collectively evaluated	433	417
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans individually evaluated for impairment
Allowance for loans individually evaluated
Loans collectively evaluated for impairment	93,627	104,863
Allowance for loans collectively evaluated	654	663
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Loans individually evaluated for impairment		534
Allowance for loans individually evaluated		230
Loans collectively evaluated for impairment	96,274	106,478
Allowance for loans collectively evaluated	949	962
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Loans individually evaluated for impairment
Allowance for loans individually evaluated
Loans collectively evaluated for impairment	134,129	138,451
Allowance for loans collectively evaluated	1,466	1,442
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Loans individually evaluated for impairment	3,115	1,403
Allowance for loans individually evaluated	301	235
Loans collectively evaluated for impairment	577,994	608,537
Allowance for loans collectively evaluated	6,178	6,295
Commercial Portfolio Segment [Member] | Agricultural [Member]
Loans individually evaluated for impairment
Allowance for loans individually evaluated
Loans collectively evaluated for impairment	9,429	8,545
Allowance for loans collectively evaluated	133	85
Commercial Portfolio Segment [Member] | Farmland [Member]
Loans individually evaluated for impairment	502	513
Allowance for loans individually evaluated
Loans collectively evaluated for impairment	16,226	18,392
Allowance for loans collectively evaluated	186	170
Consumer Real Estate Portfolio Segment [Member]
Loans individually evaluated for impairment	2,664	5,292
Allowance for loans individually evaluated	356	987
Loans collectively evaluated for impairment	593,661	630,172
Allowance for loans collectively evaluated	6,030	5,745
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Loans individually evaluated for impairment		65
Allowance for loans individually evaluated		65
Loans collectively evaluated for impairment	94,537	103,668
Allowance for loans collectively evaluated	701	683
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Loans individually evaluated for impairment	2,664	3,631
Allowance for loans individually evaluated	356	922
Loans collectively evaluated for impairment	484,252	509,929
Allowance for loans collectively evaluated	5,213	4,931
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Loans individually evaluated for impairment		1,596
Allowance for loans individually evaluated
Loans collectively evaluated for impairment	14,872	16,575
Allowance for loans collectively evaluated	116	131
Consumer and Other Portfolio Segment [Member]
Loans individually evaluated for impairment
Allowance for loans individually evaluated
Loans collectively evaluated for impairment	96,567	76,862
Allowance for loans collectively evaluated	1,807	1,036
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Loans individually evaluated for impairment
Allowance for loans individually evaluated
Loans collectively evaluated for impairment	92,027	71,552
Allowance for loans collectively evaluated	1,807	1,036
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Loans individually evaluated for impairment
Allowance for loans individually evaluated
Loans collectively evaluated for impairment	4,540	5,310
Allowance for loans collectively evaluated

X

- Definition

The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (g)
-URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (g)
-URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

The balance of financing receivables that were collectively evaluated for impairment.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (h)
-URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524

+ Details

Name:	us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

The balance of financing receivables that were individually evaluated for impairment.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (h)
-URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524

+ Details

Name:	us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_AgriculturalMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_FarmlandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_HomeEquityLinesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConsumerLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_OtherLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: