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Note 6 - Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2019
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Year Ended December 31, 2019 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Beginning balance |  | $ | 10,499 |  |  | $ | 6,732 |  |  | $ | 1,036 |  |  | $ | 18,267 |
Provision for (Recovery of) loan losses charged to operations |  |  | 1,411 |  |  |  | (105 | ) |  |  | 2,265 |  |  |  | 3,571 |
Charge-offs |  |  | (2,548 | ) |  |  | (1,790 | ) |  |  | (1,923 | ) |  |  | (6,261 | )
Recoveries |  |  | 873 |  |  |  | 1,488 |  |  |  | 487 |  |  |  | 2,848 |
Net charge-offs |  |  | (1,675 | ) |  |  | (302 | ) |  |  | (1,436 | ) |  |  | (3,413 | )
Ending balance |  | $ | 10,235 |  |  | $ | 6,325 |  |  | $ | 1,865 |  |  | $ | 18,425 |
|  | Year Ended December 31, 2018 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Beginning balance |  | $ | 11,672 |  |  | $ | 6,810 |  |  | $ | 794 |  |  | $ | 19,276 |
(Recovery of) provision for loan losses charged to operations |  |  | (660 | ) |  |  | 1,473 |  |  |  | 1,580 |  |  |  | 2,393 |
Charge-offs |  |  | (1,236 | ) |  |  | (2,005 | ) |  |  | (1,666 | ) |  |  | (4,907 | )
Recoveries |  |  | 723 |  |  |  | 454 |  |  |  | 328 |  |  |  | 1,505 |
Net charge-offs |  |  | (513 | ) |  |  | (1,551 | ) |  |  | (1,338 | ) |  |  | (3,402 | )
Ending balance |  | $ | 10,499 |  |  | $ | 6,732 |  |  | $ | 1,036 |  |  | $ | 18,267 |
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block] |
|  | December 31, 2019 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 30,334 |  |  | $ | 245 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 95,659 |  |  |  | 699 |
Multi-family residential |  |  | 944 |  |  |  | - |  |  |  | 98,201 |  |  |  | 969 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 128,520 |  |  |  | 1,323 |
Non-farm, non-residential |  |  | 2,575 |  |  |  | 292 |  |  |  | 591,520 |  |  |  | 6,361 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 9,458 |  |  |  | 145 |
Farmland |  |  |  |  |  |  | - |  |  |  | 16,146 |  |  |  | 201 |
Total commercial loans |  |  | 3,519 |  |  |  | 292 |  |  |  | 969,838 |  |  |  | 9,943 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 91,999 |  |  |  | 673 |
Single family owner occupied |  |  | 3,016 |  |  |  | 353 |  |  |  | 490,712 |  |  |  | 5,175 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | 16,144 |  |  |  | 124 |
Total consumer real estate loans |  |  | 3,016 |  |  |  | 353 |  |  |  | 598,855 |  |  |  | 5,972 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 99,199 |  |  |  | 1,865 |
Other |  |  | - |  |  |  | - |  |  |  | 4,742 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 103,941 |  |  |  | 1,865 |
Total loans, excluding PCI loans |  | $ | 6,535 |  |  | $ | 645 |  |  | $ | 1,672,634 |  |  | $ | 17,780 |
|  | December 31, 2018 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | 63,039 |  |  | $ | 417 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | 104,863 |  |  |  | 663 |
Multi-family residential |  |  | 534 |  |  |  | 230 |  |  |  | 106,478 |  |  |  | 962 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 138,451 |  |  |  | 1,442 |
Non-farm, non-residential |  |  | 1,403 |  |  |  | 235 |  |  |  | 608,537 |  |  |  | 6,295 |
Agricultural |  |  | - |  |  |  | - |  |  |  | 8,545 |  |  |  | 85 |
Farmland |  |  | 513 |  |  |  | - |  |  |  | 18,392 |  |  |  | 170 |
Total commercial loans |  |  | 2,450 |  |  |  | 465 |  |  |  | 1,048,305 |  |  |  | 10,034 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 65 |  |  |  | 65 |  |  |  | 103,668 |  |  |  | 683 |
Single family owner occupied |  |  | 3,631 |  |  |  | 922 |  |  |  | 509,929 |  |  |  | 4,931 |
Owner occupied construction |  |  | 1,596 |  |  |  | - |  |  |  | 16,575 |  |  |  | 131 |
Total consumer real estate loans |  |  | 5,292 |  |  |  | 987 |  |  |  | 630,172 |  |  |  | 5,745 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 71,552 |  |  |  | 1,036 |
Other |  |  | - |  |  |  | - |  |  |  | 5,310 |  |  |  | - |
Total consumer and other loans |  |  | - |  |  |  | - |  |  |  | 76,862 |  |  |  | 1,036 |
Total loans, excluding PCI loans |  | $ | 7,742 |  |  | $ | 1,452 |  |  | $ | 1,755,339 |  |  | $ | 16,815 |
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block] |
|  | December 31, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |  |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw commercial |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Peoples commercial |  |  | 4,371 |  |  |  | - |  |  |  | 4,405 |  |  |  | - |
Highlands: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family, senior-commercial |  |  | 4,564 |  |  |  | - |  |  |  | - |  |  |  | - |
Construction & land development |  |  | 1,956 |  |  |  | - |  |  |  | - |  |  |  | - |
Farmland and other agricultural |  |  | 3,722 |  |  |  | - |  |  |  | - |  |  |  | - |
Multifamily |  |  | 1,663 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate-owner occupied |  |  | 13,024 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate- non-owner occupied |  |  | 8,686 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial and industrial |  |  | 2,829 |  |  |  | - |  |  |  | - |  |  |  | - |
Other |  |  | 352 |  |  |  | - |  |  |  | 868 |  |  |  | - |
Total commercial loans |  |  | 41,167 |  |  |  | - |  |  |  | 5,273 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Waccamaw serviced home equity lines |  |  | 2,121 |  |  |  | - |  |  |  | 5,017 |  |  |  | - |
Waccamaw residential |  |  | 587 |  |  |  | - |  |  |  | 788 |  |  |  | - |
Highlands: |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
1-4 family, junior and HELOCS |  |  | 2,157 |  |  |  | - |  |  |  | - |  |  |  | - |
1-4 family, senior-consumer |  |  | 13,174 |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer |  |  | 1,341 |  |  |  | - |  |  |  | - |  |  |  | - |
Peoples residential |  |  | 700 |  |  |  | - |  |  |  | 925 |  |  |  | - |
Total consumer real estate loans |  |  | 20,080 |  |  |  | - |  |  |  | 6,730 |  |  |  | - |
Total PCI loans |  | $ | 61,247 |  |  | $ | - |  |  | $ | 12,003 |  |  | $ | - |

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