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Note 5 - Credit Quality (Tables) | 12 Months Ended
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Dec. 31, 2019
Notes Tables |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | December 31, 2019 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 45,781 |  |  | $ | 2,079 |  |  | $ | 799 |  |  | $ | - |  |  | $ | - |  |  | $ | 48,659 |
Commercial and industrial |  |  | 135,651 |  |  |  | 4,327 |  |  |  | 2,984 |  |  |  | - |  |  |  | - |  |  |  | 142,962 |
Multi-family residential |  |  | 118,045 |  |  |  | 2,468 |  |  |  | 1,327 |  |  |  | - |  |  |  | - |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 149,916 |  |  |  | 7,489 |  |  |  | 5,776 |  |  |  | - |  |  |  | - |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 683,481 |  |  |  | 27,160 |  |  |  | 16,620 |  |  |  | - |  |  |  | - |  |  |  | 727,261 |
Agricultural |  |  | 11,299 |  |  |  | 122 |  |  |  | 335 |  |  |  | - |  |  |  | - |  |  |  | 11,756 |
Farmland |  |  | 17,609 |  |  |  | 4,107 |  |  |  | 1,439 |  |  |  | - |  |  |  | - |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 106,246 |  |  |  | 2,014 |  |  |  | 1,818 |  |  |  | - |  |  |  | - |  |  |  | 110,078 |
Single family owner occupied |  |  | 580,580 |  |  |  | 17,001 |  |  |  | 23,116 |  |  |  | - |  |  |  | - |  |  |  | 620,697 |
Owner occupied construction |  |  | 16,341 |  |  |  | 179 |  |  |  | 721 |  |  |  | - |  |  |  | - |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 108,065 |  |  |  | 1,341 |  |  |  | 621 |  |  |  | - |  |  |  | - |  |  |  | 110,027 |
Other |  |  | 4,742 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,742 |
Total non-covered loans |  |  | 1,977,756 |  |  |  | 68,287 |  |  |  | 55,556 |  |  |  | - |  |  |  | - |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 28 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 28 |
Single family non-owner occupied |  |  | 199 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 199 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | - |  |  |  | - |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 7,177 |  |  |  | 2,327 |  |  |  | 349 |  |  |  | - |  |  |  | - |  |  |  | 9,853 |
Single family owner occupied |  |  | 2,111 |  |  |  | 275 |  |  |  | 392 |  |  |  | - |  |  |  | - |  |  |  | 2,778 |
Total covered loans |  |  | 9,487 |  |  |  | 2,630 |  |  |  | 744 |  |  |  | - |  |  |  | - |  |  |  | 12,861 |
Total loans |  | $ | 1,987,243 |  |  | $ | 70,917 |  |  | $ | 56,300 |  |  | $ | - |  |  | $ | - |  |  | $ | 2,114,460 |
|  | December 31, 2018 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 61,877 |  |  | $ | 661 |  |  | $ | 970 |  |  | $ | - |  |  | $ | - |  |  | $ | 63,508 |
Commercial and industrial |  |  | 102,044 |  |  |  | 2,166 |  |  |  | 653 |  |  |  | - |  |  |  | - |  |  |  | 104,863 |
Multi-family residential |  |  | 104,183 |  |  |  | 1,087 |  |  |  | 1,742 |  |  |  | - |  |  |  | - |  |  |  | 107,012 |
Single family non-owner occupied |  |  | 131,443 |  |  |  | 4,395 |  |  |  | 4,259 |  |  |  | - |  |  |  | - |  |  |  | 140,097 |
Non-farm, non-residential |  |  | 595,659 |  |  |  | 8,166 |  |  |  | 9,906 |  |  |  | 146 |  |  |  | - |  |  |  | 613,877 |
Agricultural |  |  | 8,328 |  |  |  | 131 |  |  |  | 86 |  |  |  | - |  |  |  | - |  |  |  | 8,545 |
Farmland |  |  | 16,898 |  |  |  | 538 |  |  |  | 1,469 |  |  |  | - |  |  |  | - |  |  |  | 18,905 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 91,194 |  |  |  | 649 |  |  |  | 1,623 |  |  |  | - |  |  |  | - |  |  |  | 93,466 |
Single family owner occupied |  |  | 482,794 |  |  |  | 4,355 |  |  |  | 23,814 |  |  |  | - |  |  |  | - |  |  |  | 510,963 |
Owner occupied construction |  |  | 17,872 |  |  |  | - |  |  |  | 299 |  |  |  | - |  |  |  | - |  |  |  | 18,171 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 71,240 |  |  |  | 4 |  |  |  | 308 |  |  |  | - |  |  |  | - |  |  |  | 71,552 |
Other |  |  | 5,310 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5,310 |
Total non-covered loans |  |  | 1,688,842 |  |  |  | 22,152 |  |  |  | 45,129 |  |  |  | 146 |  |  |  | - |  |  |  | 1,756,269 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 35 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 35 |
Single family non-owner occupied |  |  | 223 |  |  |  | - |  |  |  | 15 |  |  |  | - |  |  |  | - |  |  |  | 238 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | 6 |  |  |  | - |  |  |  | - |  |  |  | 6 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 9,511 |  |  |  | 5,244 |  |  |  | 529 |  |  |  | - |  |  |  | - |  |  |  | 15,284 |
Single family owner occupied |  |  | 2,507 |  |  |  | 355 |  |  |  | 390 |  |  |  | - |  |  |  | - |  |  |  | 3,252 |
Total covered loans |  |  | 12,241 |  |  |  | 5,634 |  |  |  | 940 |  |  |  | - |  |  |  | - |  |  |  | 18,815 |
Total loans |  | $ | 1,701,083 |  |  | $ | 27,786 |  |  | $ | 46,069 |  |  | $ | 146 |  |  | $ | - |  |  | $ | 1,775,084 |
Impaired Financing Receivables [Table Text Block] |
|  | December 31, 2019 |  |  | December 31, 2018 |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  |  |  |  |  | Unpaid |  |  |  |  |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Principal |  |  | Related |
(Amounts in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Balance |  |  | Allowance |
Impaired loans with no related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 552 |  |  | $ | 768 |  |  | $ | - |  |  | $ | 824 |  |  | $ | 840 |  |  | $ | - |
Commercial and industrial |  |  | 576 |  |  |  | 599 |  |  |  | - |  |  |  | 386 |  |  |  | 416 |  |  |  | - |
Multi-family residential |  |  | 1,254 |  |  |  | 1,661 |  |  |  | - |  |  |  | 1,127 |  |  |  | 1,274 |  |  |  | - |
Single family non-owner occupied |  |  | 2,652 |  |  |  | 3,176 |  |  |  | - |  |  |  | 2,761 |  |  |  | 3,095 |  |  |  | - |
Non-farm, non-residential |  |  | 4,158 |  |  |  | 4,762 |  |  |  | - |  |  |  | 4,154 |  |  |  | 4,494 |  |  |  | - |
Agricultural |  |  | 158 |  |  |  | 164 |  |  |  | - |  |  |  | 86 |  |  |  | 96 |  |  |  | - |
Farmland |  |  | 1,437 |  |  |  | 1,500 |  |  |  | - |  |  |  | 1,464 |  |  |  | 1,547 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,372 |  |  |  | 1,477 |  |  |  | - |  |  |  | 1,315 |  |  |  | 1,451 |  |  |  | - |
Single family owner occupied |  |  | 15,588 |  |  |  | 17,835 |  |  |  | - |  |  |  | 15,451 |  |  |  | 18,390 |  |  |  | - |
Owner occupied construction |  |  | 648 |  |  |  | 648 |  |  |  | - |  |  |  | 225 |  |  |  | 225 |  |  |  | - |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 290 |  |  |  | 294 |  |  |  | - |  |  |  | 145 |  |  |  | 156 |  |  |  | - |
Total impaired loans with no allowance |  |  | 28,685 |  |  |  | 32,884 |  |  |  | - |  |  |  | 27,938 |  |  |  | 31,984 |  |  |  | - |
Impaired loans with a related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 534 |  |  |  | 536 |  |  |  | 230 |
Non-farm, non-residential |  |  | 1,241 |  |  |  | 1,227 |  |  |  | 292 |  |  |  | 840 |  |  |  | 842 |  |  |  | 235 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 65 |  |  |  | 68 |  |  |  | 65 |
Single family owner occupied |  |  | 1,246 |  |  |  | 1,246 |  |  |  | 353 |  |  |  | 3,631 |  |  |  | 3,683 |  |  |  | 922 |
Total impaired loans with an allowance |  |  | 2,487 |  |  |  | 2,473 |  |  |  | 645 |  |  |  | 5,070 |  |  |  | 5,129 |  |  |  | 1,452 |
Total impaired loans (1) |  | $ | 31,172 |  |  | $ | 35,357 |  |  | $ | 645 |  |  | $ | 33,008 |  |  | $ | 37,113 |  |  | $ | 1,452 |
Schedule of Impaired Financing Receivable, Average Recorded Investment and Interest Income Recognized [Table Text Block] |
|  | Year Ended December 31, |
|  | 2019 |  |  | 2018 |  |  | 2017 |
(Amounts in thousands) |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 22 |  |  | $ | 704 |  |  | $ | 26 |  |  | $ | 921 |  |  | $ | 56 |  |  | $ | 455 |
Commercial and industrial |  |  | 34 |  |  |  | 363 |  |  |  | 19 |  |  |  | 383 |  |  |  | 14 |  |  |  | 556 |
Multi-family residential |  |  | 24 |  |  |  | 1,356 |  |  |  | 47 |  |  |  | 910 |  |  |  | 53 |  |  |  | 523 |
Single family non-owner occupied |  |  | 123 |  |  |  | 2,979 |  |  |  | 123 |  |  |  | 2,652 |  |  |  | 106 |  |  |  | 3,214 |
Non-farm, non-residential |  |  | 123 |  |  |  | 4,683 |  |  |  | 133 |  |  |  | 4,828 |  |  |  | 122 |  |  |  | 4,052 |
Agricultural |  |  | 9 |  |  |  | 121 |  |  |  | - |  |  |  | 164 |  |  |  | 5 |  |  |  | 124 |
Farmland |  |  | 55 |  |  |  | 1,469 |  |  |  | 64 |  |  |  | 1,172 |  |  |  | 17 |  |  |  | 853 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 46 |  |  |  | 1,439 |  |  |  | 44 |  |  |  | 1,637 |  |  |  | 50 |  |  |  | 1,365 |
Single family owner occupied |  |  | 599 |  |  |  | 16,058 |  |  |  | 503 |  |  |  | 15,423 |  |  |  | 488 |  |  |  | 15,758 |
Owner occupied construction |  |  | 29 |  |  |  | 308 |  |  |  | 8 |  |  |  | 244 |  |  |  | 8 |  |  |  | 234 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 13 |  |  |  | 213 |  |  |  | 9 |  |  |  | 161 |  |  |  | 9 |  |  |  | 75 |
Total impaired loans with no related allowance |  |  | 1,077 |  |  |  | 29,693 |  |  |  | 976 |  |  |  | 28,495 |  |  |  | 928 |  |  |  | 27,209 |
Impaired loans with a related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 107 |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 103 |  |  |  | 1,376 |
Multi-family residential |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | 270 |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | 7 |  |  |  | 110 |  |  |  | 27 |  |  |  | 479 |
Non-farm, non-residential |  |  | 48 |  |  |  | 766 |  |  |  | 2 |  |  |  | 809 |  |  |  | 15 |  |  |  | 789 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 307 |  |  |  | 22 |  |  |  | 442 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 68 |  |  |  | - |  |  |  | 104 |
Single family owner occupied |  |  | 46 |  |  |  | 1,947 |  |  |  | 158 |  |  |  | 5,296 |  |  |  | 161 |  |  |  | 4,805 |
Total impaired loans with a related allowance |  |  | 94 |  |  |  | 2,713 |  |  |  | 172 |  |  |  | 6,860 |  |  |  | 328 |  |  |  | 8,102 |
Total impaired loans |  | $ | 1,171 |  |  | $ | 32,406 |  |  | $ | 1,148 |  |  | $ | 35,355 |  |  | $ | 1,256 |  |  | $ | 35,311 |
Impaired Financing Receivables, Summarized Information [Table Text Block] |
|  | Year Ended December 31, |
|  | 2019 |  |  | 2018 |  |  | 2017 |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Interest income recognized |  | $ | - |  |  | $ | - |  |  | $ | 20 |
Average recorded investment |  |  | - |  |  |  | - |  |  |  | 528 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | December 31, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  | Non-covered |  |  | Covered |  |  | Total |  |  | Non-covered |  |  | Covered |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 211 |  |  | $ | - |  |  | $ | 211 |  |  | $ | 413 |  |  | $ | - |  |  | $ | 413 |
Commercial and industrial |  |  | 530 |  |  |  | - |  |  |  | 530 |  |  |  | 428 |  |  |  | - |  |  |  | 428 |
Multi-family residential |  |  | 1,144 |  |  |  | - |  |  |  | 1,144 |  |  |  | 1,395 |  |  |  | - |  |  |  | 1,395 |
Single family non-owner occupied |  |  | 1,286 |  |  |  | - |  |  |  | 1,286 |  |  |  | 1,696 |  |  |  | 15 |  |  |  | 1,711 |
Non-farm, non-residential |  |  | 3,400 |  |  |  | - |  |  |  | 3,400 |  |  |  | 4,020 |  |  |  | - |  |  |  | 4,020 |
Agricultural |  |  | 158 |  |  |  | - |  |  |  | 158 |  |  |  | 86 |  |  |  | - |  |  |  | 86 |
Farmland |  |  | 713 |  |  |  | - |  |  |  | 713 |  |  |  | 711 |  |  |  | - |  |  |  | 711 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 753 |  |  |  | 220 |  |  |  | 973 |  |  |  | 614 |  |  |  | 271 |  |  |  | 885 |
Single family owner occupied |  |  | 7,259 |  |  |  | 24 |  |  |  | 7,283 |  |  |  | 10,141 |  |  |  | 36 |  |  |  | 10,177 |
Owner occupied construction |  |  | 428 |  |  |  | - |  |  |  | 428 |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 231 |  |  |  | - |  |  |  | 231 |  |  |  | 79 |  |  |  | - |  |  |  | 79 |
Total nonaccrual loans |  | $ | 16,113 |  |  | $ | 244 |  |  | $ | 16,357 |  |  | $ | 19,583 |  |  | $ | 322 |  |  | $ | 19,905 |
Financing Receivable, Past Due [Table Text Block] |
|  | December 31, 2019 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 63 |  |  | $ | 65 |  |  | $ | 211 |  |  | $ | 339 |  |  | $ | 48,320 |  |  | $ | 48,659 |
Commercial and industrial |  |  | 1,913 |  |  |  | 238 |  |  |  | 507 |  |  |  | 2,658 |  |  |  | 140,304 |  |  |  | 142,962 |
Multi-family residential |  |  | 375 |  |  |  | - |  |  |  | 1,144 |  |  |  | 1,519 |  |  |  | 120,321 |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 754 |  |  |  | 267 |  |  |  | 661 |  |  |  | 1,682 |  |  |  | 161,499 |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 917 |  |  |  | 1,949 |  |  |  | 3,027 |  |  |  | 5,893 |  |  |  | 721,368 |  |  |  | 727,261 |
Agricultural |  |  | 86 |  |  |  | 164 |  |  |  | - |  |  |  | 250 |  |  |  | 11,506 |  |  |  | 11,756 |
Farmland |  |  | 856 |  |  |  | 349 |  |  |  | 664 |  |  |  | 1,869 |  |  |  | 21,286 |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,436 |  |  |  | 165 |  |  |  | 503 |  |  |  | 2,104 |  |  |  | 107,974 |  |  |  | 110,078 |
Single family owner occupied |  |  | 7,728 |  |  |  | 2,390 |  |  |  | 3,766 |  |  |  | 13,884 |  |  |  | 606,813 |  |  |  | 620,697 |
Owner occupied construction |  |  | 207 |  |  |  | - |  |  |  | 428 |  |  |  | 635 |  |  |  | 16,606 |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 1,735 |  |  |  | 439 |  |  |  | 202 |  |  |  | 2,376 |  |  |  | 107,651 |  |  |  | 110,027 |
Other |  |  | 22 |  |  |  | - |  |  |  | - |  |  |  | 22 |  |  |  | 4,720 |  |  |  | 4,742 |
Total non-covered loans |  |  | 16,092 |  |  |  | 6,026 |  |  |  | 11,113 |  |  |  | 33,231 |  |  |  | 2,068,368 |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 28 |  |  |  | 28 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 199 |  |  |  | 199 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 144 |  |  |  | 28 |  |  |  | - |  |  |  | 172 |  |  |  | 9,681 |  |  |  | 9,853 |
Single family owner occupied |  |  | - |  |  |  | 50 |  |  |  | - |  |  |  | 50 |  |  |  | 2,728 |  |  |  | 2,778 |
Total covered loans |  |  | 144 |  |  |  | 78 |  |  |  | - |  |  |  | 222 |  |  |  | 12,639 |  |  |  | 12,861 |
Total loans |  | $ | 16,236 |  |  | $ | 6,104 |  |  | $ | 11,113 |  |  | $ | 33,453 |  |  | $ | 2,081,007 |  |  | $ | 2,114,460 |
|  | December 31, 2018 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 111 |  |  | $ | - |  |  | $ | 407 |  |  | $ | 518 |  |  | $ | 62,990 |  |  | $ | 63,508 |
Commercial and industrial |  |  | 306 |  |  |  | - |  |  |  | 262 |  |  |  | 568 |  |  |  | 104,295 |  |  |  | 104,863 |
Multi-family residential |  |  | 113 |  |  |  | - |  |  |  | 1,274 |  |  |  | 1,387 |  |  |  | 105,625 |  |  |  | 107,012 |
Single family non-owner occupied |  |  | 514 |  |  |  | 1,115 |  |  |  | 992 |  |  |  | 2,621 |  |  |  | 137,476 |  |  |  | 140,097 |
Non-farm, non-residential |  |  | 1,332 |  |  |  | 540 |  |  |  | 2,398 |  |  |  | 4,270 |  |  |  | 609,607 |  |  |  | 613,877 |
Agricultural |  |  | 109 |  |  |  | - |  |  |  | - |  |  |  | 109 |  |  |  | 8,436 |  |  |  | 8,545 |
Farmland |  |  | 640 |  |  |  | - |  |  |  | 392 |  |  |  | 1,032 |  |  |  | 17,873 |  |  |  | 18,905 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 408 |  |  |  | 209 |  |  |  | 334 |  |  |  | 951 |  |  |  | 92,515 |  |  |  | 93,466 |
Single family owner occupied |  |  | 5,006 |  |  |  | 3,495 |  |  |  | 4,445 |  |  |  | 12,946 |  |  |  | 498,017 |  |  |  | 510,963 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 18,171 |  |  |  | 18,171 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 507 |  |  |  | 200 |  |  |  | 59 |  |  |  | 766 |  |  |  | 70,786 |  |  |  | 71,552 |
Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5,310 |  |  |  | 5,310 |
Total non-covered loans |  |  | 9,046 |  |  |  | 5,559 |  |  |  | 10,563 |  |  |  | 25,168 |  |  |  | 1,731,101 |  |  |  | 1,756,269 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 35 |  |  |  | 35 |
Single family non-owner occupied |  |  | 15 |  |  |  | - |  |  |  | - |  |  |  | 15 |  |  |  | 223 |  |  |  | 238 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 6 |  |  |  | 6 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 176 |  |  |  | 38 |  |  |  | 91 |  |  |  | 305 |  |  |  | 14,979 |  |  |  | 15,284 |
Single family owner occupied |  |  | 166 |  |  |  | - |  |  |  | - |  |  |  | 166 |  |  |  | 3,086 |  |  |  | 3,252 |
Total covered loans |  |  | 357 |  |  |  | 38 |  |  |  | 91 |  |  |  | 486 |  |  |  | 18,329 |  |  |  | 18,815 |
Total loans |  | $ | 9,403 |  |  | $ | 5,597 |  |  | $ | 10,654 |  |  | $ | 25,654 |  |  | $ | 1,749,430 |  |  | $ | 1,775,084 |
Trouble Debt Restructuring Accrual Status [Table Text Block] |
|  | December 31, |
|  | 2019 |  |  | 2018 |
(Amounts in thousands) |  | Nonaccrual (1) |  |  | Accruing |  |  | Total |  |  | Nonaccrual (1) |  |  | Accruing |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family non-owner occupied |  | $ | 552 |  |  | $ | 595 |  |  | $ | 1,147 |  |  | $ | 640 |  |  | $ | 309 |  |  | $ | 949 |
Non-farm, non-residential |  |  | - |  |  |  | 307 |  |  |  | 307 |  |  |  | - |  |  |  | 314 |  |  |  | 314 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | 115 |  |  |  | 115 |  |  |  | - |  |  |  | 127 |  |  |  | 127 |
Single family owner occupied |  |  | 1,790 |  |  |  | 5,305 |  |  |  | 7,095 |  |  |  | 1,941 |  |  |  | 5,417 |  |  |  | 7,358 |
Owner occupied construction |  |  | - |  |  |  | 221 |  |  |  | 221 |  |  |  | - |  |  |  | 225 |  |  |  | 225 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | 32 |  |  |  | 32 |  |  |  | - |  |  |  | 35 |  |  |  | 35 |
Total TDRs |  | $ | 2,342 |  |  | $ | 6,575 |  |  | $ | 8,917 |  |  | $ | 2,581 |  |  | $ | 6,427 |  |  | $ | 9,008 |
Allowance for loan losses related to TDRs |  |  |  |  |  |  |  |  |  | $ | 353 |  |  |  |  |  |  |  |  |  |  | $ | 568 |
Interest Income Related to Troubled Debt Restructurings [Table Text Block] |
|  | Year Ended December 31, |
|  | 2019 |  |  | 2018 |  |  | 2017 |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Interest income recognized |  | $ | 277 |  |  | $ | 264 |  |  | $ | 222 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | Year Ended December 31, |
|  | 2019 |  |  | 2018 |
(Amounts in thousands) |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment (1) |  |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment (1) |
Below market interest rate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | - |  |  | $ | - |  |  | $ | - |  |  |  | 1 |  |  | $ | 11 |  |  | $ | 11 |
Below market interest rate and extended payment term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | 6 |  |  |  | 887 |  |  |  | 871 |  |  |  | 1 |  |  |  | 41 |  |  |  | 41 |
Principal deferral |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 1 |  |  |  | 5 |  |  |  | 2 |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | 3 |  |  |  | 331 |  |  |  | 279 |  |  |  | - |  |  |  | - |  |  |  | - |
Total principal deferral |  |  | 4 |  |  |  | 336 |  |  |  | 281 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  |  | 10 |  |  | $ | 1,223 |  |  | $ | 1,152 |  |  |  | 2 |  |  | $ | 52 |  |  | $ | 52 |
|  | Year Ended December 31, |
|  | 2019 |  |  | 2018 |
|  | Total |  |  | Recorded |  |  | Total |  |  | Recorded |
|  | Contracts |  |  | Investment |  |  | Contracts |  |  | Investment |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | - |  |  | $ | - |  |  |  | 1 |  |  | $ | 521 |
Total |  |  | - |  |  | $ | - |  |  |  | 1 |  |  | $ | 521 |
Other Real Estate Owned [Table Text Block] |
|  | December 31, 2019 |  |  | December 31, 2018 |
(Amounts in thousands) |  |  |  |  |  |  |  |
Non-covered OREO |  | $ | 3,969 |  |  | $ | 3,806 |
Covered OREO |  |  | - |  |  |  | 32 |
Total OREO |  | $ | 3,969 |  |  | $ | 3,838 |
Non-covered OREO secured by residential real estate |  | $ | 2,232 |  |  | $ | 2,303 |
Residential real estate loans in the foreclosure process (1) |  |  | 1,539 |  |  |  | 6,349 |

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