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Note 4 - Loans (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		December 31,
		2019								2018
(Amounts in thousands)		Amount				Percent				Amount				Percent
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	48,659				2.30	%		$	63,508				3.58	%
Commercial and industrial			142,962				6.76	%			104,863				5.91	%
Multi-family residential			121,840				5.76	%			107,012				6.03	%
Single family non-owner occupied			163,181				7.72	%			140,097				7.89	%
Non-farm, non-residential			727,261				34.39	%			613,877				34.58	%
Agricultural			11,756				0.56	%			8,545				0.48	%
Farmland			23,155				1.10	%			18,905				1.07	%
Total commercial loans			1,238,814				58.59	%			1,056,807				59.54	%
Consumer real estate loans
Home equity lines			110,078				5.21	%			93,466				5.27	%
Single family owner occupied			620,697				29.35	%			510,963				28.78	%
Owner occupied construction			17,241				0.82	%			18,171				1.02	%
Total consumer real estate loans			748,016				35.38	%			622,600				35.07	%
Consumer and other loans
Consumer loans			110,027				5.20	%			71,552				4.03	%
Other			4,742				0.22	%			5,310				0.30	%
Total consumer and other loans			114,769				5.42	%			76,862				4.33	%
Total non-covered loans			2,101,599				99.39	%			1,756,269				98.94	%
Total covered loans			12,861				0.61	%			18,815				1.06	%
Total loans held for investment, net of unearned income		$	2,114,460				100.00	%		$	1,775,084				100.00	%

Loans held for Sale		$	263			$	-			$	-			$	-

Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block]

		December 31,
(Amounts in thousands)		2019				2018
Covered loans
Commercial loans
Construction, development, and other land		$	28			$	35
Single family non-owner occupied			199				238
Non-farm, non-residential			3				6
Total commercial loans			230				279
Consumer real estate loans
Home equity lines			9,853				15,284
Single family owner occupied			2,778				3,252
Total consumer real estate loans			12,631				18,536
Total covered loans		$	12,861			$	18,815

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

		December 31,
		2019								2018
(Amounts in thousands)		Recorded Investment				Unpaid Principal Balance				Recorded Investment				Unpaid Principal Balance
PCI Loans, by acquisition
Peoples		$	5,071			$	6,431			$	5,330			$	7,272
Waccamaw			2,708				14,277				5,805				19,602
Highlands			53,116				64,096				-				-
Other acquired			352				378				868				894
Total PCI Loans		$	61,247			$	85,182			$	12,003			$	27,768

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block]

		Peoples				Waccamaw				Total
(Amounts in thousands)
Balance January 1, 2017		$	4,392			$	21,834			$	26,226
Accretion			(1,379	)			(5,664	)			(7,043	)
Reclassifications from nonaccretable difference (1)			825				3,378				4,203
Other changes, net			(450	)			(83	)			(533	)
Balance December 31, 2017		$	3,388			$	19,465			$	22,853

Balance January 1, 2018		$	3,388			$	19,465			$	22,853
Accretion			(1,263	)			(6,269	)			(7,532	)
Reclassifications from nonaccretable difference (1)			8				1,770				1,778
Other changes, net			457				(327	)			130
Balance December 31, 2018		$	2,590			$	14,639			$	17,229

Balance January 1, 2019		$	2,590			$	14,639			$	17,229
Accretion			(950	)			(3,317	)			(4,267	)
Reclassifications from nonaccretable difference (1)			17				1,440				1,457
Other changes, net			233				(188	)			45
Balance December 31, 2019		$	1,890			$	12,574			$	14,464