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Note 5 - Credit Quality (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2020
Notes Tables |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | March 31, 2020 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 49,187 |  |  | $ | 358 |  |  | $ | 3,776 |  |  | $ | - |  |  | $ | - |  |  | $ | 53,321 |
Commercial and industrial |  |  | 119,935 |  |  |  | 1,887 |  |  |  | 7,906 |  |  |  | - |  |  |  | - |  |  |  | 129,728 |
Multi-family residential |  |  | 106,147 |  |  |  | 792 |  |  |  | 3,263 |  |  |  | - |  |  |  | - |  |  |  | 110,202 |
Single family non-owner occupied |  |  | 171,010 |  |  |  | 3,032 |  |  |  | 13,729 |  |  |  | - |  |  |  | - |  |  |  | 187,771 |
Non-farm, non-residential |  |  | 679,088 |  |  |  | 10,752 |  |  |  | 36,824 |  |  |  | - |  |  |  | - |  |  |  | 726,664 |
Agricultural |  |  | 10,918 |  |  |  | 77 |  |  |  | 308 |  |  |  | - |  |  |  | - |  |  |  | 11,303 |
Farmland |  |  | 20,496 |  |  |  | 487 |  |  |  | 5,062 |  |  |  | - |  |  |  | - |  |  |  | 26,045 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 101,261 |  |  |  | 453 |  |  |  | 3,670 |  |  |  | - |  |  |  | - |  |  |  | 105,384 |
Single family owner occupied |  |  | 565,195 |  |  |  | 3,317 |  |  |  | 35,034 |  |  |  | - |  |  |  | - |  |  |  | 603,546 |
Owner occupied construction |  |  | 13,513 |  |  |  | - |  |  |  | 433 |  |  |  | - |  |  |  | - |  |  |  | 13,946 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 110,080 |  |  |  | 3 |  |  |  | 2,044 |  |  |  | - |  |  |  | - |  |  |  | 112,127 |
Other |  |  | 4,573 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,573 |
Total non-covered loans |  |  | 1,951,403 |  |  |  | 21,158 |  |  |  | 112,049 |  |  |  | - |  |  |  | - |  |  |  | 2,084,610 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 27 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 27 |
Single family non-owner occupied |  |  | 194 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 194 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | - |  |  |  | - |  |  |  | 2 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 6,576 |  |  |  | 2,392 |  |  |  | 338 |  |  |  | - |  |  |  | - |  |  |  | 9,306 |
Single family owner occupied |  |  | 1,937 |  |  |  | 274 |  |  |  | 375 |  |  |  | - |  |  |  | - |  |  |  | 2,586 |
Total covered loans |  |  | 8,707 |  |  |  | 2,693 |  |  |  | 715 |  |  |  | - |  |  |  | - |  |  |  | 12,115 |
Total loans |  | $ | 1,960,110 |  |  | $ | 23,851 |  |  | $ | 112,764 |  |  | $ | - |  |  | $ | - |  |  | $ | 2,096,725 |
|  | December 31, 2019 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 45,781 |  |  | $ | 2,079 |  |  | $ | 799 |  |  | $ | - |  |  | $ | - |  |  | $ | 48,659 |
Commercial and industrial |  |  | 135,651 |  |  |  | 4,327 |  |  |  | 2,984 |  |  |  | - |  |  |  | - |  |  |  | 142,962 |
Multi-family residential |  |  | 118,045 |  |  |  | 2,468 |  |  |  | 1,327 |  |  |  | - |  |  |  | - |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 149,916 |  |  |  | 7,489 |  |  |  | 5,776 |  |  |  | - |  |  |  | - |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 683,481 |  |  |  | 27,160 |  |  |  | 16,620 |  |  |  | - |  |  |  | - |  |  |  | 727,261 |
Agricultural |  |  | 11,299 |  |  |  | 122 |  |  |  | 335 |  |  |  | - |  |  |  | - |  |  |  | 11,756 |
Farmland |  |  | 17,609 |  |  |  | 4,107 |  |  |  | 1,439 |  |  |  | - |  |  |  | - |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 106,246 |  |  |  | 2,014 |  |  |  | 1,818 |  |  |  | - |  |  |  | - |  |  |  | 110,078 |
Single family owner occupied |  |  | 580,580 |  |  |  | 17,001 |  |  |  | 23,116 |  |  |  | - |  |  |  | - |  |  |  | 620,697 |
Owner occupied construction |  |  | 16,341 |  |  |  | 179 |  |  |  | 721 |  |  |  | - |  |  |  | - |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 108,065 |  |  |  | 1,341 |  |  |  | 621 |  |  |  | - |  |  |  | - |  |  |  | 110,027 |
Other |  |  | 4,742 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,742 |
Total non-covered loans |  |  | 1,977,756 |  |  |  | 68,287 |  |  |  | 55,556 |  |  |  | - |  |  |  | - |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 28 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 28 |
Single family non-owner occupied |  |  | 199 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 199 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | - |  |  |  | - |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 7,177 |  |  |  | 2,327 |  |  |  | 349 |  |  |  | - |  |  |  | - |  |  |  | 9,853 |
Single family owner occupied |  |  | 2,111 |  |  |  | 275 |  |  |  | 392 |  |  |  | - |  |  |  | - |  |  |  | 2,778 |
Total covered loans |  |  | 9,487 |  |  |  | 2,630 |  |  |  | 744 |  |  |  | - |  |  |  | - |  |  |  | 12,861 |
Total loans |  | $ | 1,987,243 |  |  | $ | 70,917 |  |  | $ | 56,300 |  |  | $ | - |  |  | $ | - |  |  | $ | 2,114,460 |
Impaired Financing Receivables [Table Text Block] |
|  | March 31, 2020 |  |  | December 31, 2019 |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  |  |  |  |  | Unpaid |  |  |  |  |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Principal |  |  | Related |
(Amounts in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Balance |  |  | Allowance |
Impaired loans with no related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 1,383 |  |  | $ | 1,618 |  |  | $ | - |  |  | $ | 552 |  |  | $ | 768 |  |  | $ | - |
Commercial and industrial |  |  | 2,042 |  |  |  | 2,608 |  |  |  | - |  |  |  | 576 |  |  |  | 599 |  |  |  | - |
Multi-family residential |  |  | 606 |  |  |  | 1,042 |  |  |  | - |  |  |  | 1,254 |  |  |  | 1,661 |  |  |  | - |
Single family non-owner occupied |  |  | 4,071 |  |  |  | 4,783 |  |  |  | - |  |  |  | 2,652 |  |  |  | 3,176 |  |  |  | - |
Non-farm, non-residential |  |  | 3,697 |  |  |  | 5,388 |  |  |  | - |  |  |  | 4,158 |  |  |  | 4,762 |  |  |  | - |
Agricultural |  |  | 237 |  |  |  | 237 |  |  |  | - |  |  |  | 158 |  |  |  | 164 |  |  |  | - |
Farmland |  |  | 1,589 |  |  |  | 1,664 |  |  |  | - |  |  |  | 1,437 |  |  |  | 1,500 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,427 |  |  |  | 1,570 |  |  |  | - |  |  |  | 1,372 |  |  |  | 1,477 |  |  |  | - |
Single family owner occupied |  |  | 17,030 |  |  |  | 20,254 |  |  |  | - |  |  |  | 15,588 |  |  |  | 17,835 |  |  |  | - |
Owner occupied construction |  |  | 361 |  |  |  | 368 |  |  |  | - |  |  |  | 648 |  |  |  | 648 |  |  |  | - |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 410 |  |  |  | 413 |  |  |  | - |  |  |  | 290 |  |  |  | 294 |  |  |  | - |
Total impaired loans with no allowance |  |  | 32,853 |  |  |  | 39,945 |  |  |  | - |  |  |  | 28,685 |  |  |  | 32,884 |  |  |  | - |
Impaired loans with a related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multi-family residential |  |  | 944 |  |  |  | 1,277 |  |  |  | 279 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 1,335 |  |  |  | 1,506 |  |  |  | 652 |  |  |  | 1,241 |  |  |  | 1,227 |  |  |  | 292 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 1,239 |  |  |  | 1,239 |  |  |  | 350 |  |  |  | 1,246 |  |  |  | 1,246 |  |  |  | 353 |
Total impaired loans with an allowance |  |  | 3,518 |  |  |  | 4,022 |  |  |  | 1,281 |  |  |  | 2,487 |  |  |  | 2,473 |  |  |  | 645 |
Total impaired loans (1) |  | $ | 36,371 |  |  | $ | 43,967 |  |  | $ | 1,281 |  |  | $ | 31,172 |  |  | $ | 35,357 |  |  | $ | 645 |
Schedule of Impaired Financing Receivable, Average Recorded Investment and Interest Income Recognized [Table Text Block] |
|  | Three Months Ended March 31, |
|  | 2020 |  |  | 2019 |
(Amounts in thousands) |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 8 |  |  | $ | 1,299 |  |  | $ | 7 |  |  | $ | 800 |
Commercial and industrial |  |  | 29 |  |  |  | 2,029 |  |  |  | 3 |  |  |  | 617 |
Multi-family residential |  |  | 11 |  |  |  | 670 |  |  |  | 9 |  |  |  | 1,618 |
Single family non-owner occupied |  |  | 35 |  |  |  | 4,101 |  |  |  | 28 |  |  |  | 2,994 |
Non-farm, non-residential |  |  | 43 |  |  |  | 4,674 |  |  |  | 17 |  |  |  | 4,675 |
Agricultural |  |  | 1 |  |  |  | 206 |  |  |  | 2 |  |  |  | 53 |
Farmland |  |  | 21 |  |  |  | 1,560 |  |  |  | 16 |  |  |  | 1,449 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 9 |  |  |  | 1,467 |  |  |  | 7 |  |  |  | 1,408 |
Single family owner occupied |  |  | 168 |  |  |  | 17,550 |  |  |  | 124 |  |  |  | 15,939 |
Owner occupied construction |  |  | 6 |  |  |  | 334 |  |  |  | 2 |  |  |  | 221 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 4 |  |  |  | 407 |  |  |  | 1 |  |  |  | 105 |
Total impaired loans with no related allowance |  |  | 335 |  |  |  | 34,297 |  |  |  | 216 |  |  |  | 29,879 |
Impaired loans with a related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multi-family residential |  |  | - |  |  |  | 941 |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | - |  |  |  | 1,338 |  |  |  | - |  |  |  | - |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 13 |  |  |  | 1,240 |  |  |  | 29 |  |  |  | 2,291 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total impaired loans with a related allowance |  |  | 13 |  |  |  | 3,519 |  |  |  | 29 |  |  |  | 2,291 |
Total impaired loans |  | $ | 348 |  |  | $ | 37,816 |  |  | $ | 245 |  |  | $ | 32,170 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | March 31, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Non-covered |  |  | Covered |  |  | Total |  |  | Non-covered |  |  | Covered |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 908 |  |  | $ | - |  |  | $ | 908 |  |  | $ | 211 |  |  | $ | - |  |  | $ | 211 |
Commercial and industrial |  |  | 1,441 |  |  |  | - |  |  |  | 1,441 |  |  |  | 530 |  |  |  | - |  |  |  | 530 |
Multi-family residential |  |  | 1,455 |  |  |  | - |  |  |  | 1,455 |  |  |  | 1,144 |  |  |  | - |  |  |  | 1,144 |
Single family non-owner occupied |  |  | 2,033 |  |  |  | - |  |  |  | 2,033 |  |  |  | 1,286 |  |  |  | - |  |  |  | 1,286 |
Non-farm, non-residential |  |  | 3,724 |  |  |  | - |  |  |  | 3,724 |  |  |  | 3,400 |  |  |  | - |  |  |  | 3,400 |
Agricultural |  |  | 237 |  |  |  | - |  |  |  | 237 |  |  |  | 158 |  |  |  | - |  |  |  | 158 |
Farmland |  |  | 875 |  |  |  | - |  |  |  | 875 |  |  |  | 713 |  |  |  | - |  |  |  | 713 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 881 |  |  |  | 122 |  |  |  | 1,003 |  |  |  | 753 |  |  |  | 220 |  |  |  | 973 |
Single family owner occupied |  |  | 8,214 |  |  |  | 23 |  |  |  | 8,237 |  |  |  | 7,259 |  |  |  | 24 |  |  |  | 7,283 |
Owner occupied construction |  |  | 141 |  |  |  | - |  |  |  | 141 |  |  |  | 428 |  |  |  | - |  |  |  | 428 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 354 |  |  |  | - |  |  |  | 354 |  |  |  | 231 |  |  |  | - |  |  |  | 231 |
Total nonaccrual loans |  | $ | 20,263 |  |  | $ | 145 |  |  | $ | 20,408 |  |  | $ | 16,113 |  |  | $ | 244 |  |  | $ | 16,357 |
Financing Receivable, Past Due [Table Text Block] |
|  | March 31, 2020 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 288 |  |  | $ | 74 |  |  | $ | 908 |  |  | $ | 1,270 |  |  | $ | 52,051 |  |  | $ | 53,321 |
Commercial and industrial |  |  | 1,953 |  |  |  | 410 |  |  |  | 903 |  |  |  | 3,266 |  |  |  | 126,462 |  |  |  | 129,728 |
Multi-family residential |  |  | 961 |  |  |  | - |  |  |  | 1,455 |  |  |  | 2,416 |  |  |  | 107,786 |  |  |  | 110,202 |
Single family non-owner occupied |  |  | 2,622 |  |  |  | 866 |  |  |  | 1,511 |  |  |  | 4,999 |  |  |  | 182,772 |  |  |  | 187,771 |
Non-farm, non-residential |  |  | 4,309 |  |  |  | 1,207 |  |  |  | 3,282 |  |  |  | 8,798 |  |  |  | 717,866 |  |  |  | 726,664 |
Agricultural |  |  | 355 |  |  |  | 70 |  |  |  | 209 |  |  |  | 634 |  |  |  | 10,669 |  |  |  | 11,303 |
Farmland |  |  | 289 |  |  |  | 247 |  |  |  | 663 |  |  |  | 1,199 |  |  |  | 24,846 |  |  |  | 26,045 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 777 |  |  |  | 446 |  |  |  | 646 |  |  |  | 1,869 |  |  |  | 103,515 |  |  |  | 105,384 |
Single family owner occupied |  |  | 8,696 |  |  |  | 2,005 |  |  |  | 3,913 |  |  |  | 14,614 |  |  |  | 588,932 |  |  |  | 603,546 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 13,946 |  |  |  | 13,946 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 1,994 |  |  |  | 365 |  |  |  | 374 |  |  |  | 2,733 |  |  |  | 109,394 |  |  |  | 112,127 |
Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,573 |  |  |  | 4,573 |
Total non-covered loans |  |  | 22,244 |  |  |  | 5,690 |  |  |  | 13,864 |  |  |  | 41,798 |  |  |  | 2,042,812 |  |  |  | 2,084,610 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 27 |  |  |  | 27 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 194 |  |  |  | 194 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | 2 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 120 |  |  |  | 21 |  |  |  | 50 |  |  |  | 191 |  |  |  | 9,115 |  |  |  | 9,306 |
Single family owner occupied |  |  | 68 |  |  |  | - |  |  |  | - |  |  |  | 68 |  |  |  | 2,518 |  |  |  | 2,586 |
Total covered loans |  |  | 188 |  |  |  | 21 |  |  |  | 50 |  |  |  | 259 |  |  |  | 11,856 |  |  |  | 12,115 |
Total loans |  | $ | 22,432 |  |  | $ | 5,711 |  |  | $ | 13,914 |  |  | $ | 42,057 |  |  | $ | 2,054,668 |  |  | $ | 2,096,725 |
|  | December 31, 2019 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 63 |  |  | $ | 65 |  |  | $ | 211 |  |  | $ | 339 |  |  | $ | 48,320 |  |  | $ | 48,659 |
Commercial and industrial |  |  | 1,913 |  |  |  | 238 |  |  |  | 507 |  |  |  | 2,658 |  |  |  | 140,304 |  |  |  | 142,962 |
Multi-family residential |  |  | 375 |  |  |  | - |  |  |  | 1,144 |  |  |  | 1,519 |  |  |  | 120,321 |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 754 |  |  |  | 267 |  |  |  | 661 |  |  |  | 1,682 |  |  |  | 161,499 |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 917 |  |  |  | 1,949 |  |  |  | 3,027 |  |  |  | 5,893 |  |  |  | 721,368 |  |  |  | 727,261 |
Agricultural |  |  | 86 |  |  |  | 164 |  |  |  | - |  |  |  | 250 |  |  |  | 11,506 |  |  |  | 11,756 |
Farmland |  |  | 856 |  |  |  | 349 |  |  |  | 664 |  |  |  | 1,869 |  |  |  | 21,286 |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,436 |  |  |  | 165 |  |  |  | 503 |  |  |  | 2,104 |  |  |  | 107,974 |  |  |  | 110,078 |
Single family owner occupied |  |  | 7,728 |  |  |  | 2,390 |  |  |  | 3,766 |  |  |  | 13,884 |  |  |  | 606,813 |  |  |  | 620,697 |
Owner occupied construction |  |  | 207 |  |  |  | - |  |  |  | 428 |  |  |  | 635 |  |  |  | 16,606 |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 1,735 |  |  |  | 439 |  |  |  | 202 |  |  |  | 2,376 |  |  |  | 107,651 |  |  |  | 110,027 |
Other |  |  | 22 |  |  |  | - |  |  |  | - |  |  |  | 22 |  |  |  | 4,720 |  |  |  | 4,742 |
Total non-covered loans |  |  | 16,092 |  |  |  | 6,026 |  |  |  | 11,113 |  |  |  | 33,231 |  |  |  | 2,068,368 |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 28 |  |  |  | 28 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 199 |  |  |  | 199 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 144 |  |  |  | 28 |  |  |  | - |  |  |  | 172 |  |  |  | 9,681 |  |  |  | 9,853 |
Single family owner occupied |  |  | - |  |  |  | 50 |  |  |  | - |  |  |  | 50 |  |  |  | 2,728 |  |  |  | 2,778 |
Total covered loans |  |  | 144 |  |  |  | 78 |  |  |  | - |  |  |  | 222 |  |  |  | 12,639 |  |  |  | 12,861 |
Total loans |  | $ | 16,236 |  |  | $ | 6,104 |  |  | $ | 11,113 |  |  | $ | 33,453 |  |  | $ | 2,081,007 |  |  | $ | 2,114,460 |
Trouble Debt Restructuring Accrual Status [Table Text Block] |
|  | March 31, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Nonaccrual (1) |  |  | Accruing |  |  | Total |  |  | Nonaccrual (1) |  |  | Accruing |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | 63 |  |  | $ | 63 |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial and industrial |  |  | - |  |  |  | 602 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | 539 |  |  |  | 1,280 |  |  |  | 1,819 |  |  |  | 552 |  |  |  | 595 |  |  |  | 1,147 |
Non-farm, non-residential |  |  | - |  |  |  | 881 |  |  |  | 881 |  |  |  | - |  |  |  | 307 |  |  |  | 307 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | 87 |  |  |  | 87 |  |  |  | - |  |  |  | 115 |  |  |  | 115 |
Single family owner occupied |  |  | 2,085 |  |  |  | 5,889 |  |  |  | 7,974 |  |  |  | 1,790 |  |  |  | 5,305 |  |  |  | 7,095 |
Owner occupied construction |  |  | - |  |  |  | 219 |  |  |  | 219 |  |  |  | - |  |  |  | 221 |  |  |  | 221 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | 31 |  |  |  | 31 |  |  |  | - |  |  |  | 32 |  |  |  | 32 |
Total TDRs |  | $ | 2,624 |  |  | $ | 9,052 |  |  | $ | 11,074 |  |  | $ | 2,342 |  |  | $ | 6,575 |  |  | $ | 8,917 |
Allowance for loan losses related to TDRs |  |  |  |  |  |  |  |  |  | $ | 351 |  |  |  |  |  |  |  |  |  |  | $ | 353 |
Interest Income Related to Troubled Debt Restructurings [Table Text Block] |
|  | Three Months Ended March 31, |
|  | 2020 |  |  | 2019 |
(Amounts in thousands) |  |  |  |  |  |  |  |
Interest income recognized |  | $ | 98 |  |  | $ | 63 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | Three Months Ended March 31, |
|  | 2020 |  |  | 2019 |
(Amounts in thousands) |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment (1) |  |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment (1) |
Below market interest rate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family non-owner occupied |  |  | 1 |  |  |  | 50 |  |  |  | 50 |  |  |  | - |  |  | $ | - |  |  | $ | - |
Total below market interest rate |  |  | 1 |  |  |  | 50 |  |  |  | 50 |  |  |  | - |  |  |  | - |  |  |  | - |
Below market interest rate and extended payment term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | 374 |  |  |  | 372 |
Single family owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  | 304 |  |  |  | 304 |
Total below market interest rate and extended payment term |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 678 |  |  |  | 676 |
Payment deferral |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | 1 |  |  |  | 63 |  |  |  | 63 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial and industrial |  |  | 1 |  |  |  | 602 |  |  |  | 602 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | 1 |  |  |  | 529 |  |  |  | 529 |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 1 |  |  |  | 577 |  |  |  | 577 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 2 |  |  |  | 672 |  |  |  | 672 |  |  |  | 1 |  |  |  | 66 |  |  |  | 49 |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 4 |  |  |  | 4 |
Total principal deferral |  |  | 6 |  |  |  | 2,443 |  |  |  | 2,443 |  |  |  | 2 |  |  |  | 70 |  |  |  | 53 |
Total |  |  | 7 |  |  | $ | 2,493 |  |  | $ | 2,493 |  |  |  | 5 |  |  | $ | 748 |  |  | $ | 729 |
Other Real Estate Owned [Table Text Block] |
|  | March 31, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  |  |  |  |  |  |  |
OREO |  | $ | 2,502 |  |  | $ | 3,969 |
Total OREO |  | $ | 2,502 |  |  | $ | 3,969 |
OREO secured by residential real estate |  | $ | 1,211 |  |  | $ | 2,232 |
Residential real estate loans in the foreclosure process (1) |  |  | 2,043 |  |  |  | 1,539 |

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