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v3.20.1

Note 4 - Loans (Tables) | 3 Months Ended
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Mar. 31, 2020
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | March 31, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Amount |  |  | Percent |  |  | Amount |  |  | Percent |
Non-covered loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 53,321 |  |  |  | 2.54 | % |  | $ | 48,659 |  |  |  | 2.30 | %
Commercial and industrial |  |  | 129,728 |  |  |  | 6.19 | % |  |  | 142,962 |  |  |  | 6.76 | %
Multi-family residential |  |  | 110,202 |  |  |  | 5.26 | % |  |  | 121,840 |  |  |  | 5.76 | %
Single family non-owner occupied |  |  | 187,771 |  |  |  | 8.96 | % |  |  | 163,181 |  |  |  | 7.72 | %
Non-farm, non-residential |  |  | 726,664 |  |  |  | 34.65 | % |  |  | 727,261 |  |  |  | 34.39 | %
Agricultural |  |  | 11,303 |  |  |  | 0.54 | % |  |  | 11,756 |  |  |  | 0.56 | %
Farmland |  |  | 26,045 |  |  |  | 1.24 | % |  |  | 23,155 |  |  |  | 1.10 | %
Total commercial loans |  |  | 1,245,034 |  |  |  | 59.38 | % |  |  | 1,238,814 |  |  |  | 58.59 | %
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 105,384 |  |  |  | 5.03 | % |  |  | 110,078 |  |  |  | 5.21 | %
Single family owner occupied |  |  | 603,546 |  |  |  | 28.79 | % |  |  | 620,697 |  |  |  | 29.35 | %
Owner occupied construction |  |  | 13,946 |  |  |  | 0.66 | % |  |  | 17,241 |  |  |  | 0.82 | %
Total consumer real estate loans |  |  | 722,876 |  |  |  | 34.48 | % |  |  | 748,016 |  |  |  | 35.38 | %
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 112,127 |  |  |  | 5.35 | % |  |  | 110,027 |  |  |  | 5.20 | %
Other |  |  | 4,573 |  |  |  | 0.22 | % |  |  | 4,742 |  |  |  | 0.22 | %
Total consumer and other loans |  |  | 116,700 |  |  |  | 5.57 | % |  |  | 114,769 |  |  |  | 5.42 | %
Total non-covered loans |  |  | 2,084,610 |  |  |  | 99.43 | % |  |  | 2,101,599 |  |  |  | 99.39 | %
Total covered loans |  |  | 12,115 |  |  |  | 0.57 | % |  |  | 12,861 |  |  |  | 0.61 | %
Total loans held for investment, net of unearned income |  | $ | 2,096,725 |  |  |  | 100.00 | % |  | $ | 2,114,460 |  |  |  | 100.00 | %
Loans held for sale |  | $ | - |  |  |  |  |  |  | $ | 263 |  |  |  |  |
Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block] |
|  | March 31, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  |  |  |  |  |  |  |
Covered loans |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 27 |  |  | $ | 28 |
Single family non-owner occupied |  |  | 194 |  |  |  | 199 |
Non-farm, non-residential |  |  | 2 |  |  |  | 3 |
Total commercial loans |  |  | 223 |  |  |  | 230 |
Consumer real estate loans |  |  |  |  |  |  |  |
Home equity lines |  |  | 9,306 |  |  |  | 9,853 |
Single family owner occupied |  |  | 2,586 |  |  |  | 2,778 |
Total consumer real estate loans |  |  | 11,892 |  |  |  | 12,631 |
Total covered loans |  | $ | 12,115 |  |  | $ | 12,861 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block] |
|  | March 31, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Unpaid Principal Balance |
PCI Loans, by acquisition |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Peoples |  | $ | - |  |  | $ | - |  |  | $ | 5,071 |  |  | $ | 6,431 |
Waccamaw |  |  | - |  |  |  | - |  |  |  | 2,708 |  |  |  | 14,277 |
Highlands |  |  | 49,920 |  |  |  | 60,434 |  |  |  | 53,116 |  |  |  | 64,096 |
Other acquired |  |  | - |  |  |  | - |  |  |  | 352 |  |  |  | 378 |
Total PCI Loans |  | $ | 49,920 |  |  | $ | 60,434 |  |  | $ | 61,247 |  |  | $ | 85,182 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block] |
|  | Peoples |  |  | Waccamaw |  |  | Highlands |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance January 1, 2019 |  | $ | 2,590 |  |  | $ | 14,639 |  |  | $ | - |  |  | $ | 17,229 |
Accretion |  |  | (986 | ) |  |  | (4,157 | ) |  |  | - |  |  |  | (5,143 | )
Reclassifications (to) from nonaccretable difference (1) |  |  | (5 | ) |  |  | 1,416 |  |  |  | - |  |  |  | 1,411 |
Other changes, net |  |  | 354 |  |  |  | (302 | ) |  |  | - |  |  |  | 52 |
Balance March 31, 2019 |  | $ | 1,953 |  |  | $ | 11,596 |  |  | $ | - |  |  | $ | 13,549 |
Balance January 1, 2020 |  | $ | 1,890 |  |  | $ | 12,574 |  |  | $ | 8,152 |  |  | $ | 22,616 |
Accretion |  |  | - |  |  |  | - |  |  |  | (686 | ) |  |  | (686 | )
Reclassifications from nonaccretable difference (1) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Other changes, net |  |  | (1,890 | ) |  |  | (12,574 | ) |  |  | - |  |  |  | (14,464 | )
Balance March 31, 2020 |  | $ | - |  |  | $ | - |  |  | $ | 7,466 |  |  | $ | 7,466 |

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