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Note 4 - Loans (Tables)

3 Months Ended

Mar. 31, 2020

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		March 31, 2020								December 31, 2019
(Amounts in thousands)		Amount				Percent				Amount				Percent
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	53,321				2.54	%		$	48,659				2.30	%
Commercial and industrial			129,728				6.19	%			142,962				6.76	%
Multi-family residential			110,202				5.26	%			121,840				5.76	%
Single family non-owner occupied			187,771				8.96	%			163,181				7.72	%
Non-farm, non-residential			726,664				34.65	%			727,261				34.39	%
Agricultural			11,303				0.54	%			11,756				0.56	%
Farmland			26,045				1.24	%			23,155				1.10	%
Total commercial loans			1,245,034				59.38	%			1,238,814				58.59	%
Consumer real estate loans
Home equity lines			105,384				5.03	%			110,078				5.21	%
Single family owner occupied			603,546				28.79	%			620,697				29.35	%
Owner occupied construction			13,946				0.66	%			17,241				0.82	%
Total consumer real estate loans			722,876				34.48	%			748,016				35.38	%
Consumer and other loans
Consumer loans			112,127				5.35	%			110,027				5.20	%
Other			4,573				0.22	%			4,742				0.22	%
Total consumer and other loans			116,700				5.57	%			114,769				5.42	%
Total non-covered loans			2,084,610				99.43	%			2,101,599				99.39	%
Total covered loans			12,115				0.57	%			12,861				0.61	%
Total loans held for investment, net of unearned income		$	2,096,725				100.00	%		$	2,114,460				100.00	%

Loans held for sale		$	-							$	263

Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block]

		March 31, 2020				December 31, 2019
(Amounts in thousands)
Covered loans
Commercial loans
Construction, development, and other land		$	27			$	28
Single family non-owner occupied			194				199
Non-farm, non-residential			2				3
Total commercial loans			223				230
Consumer real estate loans
Home equity lines			9,306				9,853
Single family owner occupied			2,586				2,778
Total consumer real estate loans			11,892				12,631
Total covered loans		$	12,115			$	12,861

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

		March 31, 2020								December 31, 2019
(Amounts in thousands)		Recorded Investment				Unpaid Principal Balance				Recorded Investment				Unpaid Principal Balance
PCI Loans, by acquisition
Peoples		$	-			$	-			$	5,071			$	6,431
Waccamaw			-				-				2,708				14,277
Highlands			49,920				60,434				53,116				64,096
Other acquired			-				-				352				378
Total PCI Loans		$	49,920			$	60,434			$	61,247			$	85,182

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block]

		Peoples				Waccamaw				Highlands				Total
(Amounts in thousands)
Balance January 1, 2019		$	2,590			$	14,639			$	-			$	17,229
Accretion			(986	)			(4,157	)			-				(5,143	)
Reclassifications (to) from nonaccretable difference (1)			(5	)			1,416				-				1,411
Other changes, net			354				(302	)			-				52
Balance March 31, 2019		$	1,953			$	11,596			$	-			$	13,549

Balance January 1, 2020		$	1,890			$	12,574			$	8,152			$	22,616
Accretion			-				-				(686	)			(686	)
Reclassifications from nonaccretable difference (1)			-				-				-				-
Other changes, net			(1,890	)			(12,574	)			-				(14,464	)
Balance March 31, 2020		$	-			$	-			$	7,466			$	7,466