XML 38 R28.htm IDEA: XBRL DOCUMENT
v3.20.2

Note 4 - Loans (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2020
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | June 30, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Amount |  |  | Percent |  |  | Amount |  |  | Percent |
Non-covered loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 52,585 |  |  |  | 2.46 | % |  | $ | 48,659 |  |  |  | 2.30 | %
Commercial and industrial |  |  | 184,298 |  |  |  | 8.62 | % |  |  | 142,962 |  |  |  | 6.76 | %
Multi-family residential |  |  | 105,768 |  |  |  | 4.95 | % |  |  | 121,840 |  |  |  | 5.76 | %
Single family non-owner occupied |  |  | 188,389 |  |  |  | 8.82 | % |  |  | 163,181 |  |  |  | 7.72 | %
Non-farm, non-residential |  |  | 723,100 |  |  |  | 33.84 | % |  |  | 727,261 |  |  |  | 34.39 | %
Agricultural |  |  | 10,407 |  |  |  | 0.49 | % |  |  | 11,756 |  |  |  | 0.56 | %
Farmland |  |  | 23,662 |  |  |  | 1.11 | % |  |  | 23,155 |  |  |  | 1.10 | %
Total commercial loans |  |  | 1,288,209 |  |  |  | 60.29 | % |  |  | 1,238,814 |  |  |  | 58.59 | %
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 99,566 |  |  |  | 4.66 | % |  |  | 110,078 |  |  |  | 5.21 | %
Single family owner occupied |  |  | 603,446 |  |  |  | 28.24 | % |  |  | 620,697 |  |  |  | 29.35 | %
Owner occupied construction |  |  | 15,311 |  |  |  | 0.72 | % |  |  | 17,241 |  |  |  | 0.82 | %
Total consumer real estate loans |  |  | 718,323 |  |  |  | 33.62 | % |  |  | 748,016 |  |  |  | 35.38 | %
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 114,551 |  |  |  | 5.36 | % |  |  | 110,027 |  |  |  | 5.20 | %
Other |  |  | 4,477 |  |  |  | 0.21 | % |  |  | 4,742 |  |  |  | 0.22 | %
Total consumer and other loans |  |  | 119,028 |  |  |  | 5.57 | % |  |  | 114,769 |  |  |  | 5.42 | %
Total non-covered loans |  |  | 2,125,560 |  |  |  | 99.48 | % |  |  | 2,101,599 |  |  |  | 99.39 | %
Total covered loans |  |  | 11,257 |  |  |  | 0.52 | % |  |  | 12,861 |  |  |  | 0.61 | %
Total loans held for investment, net of unearned income |  | $ | 2,136,817 |  |  |  | 100.00 | % |  | $ | 2,114,460 |  |  |  | 100.00 | %
Loans held for sale |  | $ | - |  |  |  |  |  |  | $ | 263 |  |  |  |  |
Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block] |
|  | June 30, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  |  |  |  |  |  |  |
Covered loans |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 27 |  |  | $ | 28 |
Single family non-owner occupied |  |  | 191 |  |  |  | 199 |
Non-farm, non-residential |  |  | 1 |  |  |  | 3 |
Total commercial loans |  |  | 219 |  |  |  | 230 |
Consumer real estate loans |  |  |  |  |  |  |  |
Home equity lines |  |  | 8,512 |  |  |  | 9,853 |
Single family owner occupied |  |  | 2,526 |  |  |  | 2,778 |
Total consumer real estate loans |  |  | 11,038 |  |  |  | 12,631 |
Total covered loans |  | $ | 11,257 |  |  | $ | 12,861 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block] |
|  | June 30, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Unpaid Principal Balance |
PCI Loans, by acquisition |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Peoples |  | $ | - |  |  | $ | - |  |  | $ | 5,071 |  |  | $ | 6,431 |
Waccamaw |  |  | - |  |  |  | - |  |  |  | 2,708 |  |  |  | 14,277 |
Highlands |  |  | 48,193 |  |  |  | 58,181 |  |  |  | 53,116 |  |  |  | 64,096 |
Other acquired |  |  | - |  |  |  | - |  |  |  | 352 |  |  |  | 378 |
Total PCI Loans |  | $ | 48,193 |  |  | $ | 58,181 |  |  | $ | 61,247 |  |  | $ | 85,182 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block] |
|  | Peoples |  |  | Waccamaw |  |  | Highlands |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance January 1, 2019 |  | $ | 2,590 |  |  | $ | 14,639 |  |  | $ | - |  |  | $ | 17,229 |
Accretion |  |  | (503 | ) |  |  | (2,151 | ) |  |  | - |  |  |  | (2,654 | )
Reclassifications (to) from nonaccretable difference(1) |  |  | 11 |  |  |  | 851 |  |  |  | - |  |  |  | 862 |
Other changes, net |  |  | 111 |  |  |  | 341 |  |  |  | - |  |  |  | 452 |
Balance June 30, 2019 |  | $ | 2,209 |  |  | $ | 13,680 |  |  | $ | - |  |  | $ | 15,889 |
Balance January 1, 2020 |  | $ | 1,890 |  |  | $ | 12,574 |  |  | $ | 8,152 |  |  | $ | 22,616 |
Accretion |  |  | - |  |  |  | - |  |  |  | (1,334 | ) |  |  | (1,334 | )
Reclassifications from nonaccretable difference(1) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Other changes, net |  |  | (1,890 | ) |  |  | (12,574 | ) |  |  | - |  |  |  | (14,464 | )
Balance June 30, 2020 |  | $ | - |  |  | $ | - |  |  | $ | 6,818 |  |  | $ | 6,818 |

X
- Definition Tabular disclosure of certain loans acquired in transfer not accounted for as debt securities accretable yield. + References No definition available. + Details
Name: | fcbc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldTableTextBlock
Namespace Prefix: | fcbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of covered loans held for investment, net of unearned income. + References No definition available. + Details
Name: | fcbc_ScheduleOfCoveredLoansHeldForInvestmentNetOfUnearnedIncomeTableTextBlock
Namespace Prefix: | fcbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer. + References No definition available. + Details
Name: | us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_TableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration