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Note 5 - Credit Quality (Tables) | 6 Months Ended
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Jun. 30, 2020
Notes Tables |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | June 30, 2020 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 35,181 |  |  | $ | 14,669 |  |  | $ | 2,735 |  |  | $ | - |  |  | $ | - |  |  | $ | 52,585 |
Commercial and industrial |  |  | 153,507 |  |  |  | 22,852 |  |  |  | 7,939 |  |  |  | - |  |  |  | - |  |  |  | 184,298 |
Multi-family residential |  |  | 80,539 |  |  |  | 21,771 |  |  |  | 3,458 |  |  |  | - |  |  |  | - |  |  |  | 105,768 |
Single family non-owner occupied |  |  | 138,578 |  |  |  | 35,590 |  |  |  | 14,207 |  |  |  | 14 |  |  |  | - |  |  |  | 188,389 |
Non-farm, non-residential |  |  | 474,297 |  |  |  | 207,483 |  |  |  | 41,320 |  |  |  | - |  |  |  | - |  |  |  | 723,100 |
Agricultural |  |  | 6,650 |  |  |  | 3,443 |  |  |  | 314 |  |  |  | - |  |  |  | - |  |  |  | 10,407 |
Farmland |  |  | 12,933 |  |  |  | 5,452 |  |  |  | 5,277 |  |  |  | - |  |  |  | - |  |  |  | 23,662 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 94,694 |  |  |  | 1,397 |  |  |  | 3,475 |  |  |  | - |  |  |  | - |  |  |  | 99,566 |
Single family owner occupied |  |  | 565,016 |  |  |  | 3,245 |  |  |  | 35,185 |  |  |  | - |  |  |  | - |  |  |  | 603,446 |
Owner occupied construction |  |  | 14,498 |  |  |  | 202 |  |  |  | 611 |  |  |  | - |  |  |  | - |  |  |  | 15,311 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 112,537 |  |  |  | 109 |  |  |  | 1,905 |  |  |  | - |  |  |  | - |  |  |  | 114,551 |
Other |  |  | 4,477 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,477 |
Total non-covered loans |  |  | 1,692,907 |  |  |  | 316,213 |  |  |  | 116,426 |  |  |  | 14 |  |  |  | - |  |  |  | 2,125,560 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 27 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 27 |
Single family non-owner occupied |  |  | 191 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 191 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | - |  |  |  | - |  |  |  | 1 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 7,803 |  |  |  | 379 |  |  |  | 330 |  |  |  | - |  |  |  | - |  |  |  | 8,512 |
Single family owner occupied |  |  | 1,890 |  |  |  | 272 |  |  |  | 364 |  |  |  | - |  |  |  | - |  |  |  | 2,526 |
Total covered loans |  |  | 9,884 |  |  |  | 678 |  |  |  | 695 |  |  |  | - |  |  |  | - |  |  |  | 11,257 |
Total loans |  | $ | 1,702,791 |  |  | $ | 316,891 |  |  | $ | 117,121 |  |  | $ | 14 |  |  | $ | - |  |  | $ | 2,136,817 |
|  | December 31, 2019 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 45,781 |  |  | $ | 2,079 |  |  | $ | 799 |  |  | $ | - |  |  | $ | - |  |  | $ | 48,659 |
Commercial and industrial |  |  | 135,651 |  |  |  | 4,327 |  |  |  | 2,984 |  |  |  | - |  |  |  | - |  |  |  | 142,962 |
Multi-family residential |  |  | 118,045 |  |  |  | 2,468 |  |  |  | 1,327 |  |  |  | - |  |  |  | - |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 149,916 |  |  |  | 7,489 |  |  |  | 5,776 |  |  |  | - |  |  |  | - |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 683,481 |  |  |  | 27,160 |  |  |  | 16,620 |  |  |  | - |  |  |  | - |  |  |  | 727,261 |
Agricultural |  |  | 11,299 |  |  |  | 122 |  |  |  | 335 |  |  |  | - |  |  |  | - |  |  |  | 11,756 |
Farmland |  |  | 17,609 |  |  |  | 4,107 |  |  |  | 1,439 |  |  |  | - |  |  |  | - |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 106,246 |  |  |  | 2,014 |  |  |  | 1,818 |  |  |  | - |  |  |  | - |  |  |  | 110,078 |
Single family owner occupied |  |  | 580,580 |  |  |  | 17,001 |  |  |  | 23,116 |  |  |  | - |  |  |  | - |  |  |  | 620,697 |
Owner occupied construction |  |  | 16,341 |  |  |  | 179 |  |  |  | 721 |  |  |  | - |  |  |  | - |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 108,065 |  |  |  | 1,341 |  |  |  | 621 |  |  |  | - |  |  |  | - |  |  |  | 110,027 |
Other |  |  | 4,742 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,742 |
Total non-covered loans |  |  | 1,977,756 |  |  |  | 68,287 |  |  |  | 55,556 |  |  |  | - |  |  |  | - |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 28 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 28 |
Single family non-owner occupied |  |  | 199 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 199 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | - |  |  |  | - |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 7,177 |  |  |  | 2,327 |  |  |  | 349 |  |  |  | - |  |  |  | - |  |  |  | 9,853 |
Single family owner occupied |  |  | 2,111 |  |  |  | 275 |  |  |  | 392 |  |  |  | - |  |  |  | - |  |  |  | 2,778 |
Total covered loans |  |  | 9,487 |  |  |  | 2,630 |  |  |  | 744 |  |  |  | - |  |  |  | - |  |  |  | 12,861 |
Total loans |  | $ | 1,987,243 |  |  | $ | 70,917 |  |  | $ | 56,300 |  |  | $ | - |  |  | $ | - |  |  | $ | 2,114,460 |
Impaired Financing Receivables [Table Text Block] |
|  | June 30, 2020 |  |  | December 31, 2019 |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  |  |  |  |  | Unpaid |  |  |  |  |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Principal |  |  | Related |
(Amounts in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Balance |  |  | Allowance |
Impaired loans with no related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 877 |  |  | $ | 1,101 |  |  | $ | - |  |  | $ | 552 |  |  | $ | 768 |  |  | $ | - |
Commercial and industrial |  |  | 2,890 |  |  |  | 3,458 |  |  |  | - |  |  |  | 576 |  |  |  | 599 |  |  |  | - |
Multi-family residential |  |  | 341 |  |  |  | 772 |  |  |  | - |  |  |  | 1,254 |  |  |  | 1,661 |  |  |  | - |
Single family non-owner occupied |  |  | 5,027 |  |  |  | 5,760 |  |  |  | - |  |  |  | 2,652 |  |  |  | 3,176 |  |  |  | - |
Non-farm, non-residential |  |  | 7,659 |  |  |  | 9,433 |  |  |  | - |  |  |  | 4,158 |  |  |  | 4,762 |  |  |  | - |
Agricultural |  |  | 261 |  |  |  | 265 |  |  |  | - |  |  |  | 158 |  |  |  | 164 |  |  |  | - |
Farmland |  |  | 1,815 |  |  |  | 1,907 |  |  |  | - |  |  |  | 1,437 |  |  |  | 1,500 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,604 |  |  |  | 1,756 |  |  |  | - |  |  |  | 1,372 |  |  |  | 1,477 |  |  |  | - |
Single family owner occupied |  |  | 16,717 |  |  |  | 19,858 |  |  |  | - |  |  |  | 15,588 |  |  |  | 17,835 |  |  |  | - |
Owner occupied construction |  |  | 540 |  |  |  | 548 |  |  |  | - |  |  |  | 648 |  |  |  | 648 |  |  |  | - |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 500 |  |  |  | 507 |  |  |  | - |  |  |  | 290 |  |  |  | 294 |  |  |  | - |
Total impaired loans with no allowance |  |  | 38,231 |  |  |  | 45,365 |  |  |  | - |  |  |  | 28,685 |  |  |  | 32,884 |  |  |  | - |
Impaired loans with a related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multi-family residential |  |  | 944 |  |  |  | 1,277 |  |  |  | 279 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 1,798 |  |  |  | 1,982 |  |  |  | 684 |  |  |  | 1,241 |  |  |  | 1,227 |  |  |  | 292 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 1,769 |  |  |  | 1,869 |  |  |  | 370 |  |  |  | 1,246 |  |  |  | 1,246 |  |  |  | 353 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total impaired loans with an allowance |  |  | 4,511 |  |  |  | 5,128 |  |  |  | 1,333 |  |  |  | 2,487 |  |  |  | 2,473 |  |  |  | 645 |
Total impaired loans(1) |  | $ | 42,742 |  |  | $ | 50,493 |  |  | $ | 1,333 |  |  | $ | 31,172 |  |  | $ | 35,357 |  |  | $ | 645 |
Schedule of Impaired Financing Receivable, Average Recorded Investment and Interest Income Recognized [Table Text Block] |
|  | Three Months Ended June 30, |  |  | Six Months Ended June 30, |
|  | 2020 |  |  | 2019 |  |  | 2020 |  |  | 2019 |
(Amounts in thousands) |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 7 |  |  | $ | 882 |  |  | $ | 5 |  |  | $ | 790 |  |  | $ | 15 |  |  | $ | 1,091 |  |  | $ | 12 |  |  | $ | 795 |
Commercial and industrial |  |  | 60 |  |  |  | 3,191 |  |  |  | 2 |  |  |  | 149 |  |  |  | 89 |  |  |  | 2,610 |  |  |  | 5 |  |  |  | 383 |
Multi-family residential |  |  | 18 |  |  |  | 417 |  |  |  | 7 |  |  |  | 1,269 |  |  |  | 29 |  |  |  | 544 |  |  |  | 16 |  |  |  | 1,444 |
Single family non-owner occupied |  |  | 37 |  |  |  | 5,203 |  |  |  | 28 |  |  |  | 3,237 |  |  |  | 72 |  |  |  | 4,652 |  |  |  | 56 |  |  |  | 3,116 |
Non-farm, non-residential |  |  | 84 |  |  |  | 8,886 |  |  |  | 47 |  |  |  | 5,230 |  |  |  | 127 |  |  |  | 6,780 |  |  |  | 64 |  |  |  | 4,953 |
Agricultural |  |  | 2 |  |  |  | 264 |  |  |  | - |  |  |  | 48 |  |  |  | 3 |  |  |  | 235 |  |  |  | 2 |  |  |  | 51 |
Farmland |  |  | 15 |  |  |  | 1,835 |  |  |  | 10 |  |  |  | 1,438 |  |  |  | 36 |  |  |  | 1,698 |  |  |  | 26 |  |  |  | 1,444 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 7 |  |  |  | 1,652 |  |  |  | 7 |  |  |  | 1,484 |  |  |  | 16 |  |  |  | 1,560 |  |  |  | 14 |  |  |  | 1,446 |
Single family owner occupied |  |  | 122 |  |  |  | 17,251 |  |  |  | 154 |  |  |  | 15,838 |  |  |  | 290 |  |  |  | 17,401 |  |  |  | 278 |  |  |  | 15,889 |
Owner occupied construction |  |  | 4 |  |  |  | 534 |  |  |  | 2 |  |  |  | 223 |  |  |  | 10 |  |  |  | 434 |  |  |  | 4 |  |  |  | 222 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 7 |  |  |  | 507 |  |  |  | 3 |  |  |  | 137 |  |  |  | 11 |  |  |  | 455 |  |  |  | 4 |  |  |  | 121 |
Total impaired loans with no related allowance |  |  | 363 |  |  |  | 40,622 |  |  |  | 265 |  |  |  | 29,843 |  |  |  | 698 |  |  |  | 37,460 |  |  |  | 481 |  |  |  | 29,864 |
Impaired loans with a related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multi-family residential |  |  | - |  |  |  | 944 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 943 |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 14 |  |  |  | 1,884 |  |  |  | 8 |  |  |  | 553 |  |  |  | 14 |  |  |  | 1,611 |  |  |  | 8 |  |  |  | 277 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 11 |  |  |  | 1,777 |  |  |  | 36 |  |  |  | 2,987 |  |  |  | 24 |  |  |  | 1,508 |  |  |  | 65 |  |  |  | 2,639 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total impaired loans with a related allowance |  |  | 25 |  |  |  | 4,605 |  |  |  | 44 |  |  |  | 3,540 |  |  |  | 38 |  |  |  | 4,062 |  |  |  | 73 |  |  |  | 2,916 |
Total impaired loans |  | $ | 388 |  |  | $ | 45,227 |  |  | $ | 309 |  |  | $ | 33,383 |  |  | $ | 736 |  |  | $ | 41,522 |  |  | $ | 554 |  |  | $ | 32,780 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | June 30, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Non-covered |  |  | Covered |  |  | Total |  |  | Non-covered |  |  | Covered |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 540 |  |  | $ | - |  |  | $ | 540 |  |  | $ | 211 |  |  | $ | - |  |  | $ | 211 |
Commercial and industrial |  |  | 1,379 |  |  |  | - |  |  |  | 1,379 |  |  |  | 530 |  |  |  | - |  |  |  | 530 |
Multi-family residential |  |  | 1,205 |  |  |  | - |  |  |  | 1,205 |  |  |  | 1,144 |  |  |  | - |  |  |  | 1,144 |
Single family non-owner occupied |  |  | 3,071 |  |  |  | - |  |  |  | 3,071 |  |  |  | 1,286 |  |  |  | - |  |  |  | 1,286 |
Non-farm, non-residential |  |  | 6,556 |  |  |  | - |  |  |  | 6,556 |  |  |  | 3,400 |  |  |  | - |  |  |  | 3,400 |
Agricultural |  |  | 262 |  |  |  | - |  |  |  | 262 |  |  |  | 158 |  |  |  | - |  |  |  | 158 |
Farmland |  |  | 1,106 |  |  |  | - |  |  |  | 1,106 |  |  |  | 713 |  |  |  | - |  |  |  | 713 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,069 |  |  |  | 278 |  |  |  | 1,347 |  |  |  | 753 |  |  |  | 220 |  |  |  | 973 |
Single family owner occupied |  |  | 8,521 |  |  |  | 21 |  |  |  | 8,542 |  |  |  | 7,259 |  |  |  | 24 |  |  |  | 7,283 |
Owner occupied construction |  |  | 321 |  |  |  | - |  |  |  | 321 |  |  |  | 428 |  |  |  | - |  |  |  | 428 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 441 |  |  |  | - |  |  |  | 441 |  |  |  | 231 |  |  |  | - |  |  |  | 231 |
Total nonaccrual loans |  | $ | 24,471 |  |  | $ | 299 |  |  | $ | 24,770 |  |  | $ | 16,113 |  |  | $ | 244 |  |  | $ | 16,357 |
Financing Receivable, Past Due [Table Text Block] |
|  | June 30, 2020 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | 82 |  |  | $ | 438 |  |  | $ | 520 |  |  | $ | 52,065 |  |  | $ | 52,585 |
Commercial and industrial |  |  | 411 |  |  |  | 1,525 |  |  |  | 387 |  |  |  | 2,323 |  |  |  | 181,975 |  |  |  | 184,298 |
Multi-family residential |  |  | 961 |  |  |  | 595 |  |  |  | 944 |  |  |  | 2,500 |  |  |  | 103,268 |  |  |  | 105,768 |
Single family non-owner occupied |  |  | 976 |  |  |  | 1,114 |  |  |  | 2,315 |  |  |  | 4,405 |  |  |  | 183,984 |  |  |  | 188,389 |
Non-farm, non-residential |  |  | 1,853 |  |  |  | 902 |  |  |  | 4,918 |  |  |  | 7,673 |  |  |  | 715,427 |  |  |  | 723,100 |
Agricultural |  |  | 222 |  |  |  | 13 |  |  |  | 45 |  |  |  | 280 |  |  |  | 10,127 |  |  |  | 10,407 |
Farmland |  |  | 14 |  |  |  | 99 |  |  |  | 1,025 |  |  |  | 1,138 |  |  |  | 22,524 |  |  |  | 23,662 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 294 |  |  |  | 143 |  |  |  | 597 |  |  |  | 1,034 |  |  |  | 98,532 |  |  |  | 99,566 |
Single family owner occupied |  |  | 3,181 |  |  |  | 982 |  |  |  | 3,613 |  |  |  | 7,776 |  |  |  | 595,670 |  |  |  | 603,446 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 15,311 |  |  |  | 15,311 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 848 |  |  |  | 105 |  |  |  | 240 |  |  |  | 1,193 |  |  |  | 113,358 |  |  |  | 114,551 |
Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,477 |  |  |  | 4,477 |
Total non-covered loans |  |  | 8,760 |  |  |  | 5,560 |  |  |  | 14,522 |  |  |  | 28,842 |  |  |  | 2,096,718 |  |  |  | 2,125,560 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 27 |  |  |  | 27 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 191 |  |  |  | 191 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 1 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 62 |  |  |  | 113 |  |  |  | 114 |  |  |  | 289 |  |  |  | 8,223 |  |  |  | 8,512 |
Single family owner occupied |  |  | 21 |  |  |  | - |  |  |  | - |  |  |  | 21 |  |  |  | 2,505 |  |  |  | 2,526 |
Total covered loans |  |  | 83 |  |  |  | 113 |  |  |  | 114 |  |  |  | 310 |  |  |  | 10,947 |  |  |  | 11,257 |
Total loans |  | $ | 8,843 |  |  | $ | 5,673 |  |  | $ | 14,636 |  |  | $ | 29,152 |  |  | $ | 2,107,665 |  |  | $ | 2,136,817 |
|  | December 31, 2019 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 63 |  |  | $ | 65 |  |  | $ | 211 |  |  | $ | 339 |  |  | $ | 48,320 |  |  | $ | 48,659 |
Commercial and industrial |  |  | 1,913 |  |  |  | 238 |  |  |  | 507 |  |  |  | 2,658 |  |  |  | 140,304 |  |  |  | 142,962 |
Multi-family residential |  |  | 375 |  |  |  | - |  |  |  | 1,144 |  |  |  | 1,519 |  |  |  | 120,321 |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 754 |  |  |  | 267 |  |  |  | 661 |  |  |  | 1,682 |  |  |  | 161,499 |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 917 |  |  |  | 1,949 |  |  |  | 3,027 |  |  |  | 5,893 |  |  |  | 721,368 |  |  |  | 727,261 |
Agricultural |  |  | 86 |  |  |  | 164 |  |  |  | - |  |  |  | 250 |  |  |  | 11,506 |  |  |  | 11,756 |
Farmland |  |  | 856 |  |  |  | 349 |  |  |  | 664 |  |  |  | 1,869 |  |  |  | 21,286 |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,436 |  |  |  | 165 |  |  |  | 503 |  |  |  | 2,104 |  |  |  | 107,974 |  |  |  | 110,078 |
Single family owner occupied |  |  | 7,728 |  |  |  | 2,390 |  |  |  | 3,766 |  |  |  | 13,884 |  |  |  | 606,813 |  |  |  | 620,697 |
Owner occupied construction |  |  | 207 |  |  |  | - |  |  |  | 428 |  |  |  | 635 |  |  |  | 16,606 |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 1,735 |  |  |  | 439 |  |  |  | 202 |  |  |  | 2,376 |  |  |  | 107,651 |  |  |  | 110,027 |
Other |  |  | 22 |  |  |  | - |  |  |  | - |  |  |  | 22 |  |  |  | 4,720 |  |  |  | 4,742 |
Total non-covered loans |  |  | 16,092 |  |  |  | 6,026 |  |  |  | 11,113 |  |  |  | 33,231 |  |  |  | 2,068,368 |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 28 |  |  |  | 28 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 199 |  |  |  | 199 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 144 |  |  |  | 28 |  |  |  | - |  |  |  | 172 |  |  |  | 9,681 |  |  |  | 9,853 |
Single family owner occupied |  |  | - |  |  |  | 50 |  |  |  | - |  |  |  | 50 |  |  |  | 2,728 |  |  |  | 2,778 |
Total covered loans |  |  | 144 |  |  |  | 78 |  |  |  | - |  |  |  | 222 |  |  |  | 12,639 |  |  |  | 12,861 |
Total loans |  | $ | 16,236 |  |  | $ | 6,104 |  |  | $ | 11,113 |  |  | $ | 33,453 |  |  | $ | 2,081,007 |  |  | $ | 2,114,460 |
Trouble Debt Restructuring Accrual Status [Table Text Block] |
|  | June 30, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Nonaccrual(1) |  |  | Accruing |  |  | Total |  |  | Nonaccrual(1) |  |  | Accruing |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial and industrial |  |  | - |  |  |  | 1,498 |  |  |  | 1,498 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | 543 |  |  |  | 1,279 |  |  |  | 1,822 |  |  |  | 552 |  |  |  | 595 |  |  |  | 1,147 |
Non-farm, non-residential |  |  | - |  |  |  | 2,425 |  |  |  | 2,425 |  |  |  | - |  |  |  | 307 |  |  |  | 307 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | 83 |  |  |  | 83 |  |  |  | - |  |  |  | 115 |  |  |  | 115 |
Single family owner occupied |  |  | 1,748 |  |  |  | 5,886 |  |  |  | 7,634 |  |  |  | 1,790 |  |  |  | 5,305 |  |  |  | 7,095 |
Owner occupied construction |  |  | - |  |  |  | 218 |  |  |  | 218 |  |  |  | - |  |  |  | 221 |  |  |  | 221 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | 31 |  |  |  | 31 |  |  |  | - |  |  |  | 32 |  |  |  | 32 |
Total TDRs |  | $ | 2,291 |  |  | $ | 11,420 |  |  | $ | 13,711 |  |  | $ | 2,342 |  |  | $ | 6,575 |  |  | $ | 8,917 |
Allowance for loan losses related to TDRs |  |  |  |  |  |  |  |  |  | $ | 470 |  |  |  |  |  |  |  |  |  |  | $ | 353 |
Interest Income Related to Troubled Debt Restructurings [Table Text Block] |
|  | Three Months Ended June 30, |  |  | Six Months Ended June 30, |
|  | 2020 |  |  | 2019 |  |  | 2020 |  |  | 2019 |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest income recognized |  | $ | 152 |  |  | $ | 84 |  |  | $ | 250 |  |  | $ | 147 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | Three Months Ended June 30, |
|  | 2020 |  |  | 2019 |
(Amounts in thousands) |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment(1) |  |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment(1) |
Below market interest rate and extended payment term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 80 |  |  |  | 81 |
Single family owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  | 185 |  |  |  | 184 |
Total below market interest rate and extended payment term |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | 265 |  |  |  | 265 |
Payment deferral |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 1 |  |  |  | 1,106 |  |  |  | 1,106 |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 2 |  |  |  | 1,538 |  |  |  | 1,538 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 1 |  |  |  | 70 |  |  |  | 54 |  |  |  | - |  |  |  | - |  |  |  | - |
Total principal deferral |  |  | 4 |  |  |  | 2,714 |  |  |  | 2,698 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  |  | 4 |  |  | $ | 2,714 |  |  | $ | 2,698 |  |  |  | 2 |  |  | $ | 265 |  |  | $ | 265 |
|  | Six Months Ended June 30, |
|  | 2020 |  |  | 2019 |
(Amounts in thousands) |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modificatio Recorded Investment(1) |  |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post-modification Recorded Investment(1) |
Below market interest rate Single family non-owner occupied |  |  | 1 |  |  |  | 50 |  |  |  | 50 |  |  |  | - |  |  | $ | - |  |  | $ | - |
Total below market interest rate |  |  | 1 |  |  |  | 50 |  |  |  | 50 |  |  |  | - |  |  |  | - |  |  |  | - |
Below market interest rate and extended payment term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 454 |  |  |  | 432 |
Single family owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  |  |  | 489 |  |  |  | 484 |
Total below market interest rate and extended payment term |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5 |  |  |  | 943 |  |  |  | 916 |
Payment deferral |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | 1 |  |  |  | 63 |  |  |  | 63 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial and industrial |  |  | 2 |  |  |  | 1,708 |  |  |  | 1,708 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | 1 |  |  |  | 529 |  |  |  | 529 |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 3 |  |  |  | 2,115 |  |  |  | 2,115 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 3 |  |  |  | 742 |  |  |  | 726 |  |  |  | 1 |  |  |  | 66 |  |  |  | 45 |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 4 |  |  |  | 3 |
Total principal deferral |  |  | 10 |  |  |  | 5,157 |  |  |  | 5,141 |  |  |  | 2 |  |  |  | 70 |  |  |  | 48 |
Total |  |  | 11 |  |  | $ | 5,207 |  |  | $ | 5,191 |  |  |  | 7 |  |  | $ | 1,013 |  |  | $ | 964 |
Other Real Estate Owned [Table Text Block] |
|  | June 30, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  |  |  |  |  |  |  |
OREO |  | $ | 2,181 |  |  | $ | 3,969 |
Total OREO |  | $ | 2,181 |  |  | $ | 3,969 |
OREO secured by residential real estate |  | $ | 949 |  |  | $ | 2,232 |
Residential real estate loans in the foreclosure process(1) |  |  | 2,621 |  |  |  | 1,539 |

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- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953682-111524 + Details
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