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Note 4 - Loans (Tables)

6 Months Ended

Jun. 30, 2020

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		June 30, 2020								December 31, 2019
(Amounts in thousands)		Amount				Percent				Amount				Percent
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	52,585				2.46	%		$	48,659				2.30	%
Commercial and industrial			184,298				8.62	%			142,962				6.76	%
Multi-family residential			105,768				4.95	%			121,840				5.76	%
Single family non-owner occupied			188,389				8.82	%			163,181				7.72	%
Non-farm, non-residential			723,100				33.84	%			727,261				34.39	%
Agricultural			10,407				0.49	%			11,756				0.56	%
Farmland			23,662				1.11	%			23,155				1.10	%
Total commercial loans			1,288,209				60.29	%			1,238,814				58.59	%
Consumer real estate loans
Home equity lines			99,566				4.66	%			110,078				5.21	%
Single family owner occupied			603,446				28.24	%			620,697				29.35	%
Owner occupied construction			15,311				0.72	%			17,241				0.82	%
Total consumer real estate loans			718,323				33.62	%			748,016				35.38	%
Consumer and other loans
Consumer loans			114,551				5.36	%			110,027				5.20	%
Other			4,477				0.21	%			4,742				0.22	%
Total consumer and other loans			119,028				5.57	%			114,769				5.42	%
Total non-covered loans			2,125,560				99.48	%			2,101,599				99.39	%
Total covered loans			11,257				0.52	%			12,861				0.61	%
Total loans held for investment, net of unearned income		$	2,136,817				100.00	%		$	2,114,460				100.00	%

Loans held for sale		$	-							$	263

Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block]

		June 30, 2020				December 31, 2019
(Amounts in thousands)
Covered loans
Commercial loans
Construction, development, and other land		$	27			$	28
Single family non-owner occupied			191				199
Non-farm, non-residential			1				3
Total commercial loans			219				230
Consumer real estate loans
Home equity lines			8,512				9,853
Single family owner occupied			2,526				2,778
Total consumer real estate loans			11,038				12,631
Total covered loans		$	11,257			$	12,861

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

		June 30, 2020								December 31, 2019
(Amounts in thousands)		Recorded Investment				Unpaid Principal Balance				Recorded Investment				Unpaid Principal Balance
PCI Loans, by acquisition
Peoples		$	-			$	-			$	5,071			$	6,431
Waccamaw			-				-				2,708				14,277
Highlands			48,193				58,181				53,116				64,096
Other acquired			-				-				352				378
Total PCI Loans		$	48,193			$	58,181			$	61,247			$	85,182

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block]

		Peoples				Waccamaw				Highlands				Total
(Amounts in thousands)
Balance January 1, 2019		$	2,590			$	14,639			$	-			$	17,229
Accretion			(503	)			(2,151	)			-				(2,654	)
Reclassifications (to) from nonaccretable difference⁽¹⁾			11				851				-				862
Other changes, net			111				341				-				452
Balance June 30, 2019		$	2,209			$	13,680			$	-			$	15,889

Balance January 1, 2020		$	1,890			$	12,574			$	8,152			$	22,616
Accretion			-				-				(1,334	)			(1,334	)
Reclassifications from nonaccretable difference⁽¹⁾			-				-				-				-
Other changes, net			(1,890	)			(12,574	)			-				(14,464	)
Balance June 30, 2020		$	-			$	-			$	6,818			$	6,818