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Note 6 - Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2020

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Three Months Ended June 30, 2020
(Amounts in thousands)		Commercial				Consumer Real Estate				Consumer and Other				Total Allowance
Total allowance
Beginning balance		$	12,075			$	7,519			$	1,543			$	21,137
Provision for (recovery of) loan losses charged to operations			2,618				(221	)			1,434				3,831
Charge-offs			(878	)			(179	)			(615	)			(1,672	)
Recoveries			94				175				193				462
Net charge-offs			(784	)			(4	)			(422	)			(1,210	)
Ending balance		$	13,909			$	7,294			$	2,555			$	23,758

		Three Months Ended June 30, 2019
(Amounts in thousands)		Commercial				Consumer Real Estate				Consumer and Other				Total Allowance
Total allowance
Beginning balance		$	10,065			$	6,856			$	1,322			$	18,243
Provision for (Recovery of) loan losses charged to operations			1,263				(68	)			390				1,585
Charge-offs			(1,514	)			(191	)			(409	)			(2,114	)
Recoveries			402				284				140				826
Net (charge-offs) recoveries			(1,112	)			93				(269	)			(1,288	)
Ending balance		$	10,216			$	6,881			$	1,443			$	18,540

		Six Months Ended June 30, 2020
(Amounts in thousands)		Commercial				Consumer Real Estate				Consumer and Other				Total Allowance
Total allowance
Beginning balance		$	10,235			$	6,325			$	1,865			$	18,425
Provision for loan losses charged to operations			4,605				924				1,802				7,331
Charge-offs			(1,146	)			(242	)			(1,478	)			(2,866	)
Recoveries			215				287				366				868
Net (charge-offs) recoveries			(931	)			45				(1,112	)			(1,998	)
Ending balance		$	13,909			$	7,294			$	2,555			$	23,758

		Six Months Ended June 30, 2019
(Amounts in thousands)		Commercial				Consumer Real Estate				Consumer and Other				Total Allowance
Total allowance
Beginning balance		$	10,499			$	6,732			$	1,036			$	18,267
Provision for loan losses charged to operations			1,157				749				899				2,805
Charge-offs			(2,006	)			(950	)			(780	)			(3,736	)
Recoveries			566				350				288				1,204
Net (charge-offs) recoveries			(1,440	)			(600	)			(492	)			(2,532	)
Ending balance		$	10,216			$	6,881			$	1,443			$	18,540

Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block]

		June 30, 2020
(Amounts in thousands)		Loans Individually Evaluated for Impairment				Allowance for Loans Individually Evaluated				Loans Collectively Evaluated for Impairment				Allowance for Loans Collectively Evaluated
Commercial loans
Construction, development, and other land		$	-			$	-			$	50,846			$	695
Commercial and industrial			896				-				180,981				934
Multi-family residential			944				279				103,189				1,162
Single family non-owner occupied			530				-				181,314				1,706
Non-farm, non-residential			3,803				684				700,242				8,020
Agricultural			-				-				10,380				206
Farmland			-				-				20,303				225
Total commercial loans			6,173				963				1,247,255				12,948
Consumer real estate loans
Home equity lines			-				-				106,825				752
Single family owner occupied			2,981				370				591,999				6,033
Owner occupied construction			-				-				15,311				139
Total consumer real estate loans			2,981				370				714,135				6,924
Consumer and other loans
Consumer loans			-				-				113,603				2,553
Other			-				-				4,477				-
Total consumer and other loans			-				-				118,080				2,553
Total loans, excluding PCI loans		$	9,154			$	1,333			$	2,079,470			$	22,425

		December 31, 2019
(Amounts in thousands)		Loans Individually Evaluated for Impairment				Allowance for Loans Individually Evaluated				Loans Collectively Evaluated for Impairment				Allowance for Loans Collectively Evaluated
Commercial loans
Construction, development, and other land		$	-			$	-			$	30,334			$	245
Commercial and industrial			-				-				95,659				699
Multi-family residential			944				-				98,201				969
Single family non-owner occupied			-				-				128,520				1,323
Non-farm, non-residential			2,575				292				591,520				6,361
Agricultural			-				-				9,458				145
Farmland			-				-				16,146				201
Total commercial loans			3,519				292				969,838				9,943
Consumer real estate loans
Home equity lines			-				-				91,999				673
Single family owner occupied			3,016				353				490,712				5,175
Owner occupied construction			-				-				16,144				124
Total consumer real estate loans			3,016				353				598,855				5,972
Consumer and other loans
Consumer loans			-				-				99,199				1,865
Other			-				-				4,742				-
Total consumer and other loans			-				-				103,941				1,865
Total loans, excluding PCI loans		$	6,535			$	645			$	1,672,634			$	17,780

Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block]

		June 30, 2020								December 31, 2019
(Amounts in thousands)		Recorded Investment				Allowance for Loan Pools With Impairment				Recorded Investment				Allowance for Loan Pools With Impairment
Commercial loans
Waccamaw commercial		$	-			$	-			$	-			$	-
Peoples commercial			-				-				4,371				-
Highlands:
1-4 family, senior-commercial			6,736				-				4,564				-
Construction & land development			1,766				-				1,956				-
Farmland and other agricultural			3,386				-				3,722				-
Multifamily			1,635				-				1,663				-
Commercial real estate			19,056				-				21,710				-
Commercial and industrial			2,421				-				2,829				-
Other			-				-				352				-
Total commercial loans			35,000				-				41,167				-
Consumer real estate loans
Waccamaw serviced home equity lines			-				-				2,121				-
Waccamaw residential			-				-				587				-
Highlands:			-				-				-				-
1-4 family, junior and HELOCS			1,253				-				2,157				-
1-4 family, senior-consumer			10,992				-				13,174				-
Consumer			948				-				1,341				-
Peoples residential			-				-				700				-
Total consumer real estate loans			13,193				-				20,080				-
Total PCI loans		$	48,193			$	-			$	61,247			$	-