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Note 5 - Credit Quality (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2020
Notes Tables |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | September 30, 2020 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 35,889 |  |  | $ | 8,419 |  |  | $ | 2,477 |  |  | $ | - |  |  | $ | - |  |  | $ | 46,785 |
Commercial and industrial |  |  | 153,153 |  |  |  | 19,369 |  |  |  | 7,192 |  |  |  | - |  |  |  | - |  |  |  | 179,714 |
Multi-family residential |  |  | 81,528 |  |  |  | 20,937 |  |  |  | 3,182 |  |  |  | - |  |  |  | - |  |  |  | 105,647 |
Single family non-owner occupied |  |  | 143,235 |  |  |  | 32,649 |  |  |  | 13,368 |  |  |  | 13 |  |  |  | - |  |  |  | 189,265 |
Non-farm, non-residential |  |  | 507,094 |  |  |  | 201,975 |  |  |  | 39,746 |  |  |  | - |  |  |  | - |  |  |  | 748,815 |
Agricultural |  |  | 6,804 |  |  |  | 3,216 |  |  |  | 342 |  |  |  | - |  |  |  | - |  |  |  | 10,362 |
Farmland |  |  | 13,281 |  |  |  | 5,139 |  |  |  | 4,553 |  |  |  | - |  |  |  | - |  |  |  | 22,973 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | - |
Home equity lines |  |  | 89,729 |  |  |  | 1,317 |  |  |  | 3,010 |  |  |  | - |  |  |  | - |  |  |  | 94,056 |
Single family owner occupied |  |  | 607,616 |  |  |  | 3,815 |  |  |  | 33,167 |  |  |  | - |  |  |  | - |  |  |  | 644,598 |
Owner occupied construction |  |  | 16,684 |  |  |  | 202 |  |  |  | 574 |  |  |  | - |  |  |  | - |  |  |  | 17,460 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | - |
Consumer loans |  |  | 116,786 |  |  |  | 197 |  |  |  | 1,755 |  |  |  | - |  |  |  | - |  |  |  | 118,738 |
Other |  |  | 5,838 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5,838 |
Total non-covered loans |  |  | 1,777,637 |  |  |  | 297,235 |  |  |  | 109,366 |  |  |  | 13 |  |  |  | - |  |  |  | 2,184,251 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 27 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 27 |
Single family non-owner occupied |  |  | 155 |  |  |  | 33 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 188 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | - |
Home equity lines |  |  | 7,365 |  |  |  | 386 |  |  |  | 328 |  |  |  | - |  |  |  | - |  |  |  | 8,079 |
Single family owner occupied |  |  | 1,832 |  |  |  | 269 |  |  |  | 349 |  |  |  | - |  |  |  | - |  |  |  | 2,450 |
Total covered loans |  |  | 9,352 |  |  |  | 715 |  |  |  | 677 |  |  |  | - |  |  |  | - |  |  |  | 10,744 |
Total loans |  | $ | 1,786,989 |  |  | $ | 297,950 |  |  | $ | 110,043 |  |  | $ | 13 |  |  | $ | - |  |  | $ | 2,194,995 |
|  | December 31, 2019 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 45,781 |  |  | $ | 2,079 |  |  | $ | 799 |  |  | $ | - |  |  | $ | - |  |  | $ | 48,659 |
Commercial and industrial |  |  | 135,651 |  |  |  | 4,327 |  |  |  | 2,984 |  |  |  | - |  |  |  | - |  |  |  | 142,962 |
Multi-family residential |  |  | 118,045 |  |  |  | 2,468 |  |  |  | 1,327 |  |  |  | - |  |  |  | - |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 149,916 |  |  |  | 7,489 |  |  |  | 5,776 |  |  |  | - |  |  |  | - |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 683,481 |  |  |  | 27,160 |  |  |  | 16,620 |  |  |  | - |  |  |  | - |  |  |  | 727,261 |
Agricultural |  |  | 11,299 |  |  |  | 122 |  |  |  | 335 |  |  |  | - |  |  |  | - |  |  |  | 11,756 |
Farmland |  |  | 17,609 |  |  |  | 4,107 |  |  |  | 1,439 |  |  |  | - |  |  |  | - |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 106,246 |  |  |  | 2,014 |  |  |  | 1,818 |  |  |  | - |  |  |  | - |  |  |  | 110,078 |
Single family owner occupied |  |  | 580,580 |  |  |  | 17,001 |  |  |  | 23,116 |  |  |  | - |  |  |  | - |  |  |  | 620,697 |
Owner occupied construction |  |  | 16,341 |  |  |  | 179 |  |  |  | 721 |  |  |  | - |  |  |  | - |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 108,065 |  |  |  | 1,341 |  |  |  | 621 |  |  |  | - |  |  |  | - |  |  |  | 110,027 |
Other |  |  | 4,742 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,742 |
Total non-covered loans |  |  | 1,977,756 |  |  |  | 68,287 |  |  |  | 55,556 |  |  |  | - |  |  |  | - |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | 28 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 28 |
Single family non-owner occupied |  |  | 199 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 199 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | - |  |  |  | - |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 7,177 |  |  |  | 2,327 |  |  |  | 349 |  |  |  | - |  |  |  | - |  |  |  | 9,853 |
Single family owner occupied |  |  | 2,111 |  |  |  | 275 |  |  |  | 392 |  |  |  | - |  |  |  | - |  |  |  | 2,778 |
Total covered loans |  |  | 9,487 |  |  |  | 2,630 |  |  |  | 744 |  |  |  | - |  |  |  | - |  |  |  | 12,861 |
Total loans |  | $ | 1,987,243 |  |  | $ | 70,917 |  |  | $ | 56,300 |  |  | $ | - |  |  | $ | - |  |  | $ | 2,114,460 |
Impaired Financing Receivables [Table Text Block] |
|  | September 30, 2020 |  |  | December 31, 2019 |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  |  |  |  |  | Unpaid |  |  |  |  |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Principal |  |  | Related |
(Amounts in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Balance |  |  | Allowance |
Impaired loans with no related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 869 |  |  | $ | 1,097 |  |  | $ | - |  |  | $ | 552 |  |  | $ | 768 |  |  | $ | - |
Commercial and industrial |  |  | 3,242 |  |  |  | 3,302 |  |  |  | - |  |  |  | 576 |  |  |  | 599 |  |  |  | - |
Multi-family residential |  |  | 923 |  |  |  | 1,009 |  |  |  | - |  |  |  | 1,254 |  |  |  | 1,661 |  |  |  | - |
Single family non-owner occupied |  |  | 5,011 |  |  |  | 5,663 |  |  |  | - |  |  |  | 2,652 |  |  |  | 3,176 |  |  |  | - |
Non-farm, non-residential |  |  | 7,712 |  |  |  | 8,362 |  |  |  | - |  |  |  | 4,158 |  |  |  | 4,762 |  |  |  | - |
Agricultural |  |  | 267 |  |  |  | 275 |  |  |  | - |  |  |  | 158 |  |  |  | 164 |  |  |  | - |
Farmland |  |  | 1,517 |  |  |  | 1,591 |  |  |  | - |  |  |  | 1,437 |  |  |  | 1,500 |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,540 |  |  |  | 1,697 |  |  |  | - |  |  |  | 1,372 |  |  |  | 1,477 |  |  |  | - |
Single family owner occupied |  |  | 16,100 |  |  |  | 18,467 |  |  |  | - |  |  |  | 15,588 |  |  |  | 17,835 |  |  |  | - |
Owner occupied construction |  |  | 503 |  |  |  | 511 |  |  |  | - |  |  |  | 648 |  |  |  | 648 |  |  |  | - |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 413 |  |  |  | 424 |  |  |  | - |  |  |  | 290 |  |  |  | 294 |  |  |  | - |
Total impaired loans with no allowance |  |  | 38,097 |  |  |  | 42,398 |  |  |  | - |  |  |  | 28,685 |  |  |  | 32,884 |  |  |  | - |
Impaired loans with a related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multi-family residential |  |  | 944 |  |  |  | 1,278 |  |  |  | 222 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 1,779 |  |  |  | 1,970 |  |  |  | 565 |  |  |  | 1,241 |  |  |  | 1,227 |  |  |  | 292 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 1,418 |  |  |  | 1,522 |  |  |  | 239 |  |  |  | 1,246 |  |  |  | 1,246 |  |  |  | 353 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total impaired loans with an allowance |  |  | 4,141 |  |  |  | 4,770 |  |  |  | 1,026 |  |  |  | 2,487 |  |  |  | 2,473 |  |  |  | 645 |
Total impaired loans(1) |  | $ | 42,238 |  |  | $ | 47,168 |  |  | $ | 1,026 |  |  | $ | 31,172 |  |  | $ | 35,357 |  |  | $ | 645 |
Schedule of Impaired Financing Receivable, Average Recorded Investment and Interest Income Recognized [Table Text Block] |
|  | Three Months Ended September 30, |  |  | Nine Months Ended September 30, |
|  | 2020 |  |  | 2019 |  |  | 2020 |  |  | 2019 |
|  |  |  |  |  | Average |  |  |  |  |  |  | Average |  |  |  |  |  |  | Average |  |  |  |  |  |  | Average |
|  | Interest Income |  |  | Recorded |  |  | Interest Income |  |  | Recorded |  |  | Interest Income |  |  | Recorded |  |  | Interest Income |  |  | Recorded |
(Amounts in thousands) |  | Recognized |  |  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |  |  | Investment |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 6 |  |  | $ | 882 |  |  | $ | 5 |  |  | $ | 570 |  |  | $ | 21 |  |  | $ | 1,021 |  |  | $ | 17 |  |  | $ | 720 |
Commercial and industrial |  |  | 46 |  |  |  | 3,315 |  |  |  | 2 |  |  |  | 66 |  |  |  | 135 |  |  |  | 2,845 |  |  |  | 7 |  |  |  | 277 |
Multi-family residential |  |  | 9 |  |  |  | 967 |  |  |  | 5 |  |  |  | 1,269 |  |  |  | 38 |  |  |  | 685 |  |  |  | 21 |  |  |  | 1,385 |
Single family non-owner occupied |  |  | 54 |  |  |  | 5,090 |  |  |  | 41 |  |  |  | 2,958 |  |  |  | 126 |  |  |  | 4,798 |  |  |  | 97 |  |  |  | 3,063 |
Non-farm, non-residential |  |  | 79 |  |  |  | 7,786 |  |  |  | 20 |  |  |  | 4,590 |  |  |  | 206 |  |  |  | 7,115 |  |  |  | 84 |  |  |  | 4,832 |
Agricultural |  |  | 4 |  |  |  | 272 |  |  |  | 9 |  |  |  | 223 |  |  |  | 7 |  |  |  | 247 |  |  |  | 11 |  |  |  | 108 |
Farmland |  |  | 12 |  |  |  | 1,526 |  |  |  | 19 |  |  |  | 1,536 |  |  |  | 48 |  |  |  | 1,640 |  |  |  | 45 |  |  |  | 1,474 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 13 |  |  |  | 1,588 |  |  |  | 17 |  |  |  | 1,463 |  |  |  | 29 |  |  |  | 1,569 |  |  |  | 31 |  |  |  | 1,452 |
Single family owner occupied |  |  | 120 |  |  |  | 16,328 |  |  |  | 176 |  |  |  | 16,593 |  |  |  | 410 |  |  |  | 17,044 |  |  |  | 454 |  |  |  | 16,123 |
Owner occupied construction |  |  | 2 |  |  |  | 542 |  |  |  | 3 |  |  |  | 224 |  |  |  | 12 |  |  |  | 470 |  |  |  | 7 |  |  |  | 223 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 8 |  |  |  | 420 |  |  |  | 6 |  |  |  | 319 |  |  |  | 19 |  |  |  | 445 |  |  |  | 10 |  |  |  | 187 |
Total impaired loans with no related allowance |  |  | 353 |  |  |  | 38,716 |  |  |  | 303 |  |  |  | 29,811 |  |  |  | 1,051 |  |  |  | 37,879 |  |  |  | 784 |  |  |  | 29,844 |
Impaired loans with a related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multi-family residential |  |  | - |  |  |  | 944 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 943 |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 8 |  |  |  | 1,789 |  |  |  | 20 |  |  |  | 1,254 |  |  |  | 22 |  |  |  | 1,670 |  |  |  | 28 |  |  |  | 602 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 3 |  |  |  | 1,423 |  |  |  | (30 | ) |  |  | 1,253 |  |  |  | 27 |  |  |  | 1,480 |  |  |  | 35 |  |  |  | 2,177 |
Owner occupied construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total impaired loans with a related allowance |  |  | 11 |  |  |  | 4,156 |  |  |  | (10 | ) |  |  | 2,507 |  |  |  | 49 |  |  |  | 4,093 |  |  |  | 63 |  |  |  | 2,779 |
Total impaired loans |  | $ | 364 |  |  | $ | 42,872 |  |  | $ | 293 |  |  | $ | 32,318 |  |  | $ | 1,100 |  |  | $ | 41,972 |  |  | $ | 847 |  |  | $ | 32,623 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | September 30, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Non-covered |  |  | Covered |  |  | Total |  |  | Non-covered |  |  | Covered |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 285 |  |  | $ | - |  |  | $ | 285 |  |  | $ | 211 |  |  | $ | - |  |  | $ | 211 |
Commercial and industrial |  |  | 1,765 |  |  |  | - |  |  |  | 1,765 |  |  |  | 530 |  |  |  | - |  |  |  | 530 |
Multi-family residential |  |  | 1,536 |  |  |  | - |  |  |  | 1,536 |  |  |  | 1,144 |  |  |  | - |  |  |  | 1,144 |
Single family non-owner occupied |  |  | 3,289 |  |  |  | - |  |  |  | 3,289 |  |  |  | 1,286 |  |  |  | - |  |  |  | 1,286 |
Non-farm, non-residential |  |  | 6,612 |  |  |  | - |  |  |  | 6,612 |  |  |  | 3,400 |  |  |  | - |  |  |  | 3,400 |
Agricultural |  |  | 267 |  |  |  | - |  |  |  | 267 |  |  |  | 158 |  |  |  | - |  |  |  | 158 |
Farmland |  |  | 814 |  |  |  | - |  |  |  | 814 |  |  |  | 713 |  |  |  | - |  |  |  | 713 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 951 |  |  |  | 313 |  |  |  | 1,264 |  |  |  | 753 |  |  |  | 220 |  |  |  | 973 |
Single family owner occupied |  |  | 8,012 |  |  |  | 20 |  |  |  | 8,032 |  |  |  | 7,259 |  |  |  | 24 |  |  |  | 7,283 |
Owner occupied construction |  |  | 536 |  |  |  | - |  |  |  | 536 |  |  |  | 428 |  |  |  | - |  |  |  | 428 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 357 |  |  |  | - |  |  |  | 357 |  |  |  | 231 |  |  |  | - |  |  |  | 231 |
Total nonaccrual loans |  | $ | 24,424 |  |  | $ | 333 |  |  | $ | 24,757 |  |  | $ | 16,113 |  |  | $ | 244 |  |  | $ | 16,357 |
Financing Receivable, Past Due [Table Text Block] |
|  | September 30, 2020 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | $ - |  |  |  | $ - |  |  |  | $ 285 |  |  |  | $ 285 |  |  |  | $ 46,500 |  |  |  | $ 46,785 |
Commercial and industrial |  |  | 1,280 |  |  |  | 163 |  |  |  | 1,061 |  |  |  | 2,504 |  |  |  | 177,210 |  |  |  | 179,714 |
Multi-family residential |  |  | 810 |  |  |  | 334 |  |  |  | 1,202 |  |  |  | 2,346 |  |  |  | 103,301 |  |  |  | 105,647 |
Single family non-owner occupied |  |  | 842 |  |  |  | 636 |  |  |  | 2,255 |  |  |  | 3,733 |  |  |  | 185,532 |  |  |  | 189,265 |
Non-farm, non-residential |  |  | 608 |  |  |  | 1,856 |  |  |  | 3,619 |  |  |  | 6,083 |  |  |  | 742,732 |  |  |  | 748,815 |
Agricultural |  |  | 1 |  |  |  | 16 |  |  |  | 84 |  |  |  | 101 |  |  |  | 10,261 |  |  |  | 10,362 |
Farmland |  |  | 125 |  |  |  | - |  |  |  | 737 |  |  |  | 862 |  |  |  | 22,111 |  |  |  | 22,973 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 509 |  |  |  | 248 |  |  |  | 443 |  |  |  | 1,200 |  |  |  | 92,856 |  |  |  | 94,056 |
Single family owner occupied |  |  | 2,894 |  |  |  | 1,286 |  |  |  | 3,533 |  |  |  | 7,713 |  |  |  | 636,885 |  |  |  | 644,598 |
Owner occupied construction |  |  | 71 |  |  |  | 91 |  |  |  | 394 |  |  |  | 556 |  |  |  | 16,904 |  |  |  | 17,460 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 1,679 |  |  |  | 436 |  |  |  | 187 |  |  |  | 2,302 |  |  |  | 116,436 |  |  |  | 118,738 |
Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5,838 |  |  |  | 5,838 |
Total non-covered loans |  |  | 8,819 |  |  |  | 5,066 |  |  |  | 13,800 |  |  |  | 27,685 |  |  |  | 2,156,566 |  |  |  | 2,184,251 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 27 |  |  |  | 27 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 188 |  |  |  | 188 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 123 |  |  |  | - |  |  |  | 263 |  |  |  | 386 |  |  |  | 7,693 |  |  |  | 8,079 |
Single family owner occupied |  |  | 20 |  |  |  | - |  |  |  | - |  |  |  | 20 |  |  |  | 2,430 |  |  |  | 2,450 |
Total covered loans |  |  | 143 |  |  |  | - |  |  |  | 263 |  |  |  | 406 |  |  |  | 10,338 |  |  |  | 10,744 |
Total loans |  |  | $ 8,962 |  |  |  | $ 5,066 |  |  |  | $ 14,063 |  |  |  | $ 28,091 |  |  |  | $ 2,166,904 |  |  |  | $ 2,194,995 |
|  | December 31, 2019 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 63 |  |  | $ | 65 |  |  | $ | 211 |  |  | $ | 339 |  |  | $ | 48,320 |  |  | $ | 48,659 |
Commercial and industrial |  |  | 1,913 |  |  |  | 238 |  |  |  | 507 |  |  |  | 2,658 |  |  |  | 140,304 |  |  |  | 142,962 |
Multi-family residential |  |  | 375 |  |  |  | - |  |  |  | 1,144 |  |  |  | 1,519 |  |  |  | 120,321 |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 754 |  |  |  | 267 |  |  |  | 661 |  |  |  | 1,682 |  |  |  | 161,499 |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 917 |  |  |  | 1,949 |  |  |  | 3,027 |  |  |  | 5,893 |  |  |  | 721,368 |  |  |  | 727,261 |
Agricultural |  |  | 86 |  |  |  | 164 |  |  |  | - |  |  |  | 250 |  |  |  | 11,506 |  |  |  | 11,756 |
Farmland |  |  | 856 |  |  |  | 349 |  |  |  | 664 |  |  |  | 1,869 |  |  |  | 21,286 |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,436 |  |  |  | 165 |  |  |  | 503 |  |  |  | 2,104 |  |  |  | 107,974 |  |  |  | 110,078 |
Single family owner occupied |  |  | 7,728 |  |  |  | 2,390 |  |  |  | 3,766 |  |  |  | 13,884 |  |  |  | 606,813 |  |  |  | 620,697 |
Owner occupied construction |  |  | 207 |  |  |  | - |  |  |  | 428 |  |  |  | 635 |  |  |  | 16,606 |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 1,735 |  |  |  | 439 |  |  |  | 202 |  |  |  | 2,376 |  |  |  | 107,651 |  |  |  | 110,027 |
Other |  |  | 22 |  |  |  | - |  |  |  | - |  |  |  | 22 |  |  |  | 4,720 |  |  |  | 4,742 |
Total non-covered loans |  |  | 16,092 |  |  |  | 6,026 |  |  |  | 11,113 |  |  |  | 33,231 |  |  |  | 2,068,368 |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 28 |  |  |  | 28 |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 199 |  |  |  | 199 |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 144 |  |  |  | 28 |  |  |  | - |  |  |  | 172 |  |  |  | 9,681 |  |  |  | 9,853 |
Single family owner occupied |  |  | - |  |  |  | 50 |  |  |  | - |  |  |  | 50 |  |  |  | 2,728 |  |  |  | 2,778 |
Total covered loans |  |  | 144 |  |  |  | 78 |  |  |  | - |  |  |  | 222 |  |  |  | 12,639 |  |  |  | 12,861 |
Total loans |  | $ | 16,236 |  |  | $ | 6,104 |  |  | $ | 11,113 |  |  | $ | 33,453 |  |  | $ | 2,081,007 |  |  | $ | 2,114,460 |
Trouble Debt Restructuring Accrual Status [Table Text Block] |
|  | September 30, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Nonaccrual(1) |  |  | Accruing |  |  | Total |  |  | Nonaccrual(1) |  |  | Accruing |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial and industrial |  |  | - |  |  |  | 1,342 |  |  |  | 1,342 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | 538 |  |  |  | 1,274 |  |  |  | 1,812 |  |  |  | 552 |  |  |  | 595 |  |  |  | 1,147 |
Non-farm, non-residential |  |  | - |  |  |  | 2,419 |  |  |  | 2,419 |  |  |  | - |  |  |  | 307 |  |  |  | 307 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | - |  |  |  | 81 |  |  |  | 81 |  |  |  | - |  |  |  | 115 |  |  |  | 115 |
Single family owner occupied |  |  | 1,535 |  |  |  | 5,573 |  |  |  | 7,108 |  |  |  | 1,790 |  |  |  | 5,305 |  |  |  | 7,095 |
Owner occupied construction |  |  | - |  |  |  | 217 |  |  |  | 217 |  |  |  | - |  |  |  | 221 |  |  |  | 221 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | - |  |  |  | 30 |  |  |  | 30 |  |  |  | - |  |  |  | 32 |  |  |  | 32 |
Total TDRs |  | $ | 2,073 |  |  | $ | 10,936 |  |  | $ | 13,009 |  |  | $ | 2,342 |  |  | $ | 6,575 |  |  | $ | 8,917 |
Allowance for loan losses related to TDRs |  |  |  |  |  |  |  |  |  | $ | 347 |  |  |  |  |  |  |  |  |  |  | $ | 353 |
Interest Income Related to Troubled Debt Restructurings [Table Text Block] |
|  | Three Months Ended September 30, |  |  | Nine Months Ended September 30, |
|  | 2020 |  |  | 2019 |  |  | 2020 |  |  | 2019 |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest income recognized |  | $ | 122 |  |  | $ | 56 |  |  | $ | 372 |  |  | $ | 203 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | Three Months Ended September 30, |
|  | 2020 |  |  | 2019 |
|  |  |  |  |  |  |  |  |  | Post-modification |  |  |  |  |  |  |  |  |  |  | Post-modification |
|  | Total |  |  | Pre-modification |  |  | Recorded |  |  | Total |  |  | Pre-modification |  |  | Recorded |
(Amounts in thousands) |  | Contracts |  |  | Recorded Investment |  |  | Investment(1) |  |  | Contracts |  |  | Recorded Investment |  |  | Investment(1) |
Below market interest rate and extended payment term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  | - |  |  |  | - |  |  |  | - |
Total below market interest rate and extended payment term |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Payment deferral |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 33 |  |  |  | 29 |
Total principal deferral |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 33 |  |  |  | 29 |
Total |  |  | - |  |  | $ | - |  |  | $ | - |  |  |  | 1 |  |  | $ | 33 |  |  | $ | 29 |
|  | Nine Months Ended September 30, |
|  | 2020 |  |  | 2019 |
|  |  |  |  |  |  |  |  |  | Post-modification |  |  |  |  |  |  |  |  |  |  | Post-modification |
|  | Total |  |  | Pre-modification |  |  | Recorded |  |  | Total |  |  | Pre-modification |  |  | Recorded |
(Amounts in thousands) |  | Contracts |  |  | Recorded Investment |  |  | Investment(1) |  |  | Contracts |  |  | Recorded Investment |  |  | Investment(1) |
Below market interest rate Single family non-owner occupied |  |  | 1 |  |  |  | 50 |  |  |  | 50 |  |  |  | - |  |  | $ | - |  |  | $ | - |
Total below market interest rate |  |  | 1 |  |  |  | 50 |  |  |  | 50 |  |  |  | - |  |  |  | - |  |  |  | - |
Below market interest rate and extended payment term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family non-owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | 221 |  |  |  | 218 |
Single family owner occupied |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | 488 |  |  |  | 480 |
Total below market interest rate and extended payment term |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4 |  |  |  | 709 |  |  |  | 698 |
Payment deferral |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | 1 |  |  |  | 63 |  |  |  | 63 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial and industrial |  |  | 3 |  |  |  | 1,708 |  |  |  | 1,708 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family non-owner occupied |  |  | 1 |  |  |  | 529 |  |  |  | 529 |  |  |  | - |  |  |  | - |  |  |  | - |
Non-farm, non-residential |  |  | 3 |  |  |  | 2,115 |  |  |  | 2,115 |  |  |  | - |  |  |  | - |  |  |  | - |
Single family owner occupied |  |  | 3 |  |  |  | 742 |  |  |  | 726 |  |  |  | 1 |  |  |  | 33 |  |  |  | 29 |
Home equity lines |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total principal deferral |  |  | 11 |  |  |  | 5,157 |  |  |  | 5,141 |  |  |  | 1 |  |  |  | 33 |  |  |  | 29 |
Total |  |  | 12 |  |  | $ | 5,207 |  |  | $ | 5,191 |  |  |  | 5 |  |  | $ | 742 |  |  | $ | 727 |
Other Real Estate Owned [Table Text Block] |
|  | September 30, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  |  |  |  |  |  |  |
OREO |  | $ | 2,103 |  |  | $ | 3,969 |
OREO secured by residential real estate |  | $ | 767 |  |  | $ | 2,232 |
Residential real estate loans in the foreclosure process(1) |  |  | 2,938 |  |  |  | 1,539 |

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