XML 68 R58.htm IDEA: XBRL DOCUMENT
v3.20.2

Note 5 - Credit Quality - Average Annual Recorded Investment and Interest Income Recognized on Impaired Loans Excluding Purchased Credit Impaired Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Sep. 30, 2019
Impaired loans with no related allowance, interest income recognized | $ 353 | $ 303 | $ 1,051 | $ 784
Impaired loans with no related allowance, average recorded investment | 38,716 | 29,811 | 37,879 | 29,844
Impaired loans with a related allowance, interest income recognized | 11 | 10 | 49 | 63
Impaired loans with a related allowance, average recorded investment | 4,156 | 2,507 | 4,093 | 2,779
Impaired loans with a related allowance, interest income recognized | (11) | (10) | (49) | (63)
Total impaired loans, average recorded investment | 364 | 293 | 1,100 | 847
Total impaired loans, average recorded investment | 42,872 | 32,318 | 41,972 | 32,623
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 6 | 5 | 21 | 17
Impaired loans with no related allowance, average recorded investment | 882 | 570 | 1,021 | 720
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Impaired loans with a related allowance, average recorded investment | 0 | 0 | 0 | 0
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 46 | 2 | 135 | 7
Impaired loans with no related allowance, average recorded investment | 3,315 | 66 | 2,845 | 277
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Impaired loans with a related allowance, average recorded investment | 0 | 0 | 0 | 0
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 9 | 5 | 38 | 21
Impaired loans with no related allowance, average recorded investment | 967 | 1,269 | 685 | 1,385
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Impaired loans with a related allowance, average recorded investment | 944 | 0 | 943 | 0
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 54 | 41 | 126 | 97
Impaired loans with no related allowance, average recorded investment | 5,090 | 2,958 | 4,798 | 3,063
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Impaired loans with a related allowance, average recorded investment | 0 | 0 | 0 | 0
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 79 | 20 | 206 | 84
Impaired loans with no related allowance, average recorded investment | 7,786 | 4,590 | 7,115 | 4,832
Impaired loans with a related allowance, interest income recognized | 8 | 20 | 22 | 28
Impaired loans with a related allowance, average recorded investment | 1,789 | 1,254 | 1,670 | 602
Impaired loans with a related allowance, interest income recognized | (8) | (20) | (22) | (28)
Commercial Portfolio Segment [Member] | Agricultural [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 4 | 9 | 7 | 11
Impaired loans with no related allowance, average recorded investment | 272 | 223 | 247 | 108
Commercial Portfolio Segment [Member] | Farmland [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 12 | 19 | 48 | 45
Impaired loans with no related allowance, average recorded investment | 1,526 | 1,536 | 1,640 | 1,474
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Impaired loans with a related allowance, average recorded investment | 0 | 0 | 0 | 0
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 13 | 17 | 29 | 31
Impaired loans with no related allowance, average recorded investment | 1,588 | 1,463 | 1,569 | 1,452
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Impaired loans with a related allowance, average recorded investment | 0 | 0 | 0 | 0
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 120 | 176 | 410 | 454
Impaired loans with no related allowance, average recorded investment | 16,328 | 16,593 | 17,044 | 16,123
Impaired loans with a related allowance, interest income recognized | 3 | 30 | 27 | 35
Impaired loans with a related allowance, average recorded investment | 1,423 | 1,253 | 1,480 | 2,177
Impaired loans with a related allowance, interest income recognized | (3) | (30) | (27) | (35)
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 2 | 3 | 12 | 7
Impaired loans with no related allowance, average recorded investment | 542 | 224 | 470 | 223
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Impaired loans with a related allowance, average recorded investment | 0 | 0 | 0 | 0
Impaired loans with a related allowance, interest income recognized | 0 | 0 | 0 | 0
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |  |  |
Impaired loans with no related allowance, interest income recognized | 8 | 6 | 19 | 10
Impaired loans with no related allowance, average recorded investment | $ 420 | $ 319 | $ 445 | $ 187

X
- Definition Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5258-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5258-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest income, recognized on accrual basis, on financing receivables that are recognized as impaired, for which there is no related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5258-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest income, recognized on accrual basis, on financing receivables, for which there is a related allowance for credit losses and are recognized as impaired. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_AgriculturalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_FarmlandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_HomeEquityLinesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |