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Note 4 - Loans (Tables)

9 Months Ended

Sep. 30, 2020

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		*September 30, 2020*								*December 31, 2019*
(Amounts in thousands)		*Amount*				*Percent*				*Amount*				*Percent*
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	46,785				2.13	%		$	48,659				2.30	%
Commercial and industrial			179,714				8.19	%			142,962				6.76	%
Multi-family residential			105,647				4.81	%			121,840				5.76	%
Single family non-owner occupied			189,265				8.62	%			163,181				7.72	%
Non-farm, non-residential			748,815				34.11	%			727,261				34.39	%
Agricultural			10,362				0.47	%			11,756				0.56	%
Farmland			22,973				1.05	%			23,155				1.10	%
Total commercial loans			1,303,561				59.38	%			1,238,814				58.59	%
Consumer real estate loans
Home equity lines			94,056				4.29	%			110,078				5.21	%
Single family owner occupied			644,598				29.37	%			620,697				29.35	%
Owner occupied construction			17,460				0.79	%			17,241				0.82	%
Total consumer real estate loans			756,114				34.45	%			748,016				35.38	%
Consumer and other loans
Consumer loans			118,738				5.41	%			110,027				5.20	%
Other			5,838				0.27	%			4,742				0.22	%
Total consumer and other loans			124,576				5.68	%			114,769				5.42	%
Total non-covered loans			2,184,251				99.51	%			2,101,599				99.39	%
Total covered loans			10,744				0.49	%			12,861				0.61	%
Total loans held for investment, net of unearned income		$	2,194,995				100.00	%		$	2,114,460				100.00	%

Loans held for sale		$	-							$	263

Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block]

		*September 30, 2020*				*December 31, 2019*
(Amounts in thousands)
Covered loans
Commercial loans
Construction, development, and other land		$	27			$	28
Single family non-owner occupied			188				199
Non-farm, non-residential			-				3
Total commercial loans			215				230
Consumer real estate loans
Home equity lines			8,079				9,853
Single family owner occupied			2,450				2,778
Total consumer real estate loans			10,529				12,631
Total covered loans		$	10,744			$	12,861

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

		*September 30, 2020*								*December 31, 2019*
						*Unpaid Principal*								*Unpaid Principal*
(Amounts in thousands)		*Recorded Investment*				*Balance*				*Recorded Investment*				*Balance*
PCI Loans, by acquisition
Peoples		$	-			$	-			$	5,071			$	6,431
Waccamaw			-				-				2,708				14,277
Highlands			43,527				53,295				53,116				64,096
Other acquired			-				-				352				378
Total PCI Loans		$	43,527			$	53,295			$	61,247			$	85,182

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block]

		*Peoples*				*Waccamaw*				*Highlands*				*Total*
(Amounts in thousands)
Balance January 1, 2019		$	2,590			$	14,639			$	-			$	17,229
Accretion			(734	)			(2,761	)			-				(3,495	)
Reclassifications (to) from nonaccretable difference⁽¹⁾			14				1,200				-				1,214
Other changes, net			167				141				-				308
Balance September 30, 2019		$	2,037			$	13,219			$	-			$	15,256

Balance January 1, 2020		$	1,890			$	12,574			$	8,152			$	22,616
Accretion			-				-				(1,952	)			(1,952	)
Reclassifications from nonaccretable difference⁽¹⁾			-				-				-				-
Other changes, net			(1,890	)			(12,574	)			-				(14,464	)
Balance September 30, 2020		$	-			$	-			$	6,200			$	6,200