XML 61 R51.htm IDEA: XBRL DOCUMENT v3.20.2

Note 4 - Loans - Loans by Class (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Non-covered loans	$ 2,184,251	$ 2,101,599
Non-covered loans, percent	99.51%	99.39%
Covered loans	$ 10,744	$ 12,861	[1]
Covered loans, percent	0.49%	0.61%
Total loans held for investment, net of unearned income	$ 2,194,995	$ 2,114,460	[1]
Total loans held for investment, net of unearned income, percent	100.00%	100.00%
Loans held for sale	$ 0	$ 263	[1]
Commercial Portfolio Segment [Member]
Non-covered loans	$ 1,303,561	$ 1,238,814
Non-covered loans, percent	59.38%	58.59%
Covered loans	$ 215	$ 230
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	$ 46,785	$ 48,659
Non-covered loans, percent	2.13%	2.30%
Covered loans	$ 27	$ 28
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	$ 179,714	$ 142,962
Non-covered loans, percent	8.19%	6.76%
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	$ 105,647	$ 121,840
Non-covered loans, percent	4.81%	5.76%
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	$ 189,265	$ 163,181
Non-covered loans, percent	8.62%	7.72%
Covered loans	$ 188	$ 199
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	$ 748,815	$ 727,261
Non-covered loans, percent	34.11%	34.39%
Covered loans	$ 0	$ 3
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	$ 10,362	$ 11,756
Non-covered loans, percent	0.47%	0.56%
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	$ 22,973	$ 23,155
Non-covered loans, percent	1.05%	1.10%
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	$ 756,114	$ 748,016
Non-covered loans, percent	34.45%	35.38%
Covered loans	$ 10,529	$ 12,631
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	$ 94,056	$ 110,078
Non-covered loans, percent	4.29%	5.21%
Covered loans	$ 8,079	$ 9,853
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	$ 644,598	$ 620,697
Non-covered loans, percent	29.37%	29.35%
Covered loans	$ 2,450	$ 2,778
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	$ 17,460	$ 17,241
Non-covered loans, percent	0.79%	0.82%
Consumer and Other Portfolio Segment [Member]
Non-covered loans	$ 124,576	$ 114,769
Non-covered loans, percent	5.68%	5.42%
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	$ 118,738	$ 110,027
Non-covered loans, percent	5.41%	5.20%
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	$ 5,838	$ 4,742
Non-covered loans, percent	0.27%	0.22%
[1] Derived from audited financial statements

X

- Definition

Percent of loans and leases receivable covered by loss sharing agreements.

+ References

No definition available.

+ Details

Name:	fcbc_LoansAndLeasesReceivableGrossCarryingAmountCoveredPercent
Namespace Prefix:	fcbc_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements.

+ References

No definition available.

+ Details

Name:	fcbc_LoansAndLeasesReceivableNetOfDeferredIncomeAndNetReportedAmount
Namespace Prefix:	fcbc_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements.

+ References

No definition available.

+ Details

Name:	fcbc_LoansAndLeasesReceivableNetOfDeferredIncomeAndNetReportedAmountPercent
Namespace Prefix:	fcbc_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

Percent before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References

No definition available.

+ Details

Name:	fcbc_LoansAndLeasesReceivableNetOfDeferredIncomePercent
Namespace Prefix:	fcbc_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements.

+ References

No definition available.

+ Details

Name:	us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5074-111524

+ Details

Name:	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount, after valuation allowance, of financing receivable held for sale and not part of disposal group. Excludes loan covered under loss sharing agreement and loan classified as investment in debt security.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 948
-SubTopic 310
-Section 45
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=120238483&loc=d3e48678-111004

+ Details

Name:	us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_AgriculturalMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_FarmlandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_HomeEquityLinesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConsumerLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_OtherLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: