XML 66 R56.htm IDEA: XBRL DOCUMENT v3.20.2

Note 5 - Credit Quality - Loans by Credit Quality (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Non-covered loans	$ 2,184,251	$ 2,101,599
Covered loans	10,744	12,861	[1]
Total loans	2,194,995	2,114,460	[1]
Commercial Portfolio Segment [Member]
Non-covered loans	1,303,561	1,238,814
Covered loans	215	230
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	46,785	48,659
Covered loans	27	28
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	179,714	142,962
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	105,647	121,840
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	189,265	163,181
Covered loans	188	199
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	748,815	727,261
Covered loans		3
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	10,362	11,756
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	22,973	23,155
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	756,114	748,016
Covered loans	10,529	12,631
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	94,056	110,078
Covered loans	8,079	9,853
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	644,598	620,697
Covered loans	2,450	2,778
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	17,460	17,241
Consumer and Other Portfolio Segment [Member]
Non-covered loans	124,576	114,769
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	118,738	110,027
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	5,838	4,742
Pass [Member]
Non-covered loans	1,777,637	1,977,756
Covered loans	9,352	9,487
Total loans	1,786,989	1,987,243
Pass [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	35,889	45,781
Covered loans	0	0
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	153,153	135,651
Pass [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	81,528	118,045
Pass [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	143,235	149,916
Covered loans	155	199
Pass [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	507,094	683,481
Covered loans		0
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	6,804	11,299
Pass [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	13,281	17,609
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	89,729	106,246
Covered loans	7,365	7,177
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	607,616	580,580
Covered loans	1,832	2,111
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	16,684	16,341
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	116,786	108,065
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	5,838	4,742
Special Mention [Member]
Non-covered loans	297,235	68,287
Covered loans	715	2,630
Total loans	297,950	70,917
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	8,419	2,079
Covered loans	27	28
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	19,369	4,327
Special Mention [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	20,937	2,468
Special Mention [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	32,649	7,489
Covered loans	33	0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	201,975	27,160
Covered loans		0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	3,216	122
Special Mention [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	5,139	4,107
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	1,317	2,014
Covered loans	386	2,327
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	3,815	17,001
Covered loans	269	275
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	202	179
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	197	1,341
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	0	0
Substandard [Member]
Non-covered loans	109,366	55,556
Covered loans	677	744
Total loans	110,043	56,300
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	2,477	799
Covered loans	0	0
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	7,192	2,984
Substandard [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	3,182	1,327
Substandard [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	13,368	5,776
Covered loans	0	0
Substandard [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	39,746	16,620
Covered loans		3
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	342	335
Substandard [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	4,553	1,439
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	3,010	1,818
Covered loans	328	349
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	33,167	23,116
Covered loans	349	392
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	574	721
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	1,755	621
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	0	0
Doubtful [Member]
Non-covered loans	13	0
Covered loans	0	0
Total loans	13	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	0	0
Covered loans	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	13	0
Covered loans	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	0	0
Covered loans		0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	0	0
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	0	0
Covered loans	0	0
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	0	0
Covered loans	0	0
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	0	0
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	0	0
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	0	0
Unlikely to be Collected Financing Receivable [Member]
Non-covered loans	0	0
Covered loans	0	0
Total loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	0	0
Covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	0	0
Covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	0	0
Covered loans		0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	0	0
Covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	0	0
Covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	0	0
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	$ 0	$ 0
[1] Derived from audited financial statements

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements.

+ References

No definition available.

+ Details

Name:	fcbc_LoansAndLeasesReceivableNetOfDeferredIncomeAndNetReportedAmount
Namespace Prefix:	fcbc_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements.

+ References

No definition available.

+ Details

Name:	us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5074-111524

+ Details

Name:	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_AgriculturalMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_FarmlandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_HomeEquityLinesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConsumerLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OtherLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: