XML 85 R72.htm IDEA: XBRL DOCUMENT
v3.20.4

Note 5 - Credit Quality - Loans by Credit Quality (Details) - USD ($) $ in Thousands | Dec. 31, 2020 | Dec. 31, 2019
--- | --- | ---
Non-covered loans | $ 2,176,952 | $ 2,101,599
Covered loans | 9,680 | 12,861
Total loans | 2,186,632 | 2,114,460
Commercial Portfolio Segment [Member] |  |
Non-covered loans | 1,284,735 | 1,238,814
Covered loans | 210 | 230
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 44,649 | 48,659
Covered loans | 25 | 28
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 173,024 | 142,962
Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 115,161 | 121,840
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 187,598 | 163,181
Covered loans | 185 | 199
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 734,793 | 727,261
Covered loans |  | 3
Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 9,749 | 11,756
Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 19,761 | 23,155
Consumer Real Estate Portfolio Segment [Member] |  |
Non-covered loans | 765,830 | 748,016
Covered loans | 9,470 | 12,631
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 89,432 | 110,078
Covered loans | 7,094 | 9,853
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 658,678 | 620,697
Covered loans | 2,376 | 2,778
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans | 17,720 | 17,241
Consumer and Other Portfolio Segment [Member] |  |
Non-covered loans | 126,387 | 114,769
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 120,373 | 110,027
Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans | 6,014 | 4,742
Pass [Member] |  |
Non-covered loans | 1,904,312 | 1,977,756
Covered loans | 8,325 | 9,487
Total loans | 1,912,637 | 1,987,243
Pass [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 36,934 | 45,781
Covered loans | 0 | 0
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 160,474 | 135,651
Pass [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 103,291 | 118,045
Pass [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 165,146 | 149,916
Covered loans | 151 | 199
Pass [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 568,438 | 683,481
Covered loans |  | 0
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 7,724 | 11,299
Pass [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 13,527 | 17,609
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 85,316 | 106,246
Covered loans | 6,396 | 7,177
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 622,082 | 580,580
Covered loans | 1,778 | 2,111
Pass [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans | 17,232 | 16,341
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 118,134 | 108,065
Pass [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans | 6,014 | 4,742
Special Mention [Member] |  |
Non-covered loans | 165,294 | 68,287
Covered loans | 700 | 2,630
Total loans | 165,994 | 70,917
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 4,950 | 2,079
Covered loans | 25 | 28
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 7,031 | 4,327
Special Mention [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 8,586 | 2,468
Special Mention [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 9,602 | 7,489
Covered loans | 34 | 0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 125,907 | 27,160
Covered loans |  | 0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 1,686 | 122
Special Mention [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 2,597 | 4,107
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 1,112 | 2,014
Covered loans | 376 | 2,327
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 3,594 | 17,001
Covered loans | 265 | 275
Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans | 201 | 179
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 28 | 1,341
Special Mention [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans | 0 | 0
Substandard [Member] |  |
Non-covered loans | 107,334 | 55,556
Covered loans | 655 | 744
Total loans | 107,989 | 56,300
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 2,765 | 799
Covered loans | 0 | 0
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 5,519 | 2,984
Substandard [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 3,284 | 1,327
Substandard [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 12,838 | 5,776
Covered loans | 0 | 0
Substandard [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 40,448 | 16,620
Covered loans |  | 3
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 339 | 335
Substandard [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 3,637 | 1,439
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 3,004 | 1,818
Covered loans | 322 | 349
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 33,002 | 23,116
Covered loans | 333 | 392
Substandard [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans | 287 | 721
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 2,211 | 621
Substandard [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans | 0 | 0
Doubtful [Member] |  |
Non-covered loans | 12 | 0
Covered loans | 0 | 0
Total loans | 12 | 0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 0 | 0
Covered loans | 0 | 0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 0 | 0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 0 | 0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 12 | 0
Covered loans | 0 | 0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 0 | 0
Covered loans |  | 0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 0 | 0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 0 | 0
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 0 | 0
Covered loans | 0 | 0
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 0 | 0
Covered loans | 0 | 0
Doubtful [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans | 0 | 0
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 0 | 0
Doubtful [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] |  |
Non-covered loans | 0 | 0
Covered loans | 0 | 0
Total loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member] |  |
Non-covered loans | 0 | 0
Covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Non-covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Multi-family Residential [Member] |  |
Non-covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member] |  |
Non-covered loans | 0 | 0
Covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member] |  |
Non-covered loans | 0 | 0
Covered loans |  | 0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Agricultural [Member] |  |
Non-covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Farmland [Member] |  |
Non-covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member] |  |
Non-covered loans | 0 | 0
Covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member] |  |
Non-covered loans | 0 | 0
Covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member] |  |
Non-covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member] |  |
Non-covered loans | 0 | 0
Unlikely to be Collected Financing Receivable [Member] | Consumer and Other Portfolio Segment [Member] | Other Loan [Member] |  |
Non-covered loans | $ 0 | $ 0

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements. + References No definition available. + Details
Name: | fcbc_LoansAndLeasesReceivableNetOfDeferredIncomeAndNetReportedAmount
Namespace Prefix: | fcbc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Aggregate gross carrying amount of loans and leases receivable covered by loss sharing agreements. + References No definition available. + Details
Name: | us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5074-111524 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_AgriculturalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_FarmlandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_HomeEquityLinesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_ConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcbc_OtherLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |