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v3.20.4

Note 4 - Loans (Tables) | 12 Months Ended
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Dec. 31, 2020
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | December 31, |
|  | 2020 |  |  | 2019 |
(Amounts in thousands) |  | Amount |  |  | Percent |  |  | Amount |  |  | Percent |
Non-covered loans held for investment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 44,649 |  |  |  | 2.04 | % |  | $ | 48,659 |  |  |  | 2.30 | %
Commercial and industrial |  |  | 173,024 |  |  |  | 7.91 | % |  |  | 142,962 |  |  |  | 6.76 | %
Multi-family residential |  |  | 115,161 |  |  |  | 5.27 | % |  |  | 121,840 |  |  |  | 5.76 | %
Single family non-owner occupied |  |  | 187,598 |  |  |  | 8.58 | % |  |  | 163,181 |  |  |  | 7.72 | %
Non-farm, non-residential |  |  | 734,793 |  |  |  | 33.60 | % |  |  | 727,261 |  |  |  | 34.39 | %
Agricultural |  |  | 9,749 |  |  |  | 0.45 | % |  |  | 11,756 |  |  |  | 0.56 | %
Farmland |  |  | 19,761 |  |  |  | 0.90 | % |  |  | 23,155 |  |  |  | 1.10 | %
Total commercial loans |  |  | 1,284,735 |  |  |  | 58.75 | % |  |  | 1,238,814 |  |  |  | 58.59 | %
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 89,432 |  |  |  | 4.09 | % |  |  | 110,078 |  |  |  | 5.21 | %
Single family owner occupied |  |  | 658,678 |  |  |  | 30.12 | % |  |  | 620,697 |  |  |  | 29.35 | %
Owner occupied construction |  |  | 17,720 |  |  |  | 0.81 | % |  |  | 17,241 |  |  |  | 0.82 | %
Total consumer real estate loans |  |  | 765,830 |  |  |  | 35.02 | % |  |  | 748,016 |  |  |  | 35.38 | %
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 120,373 |  |  |  | 5.50 | % |  |  | 110,027 |  |  |  | 5.20 | %
Other |  |  | 6,014 |  |  |  | 0.28 | % |  |  | 4,742 |  |  |  | 0.22 | %
Total consumer and other loans |  |  | 126,387 |  |  |  | 5.78 | % |  |  | 114,769 |  |  |  | 5.42 | %
Total non-covered loans |  |  | 2,176,952 |  |  |  | 99.56 | % |  |  | 2,101,599 |  |  |  | 99.39 | %
Total covered loans |  |  | 9,680 |  |  |  | 0.44 | % |  |  | 12,861 |  |  |  | 0.61 | %
Total loans held for investment, net of unearned income |  | $ | 2,186,632 |  |  |  | 100.00 | % |  | $ | 2,114,460 |  |  |  | 100.00 | %
Loans held for Sale |  | $ | — |  |  | $ | — |  |  | $ | 263 |  |  | $ | — |
Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block] |
|  | December 31, |
(Amounts in thousands) |  | 2020 |  |  | 2019 |
Covered loans |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 25 |  |  | $ | 28 |
Single family non-owner occupied |  |  | 185 |  |  |  | 199 |
Non-farm, non-residential |  |  | — |  |  |  | 3 |
Total commercial loans |  |  | 210 |  |  |  | 230 |
Consumer real estate loans |  |  |  |  |  |  |  |
Home equity lines |  |  | 7,094 |  |  |  | 9,853 |
Single family owner occupied |  |  | 2,376 |  |  |  | 2,778 |
Total consumer real estate loans |  |  | 9,470 |  |  |  | 12,631 |
Total covered loans |  | $ | 9,680 |  |  | $ | 12,861 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block] |
|  | December 31, |
|  | 2020 |  |  | 2019 |
(Amounts in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Unpaid Principal Balance |
PCI Loans, by acquisition |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Peoples |  | $ | — |  |  | $ | — |  |  | $ | 5,071 |  |  | $ | 6,431 |
Waccamaw |  |  | — |  |  |  | — |  |  |  | 2,708 |  |  |  | 14,277 |
Highlands |  |  | 39,662 |  |  |  | 47,514 |  |  |  | 53,116 |  |  |  | 64,096 |
Other acquired |  |  | — |  |  |  | — |  |  |  | 352 |  |  |  | 378 |
Total PCI Loans |  | $ | 39,662 |  |  | $ | 47,514 |  |  | $ | 61,247 |  |  | $ | 85,182 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block] |
|  | Peoples |  |  | Waccamaw |  |  | Highlands |  |  | Total |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance January 1, 2018 |  | $ | 3,388 |  |  | $ | 19,465 |  |  | $ | — |  |  | $ | 22,853 |
Accretion |  |  | (1,263 | ) |  |  | (6,269 | ) |  |  | — |  |  |  | (7,532 | )
Reclassifications from nonaccretable difference(1) |  |  | 8 |  |  |  | 1,770 |  |  |  | — |  |  |  | 1,778 |
Other changes, net |  |  | 457 |  |  |  | (327 | ) |  |  | — |  |  |  | 130 |
Balance December 31, 2018 |  | $ | 2,590 |  |  | $ | 14,639 |  |  | $ | — |  |  | $ | 17,229 |
Balance January 1, 2019 |  | $ | 2,590 |  |  | $ | 14,639 |  |  | $ | — |  |  | $ | 17,229 |
Accretion |  |  | (950 | ) |  |  | (3,317 | ) |  |  | — |  |  |  | (4,267 | )
Reclassifications from nonaccretable difference(1) |  |  | 17 |  |  |  | 1,440 |  |  |  | — |  |  |  | 1,457 |
Other changes, net |  |  | 233 |  |  |  | (188 | ) |  |  | — |  |  |  | 45 |
Balance December 31, 2019 |  | $ | 1,890 |  |  | $ | 12,574 |  |  | $ | — |  |  | $ | 14,464 |
Balance January 1, 2020 |  | $ | 1,890 |  |  | $ | 12,574 |  |  | $ | — |  |  | $ | 14,464 |
Additions |  |  | — |  |  |  | — |  |  |  | 8,152 |  |  |  | 8,152 |
Accretion |  |  | — |  |  |  | — |  |  |  | (2,497 | ) |  |  | (2,497 | )
Other changes, net |  |  | (1,890 | ) |  |  | (12,574 | ) |  |  | — |  |  |  | (14,464 | )
Balance Balance at December 31, 2020 |  | $ | — |  |  | $ | — |  |  | $ | 5,655 |  |  | $ | 5,655 |

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