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Note 5 - Credit Quality (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2020
Notes Tables |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | December 31, 2020 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 36,934 |  |  | $ | 4,950 |  |  | $ | 2,765 |  |  | $ | — |  |  | $ | — |  |  | $ | 44,649 |
Commercial and industrial |  |  | 160,474 |  |  |  | 7,031 |  |  |  | 5,519 |  |  |  | — |  |  |  | — |  |  |  | 173,024 |
Multi-family residential |  |  | 103,291 |  |  |  | 8,586 |  |  |  | 3,284 |  |  |  | — |  |  |  | — |  |  |  | 115,161 |
Single family non-owner occupied |  |  | 165,146 |  |  |  | 9,602 |  |  |  | 12,838 |  |  |  | 12 |  |  |  | — |  |  |  | 187,598 |
Non-farm, non-residential |  |  | 568,438 |  |  |  | 125,907 |  |  |  | 40,448 |  |  |  | — |  |  |  | — |  |  |  | 734,793 |
Agricultural |  |  | 7,724 |  |  |  | 1,686 |  |  |  | 339 |  |  |  | — |  |  |  | — |  |  |  | 9,749 |
Farmland |  |  | 13,527 |  |  |  | 2,597 |  |  |  | 3,637 |  |  |  | — |  |  |  | — |  |  |  | 19,761 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | — |
Home equity lines |  |  | 85,316 |  |  |  | 1,112 |  |  |  | 3,004 |  |  |  | — |  |  |  | — |  |  |  | 89,432 |
Single family owner occupied |  |  | 622,082 |  |  |  | 3,594 |  |  |  | 33,002 |  |  |  | — |  |  |  | — |  |  |  | 658,678 |
Owner occupied construction |  |  | 17,232 |  |  |  | 201 |  |  |  | 287 |  |  |  | — |  |  |  | — |  |  |  | 17,720 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | — |
Consumer loans |  |  | 118,134 |  |  |  | 28 |  |  |  | 2,211 |  |  |  | — |  |  |  | — |  |  |  | 120,373 |
Other |  |  | 6,014 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 6,014 |
Total non-covered loans |  |  | 1,904,312 |  |  |  | 165,294 |  |  |  | 107,334 |  |  |  | 12 |  |  |  | — |  |  |  | 2,176,952 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | — |  |  |  | 25 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 25 |
Single family non-owner occupied |  |  | 151 |  |  |  | 34 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 185 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 6,396 |  |  |  | 376 |  |  |  | 322 |  |  |  | — |  |  |  | — |  |  |  | 7,094 |
Single family owner occupied |  |  | 1,778 |  |  |  | 265 |  |  |  | 333 |  |  |  | — |  |  |  | — |  |  |  | 2,376 |
Total covered loans |  |  | 8,325 |  |  |  | 700 |  |  |  | 655 |  |  |  | — |  |  |  | — |  |  |  | 9,680 |
Total loans |  | $ | 1,912,637 |  |  | $ | 165,994 |  |  | $ | 107,989 |  |  | $ | 12 |  |  | $ | — |  |  | $ | 2,186,632 |
|  | December 31, 2019 |
|  |  |  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Amounts in thousands) |  | Pass |  |  | Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 45,781 |  |  | $ | 2,079 |  |  | $ | 799 |  |  | $ | — |  |  | $ | — |  |  | $ | 48,659 |
Commercial and industrial |  |  | 135,651 |  |  |  | 4,327 |  |  |  | 2,984 |  |  |  | — |  |  |  | — |  |  |  | 142,962 |
Multi-family residential |  |  | 118,045 |  |  |  | 2,468 |  |  |  | 1,327 |  |  |  | — |  |  |  | — |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 149,916 |  |  |  | 7,489 |  |  |  | 5,776 |  |  |  | — |  |  |  | — |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 683,481 |  |  |  | 27,160 |  |  |  | 16,620 |  |  |  | — |  |  |  | — |  |  |  | 727,261 |
Agricultural |  |  | 11,299 |  |  |  | 122 |  |  |  | 335 |  |  |  | — |  |  |  | — |  |  |  | 11,756 |
Farmland |  |  | 17,609 |  |  |  | 4,107 |  |  |  | 1,439 |  |  |  | — |  |  |  | — |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 106,246 |  |  |  | 2,014 |  |  |  | 1,818 |  |  |  | — |  |  |  | — |  |  |  | 110,078 |
Single family owner occupied |  |  | 580,580 |  |  |  | 17,001 |  |  |  | 23,116 |  |  |  | — |  |  |  | — |  |  |  | 620,697 |
Owner occupied construction |  |  | 16,341 |  |  |  | 179 |  |  |  | 721 |  |  |  | — |  |  |  | — |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 108,065 |  |  |  | 1,341 |  |  |  | 621 |  |  |  | — |  |  |  | — |  |  |  | 110,027 |
Other |  |  | 4,742 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 4,742 |
Total non-covered loans |  |  | 1,977,756 |  |  |  | 68,287 |  |  |  | 55,556 |  |  |  | — |  |  |  | — |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | — |  |  |  | 28 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 28 |
Single family non-owner occupied |  |  | 199 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 199 |
Non-farm, non-residential |  |  | — |  |  |  | — |  |  |  | 3 |  |  |  | — |  |  |  | — |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 7,177 |  |  |  | 2,327 |  |  |  | 349 |  |  |  | — |  |  |  | — |  |  |  | 9,853 |
Single family owner occupied |  |  | 2,111 |  |  |  | 275 |  |  |  | 392 |  |  |  | — |  |  |  | — |  |  |  | 2,778 |
Total covered loans |  |  | 9,487 |  |  |  | 2,630 |  |  |  | 744 |  |  |  | — |  |  |  | — |  |  |  | 12,861 |
Total loans |  | $ | 1,987,243 |  |  | $ | 70,917 |  |  | $ | 56,300 |  |  | $ | — |  |  | $ | — |  |  | $ | 2,114,460 |
Impaired Financing Receivables [Table Text Block] |
|  | December 31, 2020 |  |  | December 31, 2019 |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  |  |  |  |  | Unpaid |  |  |  |  |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Principal |  |  | Related |
(Amounts in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Balance |  |  | Allowance |
Impaired loans with no related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 616 |  |  | $ | 891 |  |  | $ | — |  |  | $ | 552 |  |  | $ | 768 |  |  | $ | — |
Commercial and industrial |  |  | 2,341 |  |  |  | 2,392 |  |  |  | — |  |  |  | 576 |  |  |  | 599 |  |  |  | — |
Multi-family residential |  |  | 946 |  |  |  | 1,593 |  |  |  | — |  |  |  | 1,254 |  |  |  | 1,661 |  |  |  | — |
Single family non-owner occupied |  |  | 4,816 |  |  |  | 5,785 |  |  |  | — |  |  |  | 2,652 |  |  |  | 3,176 |  |  |  | — |
Non-farm, non-residential |  |  | 8,238 |  |  |  | 9,467 |  |  |  | — |  |  |  | 4,158 |  |  |  | 4,762 |  |  |  | — |
Agricultural |  |  | 218 |  |  |  | 226 |  |  |  | — |  |  |  | 158 |  |  |  | 164 |  |  |  | — |
Farmland |  |  | 1,228 |  |  |  | 1,311 |  |  |  | — |  |  |  | 1,437 |  |  |  | 1,500 |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,604 |  |  |  | 1,772 |  |  |  | — |  |  |  | 1,372 |  |  |  | 1,477 |  |  |  | — |
Single family owner occupied |  |  | 16,778 |  |  |  | 19,361 |  |  |  | — |  |  |  | 15,588 |  |  |  | 17,835 |  |  |  | — |
Owner occupied construction |  |  | 216 |  |  |  | 216 |  |  |  | — |  |  |  | 648 |  |  |  | 648 |  |  |  | — |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 818 |  |  |  | 833 |  |  |  | — |  |  |  | 290 |  |  |  | 294 |  |  |  | — |
Total impaired loans with no allowance |  |  | 37,819 |  |  |  | 43,847 |  |  |  | — |  |  |  | 28,685 |  |  |  | 32,884 |  |  |  | — |
Impaired loans with a related allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non-farm, non-residential |  |  | 1,068 |  |  |  | 1,121 |  |  |  | 319 |  |  |  | 1,241 |  |  |  | 1,227 |  |  |  | 292 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | 338 |  |  |  | 338 |  |  |  | 108 |  |  |  | 1,246 |  |  |  | 1,246 |  |  |  | 353 |
Total impaired loans with an allowance |  |  | 1,406 |  |  |  | 1,459 |  |  |  | 427 |  |  |  | 2,487 |  |  |  | 2,473 |  |  |  | 645 |
Total impaired loans(1) |  | $ | 39,225 |  |  | $ | 45,306 |  |  | $ | 427 |  |  | $ | 31,172 |  |  | $ | 35,357 |  |  | $ | 645 |
Schedule of Impaired Financing Receivable, Average Recorded Investment and Interest Income Recognized [Table Text Block] |
|  | Year Ended December 31, |
|  | 2020 |  |  | 2019 |  |  | 2018 |
(Amounts in thousands) |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |  |  | Interest Income Recognized |  |  | Average Recorded Investment |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 25 |  |  | $ | 935 |  |  | $ | 22 |  |  | $ | 704 |  |  | $ | 26 |  |  | $ | 921 |
Commercial and industrial |  |  | 155 |  |  |  | 2,749 |  |  |  | 34 |  |  |  | 363 |  |  |  | 19 |  |  |  | 383 |
Multi-family residential |  |  | 19 |  |  |  | 808 |  |  |  | 24 |  |  |  | 1,356 |  |  |  | 47 |  |  |  | 910 |
Single family non-owner occupied |  |  | 189 |  |  |  | 4,890 |  |  |  | 123 |  |  |  | 2,979 |  |  |  | 123 |  |  |  | 2,652 |
Non-farm, non-residential |  |  | 295 |  |  |  | 7,450 |  |  |  | 123 |  |  |  | 4,683 |  |  |  | 133 |  |  |  | 4,828 |
Agricultural |  |  | 9 |  |  |  | 241 |  |  |  | 9 |  |  |  | 121 |  |  |  | — |  |  |  | 164 |
Farmland |  |  | 63 |  |  |  | 1,569 |  |  |  | 55 |  |  |  | 1,469 |  |  |  | 64 |  |  |  | 1,172 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 51 |  |  |  | 1,594 |  |  |  | 46 |  |  |  | 1,439 |  |  |  | 44 |  |  |  | 1,637 |
Single family owner occupied |  |  | 578 |  |  |  | 17,044 |  |  |  | 599 |  |  |  | 16,058 |  |  |  | 503 |  |  |  | 15,423 |
Owner occupied construction |  |  | 10 |  |  |  | 407 |  |  |  | 29 |  |  |  | 308 |  |  |  | 8 |  |  |  | 244 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 42 |  |  |  | 543 |  |  |  | 13 |  |  |  | 213 |  |  |  | 9 |  |  |  | 161 |
Total impaired loans with no related allowance |  |  | 1,436 |  |  |  | 38,230 |  |  |  | 1,077 |  |  |  | 29,693 |  |  |  | 976 |  |  |  | 28,495 |
Impaired loans with a related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family residential |  |  | — |  |  |  | 707 |  |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | 270 |
Single family non-owner occupied |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 7 |  |  |  | 110 |
Non-farm, non-residential |  |  | 17 |  |  |  | 1,524 |  |  |  | 48 |  |  |  | 766 |  |  |  | 2 |  |  |  | 809 |
Farmland |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 307 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 3 |  |  |  | 68 |
Single family owner occupied |  |  | 29 |  |  |  | 1,196 |  |  |  | 46 |  |  |  | 1,947 |  |  |  | 158 |  |  |  | 5,296 |
Total impaired loans with a related allowance |  |  | 46 |  |  |  | 3,427 |  |  |  | 94 |  |  |  | 2,713 |  |  |  | 172 |  |  |  | 6,860 |
Total impaired loans |  | $ | 1,482 |  |  | $ | 41,657 |  |  | $ | 1,171 |  |  | $ | 32,406 |  |  | $ | 1,148 |  |  | $ | 35,355 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | December 31, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  | Non-covered |  |  | Covered |  |  | Total |  |  | Non-covered |  |  | Covered |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 244 |  |  | $ | — |  |  | $ | 244 |  |  | $ | 211 |  |  | $ | — |  |  | $ | 211 |
Commercial and industrial |  |  | 895 |  |  |  | — |  |  |  | 895 |  |  |  | 530 |  |  |  | — |  |  |  | 530 |
Multi-family residential |  |  | 946 |  |  |  | — |  |  |  | 946 |  |  |  | 1,144 |  |  |  | — |  |  |  | 1,144 |
Single family non-owner occupied |  |  | 2,990 |  |  |  | — |  |  |  | 2,990 |  |  |  | 1,286 |  |  |  | — |  |  |  | 1,286 |
Non-farm, non-residential |  |  | 6,343 |  |  |  | — |  |  |  | 6,343 |  |  |  | 3,400 |  |  |  | — |  |  |  | 3,400 |
Agricultural |  |  | 217 |  |  |  | — |  |  |  | 217 |  |  |  | 158 |  |  |  | — |  |  |  | 158 |
Farmland |  |  | 489 |  |  |  | — |  |  |  | 489 |  |  |  | 713 |  |  |  | — |  |  |  | 713 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 841 |  |  |  | 281 |  |  |  | 1,122 |  |  |  | 753 |  |  |  | 220 |  |  |  | 973 |
Single family owner occupied |  |  | 7,960 |  |  |  | 16 |  |  |  | 7,976 |  |  |  | 7,259 |  |  |  | 24 |  |  |  | 7,283 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 428 |  |  |  | — |  |  |  | 428 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 781 |  |  |  | — |  |  |  | 781 |  |  |  | 231 |  |  |  | — |  |  |  | 231 |
Total nonaccrual loans |  | $ | 21,706 |  |  | $ | 297 |  |  | $ | 22,003 |  |  | $ | 16,113 |  |  | $ | 244 |  |  | $ | 16,357 |
Financing Receivable, Past Due [Table Text Block] |
|  | December 31, 2020 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 1,039 |  |  | $ | — |  |  | $ | 235 |  |  | $ | 1,274 |  |  | $ | 43,375 |  |  | $ | 44,649 |
Commercial and industrial |  |  | 669 |  |  |  | 230 |  |  |  | 700 |  |  |  | 1,599 |  |  |  | 171,425 |  |  |  | 173,024 |
Multi-family residential |  |  | 103 |  |  |  | — |  |  |  | 946 |  |  |  | 1,049 |  |  |  | 114,112 |  |  |  | 115,161 |
Single family non-owner occupied |  |  | 925 |  |  |  | 488 |  |  |  | 2,144 |  |  |  | 3,557 |  |  |  | 184,041 |  |  |  | 187,598 |
Non-farm, non-residential |  |  | 601 |  |  |  | 296 |  |  |  | 3,368 |  |  |  | 4,265 |  |  |  | 730,528 |  |  |  | 734,793 |
Agricultural |  |  | 70 |  |  |  | 189 |  |  |  | 88 |  |  |  | 347 |  |  |  | 9,402 |  |  |  | 9,749 |
Farmland |  |  | 43 |  |  |  | — |  |  |  | 457 |  |  |  | 500 |  |  |  | 19,261 |  |  |  | 19,761 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 574 |  |  |  | 380 |  |  |  | 171 |  |  |  | 1,125 |  |  |  | 88,307 |  |  |  | 89,432 |
Single family owner occupied |  |  | 5,283 |  |  |  | 2,265 |  |  |  | 3,891 |  |  |  | 11,439 |  |  |  | 647,239 |  |  |  | 658,678 |
Owner occupied construction |  |  | 82 |  |  |  | — |  |  |  | — |  |  |  | 82 |  |  |  | 17,638 |  |  |  | 17,720 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 2,637 |  |  |  | 746 |  |  |  | 651 |  |  |  | 4,034 |  |  |  | 116,339 |  |  |  | 120,373 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 6,014 |  |  |  | 6,014 |
Total non-covered loans |  |  | 12,026 |  |  |  | 4,594 |  |  |  | 12,651 |  |  |  | 29,271 |  |  |  | 2,147,681 |  |  |  | 2,176,952 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 25 |  |  |  | 25 |
Single family non-owner occupied |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 185 |  |  |  | 185 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 75 |  |  |  | — |  |  |  | 254 |  |  |  | 329 |  |  |  | 6,765 |  |  |  | 7,094 |
Single family owner occupied |  |  | 34 |  |  |  | — |  |  |  | — |  |  |  | 34 |  |  |  | 2,342 |  |  |  | 2,376 |
Total covered loans |  |  | 109 |  |  |  | — |  |  |  | 254 |  |  |  | 363 |  |  |  | 9,317 |  |  |  | 9,680 |
Total loans |  | $ | 12,135 |  |  | $ | 4,594 |  |  | $ | 12,905 |  |  | $ | 29,634 |  |  | $ | 2,156,998 |  |  | $ | 2,186,632 |
|  | December 31, 2019 |
|  | 30 - 59 Days |  |  | 60 - 89 Days |  |  | 90+ Days |  |  | Total |  |  | Current |  |  | Total |
(Amounts in thousands) |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Loans |  |  | Loans |
Non-covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | 63 |  |  | $ | 65 |  |  | $ | 211 |  |  | $ | 339 |  |  | $ | 48,320 |  |  | $ | 48,659 |
Commercial and industrial |  |  | 1,913 |  |  |  | 238 |  |  |  | 507 |  |  |  | 2,658 |  |  |  | 140,304 |  |  |  | 142,962 |
Multi-family residential |  |  | 375 |  |  |  | — |  |  |  | 1,144 |  |  |  | 1,519 |  |  |  | 120,321 |  |  |  | 121,840 |
Single family non-owner occupied |  |  | 754 |  |  |  | 267 |  |  |  | 661 |  |  |  | 1,682 |  |  |  | 161,499 |  |  |  | 163,181 |
Non-farm, non-residential |  |  | 917 |  |  |  | 1,949 |  |  |  | 3,027 |  |  |  | 5,893 |  |  |  | 721,368 |  |  |  | 727,261 |
Agricultural |  |  | 86 |  |  |  | 164 |  |  |  | — |  |  |  | 250 |  |  |  | 11,506 |  |  |  | 11,756 |
Farmland |  |  | 856 |  |  |  | 349 |  |  |  | 664 |  |  |  | 1,869 |  |  |  | 21,286 |  |  |  | 23,155 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 1,436 |  |  |  | 165 |  |  |  | 503 |  |  |  | 2,104 |  |  |  | 107,974 |  |  |  | 110,078 |
Single family owner occupied |  |  | 7,728 |  |  |  | 2,390 |  |  |  | 3,766 |  |  |  | 13,884 |  |  |  | 606,813 |  |  |  | 620,697 |
Owner occupied construction |  |  | 207 |  |  |  | — |  |  |  | 428 |  |  |  | 635 |  |  |  | 16,606 |  |  |  | 17,241 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | 1,735 |  |  |  | 439 |  |  |  | 202 |  |  |  | 2,376 |  |  |  | 107,651 |  |  |  | 110,027 |
Other |  |  | 22 |  |  |  | — |  |  |  | — |  |  |  | 22 |  |  |  | 4,720 |  |  |  | 4,742 |
Total non-covered loans |  |  | 16,092 |  |  |  | 6,026 |  |  |  | 11,113 |  |  |  | 33,231 |  |  |  | 2,068,368 |  |  |  | 2,101,599 |
Covered loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 28 |  |  |  | 28 |
Single family non-owner occupied |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 199 |  |  |  | 199 |
Non-farm, non-residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 3 |  |  |  | 3 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | 144 |  |  |  | 28 |  |  |  | — |  |  |  | 172 |  |  |  | 9,681 |  |  |  | 9,853 |
Single family owner occupied |  |  | — |  |  |  | 50 |  |  |  | — |  |  |  | 50 |  |  |  | 2,728 |  |  |  | 2,778 |
Total covered loans |  |  | 144 |  |  |  | 78 |  |  |  | — |  |  |  | 222 |  |  |  | 12,639 |  |  |  | 12,861 |
Total loans |  | $ | 16,236 |  |  | $ | 6,104 |  |  | $ | 11,113 |  |  | $ | 33,453 |  |  | $ | 2,081,007 |  |  | $ | 2,114,460 |
Trouble Debt Restructuring Accrual Status [Table Text Block] |
|  | December 31, |
|  | 2020 |  |  | 2019 |
(Amounts in thousands) |  | Nonaccrual(1) |  |  | Accruing |  |  | Total |  |  | Nonaccrual(1) |  |  | Accruing |  |  | Total |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | — |  |  | $ | 1,326 |  |  | $ | 1,326 |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Single family non-owner occupied |  |  | 1,585 |  |  |  | 1,265 |  |  |  | 2,850 |  |  |  | 552 |  |  |  | 595 |  |  |  | 1,147 |
Non-farm, non-residential |  |  | — |  |  |  | 2,407 |  |  |  | 2,407 |  |  |  | — |  |  |  | 307 |  |  |  | 307 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | 77 |  |  |  | 77 |  |  |  | — |  |  |  | 115 |  |  |  | 115 |
Single family owner occupied |  |  | 229 |  |  |  | 4,927 |  |  |  | 5,156 |  |  |  | 1,790 |  |  |  | 5,305 |  |  |  | 7,095 |
Owner occupied construction |  |  | — |  |  |  | 216 |  |  |  | 216 |  |  |  | — |  |  |  | 221 |  |  |  | 221 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | 30 |  |  |  | 30 |  |  |  | — |  |  |  | 32 |  |  |  | 32 |
Total TDRs |  | $ | 1,814 |  |  | $ | 10,248 |  |  | $ | 12,062 |  |  | $ | 2,342 |  |  | $ | 6,575 |  |  | $ | 8,917 |
Allowance for loan losses related to TDRs |  |  |  |  |  |  |  |  |  | $ | — |  |  |  |  |  |  |  |  |  |  | $ | 353 |
Interest Income Related to Troubled Debt Restructurings [Table Text Block] |
|  | Year Ended December 31, |
|  | 2020 |  |  | 2019 |  |  | 2018 |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Interest income recognized |  | $ | 473 |  |  | $ | 277 |  |  | $ | 264 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | Year Ended December 31, |
|  | 2020 |  |  | 2019 |
(Amounts in thousands) |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post modification Recorded Investment(1) |  |  | Total Contracts |  |  | Pre-modification Recorded Investment |  |  | Post modification Recorded Investment(1) |
Below market interest rate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | 1 |  |  | $ | 50 |  |  | $ | 50 |  |  |  | — |  |  | $ | — |  |  | $ | — |
Below market interest rate and extended payment term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 6 |  |  |  | 887 |  |  |  | 871 |
Principal deferral |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land development |  |  | 3 |  |  |  | 1,708 |  |  |  | 1,708 |  |  |  | — |  |  |  | — |  |  |  | — |
Non-farm, non-residential |  |  | 3 |  |  |  | 2,115 |  |  |  | 2,115 |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 5 |  |  |  | 2 |
Single family owner occupied |  |  | 5 |  |  |  | 1,085 |  |  |  | 1,054 |  |  |  | 3 |  |  |  | 331 |  |  |  | 279 |
Total principal deferral |  |  | 11 |  |  |  | 4,908 |  |  |  | 4,877 |  |  |  | 4 |  |  |  | 336 |  |  |  | 281 |
Total |  |  | 12 |  |  | $ | 4,958 |  |  | $ | 4,927 |  |  |  | 10 |  |  | $ | 1,223 |  |  | $ | 1,152 |
|  | Year Ended December 31, |
|  | 2020 |  |  | 2019 |
|  | Total |  |  | Recorded |  |  | Total |  |  | Recorded |
|  | Contracts |  |  | Investment |  |  | Contracts |  |  | Investment |
(Amounts in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single family owner occupied |  |  | 1 |  |  | $ | 53 |  |  |  | — |  |  | $ | — |
Total |  |  | 1 |  |  | $ | 53 |  |  |  | — |  |  | $ | — |
Other Real Estate Owned [Table Text Block] |
|  | December 31, 2020 |  |  | December 31, 2019 |
(Amounts in thousands) |  |  |  |  |  |  |  |
Non-covered OREO |  | $ | 2,083 |  |  | $ | 3,969 |
Total OREO |  | $ | 2,083 |  |  | $ | 3,969 |
Non-covered OREO secured by residential real estate |  | $ | 769 |  |  | $ | 2,232 |
Residential real estate loans in the foreclosure process(1) |  |  | 4,141 |  |  |  | 1,539 |

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