XML 48 R35.htm IDEA: XBRL DOCUMENT

Note 4 - Loans (Tables)

12 Months Ended

Dec. 31, 2020

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		*December 31,*
		*2020*								*2019*
(Amounts in thousands)		*Amount*				*Percent*				*Amount*				*Percent*
Non-covered loans held for investment
Commercial loans
Construction, development, and other land		$	44,649				2.04	%		$	48,659				2.30	%
Commercial and industrial			173,024				7.91	%			142,962				6.76	%
Multi-family residential			115,161				5.27	%			121,840				5.76	%
Single family non-owner occupied			187,598				8.58	%			163,181				7.72	%
Non-farm, non-residential			734,793				33.60	%			727,261				34.39	%
Agricultural			9,749				0.45	%			11,756				0.56	%
Farmland			19,761				0.90	%			23,155				1.10	%
Total commercial loans			1,284,735				58.75	%			1,238,814				58.59	%
Consumer real estate loans
Home equity lines			89,432				4.09	%			110,078				5.21	%
Single family owner occupied			658,678				30.12	%			620,697				29.35	%
Owner occupied construction			17,720				0.81	%			17,241				0.82	%
Total consumer real estate loans			765,830				35.02	%			748,016				35.38	%
Consumer and other loans
Consumer loans			120,373				5.50	%			110,027				5.20	%
Other			6,014				0.28	%			4,742				0.22	%
Total consumer and other loans			126,387				5.78	%			114,769				5.42	%
Total non-covered loans			2,176,952				99.56	%			2,101,599				99.39	%
Total covered loans			9,680				0.44	%			12,861				0.61	%
Total loans held for investment, net of unearned income		$	2,186,632				100.00	%		$	2,114,460				100.00	%

Loans held for Sale		$	—			$	—			$	263			$	—

Schedule of Covered Loans Held for Investment Net of Unearned Income [Table Text Block]

		*December 31,*
(Amounts in thousands)		*2020*				*2019*
Covered loans
Commercial loans
Construction, development, and other land		$	25			$	28
Single family non-owner occupied			185				199
Non-farm, non-residential			—				3
Total commercial loans			210				230
Consumer real estate loans
Home equity lines			7,094				9,853
Single family owner occupied			2,376				2,778
Total consumer real estate loans			9,470				12,631
Total covered loans		$	9,680			$	12,861

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

		*December 31,*
		*2020*								*2019*
(Amounts in thousands)		*Recorded Investment*				*Unpaid Principal Balance*				*Recorded Investment*				*Unpaid Principal Balance*
PCI Loans, by acquisition
Peoples		$	—			$	—			$	5,071			$	6,431
Waccamaw			—				—				2,708				14,277
Highlands			39,662				47,514				53,116				64,096
Other acquired			—				—				352				378
Total PCI Loans		$	39,662			$	47,514			$	61,247			$	85,182

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield [Table Text Block]

		*Peoples*				*Waccamaw*				*Highlands*				*Total*
(Amounts in thousands)
Balance January 1, 2018		$	3,388			$	19,465			$	—			$	22,853
Accretion			(1,263	)			(6,269	)			—				(7,532	)
Reclassifications from nonaccretable difference(1)			8				1,770				—				1,778
Other changes, net			457				(327	)			—				130
Balance December 31, 2018		$	2,590			$	14,639			$	—			$	17,229

Balance January 1, 2019		$	2,590			$	14,639			$	—			$	17,229
Accretion			(950	)			(3,317	)			—				(4,267	)
Reclassifications from nonaccretable difference(1)			17				1,440				—				1,457
Other changes, net			233				(188	)			—				45
Balance December 31, 2019		$	1,890			$	12,574			$	—			$	14,464

Balance January 1, 2020		$	1,890			$	12,574			$	—			$	14,464
Additions			—				—				8,152				8,152
Accretion			—				—				(2,497	)			(2,497	)
Other changes, net			(1,890	)			(12,574	)			—				(14,464	)
Balance Balance at December 31, 2020		$	—			$	—			$	5,655			$	5,655